Now Health Insurance

Health and Medical Insurance for Expats

Global medical cover for people who are living and working outside of their home country.

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Millions of people choose to move overseas every year.

Whether you are relocating for employment reasons, as a lifestyle choice, or to retire, emigrating is an exciting time yet also one of upheaval and potential stress.

One of the biggest factors to consider when moving abroad is how you will access healthcare in your new location, especially if you’re moving with a young family, or are a retiree dealing with an existing condition.

With expat health insurance from Now Health International, you can ensure you’re able to access the private sector and cover your costs for whatever medical treatment you require in your new country.

Why Should Expats Take Out Private Health and Medical Cover?

Depending on your circumstances and reasons for relocating abroad, you may be required to take out private health and medical insurance cover as one of your visa conditions.

It is also worth considering how you access healthcare in your current location, as well as how the healthcare system operates in the country you’re considering moving to.

Even if the country you are moving to gives you the opportunity to make social security contributions and subsequently access the public healthcare system, it can still be worth supplementing your cover with private health insurance. Getting ill or requiring treatment in an unfamiliar location can be intimidating, and having to wait to access treatment via the public sector can add unneeded stress at the time you want it the least.

With international health insurance, you can ensure you’re able to access the healthcare facilities and get the treatment you need quick

Frequently Asked Questions

  • Expat health insurance is specifically designed for the healthcare needs of expatriates and their families, meaning you can access the best private healthcare both locally and overseas. If you’re moving abroad, it’s likely any existing local health plan you have will not provide coverage outside of your home country. Even if your plan does offer some coverage abroad, it may not be fit for purpose for the healthcare needs of the globally mobile expat.

    Expat health insurance plans are also often portable, so you can take your plan with you should you return to your home country or decide to move elsewhere, saving you the hassle of having to purchase a new plan.

  • The monthly expense will vary depending on the type of plan and level of cover you choose. At Now Health International we have a range of plans to suit different needs and budgets, ranging from essential cover for hospitalization and major medical events, through to comprehensive cover for dental and maternity treatment. For as little as USD 29 per month, we can offer cover for in-patient and day-patient treatment in 194 countries and territories.

    What kind of coverage can I expect from an expat insurance plan?

    Expat health insurance cover will vary depending on the plan and options you choose. Cover usually includes in-patient and day-patient care, including hospitalization and surgery, as well as medical evacuation and repatriation. Some plans will also offer cover for out-patient care including doctor visits and physiotherapy, as well as routine and complex dental treatment, and routine maternity care. At Now Health International we also offer options to add cover for wellness check-ups and vaccinations to your plan.

    It makes sense to choose an expat plan that fits your expected lifestyle and healthcare needs overseas. Younger expats may wish to opt for one of our in-patient only plans, such as SimpleCare CORE or WorldCare Essential, while those raising a family abroad may wish to opt for our more comprehensive WorldCare Apex plan which includes dental treatment and maternity care.

  • Some countries may require expats to purchase a form of health insurance, others may require you to buy into a government insurance scheme, while others may have no requirement at all. It’s important to do your research and find out about the health insurance requirements of your expat destination - you can check out our Expat Guides for more information.

    Regardless of whether your destination country requires you to purchase a health insurance plan, it’s still a good idea to consider expat health insurance. When it comes to protecting your health and avoiding the hassle of medical expenses, expat health insurance is designed to ensure you can access the best private medical care should the worst happen when you’re living and working abroad.

  • Now Health International is an award-winning specialist international health insurance provider. With over 30,000 members in 200+ territories, it aims to deliver best-in-class service and top-end benefits.

    Now Health’s promise is in their name: ‘Now’ means clear, relevant information, easy-to-use online tools and fast service from people who respect your time. As such, their service is designed to make it easier to access healthcare wherever you are in the world, with clear information, fast turnaround times and expert help.

    Now Health’s award-winning digital tools such as their app and portal are simple to use and make it even quicker and easier to manage your plan, submit and track claims online and find a medical provider in our network.

    Now Health is strategically placed to serve the world’s main expat hubs and emerging markets so they can deliver local market knowledge when you need it. Their global presence also enables them to offer our members 24/7 support, across all time zones.

    What you get

    • Benefit-rich products with flexible annual deductible optional add-ons
    • Clear, relevant information, so you know exactly what is and isn’t covered
    • Great service from people who respect your time and understand what matters to you
    • Straightforward processes and fast turnaround times, from joining to claiming
    • Online tools and a mobile app so it’s easy to find a doctor and submit claims, anywhere in the world
    • Direct Billing options, so you don’t have to be out of pocket
    • Expert service teams located around the world, offering 24/7 multilingual customer care and support
    • Added value services included in their WorldCare plan, including travel assistance, second medical opinions and global concierge services for overseas treatment

What are the Benefits of Taking Out International Health Insurance as an Expat?

There is no doubting the levels of excitement that people can feel when choosing to move overseas.

At the same time, it is a massive step for anyone to take. You’re moving your whole life to a new location, where perhaps you don’t know anyone or have only visited on a handful of occasions prior to moving there full-time.

When you have international health insurance and are able to access private healthcare facilities when you need to, you will live in your new location with peace of mind and find yourself worrying about dealing with the public healthcare system or how to register to be able to see a doctor. You’ll be able to access these facilities quicker than you likely would via the public system and get back to living your exciting life in your new location.

Cover yourself when living abroad with private health cover from Now Health International.

Why Choose Now Health International for Your Expat Health Insurance?

At Now Health International, we offer a range of private healthcare packages to help you cover your costs when living overseas.

Our WorldCare Essential package starts at USD 26 per month and will cover you for any in-patient and day-patient care while living in your new location. This package also covers treatment for pre-existing conditions and is ideal if you are living with a condition that requires on-going management and care.

We also offer a more affordable package covering emergency and urgent care only, while those looking for a more comprehensive level of cover can choose packages that include out-patient, dental, and maternity care.

Join thousands of Now Health International members living happily overseas and covered by one of our international health insurance packages.