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What Does Travel Insurance Cover

Travel Team | Jan 6, 2022

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Travel insurance provides coverage for a variety of scenarios, including trip cancellation, interruption, or delay; unexpected medical emergencies; lost, damaged or stolen baggage, and more. Here's a quick break down of the different types of travel insurance coverage:

International Travel Medical Coverage

Travel medical insurance provides medical coverage and a vast network of worldwide health care providers for those traveling abroad.

 

If you get sick or injured on your trip, travel medical plans can cover everything from emergency transportation to doctor and hospital fees, dental work and more. Many policies also cover pre-existing conditions and accidental death and dismemberment, as well as providing 24/7 multilingual travel assistance.

 

Specific policies offer different levels of coverage, so it's important to choose one that fits your needs and budget.

 

Trip Protection Coverage

Trip protection plans can protect you if:

  • You need to cancel your trip
  • You need to interrupt your trip
  • Your trip is delayed
  • You miss a cruise or tour connection
  • Your luggage is lost, stolen or damaged

 

With a trip protection policy, you'll get reimbursed for your non-refundable, prepaid trip costs in the event of trip cancellation, interruption or delay for covered reasons (such as weather, sickness, injury or death).

You can also get help replacing the cost of lost, stolen or damaged luggage, and even rental coverage for specific types of sports equipment. Some trip protection policies may also offer medical coverage and additional benefits like international traveler assistance.

 

Student Travel Coverage

Student travel insurance offers specialized medical coverage for students, faculty and scholars who are studying, teaching or doing research abroad. These policies can protect student travelers in the event of illness or injury, and may also provide coverage for dental work, prescriptions, emergency transportation, accidental death and dismemberment, maternity and newborn care, and more.

 

Outdoor and Adventure Trip Coverage

Outdoor and adventure trip insurance offers specialized protection for hunting, fishing, and other outdoor and extreme sports trips. Depending on the outdoor trip policy you choose, you can get coverage for:

 

  • Trip cancellation, interruption or delay
  • Missed connections
  • Medical expenses and emergency evacuation
  • Lost, stolen or damaged baggage
  • Equipment rental

 

Contact us any time for more information on the best benefits you can get with Seven Corners. Now get out there and see the world!

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