How to Prepare for Hurricane Season

  • Angela Borden
Jul 25, 2019

 

Planning to travel during peak hurricane season? What does hurricane season mean for those planning to travel for the next few months? It’s a good idea to prepare yourself and be informed when traveling, but especially through the coming months as hurricane season lasts through November.

Seven Corners has you covered with a look at the facts and impacts of hurricane season and how you can prepare for your upcoming travels by purchasing travel insurance.

 

Interesting Facts & Tips about Hurricanes

  • Hurricanes are the deadliest type of storm.
  • A single hurricane stirs up millions of miles of air and may produce more than 2.4 trillion gallons (9 trillion liters) of rain a day.
  • The largest and most intense hurricane on record is Typhoon Tip. The storm occurred in 1979 in the northwest Pacific. Tip’s wind diameter was around 2,220 kilometers, which is nearly half the size of the United States!
  • In the Atlantic, hurricane season starts June 1, while in the Pacific it starts May 15. Both end on November 30. 
  • Most hurricanes last about ten days, but some can even last for weeks! The longest-lasting hurricane was 31 days long, Hurricane John in 1994.
  • Each year, approximately 10 tropical storms form over the Atlantic Ocean, Caribbean Sea, and Gulf of Mexico. Out of these, six become hurricanes.
  • Hurricanes are also called cyclones and typhoons, depending on where they occur. In the Atlantic Ocean and Northwest Pacific they are hurricanes, in the Northwest Pacific they are typhoons, and in the South Pacific and Indian Ocean they are cyclones.
  • Ever wonder if your name is a hurricane name? Look no further than the National Hurricane Center.   
  •  Hurricane names have a six-year life-cycle, unless the name is retired. World Meteorological Organization is in charge of retiring the names and since 1954, they have currently retired 78.

 

Now that you’re armed with some of the realities about hurricanes and hurricane season, what other steps can you take to be prepared?

You may want to consider travel insurance if you are planning to travel to a destination with a risk for hurricanes or other natural disaster incidents. Some risks are not predictable, but now you know there is an increased likelihood for hurricanes during certain times of the year and where they typically occur.

 

Travel Medical Insurance

Many travel medical insurance plans include some type of natural disaster protection. We offer these specialized benefits with our Liaison Travel Medical plans:  

  • Accommodations —  We pay a daily rate for up to five days, if you cannot stay at your planned destination accommodations because of a natural disaster. 
  • Evacuation — If a natural disaster makes your destination outside of the United States uninhabitable, we will arrange and pay to evacuate you from a safe departure point to the nearest safe location. Along with this, we will arrange and pay for up to 3 days of lodging if you are delayed at the safe location and also arrange and pay for one-way economy airfare to return you to your home country following an evacuation. 
  • Trip Interruption — If you need to return home because your principal residence has been damaged due to a natural disaster (including a hurricane), this benefit reimburses you for economy travel to return home, less any refund you receive for your unused return ticket, based on the type of policy. Note that the trip interruption benefit must be arranged by Seven Corners Assist. 

 

Trip Insurance

This coverage generally provides protection for natural disasters, including hurricanes, with three different types of benefits. You can learn more about trip protection plans here.

Our RoundTrip Elite plan provides trip cancellation and interruption benefits for these scenarios:

  • If your primary residence becomes uninhabitable due to a natural disaster, you can cancel or interrupt your trip.
    For this benefit, you must buy the plan at least one day before the residence is rendered uninhabitable, and the house must become uninhabitable while your plan is in effect. 

  • When inclement weather (including a hurricane) causes complete cessation of your common carrier’s services (i.e., airline, train, etc.) for at least 48 consecutive hours, you can cancel or interrupt your trip. 
    For this benefit, you must buy the plan at least one day before the common carrier cancels service and the cancellation must occur when your plan is in effect. 

What type of coverage do you receive when you cancel or interrupt your trip?

Cancellation 

When you cancel your trip for a covered reason, benefits will be paid to reimburse you for your unused nonrefundable prepaid payments or deposits for your trip. 

Interruption

When you interrupt your trip, benefits will be paid up to the trip cost shown on your Summary of Benefits ID card or 150% of the total amount of coverage you purchased. This amount is paid to reimburse you for your unused non-refundable prepaid trip payments plus the additional transportation cost to:  

a) join your trip if you must depart after your scheduled departure date or travel via alternate travel arrangements to reach your trip destination using the most direct route possible or

b) rejoin your trip or transport you to your originally scheduled return destination using the most direct route possible (if you must interrupt your trip after departure).

Missed Connection

RoundTrip Elite also includes benefits for a missed cruise or tour departure. If you are delayed for 3* or more hours due to a documented weather condition and cannot get to the departure point for your cruise or tour, we will reimburse you for additional transportation costs to join your trip as well as accommodation and meal expenses while you are delayed, trying to join your tour or cruise.
*Time limit can vary by plan and state. Review the plan document for details. 

Feel free to give our customer service team a call to learn more about travel insurance and how it can help you. Make sure to read the plan document for any insurance plan you buy. It’s the only way to understand what is covered. And above all, we wish you safe travels!

Are you interested in buying a trip insurance plan?

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