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Travel Insurance That Covers COVID-19: 3 Important Things to Know

Sep 1, 2021

Seven Corners News

The number of daily travelers has doubled since last year following the CDC announcement earlier this year that vaccinated individuals are clear to fly as long as they adhere to social distancing and mask guidelines. However, with the rise of virus variants and strict testing requirements at many destinations, many people are considering buying travel insurance to protect their upcoming trips.

Here’s everything you need to know about travel insurance before you plan your next adventure.

Does Travel Insurance Cover COVID-19?

There are different types of travel insurance that come with various coverage amounts, additional endorsements that can be added to your policy, and things that are not covered altogether. 

Here are some examples of things that are typically covered under a travel insurance policy:

  • Sickness, injury or death
  • Cancellations or delays
  • Auto accident
  • Hijacking
  • Quarantine
  • Labor strike
  • Jury Duty
  • Uninhabitable accommodations
  • Theft of travel documents
  • Medical evaluation
  • Military obligations
  • Terrorist attack
  • Civil disorder
  • Job loss
  • New vaccine requirements

While some of these might apply to a COVID-related event that could affect your tickets and other reservations, it’s important to know what the fine print entails when you are buying travel insurance under the current health advisory. 

Standard travel insurance policies usually only cover an event if the purchaser is the one who contracts COVID-19. Things like family members getting sick, flight cancellations, and their quarantine requirements may not be covered if you’ve got the bare minimum amount of coverage.

How to Ensure Coverage in Case Covid-19 Disrupts Travel

 

Read more


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