Why Choose Inbound® Guest?

If you are planning a trip to the United States for yourself or your family members, you need a quality medical insurance plan. Health care in the United States can be expensive and complicated. Inbound Guest provides a variety of affordable and easy-to-understand options, so you can choose the coverage you need.

Scheduled Benefits — Inbound Guest is a scheduled benefit plan. This means there is a stated limit for each type of covered medical treatment. For example, there is a dollar limit for an emergency room visit. The plan will not pay more than this limit.  

GEOGRAPHIC RESTRICTIONS We cannot accept an address from these locations: Maryland, New York, South Dakota, Washington state, Australia, Canada, Islamic Republic of Iran, Switzerland, Syrian Arab Republic, and the U.S. Virgin Islands.

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Benefit payments are subject to the limits shown below.
Swipe chart to view all columns.

  Age 14 Days To Age 69
Plan A
Age 14 Days To Age 69
Plan B
Age 14 Days To Age 69
Plan C
Age 14 Days To Age 69
Plan D
Age 14 Days To Age 69
Plan E
Age 70 to Age 99
Plan J
Age 70 to Age 99
Plan K
Age 70 to Age 99
Plan L
max per injury or sickness → $25,000 $45,000 $65,000 $85,000 $120,000 $40,000 $60,000 $100,000
Inpatient                
Hospital Room & Board Including Laboratory Tests, X-rays, Prescription Medical and other miscellaneous Up to $910/day,
30 day max
Up to $1,260/day,
30 day max
Up to $1,565/day,
30 day max
Up to $1,725/day,
30 day max
Up to $2,340/day,
30 day max
Up to $870/day,
30 day max
Up to $1,260/day,
30 day max
Up to $2,050/day,
30 day max
Hospital Intensive Care Unit Add’l $430/day, 8 day max Add’l $595/day, 8 day max Add’l $720/day, 8 day max Add’l $790/day, 8 day max Add’l $1020/day, 8 day max Additional $380/day, 8 day max Additional $550/day, 8 day max Additional $900/day, 8 day max
Surgical Treatment Up to $2,150 Up to $2,970 Up to $3,960 Up to $4,840 Up to $6,600 Up to $2,285 Up to $3,300 Up to $5,365
Anesthetist Up to $500 Up to $740 Up to $990 Up to $1,210 Up to $1,650 Up to $570 Up to $825 Up to $1,340
Assistant Surgeon Up to $500 Up to $740 Up to $990 Up to $1,210 Up to $1,650 Up to $570 Up to $825 Up to $1,340
Physician’s Non-Surgical Visits Up to $40/visit, 1/day, 30 visits max Up to $60/visit, 1/day, 30 visits max Up to $65/visit,1/day, 30 visits max Up to $75/visit, 1/day, 30 visits max Up to $100/visit, 1/day, 30 visits max Up to $45/visit, 1/day, 30 visits max Up to $65/visit, 1/day, 30 visits max Up to $100/visit, 1/day, 30 visits max
A Consulting Physician, when requested by attending physician Up to $350 Up to $405 Up to $465 Up to $485 Up to $600 Up to $330 Up to $480 Up to $780
Private Duty Nurse Up to $400 Up to $495 Up to $550 Up to $550 Up to $660 Up to $375 Up to $450 Up to $880
Pre-Admission Tests within 7 days before hospital admission Up to $750 Up to $990 Up to $1,100 Up to $1,100 Up to $1,100 Up to $775 Up to $775 Up to $1,500
Outpatient                
Surgical Treatment Up to $2,150 Up to $2,970 Up to $3,960 Up to $4,840 Up to $6,600 Up to $2,285 Up to $3,300 Up to $5,365
Anesthetist Up to $500 Up to $740 Up to $990 Up to $1,210 Up to $1,650 Up to $570 Up to $825 Up to $1,340
Assistant Surgeon Up to $500 Up to $740 Up to $990 Up to $1,210 Up to $1,650 Up to $570 Up to $825 Up to $1,340
Physician’s Non-Surgical/

 

Urgent Care Visits

Up to $50/visit, 1/day, 10 visits max Up to $60/visit, 1/day, 10 visits max Up to $65/visit, 1/day, 10 visits max Up to $75/visit, 1/day, 10 visits max Up to $100/visit, 1/day, 10 visits max Up to $45/visit, 1/day, 10 visits max Up to $65/visit, 1/day, 10 visits max Up to $100/visit, 1/day, 10 visits max
Diagnostic X-rays & Lab Services Up to $295 - Additional $250- One CAT scan, PET scan or MRI Up to $405 - Additional $250 - One CAT scan, PET scan or MRI Up to $465 – additional $375 - One CAT scan, PET scan or MRI Up to $485 - Additional $500 - One CAT scan, PET scan or MRI Up to $600 - Additional $500 - One CAT scan, PET scan or MRI Up to $330 - Additional $250

 

- One CAT scan, PET scan or MRI

Up to $480 – additional $300

 

- One CAT scan, PET scan or MRI

Up to $780 – additional $300

 

- One CAT scan, PET scan or MRI

Hospital Emergency Room (all expenses incurred therein) Up to $215 Up to $295 Up to $395 Up to $465 Up to $660 Up to $208 Up to $300 Up to $480
Prescription Drugs
(per period of coverage)
Up to $150 Up to $250 Up to $125 Up to $135 Up to $180 Up to $250 Up to $250 Up to $250
Outpatient Surgical Facility Up to $750 Up to $900 Up to $1,030 Up to $1,070 Up to $1,320 Up to $705 Up to $1,020 Up to $1,660
Other                
Ambulance Services Up to $295 Up to $450 Up to $450 Up to $475 Up to $475 Up to $450 Up to $450 Up to $880
Initial Orthopedic Prosthesis/brace Up to $715 Up to $990 Up to $1,160 Up to $1,240 Up to $1,560 Up to $705 Up to $1,020 Up to $1,660
Chemotherapy and/or radiation therapy Up to $715 Up to $990 Up to $1,175 Up to $1,275 Up to $1,620 Up to $705 Up to $1,020 Up to $1,660
Dental Treatment for Injury to Sound, Natural Teeth Up to $360 Up to $550 Up to $550 Up to $550 Up to $550 Up to $550 Up to $550 Up to $1,075
Mental & Nervous Disorder & Substance Abuse Same as any Sickness Same as any Sickness Same as any Sickness Same as any Sickness Same as any Sickness Same as any Sickness Same as any Sickness Same as any Sickness
Physiotherapy Up to $30/visit, 1/day, 12 visits max Up to $40/visit, 1/day, 12 visits max Up to $40/visit, 1/day, 12 visits max Up to $40/visit, 1/day, 12 visits max Up to $40/visit, 1/day, 12 visits max Up to $40/visit, 1/day, 12 visits Up to $40/visit, 1/day, 12 visits Up to $80/visit, 1/day, 12 visits
Extended Care Facility Covered under the Hospital Room & Board benefit Covered under the Hospital Room & Board benefit Covered under the Hospital Room & Board benefit Covered under the Hospital Room & Board benefit Covered under the Hospital Room & Board benefit Covered under the Hospital Room & Board benefit Covered under the Hospital Room & Board benefit Covered under the Hospital Room & Board benefit
Acute Onset of Pre-existing Condition(s) $25,000 per period of coverage for Medical Expense Benefits (subject to the sublimits for each benefit shown above) & $25,000 per period of coverage for Emergency Medical Evacuation. $45,000 per period of coverage for Medical Expense Benefits (subject to the sublimits for each benefit shown above) & $25,000 per period of coverage for Emergency Medical Evacuation. $65,000 per period of coverage for Medical Expense Benefits (subject to the sublimits for each benefit shown above) & $25,000 per period of coverage for Emergency Medical Evacuation. $85,000 per period of coverage for Medical Expense Benefits (subject to the sublimits for each benefit shown above) & $25,000 per period of coverage for Emergency Medical Evacuation. $120,000 per period of coverage for Medical Expense Benefits (subject to the sublimits for each benefit shown above) & $25,000 per period of coverage for Emergency Medical Evacuation. N/A N/A N/A
Emergency Evacuation $50,000 $50,000 $50,000 $50,000 $50,000 $50,000 $50,000 $50,000
Return of Remains/
Local Cremation and Burial
$25,000/$5,000 $25,000/$5,000 $25,000/$5,000 $25,000/$5,000 $25,000/$5,000 $25,000/$5,000 $25,000/$5,000 $25,000/$5,000
AD&D Principal Sum $25,000 Common Carrier $25,000 Common Carrier $25,000 Common Carrier $25,000 Common Carrier $25,000 Common Carrier $25,000 Common Carrier $25,000 Common Carrier $25,000 Common Carrier

If you turn 70 years old during your coverage period, the 70-99 benefit schedule becomes effective on the day you turn 70. If you have the $25,000 or $45,000 per injury or sickness plan maximum, you will receive the $40,000 per injury or sickness schedule for age 70-99. If you have the $65,000 or $85,000 per injury or sickness plan maximum, you will receive the $60,000 per injury or sickness schedule for age 70-99. If you have the $120,000 per injury or sickness plan maximum, you will receive the $100,000 per injury or sickness schedule for age 70-99.

Rates Effective August 10, 2016

$0 Deductible Per Injury/Sickness Per Person

Plan A Plan B Plan C Plan D Plan E
Plan Maximum Options → $25,000 $45,000 $65,000 $85,000 $120,000
Age ↓ Daily Rates
2 weeks to 18 $0.77 $1.36 $1.67 $1.88 $2.44
19 to 29 $0.77 $1.14 $1.31 $1.54 $1.96
30 to 39 $0.84 $1.26 $1.50 $1.60 $2.20
40 to 49 $0.87 $1.31 $1.60 $1.73 $2.41
50 to 59 $1.23 $1.83 $2.18 $2.35 $3.20
60 to 69 $1.47 $2.01 $2.43 $2.64 $3.60
Dependent Child* $0.80 $1.29 $1.59 $1.79 $2.32

$50 Deductible Per Injury/Sickness Per Person

Plan A Plan B Plan C Plan D Plan E
Plan Maximum Options → $25,000 $45,000 $65,000 $85,000 $120,000
Age ↓ Daily Rates
2 weeks to 18 $0.65 $1.13 $1.39 $1.56 $2.03
19 to 29 $0.65 $0.97 $1.13 $1.24 $1.63
30 to 39 $0.71 $1.05 $1.22 $1.34 $1.82
40 to 49 $0.74 $1.12 $1.30 $1.42 $1.90
50 to 59 $1.00 $1.55 $1.84 $1.92 $2.69
60 to 69 $1.26 $1.72 $2.02 $2.15 $2.99
Dependent Child* $0.78 $1.07 $1.32 $1.48 $1.93

$100 Deductible Per Injury/Sickness Per Person

Plan A Plan B Plan C Plan D Plan E
Plan Maximum Options → $25,000 $45,000 $65,000 $85,000 $120,000
Age ↓ Daily Rates
2 weeks to 18 $0.57 $1.05 $1.29 $1.45 $1.89
19 to 29 $0.56 $0.85 $1.03 $1.20 $1.54
30 to 39 $0.63 $0.95 $1.13 $1.26 $1.69
40 to 49 $0.65 $1.00 $1.24 $1.34 $1.84
50 to 59 $0.93 $1.39 $1.72 $1.85 $2.61
60 to 69 $1.16 $1.54 $1.89 $2.02 $2.90
Dependent Child* $0.72 $1.00 $1.23 $1.38 $1.80

* Dependent Child rate (Ages 2 weeks to 18) is applicable when at least one parent will also be covered under Inbound® Guest.

Monthly/ Daily Premiums for Ages 70 and Older

$100 Deductible Per Injury/Sickness Per Person

Plan J Plan K Plan L
Plan Maximum Options → $40,000 $60,000 $100,000
Age ↓ Daily Rates
70 to 74 $2.80 $3.58 $5.81
75 to 79 $2.84 $3.94 $6.40
80 to 84 $5.87 $7.92 $12.87
85 to 89 $7.90 $11.42 $18.56
90 to 94 $8.55 $12.36 $20.09
95 to 99 $9.83 $14.21 $23.09

$200 Deductible Per Injury/Sickness Per Person

Plan J Plan K Plan L
Plan Maximum Options → $40,000 $60,000 $100,000
Age ↓ Daily Rates
70 to 74 $2.45 $2.98 $4.84
75 to 79 $2.60 $3.28 $5.32
80 to 84 $5.20 $6.61 $10.74
85 to 89 $6.73 $9.73 $15.81
90 to 94 $7.29 $10.54 $17.12
95 to 99 $8.37 $12.10 $19.66

Length of Coverage

Your coverage length may vary from 5 days to 180 days. You may renew coverage in any increment of 5 days or more (there is a $5 fee each time you renew). You may apply for a new period of coverage after 180 days if you return to your home country* before doing so.

Coverage Start Date - Coverage will begin on the latest of the following dates:  the day after we receive your application and correct premium if you apply and pay online or by fax; or the day after the postmark date of your application and correct premium if you apply by mail; or the moment you depart your home country; or the date you request on your application. This is your effective date.

Coverage Expiration Date - Your coverage ends at 12:01 AM North American Eastern Time on the earlier of the following: the date you return to your home country; 180 days after your effective date; the expiration date on your ID card; the day you become a U.S. citizen or enter into active military service.

*Home Country – means the country you have your true, fixed and permanent residence. For United States Citizens, the Home Country is always the United States.

Important Benefit Highlights

Medical Benefits - If your injury or sickness requires medical treatment, we will pay the coverage amounts in the schedule of benefits, minus your per person deductible. Medical treatment must be received within 182 days of your injury or sickness.

International Travel Coverage - If you purchase at least 30 days of coverage, you may travel to countries other than the United States for up to 30 days. This benefit does not include travel to your home country, and it does not extend after your coverage expiration date.

Emergency Medical Evacuation - This benefit pays as shown in the schedule if your medical condition requires immediate transportation from your current medical facility to the closest facility with appropriate care. This benefit must be ordered by Seven Corners Assist in consultation with your attending Physician.

Return of Remains/Local Cremation or Burial - We will pay to return your remains to your home country or pay for local burial/cremation at the place of death. 

Common Carrier Accidental Death & Dismemberment - This benefit pays up to $25,000 for accidents occurring while you are riding as a passenger in or on any land, water or air conveyance transporting passengers for hire. Your loss must occur within 365 days after the accident date.

Filing A Claim

Filing a claim is easy! Simply send the itemized bill to Seven Corners within 90 days, along with a completed claim form. Payments can be converted to a currency of your choosing. Visit our claims page.

Refunds

We will refund your plan cost if we receive a written request from you before your coverage start date. If we receive your request after your coverage start date, the unused portion of your plan cost may be refunded minus a cancellation fee if you have not submitted any claims.

Important Information

Inbound Guest is not a general health insurance plan but an interim, limited benefit period, travel medical program intended for use while away from your home country.

This website is a brief summary of benefits and services and is not your plan document. If there is any difference between this website and your plan document, the provisions of the plan document will prevail. Benefits and premiums are subject to change.

It is your responsibility to maintain all records regarding travel history and age and provide necessary documents to Seven Corners to verify eligibility if required.

THIS IS NOT QUALIFYING HEALTH COVERAGE (“MINIMUM ESSENTIAL COVERAGE”) THAT SATISFIES THE HEALTH CARE COVERAGE REQUIREMENT OF THE AFFORDABLE CARE ACT. IF YOU DON’T HAVE MINIMUM ESSENTIAL COVERAGE, YOU MAY OWN AN ADDITIONAL PAYMENT WITH YOUR TAXES.

About Your Insurance Company

Seven Corners will handle your insurance needs from start to finish. We will process your purchase, provide all documents, and handle any claims. In addition, our 24/7 in-house travel assistance team, Seven Corners Assist, will handle your emergency and travel needs. We have 20+ years of experience serving the needs of travelers worldwide — We are here to help!

Dependable Coverage You can feel confident with Inbound Guest’s strong financial backing through Certain Underwriters at Lloyd’s, London, an established organization with an AM Best rating of "A" (Excellent).

Seven Corners operates under the name, Seven Corners Insurance Services, in California.

The list below is a summary of the exclusions in your plan document. A complete description of the provisions, benefits, and exclusions are contained in your plan document which will be provided to you after your coverage has been issued. If there is any difference between this brochure and your plan document, the provisions of the plan document will prevail. No benefits will be paid for loss or expense caused by, contributed to, or resulting from:

  • Pre-existing Conditions as defined herein. If you are a non-U.S. citizen under age 70, this exclusion is waived for eligible medical expenses for an Acute Onset of a Pre-existing Condition(s) (as defined herein) as shown in the Schedule of Benefits for your chosen plan (Plan A, B, C, D, or E). Benefits will be administered as stated in section G, Acute Onset of a Pre-Existing Condition(s), for eligible medical expenses incurred in the United States, minus your Deductible and subject to the scheduled limits for benefits as stated in the Schedule of Benefits. For persons age 70 and over, there is no benefit. This benefit does not include coverage for known, scheduled, required, or expected medical care, drugs, or treatments existent or necessary prior to the effective date of this program. Any exclusion specifically listed in General Exclusions and Limitations, numbers 2 through 35, as well as the section entitled Additional Limitations and Exclusions for Elective Surgery and Elective Treatment, will not receive benefits from this waiver;
  • Any expenses incurred when travel was undertaken solely for the purpose obtaining medical treatment or while traveling against the advise of a Physician;
  • Expense incurred within the Insured Person’s Home Country or country of regular domicile;
  • Routine physicals, inoculations, or other examinations where there are no objective indications of impairment of normal health, or well baby care, new-born baby care; well-baby nursery and related Physician charges;
  • Prescriptions or fitting of eyeglasses and contact lenses; eye examinations; or other treatment for visual defects and problems. “Visual defects: means any physical defect of the eye which does or can impair normal vision;
  • Hearing examinations or hearing aids; or other treatment for hearing defects and problems. “Hearing defects: means any physical defect of the ear which does or can impair normal hearing:
  • Dental treatment, except as the result of injury to sound, natural teeth;
  • Services or supplies performed or provided by a Member of the Insured Person’s family, or anyone who lives with the Insured Person;
  • Expenses which were not recommended, approved and certified as Medically Necessary and reasonable by a Physician;
  • Weak, strained or flat feet, corns, calluses, or toenails;
  • Cosmetic surgery, or treatment for congenital anomalies (except as specifically provided), except reconstructive surgery as the result of a covered Injury or Sickness. Correction of a deviated nasal septum is considered cosmetic surgery unless it results from a covered Injury or covered Sickness;
  • Elective Surgery and Elective Treatment;
  • Drug, treatment or procedure that either promotes or prevents conception, or prevents childbirth;
  • Injury sustained while participating in professional, sponsored and/or organized Amateur or Interscholastic Athletics; including but not limited to the event, games, practice, conditioning and any other activity related to professional sponsored and/or organized Amateur of Interscholastic Athletics;
  • Organ transplants;
  • War, hostilities or warlike operations (whether war be declared or not), Invasion, Act of an enemy foreign to the nationality of the insured person or the country in, or over, which the act occurs, Civil war, Riot, Rebellion, Insurrection, Revolution, Overthrow of the legally constituted government, Civil commotion assuming the proportions of, or amounting to, an uprising, Military or usurped power, Explosions of war weapons, Utilization of Nuclear, Chemical or Biological weapons of mass destruction howsoever these may be distributed or combined, Murder or Assault subsequently proved beyond reasonable doubt to have been the act of agents of a state foreign to the nationality of the insured person whether war be declared with that state or not, Terrorist activity. For the purpose of this Exclusion; i) Terrorist activity means an act, or acts, of any person, or group(s) of persons, committed for political, religious, ideological or similar purposes with the intention to influence any government and/or to put the public, or any section of the public, in fear. Terrorist activity can include, but not be limited to, the actual use of force or violence and/or the threat of such use. Furthermore, the perpetrators of terrorist activity can either be acting alone, or on behalf of, or in connection with any organization(s) or governments(s). ii) Utilization of Nuclear weapons of mass destruction means the use of any explosive nuclear weapon or device or the emission, discharge, dispersal, release or escape of fissile material emitting a level of radioactivity capable of causing incapacitating disablement or death amongst people or animals. iii) Utilization of Chemical weapons of mass destruction means the emission, discharge, dispersal, release or escape of any solid, liquid or gaseous chemical compound which, when suitably distributed, is capable of causing incapacitating disablement or death amongst people or animals. iv) Utilization of Biological weapons of mass destruction means the emission, discharge, dispersal, release or escape of any pathogenic (disease producing) micro-organism(s) and/or biologically produced toxin(s) (including genetically modified organisms and chemically synthesized toxins) which are capable of causing incapacitating disablement or death amongst people or animals. Also excluded hereon is any Loss or expense of whatsoever nature directly or indirectly arising out of, contributed to, caused by, resulting from, or in connection with any action taken in controlling, preventing, or suppressing any, or all, of the situations described above. In the event any portion of this exclusion is found to be invalid or unenforceable, the remainder shall remain in full force and effect;
  • Participation in a riot or civil disorder, commission of or attempt to commit a felony in the country in which it was attempted or committed;
  • Suicide or attempted suicide (including drug overdose), while sane or insane (while sane in Missouri), or intentionally self-inflected Injury;
  • Expenses of an institution, health service, or infirmary for whose service payment is not required in the absence of insurance;
  • Treatment of nervous or mental disorders, except as stated in the Schedule of Benefits, or treatment of alcoholism or drug abuse, except as provided for treatment of mental or nervous disorders, according to the Schedule of Benefits;
  • Loss incurred from riding in any aircraft, other than as a passenger in an aircraft licensed for the transportation of passengers;
  • Treatment services, supplies or facilities in a hospital owned or operated by: a) The Veteran’s Administration; or b) A national government or any of its agencies. (This exclusion does not apply to treatment when a charge is made which the Insured is required by law to pay);
  • Duplicate services actually provided by both a certified nurse-midwife and Physician;
  • Expenses incurred during a hospital emergency room visit which is not of an emergency nature;
  • Expenses incurred for outpatient treatment in connection with the detection or correction by manual or mechanical means of structural imbalance, distortion or sublimation in the human body for purposes of removing nerve interference and the effects thereof, where such interference is the result of or related to distortion, misalignment or subluxation of or in the vertebral column;
  • Injury sustained while taking part in mountaineering where ropes or guides are normally used, hang gliding, parachuting, bungee jumping, racing by horse or motor vehicle or motorcycle, snowmobiling, motorcycle/motor scooter riding, scuba diving involving underwater breathing apparatus (unless PADI or NAUI certified), water skiing, snow skiing and snow boarding;
  • Treatment paid for or furnished under any other individual, government, or group plan; previous plan; payable under any Worker’s Compensation or Occupational Disease Law or Act; or charges provided at no cost to the Insured Person;
  • Occupational Diseases, including but not limited to Disease(s) related to asbestos exposure, and the complications thereof, including asbestosis and mesothelioma related to asbestos exposure;
  • Expense incurred after the Expiration Date for an Insured Person except as may be specifically provided;
  • Expenses for treatment in connection with alcoholism and drug addiction, or use of any drug or narcotic agent or for Injury or Sickness due to wholly or partly to the effects of intoxicating liquor or drugs, unless prescribed by a Physician;
  • Sexually transmitted diseases;
  • Pregnancy expenses or Sickness resulting from pregnancy, childbirth, or miscarriage; or for miscarriage resulting from Injury; or voluntary or elective abortion;
  • Treatment while confined primarily to receive custodial care, educational or rehabilitative care and nursing services in a long term facility, spa, hydroclinic, weight loss clinic, sanatorium, nursing home or similar facilities;
  • Expenses for Speech therapy, Occupational therapy or Vocational Rehabilitation.
  • Treatment(s) which is incurred by an Insured Person(s) who is HIV Positive (i.e., infected with the human immunodeficiency virus, the cause of acquired immunodeficiency syndrome) at the time of Application for this Insurance, whether or not the Insured Person(s) was asymptomatic or symptomatic or had knowledge of his/her HIV status on the initial Effective Date of Coverage, or any associated diagnostic tests or charges for HIV infection, seropositivity to the AIDS virus, AIDS related Illness(es), ARC Syndrome, AIDS, and all diseases caused by and/or related to HIV;
  • Treatment(s) for HIV, the AIDS virus, AIDS related Illness(es), ARC Syndrome, AIDS, and all diseases and illnesses caused by and/or related to HIV or arising as complications from these conditions including but not limited to the cost of testing for these conditions and/or charges for drug treatment(s) or surgeries;

Pre-existing Conditions Pre-existing conditions are defined in the plan document in detail. A brief summary is shown below. Pre-existing conditions are not covered except for an Acute Onset of a Pre-existing Condition.
Pre-existing conditions include any medical condition, sickness, injury, illness, disease, mental illness or mental nervous disorder that existed with reasonable medical certainty during the 180 days before your coverage began (365 days for those 70 and older), whether or not it previously manifested, was symptomatic, known, diagnosed, treated or disclosed.

Acute Onset Coverage Non U.S. Citizens under age 70 traveling in the United States - We pay up to the stated limit for an acute onset of a pre-existing condition if it occurs during your coverage period and you receive treatment in the U.S. within 24 hours of the sudden and unexpected recurrence. A pre-existing condition that is chronic, congenital or gradually worsens over time is not covered.

 

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