All coverages and plan costs are shown in United States dollar amounts and are per person and period of coverage unless otherwise noted.
PLAN INFORMATION
Coverage LengthYour coverage length may vary from 5 to 364 days, and, with Liaison Travel Elite, it is renewable for up to 3 years.
5 days to 364 days (Renewable up to 3 years)
Schengen VisaChoose either Liaison Travel Choice or Liaison Travel Elite and select a $0 deductible to be certain you meet minimum requirements. Members who are 80 years and older will not meet the minimum requirements for a Schengen Visa on LIaison Travel Series plans.
Select at least a $50,000 medical maximum and a $0 deductible to be certain you meet minimum requirements.
Select at least a $50,000 medical maximum and a $0 deductible to be certain you meet minimum requirements.
MEDICAL
Inside the United States failure to get pre-certification for treatment will result in a 25% penalty; penalty does not apply to emergencies.
Medical Maximum Options We cover injuries and illnesses which occur during your period of coverage. Benefits are paid in excess of your deductible and coinsurance up to your medical maximum.
Ages 14 days to 69 years:
Choose a medical maximum: $50,000, $100,000, $500,000, $1,000,000, $2,000,000, $5,000,000
Ages 70-79: Choose a medical maximum: $50,000, ($50,000, $100,000 - excluding travel to the United States)
Ages 80+: $15,000
Ages 14 days to 69 years:
Choose a medical maximum: $50,000, $100,000, $500,000, $1,000,000, $2,000,000, $5,000,000
Ages 70-79: Choose a medical maximum: $50,000, ($50,000, $100,000 - excluding
travel to the United States)
Ages 80+: $15,000
Ages 14 days to 69 years:
Choose a medical maximum: $50,000, $100,000, $500,000, $1,000,000, $2,000,000, $5,000,000
Ages 70-79: Choose a medical maximum: $50,000, ($50,000, $100,000 - excluding
travel to the United States)
Ages 80+: $20,000
Deductible Options (You pay) The amount you are responsible for paying. We offer an extensive network of providers with special network pricing and potential savings for you.
Choose a deductible: $0, $100, $250, $500, $1,000, $2,500, $5,000
Choose a deductible: $0, $100, $250, $500, $1,000, $2,500, $5,000
Choose a deductible: $0, $100, $250, $500, $1,000, $2,500, $5,000
Coinsurance Options Outside the United States (The plan pays) We have an international network of providers, and many have agreed to bill us direct for treatment they provide. We recommend you contact us for a referral, but you may seek treatment at any facility.
Coinsurance Options Inside the United States (The plan pays)
IN PPO NETWORK
We pay 80% of the first $5,000,
then 100% to the medical maximum.
OUT OF PPO NETWORK
We pay 70% of the first $5,000,
then 100% to the medical maximum.
IN PPO NETWORK
We pay 90% of the first $5,000,
then 100% to the medical maximum.
OUT OF PPO NETWORK
We pay 80% of the first $5,000,
then 100% to the medical maximum.
IN PPO NETWORK
We pay 100%.
OUT OF PPO NETWORK
We pay 90% of the first $5,000,
then 100% to the medical maximum.
Hospital Room & Board, Inpatient Hospital Services, Outpatient Hospital/Clinic Services, Emergency Room, Doctor's Office Visits, Prescription Drugs
Usual, Reasonable and Customary to medical maximum
Usual, Reasonable and Customary to medical maximum
Usual, Reasonable and Customary to medical maximum
Home HealthcareIncludes a variety of health services delivered in-home to treat illness or injury.
Local Ambulance BenefitPays for ambulance ride in host country.
Hospital Indemnity (outside the United States & Canada) We will pay you for each night you spend in the hospital, up to 30 days. This benefit is in addition to other covered expenses, and you may use these incidental funds as you wish.
$100/night to a maximum of 30 days
(per occurrence)
$150/night to a maximum of 30 days
(per occurrence)
$250/night to a maximum of 30 days
(per occurrence)
Coma Benefit Pays benefits if you become comatose due to an accident.
$10,000
(separate from the medical maximum)
$25,000
(separate from the medical maximum)
$50,000
(separate from the medical maximum)
Extension of Benefits to
Home CountryCovers expenses incurred in your home country for conditions first diagnosed and treated outside your home country.
Incidental Trips to Home Country Covers an illness/injury which occurs on an incidental trip in your home country. You earn covered days at home at approximately 5 days per month of coverage.
Waiver of Pre-existing Condition: United States Residents outside the United StatesPays up to specified limit for a sudden, unexpected recurrence of a pre-existing condition. Does not cover known, required, or expected treatment of any kind existent or necessary for 12 months prior to your coverage.
Age 0-69: $25,000
Age 70 & over: $5,000
Age 0-69: $50,000
Age 70 & over: $10,000
WITH A PRIMARY HEALTH PLAN
Age 0-64 To the medical maximum
WITHOUT A PRIMARY HEALTH PLAN
Age 0-64 Up to $50,000 / Ages 65+ $2,500
Acute Onset of a Pre-existing Condition: Non-United States Residents in the United States
Age 0-69: $15,000
Age 70 & over: $2,500
Age 0-69: $30,000
Age 70 & over: $5,000
Age 0-69: $50,000
Age 70 & over: $10,000
DENTAL
Dental - Sudden Relief of PainEmergency Treatment for the relief of pain to Sound Natural Teeth.
Dental - AccidentRepair or replace Sound Natural Teeth damaged as the result of an Accidental Injury caused by external contract with a foreign object. Coverage does not apply if You break a Sound Natural Tooth while eating or biting into a foreign object
EMERGENCY SERVICES & ASSISTANCE
Emergency Medical
Evacuation & RepatriationIf medically necessary, we will 1) transport you to adequate medical facilities; and 2) transport you home after receiving medical treatment related to a medical evacuation.
$250,000
(separate from the medical maximum)
$500,000
(separate from the medical maximum)
$1,000,000
(separate from the medical maximum)
Emergency Medical ReunionIf you require an emergency medical evacuation, we will send one person of your choice to be at your side while you are hospitalized.
Up to $200 per day / $25,000 maximum
Up to $200 per day / $50,000 maximum
Up to $200 per day / $100,000 maximum
Return of Child(ren)If you are traveling alone with child(ren) and are hospitalized because of a covered illness/injury, we will transport the child(ren) home with an escort.
Return of Mortal Remains We will return your remains to your residence if you die while traveling.
Local Burial / CremationWe will pay up to the amount set forth in the Schedule of Benefits for the reasonable expenses incurred for the preparation of either your local burial or cremation if you die while outside your home country during the period of coverage from an illness or injury covered under this insurance.
Natural Disaster Evacuation This benefit is not available for travel in the USA. If your host country is deemed uninhabitable, we will arrange and pay for evacuation from a safe departure point to the nearest safe location. We will arrange and pay up to a maximum of 3 days for accommodations related to lodging if you are delayed at the safe location. We will also arrange and pay for one-way economy airfare to return you to your home country following evacuation.
Natural Disaster Daily BenefitPays for replacement accommodations needed because of a natural disaster. You must provide proof of payment for accommodations from which you were displaced.
Political Evacuation & RepatriationIf a formal recommendation is made for you to leave your host country, or if you are expelled or declared persona non-grata by the host country, we will transport you to your home country. This benefit is not available if a Travel Advisory or Travel Warning is issued before your arrival in that country or if the country is listed as an Excluded Country before your arrival there. Benefits are payable only if arrangements are made by Seven Corners Assist.
Felonious Assault Pays benefits if you are injured as the result of a felonious assault while traveling, if you have a loss which is payable under AD&D or Coma Benefit.
$5,000
(separate from the medical maximum)
$10,000
(separate from the medical maximum)
$20,000
(separate from the medical maximum)
Terrorism If you are injured as a result of terrorist activity, we will provide benefits if 1) you have no direct or indirect involvement; 2) the terrorist activity is not a country or location where the United States government has issued a travel warning within 6 months prior to your date of arrival; and 3) you have not unreasonably failed or refused to depart a country or location following the date a warning is issued by the United States government.
24/7 Travel Assistance Services24/7 multilingual team available to help with travel emergencies and general assistance including medical evacuations, escorts for unaccompanied children, medical record transfers and second opinions, and help locating medical care. They can also help provide interpreter referrals, help with passport recovery, hotel and flight re-bookings, and many other services.
AD&D
Accidental Death and Dismemberment (AD&D)Pays benefits for death, loss of limbs, or loss of sight due to an accident occurring on your trip.
$10,000 primary insured & travel companion; $2,500 child
Aggregate limit of $250,000
for total number of insureds on plan
$25,000 primary insured & travel companion; $5,000 child
Aggregate limit of $250,000
for total number of insureds on plan
$50,000 plan participant & travel companion; $10,000 child
Aggregate limit of $250,000
for total number of insureds on plan
Common Carrier Accidental DeathPays for death, loss of limbs, or loss of sight due to an accident which occurs when you are riding, boarding, or alighting from a common carrier.
$20,000 primary insured & travel companion; $5,000 child
Aggregate limit of $250,000
for total number of insureds on plan
$50,000 primary insured & travel companion; $10,000 child
Aggregate limit of $250,000
for total number of insureds on plan
$100,000 plan participant & travel companion; $20,000 child
Aggregate limit of $250,000
for total number of insureds on plan
TRIP DELAY/INTERRUPTION
Loss of Checked Luggage Covers loss, theft, and damage to baggage and personal effects.
$50 per article
$250 per occurrence maximum
$50 per article
$500 per occurrence maximum
$50 per article
$1,000 per occurrence maximum
Trip InterruptionCovers the non-refundable, unused portion of your remaining trip cost and the additional cost to return home or rejoin your trip due to certain unforeseen events.
Personal LiabilityPays for eligible court-ordered judgements or settlements that are related to the personal liability you incur from occurrences that result in injury/damage/loss of a third person and/or their property. We will also pay you for associated reasonable legal fees and out-of-pocket costs incurred with respect to determination and/or settlement of such legal liability. Benefits vary by plan.
OPTIONAL COVERAGE
Hazardous Sports Bungee jumping; caving; hang gliding; jet skiing; motorcycle or motor scooter riding whether as a passenger or a driver; Parachuting; parasailing; scuba diving only to a depth of 10 meters with a breathing apparatus provided that You are SSI, PADI or NAUI certified; snowmobiling; spelunking; wakeboard riding; water skiing; windsurfing; or zip lining. You must purchase this optional coverage if you wish to be covered while riding a motorcycle, motor scooter, or similar transportation when such transportation is an established and accepted routine means of public transportation for hire in the specific geographic area where You are located in the Host Country.
This website is intended as a brief summary of benefits and services. It is not part of your plan document and does not contain a complete summary of your coverage. If there is any difference between this website and your plan document, the provisions in the plan document will prevail. Benefits and premiums are subject to change. Coverage may vary and may not be available in all jurisdictions.