Green Cover — Affordable Health Insurance for Non-United States Citizens 

Are you visiting or immigrating to the United States? Are you waiting to qualify for Medicare?
If you answered yes to either of these questions, Green Cover is a great option for you.   


Green Cover gives you: 

  • Comprehensive Major Medical Protection
  • Quick purchase process — No medical history questions to answer, and you receive your ID card and plan document immediately.
  • Provider Network — Our large network offers quality care and discounted pricing.
  • Choose Your Coverage Length from 5 to 364 days. If you need additional coverage, you may buy a new policy when your prior one ends.  
You are eligible to buy if you are 60 to 95 years of age and have been in the United States for less than 5 years.   

Please note:  In the quote above, you may enter one person at a time. A separate quote must be completed for each person who wishes to buy this plan. Each applicant will receive his or her own plan.  

GEOGRAPHIC RESTRICTIONS 
State Restrictions:  We cannot accept an address from Maryland, Washington, New York, South Dakota, and Colorado. 
MEDICAL COVERAGE

Length of Coverage

5 to 364 days

You may buy a new policy when your prior one ends if you need coverage longer than 364 days.

Arrival Date in the United States

You arrival date in the in the United States must be less than 5 years ago. 

Medical Maximum Options

Ages 60-74: $250,000
Ages 75-79: $100,000
Ages 80-89: $50,000
Ages 90-95: $25,000

Plan Options

Part A includes:
Hospitalization (includes emergency treatment); Hospice (inpatient & outpatient); Skilled Nursing Facilities (up to 30 days): Home Health Care (up to 30 days)

Part B includes:
Physician and Surgeon Benefits (inpatient & outpatient care)
Supplies, Therapy, and Ambulance Services

Deductible Options

 

 

 

$1,000 available to ages 60-74
$1,500 available to ages 60-79
$2,500 available to ages 60-84
$5,000 available to ages 60-89
$10,000 available to ages 60-95

Coinsurance

We pay 80% of the next $10,000 in expenses, and you pay 20%. We then pay 100% of any remaining expense up to your policy maximum.

Dental Accident Coverage

$500 per accident

TRAVEL ASSISTANCE SERVICES*

 

 

24/7 Travel Assistance

Additional Benefits

 

International Travel Coverage

Ages 60-74: $5,000

Ages 75-95: $2,500

Specialized Benefits

Alzheimer's Disease           $25,000 Lifetime Maximum

Cardiac and/or Cancer       $25,000 (after 180 days of coverage, benefits are paid to your policy max)

Cataract Surgery                   $2,500

 

Provider Network

*Travel Assistance Services are provided by Seven Corners Assist. 

The table above is a summary of benefits and services. If there is any difference between this summary and your plan document, the provisions of your plan document will prevail. 

Daily Rates for Parts A and B

Deductible → $1,000 $1,500 $2,500 $5,000 $10,000
Age ↓ Daily Rate
60 $11.87 $10.22 $8.37 $6.89 $6.56
61 $12.10 $10.42 $8.67 $7.02 $6.76
62 $12.23 $10.75 $8.77 $7.19 $6.82
63 $12.46 $10.85 $9.00 $7.32 $6.96
64 $12.66 $11.18 $9.30 $7.48 $7.05
65 $12.86 $11.24 $9.46 $7.75 $7.19
66 $13.42 $11.67 $9.79 $7.95 $7.38
67 $14.01 $12.10 $10.05 $8.27 $7.62
68 $14.60 $12.66 $10.29 $8.60 $7.78
69 $15.13 $13.15 $10.58 $8.77 $8.04
70 $15.76 $13.71 $10.85 $9.03 $8.21
71 $16.32 $14.01 $11.27 $9.49 $8.47
72 $16.98 $14.64 $11.87 $9.79 $8.70
73 $17.57 $15.03 $12.20 $10.12 $8.93
74 $18.03 $15.36 $12.76 $10.55 $9.16
75 N/A $15.96 $13.19 $10.81 $9.63
76 N/A $16.48 $13.71 $11.21 $9.99
77 N/A $16.81 $14.01 $11.54 $10.12
78 N/A $17.31 $14.54 $11.80 $10.42
79 N/A $17.80 $14.93 $12.16 $10.65
80 N/A N/A $15.49 $12.40 $10.98
81 N/A N/A $16.35 $13.68 $11.87
82 N/A N/A $17.14 $15.16 $12.99
83 N/A N/A $18.03 $16.65 $14.01
84 N/A N/A $18.69 $18.00 $15.10
85 N/A N/A N/A $19.45 $16.25
86 N/A N/A N/A $20.87 $17.34
87 N/A N/A N/A $22.29 $18.46
88 N/A N/A N/A $23.60 $19.55
89 N/A N/A N/A $25.02 $20.67
90 N/A N/A N/A N/A $21.86
91 N/A N/A N/A N/A $22.98
92 N/A N/A N/A N/A $24.07
93 N/A N/A N/A N/A $25.19
94 N/A N/A N/A N/A $26.27
95 N/A N/A N/A N/A $27.40

You cannot buy Green Cover® if you are eligible for Medicare. If you have been a legal resident of the United States for five years, you are eligible to purchase Medicare, and you should not complete this application. This plan is not available to U.S. citizens. If you become a U.S. citizen, this coverage will automatically end.

A separate application must be completed for each person who wishes to purchase coverage. Each applicant will receive his or her own policy.

Plan Options

You may choose Part A, Part B, or both.

Part A

Hospitalization Benefits include: Semi-private room & board, general nursing, miscellaneous hospital services & supplies, drugs, x-rays, lab tests, operating room expenses. Treatment is covered at these facilities:
  • Hospitals — standard hospitalization and emergency treatment
  • Hospice Facilities — both inpatient and outpatient
  • Skilled Nursing Facilities — 30 day limit per coverage period
    1. Must follow a hospital confinement of 3 or more days
    2. Admission must be within 30 days of hospital confinement
  • Home Health Care Services — 30 days limit per coverage period

Part B

  • Physician and Surgeon Benefits for inpatient and outpatient Care
  • Supplies, Therapy, and Ambulance Services

Quick Facts

Coverage Period — 5 to 364 days. Your coverage must begin within 5 years of your arrival in the U.S.

Continuing Coverage — If you initially buy less than 364 days, you may purchase additional days to a total of 364 days. We will send you a renewal notice, which allows you to extend your coverage. Your initial coverage start date is used for deductible and coinsurance calculations and to determine preexisting conditions.

Coverage Start and End Date — Your coverage begins on the latter of: the date you request or the date we receive and approve your payment and application. Your ID card will state the start and end dates for you coverage.

Our Money Back Guarantee

If you buy Green Cover® and decide you don’t need it, simply notify Seven Corners before your coverage start date to receive a full refund. If we receive your request after your coverage begins, the unused portion of your plan cost is refunded minus a cancellation fee if you have not submitted any claims.

Our Extensive Provider Network

We have a large network of providers within the United States and worldwide. You can contact Seven Corners Assist for help finding a medical provider. You may also visit sevencorners.com/ppo.

Pre-Certification Requirements

You must pre-certify the following expenses by contacting Seven Corners Assist at the phone number on your ID card: Inpatient Care, any Surgery or Surgical Procedure; CAT scan; MRI (magnetic resonance imaging). If you have an emergency hospital admission, you must pre-certify within 48 hours of your admission or as soon as reasonably possible.
Failure to pre-certify could result in a 50% reduction in benefits. Pre-certification does not guarantee benefits.

Filing A Claim

Filing a claim is easy! Complete and submit a claim form within 90 days of the date you receive medical treatment. If you have any questions, contact us at the phone numbers or email address shown on your ID card. Visit our claims page.

About Your Insurance Company

Seven Corners* will handle your policy needs from start to finish. Since 1993, we have been providing insurance products and serving the needs of hundreds of thousands of policyholders worldwide. We are here to help! Our multilingual Seven Corners Assist team is available 24/7 to answer your questions.

Your policy is backed by Certain Underwriters at Lloyd’s, London, with an AM Best Rating of “A” (Excellent), so you know your coverage will be there when you need it.

*In California, Seven Corners operates under the name Seven Corners Insurance Services.

Important Information

Please be aware that this is not a general health insurance plan, but an interim, limited benefit period, travel medical program intended for use while away from your home country.

This website is intended as a brief summary of benefits and services. It is not your plan document. If there is any difference between this website and your plan document, the provisions of the plan document will prevail. Benefits and premiums are subject to change.

It is your responsibility to maintain all records regarding travel history, age, and provide necessary documents to Seven corner to verify your eligibility for coverage.

Patient Protection and Affordable Care Act: This insurance is not subject to, and does not provide certain insurance benefits required by the United States Patient Protection and Affordable Care Act (“PPACA”). The insurance benefits provided by insurance under the Plan Document are stated in your plan documents and do not include additional benefits required by PPACA. The PPACA requires certain U.S. residents and citizens to obtain PPACA compliant insurance coverage. The Plan Document and Evidence of Coverage are not subject to guaranteed issuance or renewal. In certain circumstances penalties may be imposed on U.S. residents and citizens who do not maintain PPACA compliant insurance coverage. You should consult your attorney, insurance agent or tax professional to determine if the PPACA’s requirements are applicable to you.

Below is a summary of items that are not covered. For a specific listing of items, please review your policy.

  • Pre-existing conditions;
  • Treatment of the following during the first 180 days of coverage: conditions of the breast, prostate, or reproductive system; gall stones, kidney stones, acne or acne related conditions, any surgery which is not emergency in nature;
  • Treatment which is not medically necessary; elective surgery, cosmetic or plastic surgery, treatment exceeding reasonable & customary charges, vocational, occupational, speech, recreational, music therapy, expenses due to or in connection with a felony or criminal offense; chronic fatigue syndrome, congenital abnormalities & related conditions; expenses related to a self-inflicted injury or illness; treatment related to alcohol usage, drug addiction, use of any drug or narcotic agent; injury or illness due to being under the influence of alcohol, chemicals or drugs other than drugs taken as prescribed by a physician; injury or illness due to operation of a vehicle after consuming alcohol, chemicals, or drugs; allergies; mental and nervous disorders, rest cures, quarantine or isolation; dental care (unless the result of an injury to a sound natural tooth caused by an accident); eye refractions; eye examinations done to prescribe corrective lenses for eyeglasses; false teeth or dentures; normal ear tests; hearing aids; vaccinations; inoculations; routine physicals; expenses resulting from subjective pain; coverage outside the United States unless covered under the International Travel Coverage Benefit; expense covered by Medicare or any other private or public program; expenses incurred after you are eligible for Medicare; expenses incurred after you become a U.S. citizen; purchase or rental of durable medical equipment outside of a hospital; outpatient drugs; injury due to participation in professional athletics, amateur, and interscholastic athletics.
  • Injury sustained while participating in mountaineering, hang gliding, parachuting, bungee jumping, zip lining, racing of any kind, snowmobiling, motorcycle/motor scooter riding, scuba diving involving underwater breathing apparatus, water skiing, snow skiing, snowboarding, luge, paragliding, motocross, Moto X, any sport or athletic activity undertaken for thrill seeking which exposes you to abnormal or extreme risk of injury &/or is in violation of applicable laws, rule, or regulations;
  • Any consequence, whether directly or indirectly, proximately or remotely occasioned by, contributed to by, or traceable to, or arising in connection with war, invasion, act of foreign enemy, warlike operations (whether war be declared or not), civil war or commotion; riot; rebellion; insurrection; revolution; overthrow of the legal government; explosions of war weapons, usage of nuclear, chemical, biological weapons; terrorist activity

Pre-existing conditions are any medical condition that existed when you applied for Green Cover® or any time during the 12 months before your coverage start date. Green Cover does not cover pre-existing conditions. For a detailed explanation, please review the plan documents.

 

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