Our international student medical insurance meets the travel insurance requirements for most visa and work/study abroad programs.

Designed for students and faculty, Liaison Student provides customizable coverage to protect you while you’re away from your home country.

Provides worldwide protection including the USA:

Coverage up to $1,000,000

Choose our Plus plan for COVID-19 coverage if you become sick while traveling.

You can buy Liaison Student Health Insurance for yourself and your dependents if you are:

  • A full-time student, faculty member, or scholar;
  • Involved in full-time educational or research activities;
  • Traveling outside your home country (the country of your permanent residence); and
  • At least 12 years old and younger than 65 years of age.

Student Health Insurance Travelers

  • U.S. citizens traveling outside the USA: You must have a valid visa if required. U.S. citizens, including those with dual citizenship, cannot buy this plan to travel to the USA or U.S. territories.
  • Non-U.S. citizens traveling to the USA: You must have a valid J-1, H-3, F-1, M-1 or Q-1 or similar visa or participate in an OPT program.
  • Non-U.S. citizens traveling outside the USA: You must have a valid visa if required.

If you have a J visa, you need a student insurance plan that meets J visa insurance requirements. Good news! All of our student insurance plans meet J visa requirements if you choose a medical maximum of $100,000 or more and a deductible that is not greater than $500.

Liaison Student Medical Insurance Benefits

Meets Essential Requirements

Liaison® Student Basic
Covers up to 10 travelers.

Highest level of coverage

Liaison® Student Plus
Covers up to 10 travelers and offers easy purchase option for 10 or more travelers.
Includes COVID-19 Coverage

Plan Options
All benefits listed in this Schedule of Benefits are in United States dollar amounts. All medical and dental benefits are subject to deductible and/or copay and coinsurance. Unless otherwise stated, all benefits are per person, per occurrence, and they are provided up to the amount shown. An occurrence is an accidental bodily injury or illness. The initial treatment of an injury or illness must occur within 30 days of the date of injury or onset of illness.
Coverage Length
5 to 364 days
5 to 364 days
Coverage Extension
As long as the Primary Insured continues to meet eligibility requirements.
As long as the Primary Insured continues to meet eligibility requirements.
Coverage Area
Worldwide including the United States
Worldwide excluding the United States
Worldwide including the United States
Worldwide excluding the United States
Covered Ages
Ages 14 days to 64 years
Ages 14 days to 64 years
Benefit Period
Corresponds to the period of coverage.
Corresponds to the period of coverage.
Lifetime Plan Maximum
$5,000,000
$5,000,000
Medical Maximum Options
(per person, per occurrence)
Ages 14 days to 59: years old Benefit Maximums — $50,000; $100,000; $250,000; $500,000; 60 to 64 years old: Benefit Maximums — $50,000; $100,000; $250,000
Ages 14 days to 59: years old Benefit Maximums — $50,000; $100,000; $250,000; $500,000; $1,000,000 60 to 64 years old: Benefit Maximums — $50,000; $100,000; $250,000
Deductible Options
(You pay)(per person per occurance)
Ages 14 days to 59: years old Deductibles — $0 (available only for trips excluding the USA); $50; $100; $250 60 to 64 years old: Deductibles — $100; $250
Ages 14 days to 59: years old Deductibles — $0; $50; $100; $250 60 to 64 years old: Deductibles — $100; $250
Coinsurance
Inside the United States
 (The plan pays per insured person per period of coverage.)
In PPO Network We pay 80% of the first $5,000, then 100% to the medical maximum. Out of PPO Network We pay 70% of the first $5,000, then 100% to the medical maximum.
In PPO Network We pay 90% of the first $5,000, then 100% to the medical maximum. Out of PPO Network We pay 80% of the first $5,000, then 100% to the medical maximum.
Coinsurance
Outside the United States
 (The plan pays per insured person per period of coverage.)
We pay 100% to the medical maximum.
We pay 100% to the medical maximum.
Medical
Hospital Room & Board, Inpatient Hospital Services, Outpatient Hospital / Clinical Services, Student Health Center Visits
URC* to medical maximum
URC to medical maximum
COVID-19 Treatment
N/A
URC up to medical maximum or $100,000; whichever is less.

Emergency Room Services
URC to medical maximum
$200 copay
URC to medical maximum
$100 copay
Physician Office Visits
URC to medical maximum
$15 copay
URC to medical maximum
$10 copay
Urgent Care Visits
URC to medical maximum
$50 copay
URC to medical maximum
$25 copay
Telehealth Consultations or Care
URC to medical maximum
URC to medical maximum
Prescription Drugs
URC up to medical maximum
$15 copay
URC up to medical maximum
$10 copay
Vaccinations
N/A
$150 per 364 days of continuous coverage
Physiotherapy
$25 per visit60 visits maximum
$50 per visit60 visits maximum
Chiropractic Care
$25 per visit60 visits maximum
$50 per visit60 visits maximum
Local Ambulance Benefit Inside the United State
$350
$500
Local Ambulance Benefit Outside the United States
Up to medical maximum
Up to medical maximum
Pre-certification Penalty
Required in the United States for specific types of treatment. A 25% reduction in covered expenses applies if you don't obtain pre-certification. Penalty does not apply to a medical emergency. See pre-certification section of the plan document for details.
Required in the United States for specific types of treatment. A 25% reduction in covered expenses applies if you don't obtain pre-certification. Penalty does not apply to a medical emergency. See pre-certification section of the plan document for details.
Extension of Benefits to Home Country
$1,000
$5,000
Incidental Trips to Home Country
$1,000
$5,000
Acute Onset of Pre-existing Conditions
$5,000
$10,000During initial 364 days of coverage
Waiver of Pre-existing Conditions
N/A
Ages 14 days to 59 years old: URC up to medical maximum 60 to 64 years old: $50,000 After initial 364 days of coverage
Mental Illness including Substance Abuse
Inpatient: $5,000, 45-day limitOutpatient:80% up to $500
Inpatient: $10,000, 45-day limitOutpatient:80% up to $1,000
Motor Vehicle Accident
Inside the United States
50% up to $100,000
75% up to $100,000
Motor Vehicle Accident
Outside the United States
Up to medical maximum
Up to medical maximum
Non-contact Amateur Sports
$2,500
$5,000
Maternity Care
Inside the United States
Failure to notify Seven Corners within first 90 days of pregnancy will result in 25% reduction in covered expenses.
N/A
In PPO Network 80% up to $10,000Out of PPO Network60% up to $10,000
Maternity Care
Outside the United States
Failure to notify Seven Corners within first 90 days of pregnancy will result in 25% reduction in covered expenses.
N/A
80% up to $10,000
Routine Newborn Care
N/A
$500 per newborn child
Dental
Dental — Sudden Relief of Pain
$150
$250
Dental — Accident
$500
$1,000
Emergency Services and Assistance
All emergency services except Natural Disaster Daily Benefit and Terrorist Activity must be coordinated by Seven Corners Assist. Failure to utilize Seven Corners Assist may result in a denial of benefits.
Emergency Medical Evacuation and Repatriation
$100,000
(separate from medical maximum)
$250,000
(separate from medical maximum)
Emergency Medical Reunion
$200 per day, 10-day limit
$15,000 maximum
$200 per day, 10-day limit
$25,000 maximum
Return of Child(ren)
$25,000
$40,000
Return of Mortal Remains
$50,000
$50,000
Local Burial or Cremation
$5,000
$5,000
Natural Disaster Evacuation and Repatriation
$5,000
$10,000
Natural Disaster Daily Benefit
$25 per day, 5-day limit
$50 per day, 5-day limit
Political Evacuation and Repatriation
$10,000
$10,000
Terrorist Activity 
$25,000
$50,000
24/7 Travel Assistance Services
Included
Included
Other Coverages
Accidental Death and Dismemberment (AD&D)
Primary Participant Principal Sum – $25,000Plan Participant Spouse Principal Sum – $10,000 Plan Participant Child(ren) Principal Sum – $5,000 (aggregate limit of $250,000 for total number of insureds on the plan)
Primary Participant Principal Sum – $25,000Plan Participant Spouse Principal Sum – $10,000 Plan Participant Child(ren) Principal Sum – $5,000 (aggregate limit of $250,000 for total number of insureds on the plan)
Personal Liability
$25,000
$50,000
Optional Coverage
Adventure Activities
Up to medical maximum
Up to medical maximum
*URC means Usual, Reasonable, and Customary. It is the maximum amount we will pay for covered expenses based on several factors. See the definition in the plan document for more details.
Frequently asked questions

Expand all

How this plan works
Medical Benefits and Coverage
PPACA – Patient Protection and Affordable Care Act

Good Faith Efforts
Seven Corners will make good faith efforts to provide the services and assistance described on this web page. If Seven Corners is unable to do so due to circumstances beyond its control or due to circumstances that make it unsafe for persons to provide such services and assistance, then Seven Corners will provide the services and assistance to the extent reasonable and possible. If Seven Corners is unable to directly arrange services, expenses incurred by you for services that would otherwise be covered under this plan and that would typically be arranged by Seven Corners may be eligible for reimbursement and should be submitted for consideration. It is your responsibility to preserve all documentation of related financial transactions you wish to be considered for reimbursement.

This website is intended as a brief summary of benefits and services. It is not part of your plan document and does not contain a complete summary of your coverage. If there is any difference between this website and your plan document, the provisions of the plan document will prevail. Benefits and plan costs are subject to change. Coverage may vary and may not be available in all jurisdictions.

Please be aware this coverage is not a general health insurance plan; it is an interim travel medical program intended for use while away from your home country or country of residence.

It is your responsibility to maintain all records regarding travel history and age and provide necessary documents to Seven Corners to verify eligibility requirements.

UnitedHealthcare and the U logo are trademarks owned by UnitedHealth Group Incorporated which are registered in the U.S. and various other jurisdictions. Administrative services provided by UnitedHealthcare Services, Inc. or their affiliates. UnitedHealth Group and its affiliates does not and cannot guarantee clinical outcomes. Insurance coverage provided by Seven Corners.

PATIENT PROTECTION AND AFFORDABLE CARE ACT: THIS IS NOT QUALIFYING HEALTH COVERAGE (“MINIMUM ESSENTIAL COVERAGE”) THAT SATISFIES THE HEALTH CARE COVERAGE REQUIREMENT OF THE AFFORDABLE CARE ACT. IF YOU DON’T HAVE MINIMUM ESSENTIAL COVERAGE, YOU MAY OWE AN ADDITIONAL PAYMENT WITH YOUR TAXES.

24/7 Travel Assistance
  • 1-800-335-0611
  • 0-317-818-2809 (collect)
  • Includes 24 hour multilingual travel assistance, help finding a doctor, and evacuation if necessary.

Your Licensed Agent

Seven Corners, Inc. Online