Liaison Majestic — A Great Choice for Long Term Coverage  

Did you know? Your health insurance at home may not cover you when you travel abroad. That means you’re responsible for the bill if you get sick or hurt. Also, medical providers in foreign countries may require you to pay for services before they will treat you.

Don't risk getting stuck with unexpected medical bills! For a small daily fee, Liaison Majestic protects you when you travel outside your home country.* Buy up to 364 days and renew for up to 3 years! 

Liaison Majestic offers: 

  • Comprehensive medical coverage
  • An extensive network of worldwide health care providers
  • 24-hour multilingual travel assistance
  • Pre-existing condition coverage options for for U.S. citizens & non-U.S. citizens  

Seven Corners has been serving the needs of global travelers for more than 20 years, so we know how to help when you need it, no matter where you are! 

*What is my home country? It's the country where you have your true, fixed, and permanent home and principal establishment.

 

All benefits shown below are per coverage period unless otherwise stated.

Medical Maximum

This is the medical expense limit for injuries and illnesses which occur during your coverage period.
Choose from these options: $60,000, $125,000, $600,000, $1,000,000

Deductible

Choose from these options:$0, $100, $250, $500, $1,000, $2,500.
There is a limit of 3 deductibles for a family.

Coinsurance This is your share of the cost of your medical expenses, which you pay after you have paid your deductible.

Travel in the U.S. & Canada — After you pay the deductible, we pay 80% of the next $5,000 of expenses, then we pay 100% to your medical maximum.
Travel outside the U.S. & Canada — After you pay the deductible, we pay 100% of expenses to your medical maximum.

Inpatient & Outpatient Medical Expenses Medical Maximum

Pays reasonable and customary charges for covered expenses.

Dental Sudden Relief Of Pain $100

Covers emergency treatment for relief of pain to sound natural teeth.

Dental Accident Coverage $500

Emergency Medical Evacuation/Repatriation $300,000

(paid in addition to your medical maximum)
If medically necessary, we will:
  • Transport you to the nearest appropriate medical facilities.
  • Transport you home after an evacuation.

Emergency Reunion $50,000

If you require an emergency medical evacuation, we will send one person of your choice to be at your side while you are hospitalized.

Return Of Minor Children $50,000

If you’re traveling alone with minor children & are hospitalized due to a covered illness/injury, we will transport the children home with an escort.

Return Of Remains $50,000

We will return your remains to your home country if you die while traveling.

Political Evacuation: $50,000

If a formal recommendation is made for you to leave your host country, we will transport you to your home country.

Felonious Assault Benefit $10,000

Pays benefits if you are injured as the result of a felonius assault while traveling.

Coma Benefit $50,000

Pays benefits if you become comatose due to an accident.

Terrorism $50,000

Covers medical expenses due to a terrorist act. (lifetime maximum)

Hospital Indemnity $150/day, 30-day limit

This benefit is paid per occurrence if you are hospitalized outside the U.S. or Canada. It is paid in addition to other covered expenses, and you may use these funds as you wish.

Local Ambulance Expense $5,000

Home Country Coverage

Incidental Trips to the Home Country $50,000
Covers an illness/injury which occurs on an incidental trip home. You earn covered days at home at approximately 5 days per month of purchased coverage.

Follow Me Home (Extension of Benefits)$5,000
Covers expenses incurred in your home country for conditions first diagnosed and treated while traveling outside your home country.

Waiver of Pre-existing Conditions1

Age 64 & under Medical Max if you have a PHP2
Age 64 & under $20,000 without a PHP*
Age 65 & over $2,500
(U.S. citizens traveling outside the U.S. & Canada)

Heart Attack & Stroke $200/night

Pays each night you are hospitalized for a heart attack or stroke. (non-U.S. citizens traveling in the U.S.)

Interruption Of Trip $5,000

We will reimburse you the cost of economy travel home if you cannot continue your trip due to an immediate family member’s death or because of damage to your residence (fire, flood, tornado, or other similar natural disaster).

Loss Of Luggage $250/occurrence

Accidental Death & $25,000 insured and spouse
Dismemberment (AD&D) $5,000 per child

Pays benefits for death, loss of limbs, or loss of sight due to an accident occurring on your trip.

Common Carrier Accidental Death $50,000 insured & spouse
$12,500 per child

Pays death benefits due to an accident occurring on your trip while riding on a motorized land, sea, or air conveyance which transports passengers for hire.

Benefit Period 180 days

What is a benefit period? It’s the amount of time you have from the date of your injury/illness to receive treatment. If your plan ends during your benefit period, you can still receive tretament if you are outside your home country. If you have returned home, there is limited coverage under the Home Country Extension of Benefits (Follow Me Home).

Optional Hazardous Sports

Feeling adventurous? With this option, you have coverage for: motorcycle/motor scooter riding (whether as a passenger or a driver), hang gliding, parachuting, bungee jumping, water skiing, snow skiing, snowmobiling, snowboarding, and spelunking.

Travel Assistance Service 24/7 worldwide

1Waiver of Pre-existing Conditions — This benefit pays for a sudden, unexpected recurrence of a pre-existing condition. It does not cover known, required or expected treatment existent or necessary prior to your coverage.

2 A Primary Health Plan (PHP) is designed to be the first payor of claims. It must be in effect before the start date of your Liaison Majestic policy, continue as long as this policy is in effect, and have coverage limits greater than $50,000 per incident or year. Medicaid, Medicare, & V.A. plans are not primary health plans.

Quick Facts

Coverage Period — 5 to 364 days. If you buy less than 364 days, you can purchase additional time up to 364 days. We will send you a renewal notice before your coverage ends, and it will give you the option to buy more days.

Continuing Coverage — You may also renew your coverage period for up to 3 years. We will send you a renewal notice to do this. Your deductible and coinsurance must be met for each 364-day policy period.

Who is Covered? You can buy for yourself, your legal spouse, and your unmarried dependent children over 14 days old & under 19 years.

Coverage Start Date — Coverage begins on the date of your choice once you have left your home country and we have received and approved your application & payment.

Coverage End Date — Coverage ends on the earlier of the following: your return to your home country (except for Home Country Coverage), the end of the coverage days you purchased, when you are no longer eligible, or when the maximum benefit amount has been paid.

Important Benefit Highlights

Heart Attack and Stroke Benefit — Foreign Nationals traveling in the United States We pay up to the specified limit for each night spent in the hospital for each night spent in the hospital for a heart attack or stroke.

Optional Coverage - Hazardous Sports — Would you like to include some adventure in your travels? You may buy coverage for the following activities: motorcycle/motor scooter riding (driver or passenger), hang gliding, parachuting, bungee jumping, water skiing, snow skiing, snowmobiling, snowboarding, spelunking.

Filing A Claim

Filing a claim is easy! Simply send the itemized bill to Seven Corners within 90 days, along with a completed claim form. Payments can be converted to a currency of your choosing. You’re only responsible for your deductible & coinsurance & any non-eligible expenses. Visit our claims page.

Refunds

Seven Corners realizes there is uncertainty in international travel. Refund of total plan cost will be considered if written request is received by Seven Corners prior to your effective date of coverage. If your request is received after the effective date, the unused portion of the plan cost may be refunded minus a cancellation fee, if you have not submitted any claims to Seven Corners.

Pre-notification

You or your medical provider must notify Seven Corners Assist before receiving any medical treatment in the U.S. and prior to all hospital admissions and inpatient/outpatient surgeries worldwide. For emergency admissions, we require contact within 48 hours or as soon as reasonably possible. Pre-notification does not guarantee that benefits will be paid.

Important Information

Please be aware that this is not a general health insurance plan, but an interim, limited benefit period, travel medical program intended for use while away from your home country.

This website is intended as a brief summary of benefits and services. It is not your plan document. If there is any difference between this website and your plan document, the provisions of the plan document will prevail. Benefits and premiums are subject to change.

It is your responsibility to maintain all records regarding travel history, age, and provide necessary documents to Seven corner to verify your eligibility for coverage.

Patient Protection and Affordable Care Act: This insurance is not subject to, and does not provide certain insurance benefits required by the United States Patient Protection and Affordable Care Act (“PPACA”). The insurance benefits provided by insurance under the Plan Document are stated in your plan documents and do not include additional benefits required by PPACA. The PPACA requires certain U.S. residents and citizens to obtain PPACA compliant insurance coverage. The Plan Document and Evidence of Coverage are not subject to guaranteed issuance or renewal. In certain circumstances penalties may be imposed on U.S. residents and citizens who do not maintain PPACA compliant insurance coverage. You should consult your attorney, insurance agent or tax professional to determine if the PPACA’s requirements are applicable to you.

State Restrictions: Liaison Majestic is not available for purchase in Maryland orWashington.

About Your Insurance Company

Seven Corners will handle your insurance needs from start to finish. We will process your purchase, provide all documents, and handle any claims. In addition, our 24/7 in-house travel assistance team, Seven Corners Assist, will handle your emergency and travel needs. We have 20+ years of experience serving the needs of travelers worldwide — We are here to help!

Your Underwriter: You can feel confident with Liaison Majestic’s strong financial backing through Certain Underwriters at Lloyd’s, London*, with an AM Best rating of “A” (excellent).

Certain Underwriters at Lloyd’s, London, operates as an approved surplus lines market in the United States. The premiums listed include a trust fee.

*In specific scenarios, coverage is provided by Tramont Insurance Company Limited. For details regarding Tramont, visit tramontinsurance.com

Seven Corners operates under the name, Seven Corners Insurance Services, in California.

Below is a summary of items excluded form coverage. Please see your Certificate of Coverage for a complete listing.

  • Pre-existing Conditions. These are defined as any medical condition, sickness, injury, illness, disease, mental Illness or mental nervous disorder, including any congenital, chronic, subsequent, or recurring complications or consequences related thereto or resulting therefrom that existed with reasonable medical certainty at the time of application or during the 36* months prior to the coverage start date of this policy, whether or not previously manifested, symptomatic, known, diagnosed, treated or disclosed. *If you are traveling outside the U.S. and Canada, the period is 12 months instead of 36 months. If you are a U.S. citizen, and the United States is your home country, this exclusion is waived, and pre-existing conditions are covered as shown in the schedule of benefits for Waiver of Pre-existing Conditions if you are traveling outside of the U.S. and Canada. If you are a non-U.S. citizen visiting the United States and have a heart attack or stroke and are hospitalized for it, this exclusion is waived and coverage is provided as shown in the schedule of benefits.
  • Treatment of the following illnesses or surgeries during the first 180 days of coverage: any breast condition; any form of cancer/neoplasm; any prostate condition; reproductive system disorders; hysterectomy; gall stones or urologic stones (kidney, ureteral, bladder or urethral stones) & complications; any acne diagnosis or acne related condition; asthma; allergies; tonsillectomy; back conditions; adenoidectomy; hemorrhoids; hemorrhoidectomy; hernia, any non-emergency surgery; (This exclusion does not apply to U.S. citizens traveling outside of the United States & Canada.)
  • Claims not received within 90 days of the date of service;
  • Treatment which is investigational, experimental, or for research purposes, exceeds reasonable and customary charges; non-medical expenses; expenses not approved as medically necessary;
  • Expenses for vocational, speech, recreational or music therapy;
  • Suicide or any attempt thereof, self destruction or any attempt thereof, intentionally self-inflicted Injury or Illness;
  • Expenses related to a felony or any other criminal or illegal activity;
  • Any consequence, whether directly or indirectly, proximately or remotely occasioned by, contributed to by, or traceable to, or arising in connection with war, invasion, act of foreign enemy hostilities, warlike operations (whether war be declared or not), or civil war; nuclear, chemical, biological;
  • Terrorist activity in excess of $50,000;
  • Injury related to participation in professional athletics;
  • Injury related to participation in amateur or interscholastic athletics;
  • Routine physicals, inoculations, or other exams with no objective indications or impairment in normal health;
  • Treatment of the temporomandibular joint;
  • Services or supplies performed or provided by your relative or anyone who lives with you;
  • False teeth, dentures, normal ear tests, hearing aids, cosmetic or plastic surgery (including deviated nasal septum), routine dental expenses, eye refractions & examinations to prescribe or fit corrective lenses, unless caused by accidental bodily injury occurring while insured on this policy;
  • Treatment for alcohol, drug or chemical abuse, misuse, illegal use, overuse, dependency or use of any drug or narcotic agent; injury while under the influence of or due to the effects of intoxicating liquor, chemicals, drugs or narcotic agent, unless administered under the advice of a physician and taken according to proper dosing as directed by the physician;
  • Mental and nervous disorders or rest cures;
  • Congenital abnormalities and related conditions;
  • Learning disabilities, attitudinal disorders, disciplinary problems;
  • Weight reduction programs & the surgical treatment of obesity;
  • Hospital emergency room expenses for a visit not related to an emergency;
  • Injury occurring while participating in mountaineering, hang gliding, parachuting, bungee jumping, zip lining, racing by any animal or motor vehicle or motorcycle, snowmobiling, motorcycle/motor scooter riding (as a passenger or driver), scuba diving with underwater breathing apparatus (unless PADI or NAUI certified), water skiing, snow skiing, snow boarding, luge, motocross, Moto X, skateboarding, and any other sport or athletic activity undertaken for thrill seeking which exposes you to abnormal or extreme risk of injury and/or is in violation of applicable laws, rules, or regulation; (Please see Optional Hazardous Sports Coverage to include some of these sports)
  • Treatment paid for or furnished under any other individual, government, or group policy or charges provided at no cost to the insured person;
  • Treatment of venereal or sexually transmitted disease;
  • Sex change operations, treatment of sexual dysfunction or inadequacy;
  • Expenses for Acquired Immune Deficiency Syndrome (AIDS), Aids-Related Complex (ARC) or the Human Immunodeficiency Virus (HIV);
  • Pregnancy expenses or illness resulting from pregnancy, childbirth, or miscarriage or for miscarriage resulting from an accident;
  • Any form of treatment that promotes or prevents conception or childbirth;
  • Expenses incurred while you are in your home country (except after approved Emergency Medical Evacuation/Repatriation or if covered under the Home Country Coverage benefit);
  • Expenses incurred when travel was undertaken to seek medical treatment for a condition or after your physician has limited or restricted travel;
  • Expenses incurred due to your failure to follow a physician’s advice & treatment;
  • Occupational Diseases, including those related to asbestos exposure & complications.

Provider Network — A network provider can be located at www.sevencorners.com/ppo or by contacting Seven Corners Assist. Inside the U.S., the network is not required although there are potential savings with its use. Outside of the U.S., we have an extensive network of providers, many of which have direct pay agreements. We recommend you contact us for a referral, but you may seek treatment at any facility.

Utilizing the network does not guarantee benefits or that the treating facility will bill Seven Corners direct. We do not guarantee payment to a facility or individual until we determine that it is an eligible expense.

Pre-existing Contitions — Pre-existing conditions are normally not covered on travel medical plans. Liaison Majestic provides this coverage in two separate benefits explained below.

Waiver of Pre-Existing Contitions — U.S. Citizens traveling outside the United States & Canada We pay up to the specified limit for a sudden, unexpected recurrence of a pre-existing condition. This benefit does not cover known, required, or expected treatment of any kind existent or necessary for 12 months prior to your coverage.

Coverage is provided up to the medical maximum if you have a Primary Health Plan in place. If not, coverage is provided up to $20,000 if you are younger than age 65. For members over 65 years, the limit is $2,500.

What is a Primary Health Plan? It is a Group Health Benefit Plan, an individual health benefit plan, or a governmental health plan (Medicare is excluded) designed to be the first payor of claims for you. It must be in effect prior to the start date of your Liaison Majestic policy and continue as long as this policy is in effect. Such plans must have coverage limits in excess of $50,000 per incident or per year.

*PLEASE NOTE: Your Primary Health Plan must be effective at the time of claim. Medicaid, Medicare, and V.A. health plans do not constitute a primary health plan.

Your Agent

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(800) 333-8833
agent@agentplace.com

24/7 Travel Assistance

We are here to help

From arranging emergency medical evacuations to helping you locate an embassy or providing you with medical and travel advisories and anything in between, our multilingual team is available 24/7.

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Our Promise to You

Don’t worry! With our money back pledge, you can cancel your coverage if you are not completely satisfied. A full refund is provided if you send us a written request for a refund before your coverage begins.

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