Why Should I buy Visitor's Insurance?

If you’re traveling to the United States, you should be aware medical expenses in the USA are some of the most expensive in the world. That’s why it’s important to consider a travel medical insurance plan like Inbound USA to protect you if you become sick or hurt on your trip. Because it has scheduled benefits, it is priced affordably even for longer trips, and it includes 24/7 multilingual travel assistance services provided by an experienced team who can help you find medical care.

Who can purchase this plan?

Non-United States citizens and non-United States residents who are traveling to the USA can buy Inbound USA. You may buy coverage for yourself, your spouse, your children, and your traveling companions. To be covered, you must be at least 14 days of age and younger than 100 years of age.

Where can I travel?

If you wish to buy this plan, your travel destination must be the USA. The plan provides limited coverage for travel to additional countries for trips that originate in the USA. See the International Travel Coverage benefit for details.

Inbound USA Insurance Benefits

Essential Coverage

Inbound USA Basic

Most Popular

Inbound® USA Choice

Plan Options
All benefits are shown in United States dollar amounts. All medical and dental benefits are subject to the deductible. All benefits are provided up to the amount shown and are per person, per occurrence (injury or illness), unless otherwise noted. No coinsurance applies. The initial treatment of an injury or illness must occur within 30 days of the date of Injury or onset of Illness.
Coverage Length
5 days to 364 days
5 days to 364 days
Coverage Extension
Extendable for a total of 364 days
Extendable for a total of 1,092 days
Coverage Area
United States
United States
Covered Ages
14 days to age 99
14 days to age 99
Benefit Period
180 Days
180 Days
Lifetime Plan Maximum
(The maximum amount payable for the total period of coverage.)
$1,000,000
$1,000,000
Medical Maximum Options
(Per person, per occurrence)
Ages 14 days to 69 years
$50,000; $100,000; $150,000
Ages 70 to 99 years
$50,000; $100,000
Ages 14 days to 69 years
$50,000; $100,000; $150,000
Ages 70 to 99 years
$50,000; $100,000
Deductible Options
(Per person, per occurrence)
Ages 14 days to 69 years
$0; $50; $100
Ages 70 to 99 years
$100; $200
Ages 14 days to 69 years
$0; $50; $100
Ages 70 to 99 years
$100; $200
Medical Treatment and Services
Hospital Room & Board (Includes nursing care, hospital miscellaneous expenses (pre-admission and while hospital confined), operating room, laboratory tests, x-rays, anesthesia, drugs or medicine, therapeutic services, supplies.)

$1,000 per day,
30-day maximum
$2,000 per day,
30-day maximum
Hospital Intensive Care Unit
Additional $500 per day,
8-day maximum
Additional $750 per day,
8-day maximum

Surgery
(Inpatient & Outpatient)
$3,000
$5,000
Anesthetist
(Inpatient & Outpatient)
$500
$1,000
Assistant Surgeon
(Inpatient & Outpatient)
$500
$1,000
Physician Office Visits, including Urgent Care and Telehealth Consultations or Care
(Inpatient & Outpatient)
$50 per visit, 1 per day,
30 visits maximum
$75 per visit, 1 per day,
30 visits maximum
Consulting Physician
$250
$500
Private Duty Nursing
$500
$650
Pre-Admission Tests
$750
$1,000
Diagnostic Basic
(X-rays & Laboratory Tests)
$500 
$750
Diagnostic Comprehensive
(PET, CAT, MRI)
$750
$1,250
Emergency Room Services
$250
$500
Prescription Drugs
$150 per Period of Coverage
$200 per Period of Coverage
Outpatient Surgical Facility and
Day Surgery Miscellaneous
(related to outpatient day surgery and surgery performed in a hospital emergency room, trauma center, physician's office, or clinic.) Includes operating room, lab tests, x-rays, anesthesia, drugs and medicine, therapeutic services, and supplies.
$750
$1,000
Other Treatments and Services
Initial Orthopedic Prosthesis or Brace
$1,000
$1,250
Durable Medical Equipment
$1,200
$1,500
Mental Illness including Substance Abuse
Same as any Illness
Same as any Illness
Physiotherapy
(Inpatient & Outpatient)
$30 per visit, 1 per day,
12 visits maximum
$40 per visit, 1 per day,
 12 visits maximum
Local Ambulance
$250
$500
Pre-certification Penalty
$500 Required inside the United States for specific types of treatment. Penalty does not apply to a medical emergency.
$500 Required inside the United States for specific types of treatment. Penalty does not apply to a medical emergency.
Incidental trips to Home Country
$25,000
$50,000
Acute Onset of Pre-Existing Conditions
Ages 14 days to 69 years
up to $50,000
Ages 70 to 79 years
up to $25,000
Age 80 and older
N/A
Ages 14 days to 69 years
up to $75,000
Ages 70 to 79 years
up to $25,000
Ages 80 and older
N/A
Dental — Sudden Relief of Pain
$500
$750
Dental — Accident
$500
$750
Emergency Medical Evacuation
$100,000 separate from medical maximum
$100,000 separate from medical maximum
Return of Mortal Remains
$20,000
$25,000
Local Burial or Cremation 
$5,000
$5,000
Terrorist Activity
$25,000
$50,000
24/7 Travel Assistance Services
Included
Included
Common Carrier Accidental Death and Dismemberment
$25,000 per Insured Person
(aggregate limit of $125,000 per any one accident)
$25,000 per Insured Person
(aggregate limit of $125,000 per any one accident)
International Travel Coverage
Up to medical maximum
Up to medical maximum
Frequently asked questions
How this plan works
What documents do I receive after buying travel insurance from Seven Corners?
Who can buy an Inbound USA Travel Medical plan?
Where can I travel?
How long can I be covered by this plan?
When does my coverage start?
When does my coverage end?
Does this plan provide primary coverage or secondary coverage?
Will Seven Corners give me a refund for this plan if I’m not satisfied?
Where can I find what is not covered by this plan?
Who provides the coverage for this plan?
Medical Benefits and Coverage
How do I find a medical provider when I’m traveling?
What is a pre-existing condition?
How does Seven Corners cover pre-existing conditions on Inbound USA?
What is an Acute Onset of a Pre-existing Condition?
PPACA – Patient Protection and Affordable Care Act
Does this plan provide benefits required by PPACA?

Good Faith Efforts
Seven Corners will make good faith efforts to provide the services and assistance described on this web page. If Seven Corners is unable to do so due to circumstances beyond its control or due to circumstances that make it unsafe for persons to provide such services and assistance, then Seven Corners will provide the services and assistance to the extent reasonable and possible. If Seven Corners is unable to directly arrange services, expenses incurred by you for services that would otherwise be covered under this plan and that would typically be arranged by Seven Corners may be eligible for reimbursement and should be submitted for consideration. It is your responsibility to preserve all documentation of related financial transactions you wish to be considered for reimbursement.

This website is intended as a brief summary of benefits and services. It is not part of your plan document and does not contain a complete summary of your coverage. If there is any difference between this website and your plan document, the provisions of the plan document will prevail. Benefits and plan costs are subject to change. Coverage may vary and may not be available in all jurisdictions.

Please be aware this coverage is not a general health insurance plan; it is an interim travel medical program intended for use while away from your home country or country of residence.

It is your responsibility to maintain all records regarding travel history and age and provide necessary documents to Seven Corners to verify eligibility requirements.

PATIENT PROTECTION AND AFFORDABLE CARE ACT: THIS IS NOT QUALIFYING HEALTH COVERAGE (“MINIMUM ESSENTIAL COVERAGE”) THAT SATISFIES THE HEALTH CARE COVERAGE REQUIREMENT OF THE AFFORDABLE CARE ACT. IF YOU DON’T HAVE MINIMUM ESSENTIAL COVERAGE, YOU MAY OWE AN ADDITIONAL PAYMENT WITH YOUR TAXES.

24/7 Travel Assistance
  • 1-800-335-0611
  • 0-317-818-2809 (collect)
  • Includes 24 hour multilingual travel assistance, help finding a doctor, and evacuation if necessary.