Luke Armstrong | Jul 24, 2020
While there are no reliable figures of how many American citizens live outside of the U.S., the U.S. State Department estimates that between 3-8 million non-military U.S. citizens are expatriates.
There are many reasons why so many have made their home outside of the United States. Some are abroad for love, others beaches, surfing, love of language, and this list goes on and on.
While the term expatriate can encompass any reason under the sun, to insurance companies not all expatriates are created equal.
In this article, we will define the degrees of expatriation that exist and the travel health insurance questions you should ask to make sure you get the coverage you require. If you're a non-U.S. citizen traveling into the U.S., Seven Corners has options for you too.
We'll conclude with a list of 10 countries that are favorites among Americans living abroad.
There are many different degrees of expatriation. Some people simply take a year off of life and either travel the world or live in another country. If this sounds like you, Liaison Majestic is a great bet. You can get a policy that lasts up to 364 days and is renewable up to 3 years. This is the policy I use since I'm always bouncing in and out of the U.S. (I come back at least once a year to see if Santa brought me anything awesome.)
Others have more permanent expat lives. We've all bumped into people on the road who make a point of saying, "I'm never going back!" For them, Reside Prime is for expats and families looking for comprehensive medical coverage. In researching Reside Prime for this article, I realized that I should consider a switch to Reside Prime as it will cover me on my visits back to the U.S.! (And Christmas is a dangerous time of year at Casa Armstrong.)
The best resource I have found for comparing cost-of-living around the world is Expatistan, an online cost of living comparison tool that is great for answering that lingering question, “Where should I go?”
Below are ten countries that have enough expat gravity to have enticed many international wanderers to stay put awhile.
To create this list, we had to count the uncountable. As MigrationPolicy.org explains, “The U.S. government does not formally track how many Americans leave the United States, whether temporarily or permanently, meaning that one has to rely on estimates to get a sense of how many U.S. citizens live overseas.”
But one thing we can count that will give insight into which countries United States citizens have settled is by counting babies. Based on the 2010 U.S. census, we can look at where foreign born babies are popping up.
Babies born to U.S. citizens abroad are naturalized as U.S. citizens and this is something that is tracked and quantifiable. Where there are people setting up lives outside of the U.S., there are babies. So let's take a look at what that data tells us.
Although there is limited data on expatriates, Mexico is the clear leader as the place most expats are going. There is a lot of talk of Mexicans in the U.S., but there are over 1 million U.S. citizens living in Mexico. 29% of the U.S. foreign born population made their world debut in Mexico.
Since it is seamless to get there (many stay for years on tourist visas which they renew by leaving every six months), has a comfortable climate, comfortable cost of living, and is our national neighbor, it’s not difficult to see why Mexico wins the expat cake.
Business is the number one draw for American citizens living in China. Nearly half of all American citizens with legal residence reside in Hong Kong, an international business hub.
There are several reasons for this. America's military presence in the Philippines leads to many citizens being born there. This will only increase as more U.S. Military personnel are set to be deployed to the Philippines across five bases.
With such a massive population, many Indian Americans have ties to India. And of course, India in its own right draws many spiritual seekers and American business men and women.
While it doesn't show up as significant on the data we are using to amass this list, everyone who's had their ear to the international ground has been hearing that Berlin is the place to be.
Berlin is now in its second wave of international gentrification. The cheap-cheap rents that attracted people in the first place have begun to creep up. The upshot to that is rent is still pretty cheap, and now there is an established international scene. This makes it a hot destination for anyone looking for a happening big city life outside of their homeland.
Well, whether they did it for this or for some other reason, it is been estimated that between 800,000 and 2 million Americans are full or part-time residents of Canada.
I lived in Australia at the beginning of this year and saw first-hand why people are outsourcing their lives there. If the high cost of living doesn't ruin it for you, Expat Info Desk has published a great guide for relocating to Australia.
Each with an estimated 40,000 U.S. citizens living there, Colombia and Ecuador both boast a low cost of living and pristine geography.
Politically these countries more or less get along. Unlike some South American countries where saying you're American tends to sound like an apology, in Colombia and Ecuador, you can be yourself on the beach.
Luke Maguire Armstrong is the author of "The Nomad's Nomad." He has spent the last decade traveling, writing and designing, and funding philanthropic programs around the world.