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Are Your Travel Plans Ready for Hurricane Season?
Experts anticipate another active hurricane season.
Are your travel plans protected?
With the 2018 hurricane season having kicked off on June 1, weather industry experts are predicting the next six months of storms could potentially be more hyperactive and costly than the previous season.
The 2017 season was comprised of 17 named storms, 10 hurricanes and six major hurricanes, ranking it as the fifth most active season, along with 1936, since the beginning of records in 1851. The severe destruction left by last year’s hurricanes quickly affect impacted communities negatively. The devastating hurricanes that tore through Puerto Rico and the US Virgin Islands left locals in unimaginable living conditions and shut down tourism, a huge sector of their economies, for months.
The 2018 season began with Subtropical Storm Alberto and provided a glimpse of what is possible in the next six months. With hurricane season now in full swing, there is always the chance for travel plans to go awry. Hurricanes have the ability to affect many facets of travel that you might not expect. For example:
● Delayed flights could lead you to miss a prepaid cruise, tour or hotel stay.
● Even if you’re not in a storm area, your return flights could be delayed if air travel is at a halt, causing unplanned hotel stays.
● Evacuation from your destination or alternative travel arrangements could be necessary if there are dangerous conditions.
● You might have to reschedule or cancel your trip altogether if your destination is severely damaged.
Purchase Travel Insurance
Far too often, people bank on the fact that “it won’t happen to them” and are unfortunately left with a large financial headache when a disaster strikes. The best way for travelers to stay safe and protect their travel plans is to make sure they have appropriate travel insurance.
Seven Corners offers several options for travel protection. The ‘Cancel For Any Reason’ (CFAR) benefit can be added to trip insurance
, and this allows travelers to cancel their trip for any reason they wish. If a hurricane or other emergency were to occur prior to the trip departure, travelers can cancel their trip and receive at least 75 percent of their nonrefundable trip cost back.
Just as you can’t buy home insurance after your house burns down, you can’t buy travel insurance to cover you for a storm once it has been named by weather experts and recognized by the insurance company. In this scenario, the storm is now considered a known risk, thus you can no longer receive coverage if you wish to cancel, interrupt, or delay your trip due to the storm. You can still buy the plan and receive medical benefits, baggage, and personal effects coverage. You can also receive protection for cancellation, interruption, and delay triggers not
related to the storm. If you have questions about coverage for storms, contact your insurance company.
What is Travel Insurance?
If you're uncertain about what travel insurance can do for you, watch this quick video
to learn more.
Aside from Buying Travel Insurance, What Else Can You Do?
Here are some additional suggestions on what to do if a hurricane threatens or interrupts your travel plans:
● Act quickly. If there is a hurricane headed toward your location, evacuate in accordance with local evacuation guidelines as soon as possible. Call your airline if you are flying and try to schedule the next available flight home. Make sure to do this sooner rather than later!
● Be alert. Pay attention to the local weather and stay on top of potential storm activity. Be aware that hurricanes can change course or become more intense without much warning. It is important to be as prepared as possible.
● Keep important information on hand. Always keep a list of important phone numbers written down in case you need to make an emergency phone call and cannot use your personal cell phone. Additionally, keep a copy of your travel insurance policy and ID card available for reference so you know what type of coverage you have. Reach out to your insurance company with any concerns. Physical documentation is key if you suddenly do not have internet access.
With the current predictions for the 2018 hurricane season, it is vital to be ready for whatever Mother Nature brings to the table. Bottom line, it’s better to be safe than sorry.