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When You’re in Pain, Travel Medical Insurance is Your BFF

Kelsey Tharp | Apr 21, 2020


Have you ever wondered what would happen if you were sick or hurt while traveling abroad? How would you find a doctor? How would you pay the medical bills? What if you needed to be evacuated back home?

Lots of travelers don’t think about things like this, but it can happen. This isn’t just an imaginary, what-if scenario, and travel medical insurance can make a difference. 

In July, Kevin Sweeney, head coach of the Carmel, Ind. high school girls basketball team was swimming in the Dominican Republic, when he was knocked into the ocean by a rogue wave. He hit the sea floor and broke several bones in his back. Sweeney unfortunately didn’t have travel insurance, causing his family to scramble to create a GoFundMe to ease some of his $27,000 of expenses.

Sweeney isn’t alone. When Alex Kalscheur—also from Carmel, Ind.—was vacationing in France, he fell 30 feet from a retaining wall in the French Alps and shattered his T12 vertebra. Kalscheur’s bills are expected to top $100,000. And he, too, was uninsured. His family is also relying on a GoFundMe campaign to cover the charges.

When these sorts of terrible accidents happen, the bills can be astronomical—some can reach $200,000—which can be financially devastating. But, with travel medical coverage, situations like these and many more are covered.

Travel medical coverage does a few very important things for you:

Finds appropriate medical care for you

If you're traveling in the United States, our travel medical plans include the option to use a network to find a doctor or medical facility for care.

If you're traveling outside the United States, Seven Corners maintains an international directory of medical providers The Seven Corners assist team searches our extensive network of providers for the most appropriate medical facility for you to receive care.

Coordinates with physicians

If you are in a location that cannot provide appropriate care and you need an emergency medical evacuation, the assist team works with medical staff to coordinate your care so the transition from one location to the next is smooth and focused on your care.

Transports you to appropriate care or back home

This can be via plane, helicopter, train, bus — whatever best fits your situation. 

If you’re covered under one of Seven Corners’ Liaison Travel Medical Plans you could pay at little as $100 upfront for this range of services. 

It doesn’t matter if you’re on vacation or visiting your relatives, accidents can happen anytime, anywhere. Before you travel abroad, make sure you’re covered.


Guest contributor: Kelsey Tharp

About the Author

Kelsey Tharp is a content marketing specialist with Seven Corners. In her free time she enjoys reading, writing, spending time with friends and daydreaming about her next vacation. At home, she’s surrounded by her dog and three cats pretty much at all times.


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