RoundTrip International Travel Insurance Benefits
All coverages and plan costs are shown in United States dollar amounts and are per person and period of coverage unless otherwise noted.
Travel
Trip Cancellation
Trip Cost up to $30,000*
Covers the non-refundable, prepaid trip cost if you are unable to take your trip due to an unforeseen event.
- Sickness, injury, or death of you, your traveling companion, family member, or business partner
- Death or hospitalization of your destination host
- Adverse weather, natural disasters or terrorist attacks, causing complete cessation of travel services
- Primary residence or destination accommodations uninhabitable due to natural or man-made disaster
- Strike causing complete cessation of your common carrier’s services (for at least 12 consecutive hours)
- You or your travel companion are hijacked, quarantined, required to serve on a jury, subpoenaed, or required to appear as a witness in a legal action
- Your job termination or layoff (must have been employed there for 3 consecutive years)
- Terrorist attack within 30 days of your departure
- Government authorities prohibit the activities you planned to do at your destination
- Mandatory evacuation at your destination due to hurricane or other natural disaster.
- Your job transfer requires relocation of your principal residence
- You or your traveling companion are a victim of felonious assault within 10 days of departure
- Vandalism or burglary of your principal residence within 10 days of departure
- Traffic accident en route to departure
- You, your traveling companion, or family member, who are military personnel, are called to emergency duty for a natural disaster (not war), or military duty within 30 days of departure
- You are active military personnel and have your leave revoked or are redeployed
- You are unable to participate in scheduled hunting, fishing, or sport expedition due to a delay or your sports equipment for 12 hours or more
Trip Interruption
100% of Trip Cost*
Limited to $1,000 if your trip cost is $0
Covers the non-refundable, unused portion of your remaining trip cost and the additional cost to return home or rejoin your trip due to an unforeseen event.
Single Occupancy Supplement
Trip Cost*
Pays additional cost for your per person occupancy rate if a person booked to share accommodations with you delays, cancels, or interrupts his or her trip fro a covered reason and you do not cancel your trip.
Trip Delay
Minimum 12 hours delay $100 per day, maximum of $500
Pays for additional transportation, meals, accommodations, and non-refundable, unused prepaid expenses if you are delayed for 12 hours or more en route to/from your trip.
Missed Connection
Minimum 3 hours delay, maximum of $500
Pays for additional transportation costs to join your departed trip due to a delay of 3 or more hours. This is secondary coverage to common carrier compensation.
*(Up to the lesser of the trip cost paid or the nonrefundable cancellation penalty(ies) imposed by the travel supplier(s).)
Accident & Health
Emergency Accident and Emergency Sickness Medical Expense
$0 Deductible; Maximum of $100,000
Covers medical treatment for a sickness or injury which occurs during your trip.
Emergency Dental Treatment
maximum of $750
Covers dental expenses up to $750 for an injury.
Accidental Death & Dismemberment (AD&D)
$25,000 Principal Sum
Pays benefits for death, loss of limbs, or loss of sight due to an accident occurring on your trip.
Coma
Maximum of $50,000; 1% per month
Pays benefits if you become comatose due to an accident.
Pays benefits if you are injured as the result of a felonious assault while traveling, if you have a loss which is payable under AD&D or Coma Benefit.
Emergency Travel
Emergency Medical Evacuation and Medically Necessary Repatriation
Maximum of $100,000
If recommended by your attending physician, we will 1) transport 1 person of your choice to be with you if you are traveling alone and hospitalized for more than 7 days; 2) pay for your airfare from hospitalization location to your primary
residence if we transferred you from original destination to medical facility; 3) return your minor child(ren) home if they are traveling with you (with an escort if necessary); 4) transport your spouse/domestic partner to your primary
residence if hospitalized for more than 7 days.
Bedside Traveling Companion
Included in Emergency Medical Evacuation and Medically Necessary Repatriation
Return Insured Home
Included in Emergency Medical Evacuation and Medically Necessary Repatriation
Return Minor Child(ren)
Included in Emergency Medical Evacuation and Medically Necessary Repatriation
Transportation of Spouse or Domestic Partner
Included in Emergency Medical Evacuation and Medically Necessary Repatriation
Return of Mortal Remains
Maximum of $50,000
We will return your remains to your residence if you die while traveling.
Political Evacuation
Maximum of $100,000
If a formal recommendation is made for you to leave your host country, or if you are expelled or declared persona non-grata by the host country, we will transport you to your home country. This benefit is not available if a Travel Advisory
or Travel Warning is issued before your arrival in that country or if the country is listed as an Excluded Country before your arrival there. Benefits are payable only if arrangements are made by Seven Corners Assist.
Property Coverages
Baggage Delay (Outward Journey Only)
Minimum 12 hour delay $100 per day, maximum of $200
Pays you if checked baggage is delayed or misdirected by common carrier.
Baggage Delivery (Outward Journey Only)
Maximum of $100
If checked baggage is delayed after you reach your destination and the common carrier charges you for delivery, we will pay up to a certain amount.
Baggage / Personal Effects
$0 Deductible Maximum of $2,500 Per Item Limit: $250 Described Valuables: $500
Covers loss, theft, and damage to baggage and personal effects and fees associated with replacement of passport during your trip.
Sports Equipment Rental Coverage
Maximum of $500
Reimburses you on a one-time basis for the cost of renting replacement sports equipment if your sports equipment is stolen or is damaged, lost, or delayed by your common carrier for 12 hours or more.
Personal Liability
Maximum of $100,000
Pays for eligible court-ordered judgements or settlements that are related to the personal liability you incur from occurrences that result in injury/damage/loss of a third person and/or their property. We will also pay you for associated
reasonable legal fees and out-of-pocket costs incurred with respect to determination and/or settlement of such legal liability. Benefits vary by plan.
This website is intended as a brief summary of benefits and services. It is not part of your plan document and does not contain a complete summary of your coverage. If there is any difference between this website and your plan document, the provisions in the plan document will prevail. Benefits and premiums are subject to change. Coverage may vary and may not be available in all jurisdictions.
How RoundTrip International Travel Insurance Works
Trip Cancellation
If you cannot take your trip due to a stated unforeseen event, we pay you for:
- The amount of forfeited, nonrefundable, and unused payments or deposits you paid for your trip;
- The additional cost to you if your travel supplier cancels your trip for a covered reason and you choose to replace that travel supplier with a different one;
- The reissue fee (up to $75.00) charged by the airline for your tickets if your travel supplier cancels your trip (you must have covered the entire cost of your trip including airfare);
- Airfare cancellation charges;
- Fees incurred by you for re-depositing your frequent traveler awards (frequent flyer miles or hotel/motel rewards) into your account if your trip is cancelled for any of the unforeseen events described below.
Trip Interruption
If you cannot continue or resume your trip due to a stated unforeseen event (shown below) which occurs after your departure, we will pay you for:
- The unused, nonrefundable trip arrangements you prepaid to your travel suppliers;
- Additional transportation expenses;
- Return air travel up to the lesser of the cost of an economy flight or the amount shown in the Schedule of Benefits
Coverage Start Date
Effective Date - Your effective date is the start date of your plan. It is shown on your ID Card.
Length of Coverage
When Your Coverage Begins
(a) For Trip Cancellation: Coverage begins at 12:01 A.M. local time, at your location on the day after your plan payment is received by us. Trip cancellation coverage ends at the point and time of departure on your scheduled departure date.
(b) For Trip Delay: Coverage is in force while you are en route to and from your trip.
(c) For all other benefits: Coverage begins at the later of the point and time of your departure on your scheduled departure date or your actual departure on your trip.
Coverage Expiration Date
When Your Coverage Ends Coverage is effective for the time shown on your ID Card. Your coverage will end at 11:59 P.M. local time on the earliest of the following dates:
(a) The scheduled return date as stated on the travel tickets;
(b) The date you return to your origination point if prior to your scheduled return date;
(c) The date you leave or change your trip (unless due to unforeseen events covered by this plan);
(d) If you extend the return date, coverage will terminate at 11:59 P.M., local time, at your location on your scheduled return date;
(e) the date you cancel your trip.
Extending Your Trip Protection Coverage
All coverage under the plan will be extended, if:
(a) Your entire trip is covered by the plan: and
(b) Your return is delayed by covered reasons specified under Trip Cancellation, Trip Interruption or Trip Delay.
If coverage is extended for the above reasons, coverage will end on the earlier of:
(a) the date you reach your return destination; or
(b) 7 days after the date your trip was scheduled to be completed.
Emergency Medical Evacuation & Repatriation*
The benefits listed below are provided if your attending physician, in coordination with Seven Corners Assist, orders your emergency medical evacuation. Benefits must be pre-approved by Seven Corners Assist, which arranges for all services.
We will transport you to the closest adequate medical facility.
We will pay for an escort if you are disabled during your trip and your physician recommends it.
If you are hospitalized for more than 7 days following an evacuation, we will 1) transport dependent children home (with an escort if necessary) if they are traveling with you and/or 2) bring 1 person of your choice to/from your bedside if you are
alone.
If we previously evacuated you to a medical facility, we will pay your airfare costs from that facility to your residence within 1 year from your original scheduled return date, less refunds from your unused transportation tickets.
We will return your spouse or domestic partner to your primary residence if you are hospitalized for more than 7 days, or if you die on the trip.
*Failure to utilize Seven Corner Assist to arrange for these services will result in the denial of
benefits.
Important Information
This is a brief summary of benefits and services and is not your plan document. If there is any difference between this page and your plan document, the provisions of the plan document will prevail. Benefits and premiums are subject to change.
It is your responsibility to maintain all records regarding travel history and age and provide necessary documents to Seven Corners to verify eligibility if required.
THIS IS NOT QUALIFYING HEALTH COVERAGE (“MINIMUM ESSENTIAL COVERAGE”) THAT SATISFIES THE HEALTH CARE COVERAGE REQUIREMENT OF THE AFFORDABLE CARE ACT. IF YOU DON’T HAVE MINIMUM ESSENTIAL COVERAGE, YOU MAY OWE AN ADDITIONAL PAYMENT WITH YOUR TAXES.
Your Underwriter
You can feel confident with RoundTrip International’s strong financial backing through Certain Underwriters at Lloyd’s, London1, with an AM Best rating of “A” (excellent).
Certain Underwriters at
Lloyd’s, London, operates as an approved surplus lines market in the United States. The premiums listed include a trust fee.
About Your Insurance Company
Seven Corners2 will handle your insurance needs from start to finish. We will process your purchase, provide all documents, and handle any claims. In addition, our 24/7 in-house travel assistance team, Seven Corners Assist,
will handle your emergency and travel needs. We have 20+ years of experience serving the needs of travelers worldwide — We are here to help!
1In specific scenarios, coverage is provided by Tramont Insurance Company Limited. For details regarding Tramont, visit tramontinsurance.com
2Seven Corners operates under the name, Seven Corners Insurance Services, in California.
RoundTrip International Insurance Warnings
GEOGRAPHIC RESTRICTIONS
State Restrictions – We cannot accept an address in Maryland, Washington, New York, South Dakota, and Colorado.
Country Restrictions – We cannot accept an address in Cuba, Islamic Republic of Iran, Syrian Arab Republic, United States Virgin Islands, Gambia, Ghana, Nigeria, Sierra Leone, and Democratic People’s Republic of (North
Korea).
Destination Restrictions – We cannot cover trips to Antarctica, Islamic Republic of Iran, Syrian Arab Republic Cuba, and Democratic People’s Republic of Korea (North Korea).
PPACA DISCLAIMER
Patient Protection and Affordable Care Act: THIS IS NOT QUALIFYING HEALTH COVERAGE (“MINIMUM ESSENTIAL COVERAGE”) THAT SATISFIES THE HEALTH CARE COVERAGE REQUIREMENT OF THE AFFORDABLE CARE ACT. IF YOU DON’T HAVE MINIMUM ESSENTIAL
COVERAGE, YOU MAY OWE AN ADDITIONAL PAYMENT WITH YOUR TAXES.