RoundTrip® International Trip Insurance

International trip insurance and short-term medical coverage for non-U.S. residents



 

24/7 Travel Assistance
1-800-335-0611
0-317-818-2809 (collect)

Includes 24 hour multilingual travel assistance, help finding a doctor, and evacuation if necessary.

Protect Your Trip Cost

From booking deposits to nonrefundable fees, the cost of travel can become very expensive. What happens if you fall ill before your vacation and can no longer embark? Without trip insurance, you'll likely lose the money already spent. RoundTrip® international travel insurance can help recover expenses such as airfare, cruise deposits, hotel reservation fees, and excursions. Make sure to calculate your trip cost correctly so you buy the right amount of insurance.

Protect Your Health

Does your health insurance cover medical expenses outside your home country? Without international travel health insurance coverage, you may incur unexpected medical bills if you become sick or injured on your trip. However, with vacation medical insurance, you can get the short-term medical coverage you need.

Access to 24/7 Travel Assistance

Whether you're looking for a doctor or need an emergency medical evacuation, our multilingual assistance team, Seven Corners Assist is here to help 24-hours a day.

Protect Your Belongings

Your luggage is your home away from home, containing all your everyday essentials. When you buy travel insurance, you can check your luggage with confidence knowing that we can help replace your belongings if they are stolen, lost, or damaged during your trip.

Calculator Trip Cost
How to Caclulate Your Trip Cost

Your trip cost may include airfare, a cruise, hotel, entertainment, excursions, house/condo rental, and other similar expenses. Include the nonrefundable portion of these items in your trip cost.

Keep a record of trip expenses as proof of payment, so you can calculate your total trip cost correctly and in case you need to file a claim. Learn more »

Geographic Restrictions
Geographic Restrictions

Address Restrictions — We cannot accept an address in Cuba, United States, Islamic Republic of Iran, Syrian Arab Republic, U.S. Virgin Islands, Gambia, Ghana, Nigeria, and Sierra Leone.
Destination Country Restrictions  We cannot cover trips to Antarctica, Islamic Republic of Iran and Syrian Arab Republic and Cuba.

Important:  U.S. citizens residing abroad cannot buy this plan for travel to the United States.

RoundTrip International Travel Insurance Benefits

All coverages and plan costs are shown in United States dollar amounts and are per person and period of coverage unless otherwise noted.

 
TRIP INSURANCE BENEFITS
Coverage Length
1 day to 30 days
Coverage Extension
Extendable up to 30 days total.
Coverage Area
Worldwide
Coverage Ages
14 days to 79 years
100% of your nonrefundable trip cost up to $30,000*
100% of your nonrefundable trip cost**

100% of your nonrefundable trip cost
$100 per day up to $500 (12-hour minimum)
$500 (3-hour minimum)
Change Fee
$75

MEDICAL
$100,000
$750
EMERGENCY SERVICES AND ASSISTANCE
All emergency services must be coordinated by Seven Corners Assist. Failure to utilize Seven Corners Assist may result in a denial of benefits.
$100,000
Included in Emergency Medical Evacuation and Repatriation
Included in Emergency Medical Evacuation and Repatriation
Included in Emergency Medical Evacuation and Repatriation
Included in Emergency Medical Evacuation and Medically Necessary Repatriation
$50,000
$100,000
24/7 Travel Assistance Services
Included

PROTECTION FOR YOUR BELONGINGS
Baggage Delay
(outward journey only)(12-hour minimum)
$100 per day, $200 maximum
$100
Baggage and Personal Effects
$250 per article up to $2,500
$500 maximum for describe valuables
$500

ACCIDENTAL DEATH & DISMEMBERMENT AND PERSONAL LIABILTY
Accidental Death and Dismemberment
$25,000 principal sum
$100,000

*Trip cancellation is not applicable when $0 trip cost is displayed on your summary of benefits.
**$1,000 Return air ticket cost only if $0 trip cost is displayed for trip cancellation on your summary of benefits.

How RoundTrip International Travel Insurance Works

Trip Cancellation

If you cannot take your trip due to a stated unforeseen event, we pay you for:

  • The amount of forfeited, nonrefundable, and unused payments or deposits you paid for your trip;
  • The additional cost to you if your travel supplier cancels your trip for a covered reason and you choose to replace that travel supplier with a different one;
  • The reissue fee (up to $75.00) charged by the airline for your tickets if your travel supplier cancels your trip (you must have covered the entire cost of your trip including airfare);
  • Airfare cancellation charges;
  • Fees incurred by you for re-depositing your frequent traveler awards (frequent flyer miles or hotel/motel rewards) into your account if your trip is cancelled for any of the unforeseen events described below.
Trip Interruption
If you cannot continue or resume your trip due to a stated unforeseen event, which occurs after your departure, we will pay you for:
  • The unused, nonrefundable trip arrangements you prepaid to your travel suppliers;
  • Additional transportation expenses;
  • Return air travel up to the lesser of the cost of an economy flight or the amount shown in the Schedule of Benefits

We will transport you to the closest adequate medical facility.

We will pay for an escort if you are disabled during your trip and your physician recommends it.

If you are hospitalized for more than 7 days following an evacuation, we will 1) transport dependent children home (with an escort if necessary) if they are traveling with you and/or 2) bring 1 person of your choice to/from your bedside if you are alone.

If we previously evacuated you to a medical facility, we will pay your airfare costs from that facility to your residence within 1 year from your original scheduled return date, less refunds from your unused transportation tickets.

We will return your spouse or domestic partner to your primary residence if you are hospitalized for more than 7 days, or if you die on the trip.

*Failure to utilize Seven Corner Assist to arrange for these services will result in the denial of benefits.

Important Information

All coverages are in excess of all other insurance or similar benefit programs and shall apply only when such benefits thereunder are exhausted. This Plan is secondary coverage to any other insurance. Such other insurance or similar benefit programs may include, but are not limited to, membership benefit; workers’ compensation benefits or programs; government programs; group or blanket coverage; prepayment coverage; union, labor, or employee plans; socialized insurance program or program otherwise required by law or statute; automobile insurance; or third-party liability insurance.

This is a brief summary of benefits and services and is not your plan document. If there is any difference between this page and your plan document, the provisions of the plan document will prevail. Benefits and premiums are subject to change.

It is your responsibility to maintain all records regarding travel history and age and provide necessary documents to Seven Corners to verify eligibility if required.

THIS IS NOT QUALIFYING HEALTH COVERAGE (“MINIMUM ESSENTIAL COVERAGE”) THAT SATISFIES THE HEALTH CARE COVERAGE REQUIREMENT OF THE AFFORDABLE CARE ACT. IF YOU DON’T HAVE MINIMUM ESSENTIAL COVERAGE, YOU MAY OWE AN ADDITIONAL PAYMENT WITH YOUR TAXES.

Coverage Start Date

Effective Date - Your effective date is the start date of your plan. It is shown on your ID Card.

Length of Coverage

When Your Coverage Begins

(a) For Trip Cancellation: Coverage begins at 12:01 a.m. at your location on the day after your plan payment is received by us. 

(b) For Trip Delay: Coverage is in force while you are en route to and from your trip.

(c) For all other benefits: Coverage begins at the later of the point and time of your departure on your scheduled departure date or your actual departure on your trip.

Coverage Expiration Date

When Your Coverage Ends Coverage is effective for the time shown on your ID Card. Your coverage will end at 11:59 p.m. local time on the earliest of the following dates:

For Trip Cancellation:  Coverage automatically ends on the earlier of:

(a) The point and time of departure on your scheduled departure date; or

(b) The date you cancel your covered trip.

For all other coverages: Coverage will end at 11:59 p.m. local time on the earliest of:

(a) The scheduled return date as stated on the travel tickets;

(b) The date you return to your origination point if prior to your scheduled return date;

(c) The date you leave or change your trip (unless due to unforeseen events covered by this plan);

(d) If you extend the return date, coverage will terminate at 11:59 p.m. at your location on your scheduled return date.


Extending Your Trip Protection Coverage

All coverage under the plan will be extended, if:

(a) Your entire trip is covered by the plan: and

(b) Your return is delayed by covered reasons specified under Trip Cancellation, Trip Interruption or Trip Delay.


If coverage is extended for the above reasons, coverage will end on the earlier of:

(a) the date you reach your return destination; or

(b) 7 days after the date your trip was scheduled to be completed.


Your Underwriter

You can feel confident with RoundTrip International’s strong financial backing through Certain Underwriters at Lloyd’s, London1, with an AM Best rating of “A” (excellent).

About Your Insurance Company

Seven Corners will handle your insurance needs from start to finish. We will process your purchase, provide all documents, and handle any claims. In addition, our 24/7 in-house travel assistance team, Seven Corners Assist, will handle your emergency and travel needs. We have more than 20 years of experience serving the needs of travelers worldwide — We are here to help!

1In specific scenarios, coverage is provided by Tramont Insurance Company Limited. For details regarding Tramont, visit tramontinsurance.com

 

Pre-Existing Medical Conditions for RoundTrip International 

Pre-existing conditions are not covered by RoundTrip International. A pre-existing condition is any accidental injury, sickness or condition of you, your traveling companion, or your family member booked to travel with you for which medical advice, diagnosis, care or treatment was recommended or received within the 60 day period ending on the effective date of this plan. Sicknesses or conditions are not considered pre-existing if the sickness or condition for which prescribed drugs or medicine is taken remains controlled without any change in the required prescription.

RoundTrip International Insurance Warnings and Exclusions

Exclusions

Refer to the plan document to view exclusions.

GEOGRAPHIC RESTRICTIONS

State Restrictions – We cannot accept an address in Maryland, Washington, New York, South Dakota, and Colorado.

Country Restrictions – We cannot accept an address in Cuba, Islamic Republic of Iran, Syrian Arab Republic, United States Virgin Islands, Gambia, Ghana, Nigeria, Sierra Leone, and Democratic People’s Republic of (North Korea).

Destination Restrictions – We cannot cover trips to Antarctica, Islamic Republic of Iran, Syrian Arab Republic Cuba, and Democratic People’s Republic of Korea (North Korea).

PPACA DISCLAIMER

Patient Protection and Affordable Care Act: THIS IS NOT QUALIFYING HEALTH COVERAGE (“MINIMUM ESSENTIAL COVERAGE”) THAT SATISFIES THE HEALTH CARE COVERAGE REQUIREMENT OF THE AFFORDABLE CARE ACT. IF YOU DON’T HAVE MINIMUM ESSENTIAL COVERAGE, YOU MAY OWE AN ADDITIONAL PAYMENT WITH YOUR TAXES.

RoundTrip International Insurance Documents

RoundTrip® International

Brochure

Plan Documents

This website is intended as a brief summary of benefits and services. It is not part of your plan document and does not contain a complete summary of your coverage. If there is any difference between this website and your plan document, the provisions in the plan document will prevail. Benefits and premiums are subject to change. Coverage may vary and may not be available in all jurisdictions.

Please be aware this coverage is not a general health insurance plan, but an interim, limited benefit period, travel medical program intended for use while away from your home country.

It is your responsibility to maintain all records regarding travel history, age, and provide necessary documents to Seven Corners to verify your eligibility for coverage.