Liaison Continent — Great Pricing & Benefits 

Did you know? Your health insurance at home may not cover you when you travel abroad. That means you’re responsible for the bill if you get sick or hurt. Also, medical providers in foreign countries may require you to pay for services before they will treat you.

Don't risk getting stuck with unexpected medical bills! For a small daily fee, Liaison Continent protects you when you travel outside your home country.

Liaison Continent offers: 

  • Comprehensive medical coverage
  • An extensive network of worldwide health care providers
  • 24-hour multilingual travel assistance
  • Coverage for up to 187 days
  • Enhanced pre-existing condition coverage for non-U.S. residents traveling to the United States  

Seven Corners has been serving the needs of global travelers for more than 20 years, so we know how to help when you need it, no matter where you are! 

*What is my home country? It's the country where you have your true, fixed, and permanent home and principal establishment.

 

All benefits shown below are per person and per coverage period unless otherwise stated.

Medical Maximum

This is the medical expense limit for injuries and illnesses which occur during your coverage period.
Choose from these options: $50,000, $100,000, $500,000, $1,000,000

Deductible

Choose from these options: $0, $100, $250, $500, $1,000, $2,500. There is a limit of 3 deductibles for a family.

Coinsurance
This is your share of the cost of your medical expenses, which you pay after you have paid your deductible.

Travel in the United StatesPlan A: After you pay the deductible, we pay 80% of the next $5,000 of expenses, then 100% to the medical maximum. Plan B: After you pay the deductible, we pay 75% of expenses to the medical maximum.
Travel outside the United StatesPlan E: After you pay the deductible, we pay 100% of expenses to the medical maximum. Plan F: After you pay the deductible, we pay 80% of expenses to the medical maximum.

Inpatient & Outpatient Medical Expenses medical maximum

Dental Sudden Relief Of Pain $100

Dental Accident Coverage medical maximum

Emergency Medical Evacuation/Repatriation* $1,000,000

(paid in addition to your medical maximum)
If medically necessary, we will:
  • Transport you to the nearest appropriate medical facilities.
  • Transport you home after an evacuation.

Emergency Reunion* $50,000

If you require an emergency medical evacuation, we will send one person of your choice to be at your side while you are hospitalized.

Return Of Minor Children* $50,000

If you’re traveling alone with minor children & are hospitalized, we will transport the children home with an escort.

Return Of Remains*  $50,000

We will return your remains to your home country if you die while traveling (includes $5,000 for local burial/cremation).

Political Evacuation* $10,000

If a formal recommendation is made for you to leave your host country, we will transport you to your home country.

Coma Benefit$50,000

(paid in addition to your medical maximum)

Felonious Assault$10,000

(paid in addition to your medical maximum)

Natural Disaster$200/day, 5-day limit

We will pay for replacement accommodations needed because of a natural disaster.

Natural Disaster Evacuation*$10,000

(for travel outside the U.S.) If you need an emergency evacuation due to a natural disaster which makes your host country location uninhabitable (as deemed by Seven Corners security personnel and as described in the plan document), we will arrange and pay for evacuation from a safe departure point to the nearest safe location. We will arrange and pay up to a maximum of 3 days for accommodations related to lodging if you are delayed at the safe location. We will also arrange and pay for one-way economy airfare to return you to your home country following evacuation.

Terrorism medical maximum

Covers medical expenses due to a terrorist act.

Hospital Indemnity $150/night, 30-night limit

This benefit is paid per occurrence if you are hospitalized while outside the U.S. It is paid in addition to other covered expenses, and you may use these funds as you wish.

Local Ambulance Expense medical maximum

Home Country Coverage

Incidental Trips to the Home Country $50,000
Covers an illness/injury which occurs on an incidental trip to your home country. You earn covered days at home at approximately 5 days per month of purchased coverage.

Extension of Benefits $5,000
Covers expenses incurred in your home country for conditions first diagnosed & treated while traveling outside your home country.

Waiver of Pre-existing Conditions

age 69 & under - $25,000
age 70 & up - $5,000

(U.S. residents traveling outside the U.S.)

Covers medical expenses for a sudden, unexpected recurrence of a pre-existing condition.

Acute Onset of a Pre-Existing Condition1

age 64 & under - $45,000
age 65-69 - $2,000
age 70 & up $0

(non-U.S. residents traveling in the U.S.)

Covers medical expenses for a sudden, unexpected recurrence of a a pre-existing condition if treatment is received within 24 hours of the recurrence.

Interruption Of Trip $5,000

We will reimburse you the cost of economy travel home if you cannot continue your trip due to an immediate family member’s death or because of damage to your residence (fire, flood, tornado, or other similar natural disaster).

Loss Of Checked Luggage$250/occurrence

Accidental Death & $25,000 Principal Sum insured & spouse
Dismemberment (AD&D) $5,000 Principal Sum per child

Pays a percentage of the principal sum for death, loss of limbs, or loss of sight due to an accident occurring on your trip.

Common Carrier Accidental Death $100,000 insured & spouse
$25,000 per child

Pays death benefits due to an accident occurring on your trip if you are on a motorized land, sea, &/or air conveyance operating under a valid license for transporting passengers for hire.

Benefit Period 180 days

What is a benefit period? It’s the amount of time you have from the date of your injury/illness to receive treatment. If your plan ends during your benefit period, you can still receive treatment if you are outside your home country. If you have returned home, there is limited coverage under the Home Country Extension of Benefits.

Optional Hazardous Sports

With this option, you have coverage for: motorcycle/motor scooter riding (passenger or driver), hang gliding, Parachuting, zip lining, parasailing, bungee jumping, water skiing, wakeboard riding, jet skiing, windsurfing, snowmobiling, and spelunking.

Travel Assistance Service 24/7 worldwide

1To receive Acute Onset coverage, you must be treated within 24 hours of the recurrence. A condition that is congenital or gradually worsens over time is not covered. There is also no coverage for known, required or expected treatment existent or necessary prior to your coverage start date or if you had a prescription or treatment change for a diagnosis related to the acute event 30 days before the onset.

*These benefits must be approved and arranged by Seven Corners Assist.

 

Rates Based On A $250 Deductible - Effective from April 5, 2016. See the table at the bottom of this page to determine the factor associated with each deductible.

Traveling in the United States

If the applicant is traveling to, temporarily residing in, or visiting the United States, please use these rates. If any part of your trip includes travel to the United States, you must use these rates.

Plan A: 80/20 to $5000, then 100%

After you pay the deductible, the program pays 80% of the next $5,000 of eligible expenses, then 100% to the selected Medical Maximum.

Swipe chart to view all columns.
Policy Maximum Options → $50,000 $100,000 $500,000 $1,000,000
Age ↓ Daily Rates
19 to 29 $1.20 $1.49 $1.92 $2.30
30 to 39 $1.58 $2.02 $2.50 $2.93
40 to 49 $2.35 $2.88 $3.84 $4.27
50 to 59 $3.46 $4.42 $5.42 $6.24
60 to 64 $4.32 $5.62 $6.67 $8.02
65 to 69 $4.94 $6.72 $7.30 $8.69
70 to 79 $6.67 N/A N/A N/A
80+* $11.62 N/A N/A N/A
Dependent Child† $1.10 $1.34 $1.73 $1.92
Child Alone†† $1.20 $1.49 $1.92 $2.16

Plan B: 75/25 to max

After you pay the deductible, the program pays 75% of eligible expenses to the selected Medical Maximum.

Swipe chart to view all columns.
Policy Maximum Options → $50,000 $100,000 $500,000 $1,000,000
Age ↓ Daily Rates
19 to 29 $1.02 $1.18 $1.61 $1.80
30 to 39 $1.36 $1.60 $2.14 $2.38
40 to 49 $1.91 $2.13 $2.91 $3.21
50 to 59 $3.20 $3.91 $4.67 $5.50
60 to 64 $3.91 $4.91 $6.08 $6.95
65 to 69 $4.60 $5.43 $6.76 $7.72
70 to 79 $6.29 N/A N/A N/A
80+* $10.95 N/A N/A N/A
Dependent Child† $0.97 $1.12 $1.53 $1.71
Child Alone†† $1.02 $1.18 $1.61 $1.80

Traveling Outside the United States

If the applicant is traveling outside the United States, use these rates. This includes U.S. citizens traveling overseas as well as persons traveling between countries i.e., a Brazilian traveling to Spain.

Plan E: 100% after the deductible to maximum

After you pay the deductible, the program pays 100% to the selected Medical Maximum.

Swipe chart to view all columns.
Policy Maximum Options → $50,000 $100,000 $500,000 $1,000,000
Age ↓ Daily Rates
19 to 29 $0.76 $0.91 $1.06 $1.13
30 to 39 $0.90 $1.06 $1.37 $1.43
40 to 49 $1.52 $1.73 $1.97 $2.04
50 to 59 $2.32 $2.56 $2.72 $2.77
60 to 64 $3.12 $3.51 $3.80 $3.84
65 to 69 $3.81 $3.98 $4.61 $5.13
70 to 79 $5.47 $6.79 N/A N/A
80+* $10.00 N/A N/A N/A
Dependent Child† $0.67 $0.77 $0.81 $0.83
Child Alone†† $0.69 $0.77 $0.81 $0.83

Plan F: 80/20 to max

After you pay the deductible, the program pays 80% of eligible expenses to the selected Medical Maximum.

Swipe chart to view all columns.
Policy Maximum Options → $50,000 $100,000 $500,000 $1,000,000
Age ↓ Daily Rates
19 to 29 $0.66 $0.77 $0.90 $1.01
30 to 39 $0.77 $0.89 $1.20 $1.37
40 to 49 $1.21 $1.35 $1.52 $1.70
50 to 59 $2.09 $2.40 $2.55 $2.71
60 to 64 $2.62 $3.13 $3.44 $3.87
65 to 69 $3.07 $3.34 $3.52 $4.01
70 to 79 $4.58 $6.45 N/A N/A
80+* $8.02 N/A N/A N/A
Dependent Child† $0.62 $0.73 $0.86 $0.96
Child Alone†† $0.66 $0.77 $0.90 $1.01

Deductible with Corresponding Factor

Swipe chart to view all columns.
Deductible $0 $100 $250 $500 $1,000 $2,500
Factor 1.25 1.10 1.00 0.90 0.80 0.70

*Ages 80+ limited to $15,000.
†Dependent Child rate is applicable when at least one parent will also be covered under Liaison® Continent.
††Child Alone rate is used when a child will be insured by themselves.

IMPORTANT COVERAGE INFORMATION
Coverage does not begin until you depart your home country and Seven Corners receives and accepts your application and correct payment.
Attention: Certain Underwriters at Lloyd’s of London operates as an approved surplus lines market in the United States. The premiums listed above include a trust fee.
State Restrictions: Liaison Continent is not available for purchase in Maryland or Washington.

Quick Facts

Coverage Period — 5 to 187 days. If you are traveling to the United States, your plan must begin within 90 days of your arrival.

Continuing Coverage — If you initially buy less than 187 days of coverage, you may purchase additional time, to a total of 187 days. Your initial coverage start date is used to calculate your deductible and coinsurance and to determine preexisting conditions. We will send a renewal notice to your email address, giving you the option to extend your plan. A $5.00 administrative fee will be included for each renewal.

If you wish to buy a new policy after 187 days, you must return to your home country for at least 30 days first.

Coverage Start Date — This is the start date of your policy. Coverage begins at 12:01 AM North American Eastern Time on the later of the following dates: 1) the day after we receive your application and correct premium if you apply online or by fax; or 2) the day after the postmark date of your application and correct premium if you apply by mail; or 3) the moment you depart your home country; or 4) the date request on your application.

Coverage End Date — Your coverage ends at 11:59 PM North American Eastern Time on the earlier of the following: your return to your home country (except for Home Country Coverage); the end of the coverage period purchased; when you are no longer eligible for coverage; or when the maximum benefit amount has been paid.

Who is Covered? You can buy for yourself, your legal spouse, domestic partner, or civil partner as well as your unmarried dependent children over 14 days old & under 19 years.

Filing A Claim

Filing a claim is easy! Simply send the itemized bill to Seven Corners within 90 days, along with a completed claim form. Visit our claims page.

Refunds

Seven Corners will provide a refund of your plan cost if we receive a written request from you prior to your coverage start date. If we receive your written request after your coverage start date, the unused portion of your plan cost may be refunded minus a cancellation fee if you have not submitted any claims.

Pre-certification

The following expenses must be pre-certified: inpatient care, any surgery or surgical procedure, CAT scans, MRIs. To pre-certify expenses: 1) Contact Seven Corners Assist as soon as possible before incurring the expense; 2) Comply with Seven Corners Assist’s instructions; 3) Notify all medical providers of the pre-certification requirements and ask them to cooperate with Seven Corners Assist.

Pre-certification does not guarantee benefits. Payment of benefits is subject to the terms, conditions, provisions, and exclusions in the policy.

Failure to pre-certify expenses will result in the following reduction in coverage — If covered, expenses will be reduced by 50%, and the deductible will be subtracted from the remaining amount, then coinsurance will be applied. Emergency pre-certification — For an emergency hospital admission, pre-certification must be made within 48 hours or as soon as reasonably possible. Concurrent review — For inpatient stays, we will pre-certify a limited number of days . Additional days may later be pre-certified.

Important Information

Please be aware this is not a general health insurance policy but an interim, limited benefit period, travel medical program intended for use while away from your home country.

This website is intended as a brief summary of benefits and services. It is not your plan document. If there is any difference between this website and your plan document, the provisions of the plan document will prevail. Benefits and premiums are subject to change.

It is your responsibility to maintain all records regarding travel history, age, and provide necessary documents to Seven Corners to verify your eligibility for coverage.

Patient Protection and Affordable Care Act: This insurance is not subject to, and does not provide certain insurance benefits required by the United States Patient Protection and Affordable Care Act (“PPACA”). The insurance benefits provided by this policy are stated in your policy documents and do not include additional benefits required by PPACA. The PPACA requires certain U.S. residents and citizens to obtain PPACA compliant insurance coverage. In certain circumstances penalties may be imposed on U.S. residents and citizens who do not maintain PPACA compliant insurance coverage. You should consult your attorney, insurance agent or tax professional to determine if the PPACA’s requirements are applicable to you.

About Your Insurance Company

Seven Corners will handle your insurance needs from start to finish. We will process your purchase, provide all documents, and handle any claims. In addition, our 24/7 in-house travel assistance team, Seven Corners Assist, will handle your emergency and travel needs. We have 20+ years of experience serving the needs of travelers worldwide — We are here to help!

Your Underwriter: You can feel confident with Liaison Continent’s strong financial backing through Certain Underwriters at Lloyd’s, London*, with an AM Best rating of “A” (excellent).

Certain Underwriters at Lloyd’s, London, operates as an approved surplus lines market in the United States. the premiums listed include a trust fee.

*In specific scenarios, coverage is provided by Tramont Insurance Company Limited. For details regarding Tramont, visit tramontinsurance.com

Seven Corners operates under the name, Seven Corners Insurance Services, in California.

Below is a summary of items excluded from coverage. Please see your plan document for a complete listing.

  1. Pre-existing Conditions which are excluded under this policy. This means that any claims for Pre-existing Conditions will not be covered for the duration of this policy. a) If You are a United States resident under age 70, this exclusion is waived for the first $25,000 in eligible medical expenses incurred outside the United States (for persons age 70 and over, the amount is $5,000), minus Your Deductible and selected Coinsurance option (Plan E or F). This waiver does not include coverage for known, scheduled, required, or expected medical care, drugs, or Treatments existent or necessary prior to the effective date of this program. b) If you are a non-U.S. resident under age 70, this exclusion is waived for eligible medical expenses for an Acute Onset of a Pre-existing Condition(s) (as defined herein) up to $45,000 (Ages 65-69 limited to $2,000) for eligible medical expenses incurred in the United States, minus Your Deductible and selected Coinsurance option (Plan A or B). For persons age 70 and over, there is no benefit. This benefit does not include coverage for known, scheduled, required, or expected medical care, drugs, or Treatments existent or necessary prior to arrival in the United States and prior to the effective date of this program. If the Pre-existing Conditions exclusion is waived, all of the remaining exclusions still apply.
  2. Charges for Treatment which exceed Usual, Reasonable and Customary charges; or charges incurred for Surgeries or Treatments which are Investigational, Experimental, or for research purposes; expenses which are non-medical in nature;
  3. Claims not received by Seven Corners within ninety (90) days of the date of service;
  4. Charges for Treatment which exceed Usual, Reasonable and Customary charges; or Charges incurred for Surgeries or Treatments which are Investigational, Experimental, or for research purposes; expenses which are nonmedical in nature;
  5. Expenses for vocational, occupational, sleep, speech, recreational or music therapy;
  6. Durable medical equipment;
  7. Expenses which were not recommended, approved and certified as Medically Necessary and reasonable by a Physician;
  8. Suicide or any attempt thereof, or self-destruction or any attempt thereof; intentionally self-inflicted Injury or Illness;
  9. Expenses as a result of, or in connection with, the commission of a felony offense or any other criminal or illegal activity as defined by the local governing body;
  10. War, hostilities or warlike operations (whether war be declared or not), Invasion, Act of an enemy foreign to the nationality of the Insured Person or the country in, or over, which the act occurs, Civil war, Riot, Rebellion, Insurrection, Revolution, Overthrow of the legally constituted government, Civil commotion assuming the proportions of, or amounting to, an uprising, Military or usurped power, Explosions of war weapons, Utilization of Nuclear, Chemical or Biological weapons of mass destruction howsoever these may be distributed or combined, Murder or Assault subsequently proved beyond reasonable doubt to have been the act of agents of a state foreign to the nationality of the Insured Person whether war be declared with that state or not. For the purpose of this Exclusion; i) Utilization of Nuclear weapons of mass destruction means the use of any explosive nuclear weapon or device or the emission, discharge, dispersal, release or escape of fissile material emitting a level of radioactivity capable of causing incapacitating disablement or death amongst people or animals (including in connection with Terrorist Activity). ii) Utilization of Chemical weapons of mass destruction means the emission, discharge, dispersal, release or escape of any solid, liquid or gaseous chemical compound which, when suitably distributed, is capable of causing incapacitating disablement or death amongst people or animals (including in connection with Terrorist Activity). iii) Utilization of Biological weapons of mass destruction means the emission, discharge, dispersal, release or escape of any pathogenic (disease producing) micro-organism(s) and/or biologically produced toxin(s) (including genetically modified organisms and chemically synthesized toxins) which are capable of causing incapacitating disablement or death amongst people or animals (including in connection with Terrorist Activity). Also excluded hereon is any Loss or expense of whatsoever nature directly or indirectly arising out of, contributed to, caused by, resulting from, or in connection with any action taken in controlling, preventing, or suppressing any, or all, of the situations described above. In the event any portion of this exclusion is found to be invalid or unenforceable, the remainder shall remain in full force and effect;
  11. Terrorist Activity. For the purpose of this Exclusion, Terrorist Activity means an act, or acts, of any person, or group(s) of persons, committed for political, religious, ideological or similar purposes with the intention to influence any government and/or to put the public, or any section of the public, in fear. Terrorist Activity can include, but not be limited to, the actual use of force or violence and/or the threat of such use. Furthermore, the perpetrators of terrorist activity can either be acting alone, or on behalf of, or in connection with any organization(s) or governments(s). The Company shall not be liable for and will not provide coverage or benefits in excess of the maximum stated in the SCHEDULE OF BENEFITS for any claim or charges, Illness, Injury or other consequence, whether directly or indirectly, proximately or remotely occasioned by, contributed to by, or traceable to or arising in connection with any act of Terrorism; and provided, further, the Company shall not be liable for and will not provide any coverage or benefits for any claim, charges, Illness, Injury or other consequence, whether directly or indirectly, proximately or remotely occasioned by, contributed to by, or traceable to or arising in connection with the following: a) The Insured Person’s direct or indirect involvement in the Terrorist Activity. b) The Terrorist Activity takes place in a country or location where the United States government has issued a travel warning that has been in effect within the six (6) months prior to the Insured Person’s date of arrival. c) The Insured Person unreasonably fails or refuses to depart a country or location following the date a warning to leave that country or location is issued by the United States government.
  12. Injury sustained while participating in professional athletics, including but not limited to the event, games, practice, conditioning and any other activity related to professional athletics.
  13. Injury sustained while participating in amateur or interscholastic athletics, including but not limited to the event, games, practice, conditioning and any other activity related to amateur or interscholastic athletics; this exclusion does not apply to non-competitive, recreational or intramural activities. Note: A sponsored and/or organized Amateur or Interscholastic Athletic event includes training camps, team sports, or any formal grouping of people participating in one or multiple events that may/may not require a fee for participation.
  14. Occupational Diseases, including but not limited to disease(s) related to asbestos exposure, and the complications thereof, including asbestosis and mesothelioma related to asbestos exposure;
  15. Routine physicals, inoculations, or other examinations including but not limited to laboratory, diagnostic, or x-ray examinations where there are no objective indications or impairment in normal health;
  16. Diagnosis or Treatment of the temporomandibular joint;
  17. Chiropractic care or acupuncture;
  18. Services, supplies, or Treatment prescribed, performed or provided by a Relative of the Insured Person or any family member of the Insured Person or anyone who lives with the Insured Person. This includes but is not limited to prescription medication and any diagnostic testing;
  19. Treatment and the provision of false teeth or dentures or dental appliances, normal ear tests and the provision of hearing aids, hearing implants, cosmetic or plastic Surgery (including deviated nasal septum), dental expenses except as specifically provided in the Dental Emergency Treatment benefit , eye refractions or eye examinations for the purpose of prescribing corrective lenses for eye-glasses or for the fitting thereof, unless caused by Accidental bodily Injury incurred while insured hereunder; eyeglasses, contact lenses; eye surgery when the primary purpose is to correct nearsightedness, farsightedness or astigmatism;
  20. Treatment in connection with alcohol, drug or chemical abuse, misuse, illegal use, overuse or dependency or use of any drug or narcotic agent; Injury sustained while under the influence of or Disablement due wholly or partly to the effects of intoxicating liquor, chemicals, or drugs or narcotic agent, unless administered under the advice of a Physician and said narcotic agent was taken in accordance with the proper dosing as directed by the physician;
  21. Mental and Nervous Disorder or Rest Cures;
  22. Learning disabilities, attitudinal disorders, or disciplinary problems;
  23. Congenital abnormalities and conditions arising out of or resulting therefrom;
  24. Expenses incurred during a Hospital emergency room visit which is not of an Emergency nature;
  25. Injury sustained while taking part in Mountaineering, hang gliding, paragliding, Parachuting, paragliding, zip lining, parasailing, bungee jumping, racing by any animal or motor vehicle or motorcycle, snowmobiling, motorcycle/motor scooter riding (whether as a passenger or driver), scuba diving involving underwater breathing apparatus (unless SSI, PADI or NAUI certified), water skiing, wakeboard riding, jet skiing, windsurfing, snow skiing and snowboarding (except for recreational downhill and/or cross country snow skiing or snowboarding. No cover provided while skiing/boarding in any violation of applicable laws, rules or regulations, away from prepared and market in-bound territories; and/or against the advice of the local ski school or local authoritative body); and any sport or athletic activity which is undertaken for thrill seeking and exposes the Plan Participant to abnormal or extreme risk of injury; Hazardous Sports Coverage: the following are covered if the required premium has been paid: motorcycle/motor scooter riding (whether as a passenger or a driver), hang gliding, Parachuting, zip lining, parasailing, bungee jumping, water skiing, wakeboard riding, jet skiing, windsurfing, snowmobiling, and spelunking.
  26. Treatment paid for or furnished under any other individual, government, or group policy or charges provided at no cost to the Insured Person;
  27. Diagnosis and or Treatment of venereal disease, including all sexually transmitted diseases and conditions and any and all consequences thereof;
  28. Pregnancy expenses or Illness resulting from Pregnancy, childbirth, or miscarriage; or for miscarriage resulting from an Accident or complications of Pregnancy; or for postnatal care;
  29. Drug, Treatment or procedure that either promotes or prevents conception, or prevents childbirth, including but not limited to: artificial insemination, Treatment for infertility or impotency, sterilization or reversal thereof;
  30. Expenses incurred while the Insured Person is in their Home Country (except after approved Emergency Medical Evacuation/Repatriation or if covered under the Home Country Coverage Benefit);
  31. Expenses incurred for which travel was undertaken to seek Medical Treatment for a condition; or incurred after the Insured Person’s physician has limited or restricted travel;
  32. All charges incurred while confined primarily to receive Custodial Care, Educational or Rehabilitative Care, or any Medical Treatment in any establishment for the care of the aged;
  33. Treatment for human organ or tissue transplants and their related Treatment;
  34. Weight reduction programs or the surgical Treatment of obesity, including but not limited to wiring of the teeth and all forms of intestinal bypass Surgery;
  35. Modifications of the physical body intended to improve the psychological, mental or emotional well-being of the Insured, including but not limited to sex-change Surgery; any drug, Treatment, or procedure that promotes, enhances or corrects impotency or sexual dysfunction;
  36. Expenses resulting from Acquired Immune Deficiency Syndrome (AIDS), AIDS-Related Complex (ARC) or the Human Immunodeficiency Virus (HIV);
  37. Exercise programs, whether or not prescribed or recommended by a Physician;
  38. Treatment required as a result of complications or consequences of a Treatment or condition not covered hereunder;
  39. Charges for travel accommodations, except as provided for in the Local Ambulance, Emergency Medical or Political Evacuation, Return of Mortal Remains, Return of Minor Child(ren), Emergency Medical Reunion, Natural Disaster, and Interruption of Trip sections of this Insurance;
  40. Diagnosis or Treatment incurred as a result of exposure to non-medical nuclear radiation and/or radioactive materials;
  41. Diagnosis or Treatment for acne, moles, skin tags, disease of sebaceous glands, seborrhea, sebaceous cyst, unspecified disease of the sebaceous glands, hypertrophic and atrophic conditions of skin, nevus;
  42. Treatment, services or supplies that are not administered by or under the supervision of a Physician and products that can be purchased without a doctor’s prescription;
  43. Treatment of sleep apnea or other sleep disorders.

Pre-existing conditions – Pre-existing conditions are normally not covered on travel medical plans. Liaison Continent provides this coverage in two separate benefits explained below.

Waiver of Pre-existing Conditions – U.S. Residents traveling outside the United States & Canada
We pay up to the specified limit for a sudden, unexpected recurrence of a pre-existing condition. This benefit does not cover known, required, or expected treatment of any kind existent or necessary for 12 months prior to your coverage.

Acute onset of a Pre-existing Condition – Non U.S. Residents under age 70 traveling in the United States
We pay up to $45,000 (ages 65-69 limited to $2,000) for an acute onset of a pre-existing condition if it occurs during your coverage period while you are in the United States, and if you receive treatment in the United States within 24 hours of the sudden & unexpected recurrence.

Coverage is available for eligible medical expenses until the condition is no longer acute or you are discharged from the hospital. This benefit covers one acute episode per pre-existing condition. In addition, we provide up to $25,000 for emergency medical evacuation.

An Acute Onset of a Pre-existing Condition is a sudden and unexpected outbreak or recurrence of a pre-existing condition which occurs spontaneously and without advance warning either in the form of physician recommendations or symptoms. A pre-existing condition that is a congenital condition or that gradually becomes worse over time will not be considered an acute onset. A pre-existing condition will not be considered an acute onset if during the 30 days prior to the acute event you had a change in prescription or treatment for a diagnosis related to the acute event. This benefit does not include coverage for known, scheduled, required, or expected medical care, drugs or treatments existent or necessary prior to arrival in the United States and prior to the coverage start date.

Provider Network —
 A network provider can be located atwww.sevencorners.com/ppo or by contacting Seven Corners Assist. Inside the U.S., the network is not required although there are potential savings with its use. Outside of the U.S., we have an extensive network of providers, many of which have direct pay agreements. We recommend you contact us for a referral, but you may seek treatment at any facility.

Utilizing the network does not guarantee benefits or that the treating facility will bill Seven Corners direct. We do not guarantee payment to a facility or individual until we determine that it is an eligible expense.

 

Your Agent

First Lastname
(800) 333-8833
agent@agentplace.com

24/7 Travel Assistance

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From arranging emergency medical evacuations to helping you locate an embassy or providing you with medical and travel advisories and anything in between, our multilingual team is available 24/7.

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Our Promise to You

Don’t worry! You can cancel your coverage if you are not completely satisfied. A full refund is provided if you send us a written request for a refund before your coverage begins.

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