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Life happens quickly. Unfortunately, accidents and illnesses do too. That's why it's important to have medical insurance when you travel internationally.
With our travel insurance, you choose the coverage you want, and you receive important benefits for pre-existing medical conditions and emergency medical evacuations. And, while you’re in the USA, you have access to one of the largest medical networks available.
Medical maximums up to $1,000,000
Choose our Plus plan for COVID-19 coverage up to your medical maximum.
To buy this plan, you must be a non-U.S. resident and non-U.S. citizen who is at least 14 days of age or older. Green Card/Permanent Resident cardholders may not buy this plan.
Choose Plus for COVID-19 coverage up to your medical maximum. Other illnesses and injuries are also covered up to the medical maximum as well.
We encourage you to ensure you’re healthy before you travel. COVID-19 is not covered if you contract it before your plan begins.
Choose Seven Corners Travel Medical Plus and select a $0 deductible to be certain you meet minimum requirements.
Reliable Coverage
Travel Medical Basic
Covers up to 10 travelers.
Includes COVID-19 Coverage
Travel Medical Plus
Covers up to 10 travelers.
Recommended for Schengen visa.
This is the amount of time (180 days) you have from the date of your injury or illness to receive treatment. If your plan ends during your benefit period, you can still receive treatment if you are outside your home country. If you return to your home country, there is limited coverage under Extension of Benefits in Home Country. Each injury or illness receives one benefit period.
Example: If you break your leg on January 1 while on your trip and covered by the plan, you have 180 days from January 1 (until June 30) to receive treatment for your leg. If your plan ends on June 1, you still have until June 30 to receive treatment for your leg.
We cover injuries and illnesses which occur during your period of coverage. Benefits are paid in excess of your deductible, copays and coinsurance up to your medical maximum.
Initial treatment must occur within 30 days of the date of injury or onset of illness.
The deductible is the amount you are responsible for paying. It applies per coverage period.
URC means Usual, Reasonable, and Customary. It is the maximum amount we will pay for covered expenses based on several factors. See the definition in the plan document for more details.
COVID-19 Medical Treatment — The plan covers medically necessary treatment for:
Travel assistance services, including Emergency Medical Evacuation and Repatriation, Emergency Medical Reunion, Return of Children, Return of Mortal Remains, and Local Burial or Cremation apply if you contract COVID-19 while covered by this plan. See the description of those services for details explaining how they work.
This includes long-distance or remote (i) health-related services and information, (ii)treatment of injury or illness, or (iii) other live consultations, each of which involves an insured person and a physician or nurse practitioner at different locations using telecommunications technologies including internet, phone, video, audio, and computers.
This can cover expenses incurred in your home country (including those following an emergency medical evacuation or repatriation), for conditions first diagnosed and treated outside your home country if you seek treatment within 180 days of the injury or illness. There is no coverage for pre-existing conditions.
This can cover an illness or injury that occurs on an incidental trip to your home country. You receive five days of coverage for each month of coverage you purchased, up to 60 days. This coverage does not apply if the illness or injury occurs while you are outside your home country, and there is no coverage for pre-existing conditions, including Acute Onset of a Pre-existing Condition. Coverage is available if your period of coverage is greater than 30 days.
The following expenses must always be pre-certified in the United States:
To comply with the pre-certification requirements, you must:
Once we pre-certify your expenses, we will review them to determine if they are covered by the plan.
If you do not comply with the pre-certification requirements:
Pre-certification does not guarantee coverage, payment, or reimbursement.
Contact information for Seven Corners Assist is provided on your ID card.
Many travel insurance plans do not cover pre-existing conditions. Seven Corners Travel Medical covers them through the acute onset of pre-existing conditions benefit.
An acute onset of a pre-existing condition is a sudden and unexpected
outbreak or recurrence of a pre-existing condition:
The plan can pay for emergency treatment for the relief of pain to sound natural teeth. Coverage is available if your period of coverage is greater than 30 days.
The plan can pay for emergency treatment to repair or replace sound natural teeth damaged because of an accidental injury caused by external contact with a foreign object. You are not covered if you break a tooth while eating or biting into a foreign object.
If medically necessary, we will arrange and pay for transportation and related medical expenses during transportation to:
If your physician recommends it, we will pay and arrange for one person of your choice to travel to the hospital where you are located when an emergency medical evacuation is occurring or has occurred or when an emergency medical repatriation is to occur.
These benefits must be arranged by Seven Corners Assist. Failure to use Seven Corners Assist will result in the denial of benefits.
If you are traveling alone with children and are hospitalized because of a covered illness or injury, we will arrange and pay for:
These benefits must be arranged by Seven Corners Assist. Failure to use Seven Corners Assist may result in the denial of benefits.
We can pay reasonable expenses for embalming, a minimally-necessary container for transportation, shipping costs, and government authorizations to return your remains to your home country if you die while outside your home country. You cannot use this benefit if you use the Local Cremation or Burial benefit.
These benefits must be arranged by Seven Corners Assist. Failure to use Seven Corners Assist may result in the denial of benefits.
This benefit can pay reasonable expenses for the preparation and either your local burial or cremation if you die while outside your home country. You cannot use this benefit if you use the Return of Mortal Remains benefit.
These benefits must be arranged by Seven Corners Assist. Failure to use Seven Corners Assist may result in the denial of benefits.
If you need an emergency evacuation due to a natural disaster, we will arrange and pay for:
These benefits must be arranged by Seven Corners Assist. Failure to use Seven Corners Assist may result in the denial of benefits.
We can reimburse you for replacement accommodations for up to five days if you are displaced from planned, paid accommodations due to an evacuation from a forecasted natural disaster or following a natural disaster. You must provide proof of payment for the accommodations from which you were displaced.
We can arrange and pay for your political evacuation and/or return to your home country via one-way economy airfare if:
This benefit will not apply if you did not follow a Level 3 Terrorism, Level 3 Civil Unrest, or any Level 4 Travel Advisory from the U.S. Department of State or similar warnings from authorities of your host country or home country.
These benefits must be arranged by Seven Corners Assist. Failure to use Seven Corners Assist may result in the denial of benefits.
If you are injured as a result of terrorist activity, we will reimburse you for medical expenses if the following conditions are met:
Seven Corners has a 24/7 multilingual team available to help with travel emergencies and general assistance including medical evacuations, escorts for unaccompanied children, medical record transfers and second opinions, and help locating medical care. They can also help provide interpreter referrals, help with passport recovery, hotel and flight re-bookings, and many other services.
This can pay benefits for death, loss of limbs, quadriplegia, paraplegia, hemiplegia, and uniplegia due to an accident occurring while on your trip. If benefits are payable under Common Carrier Accidental Death, this benefit will not be paid.
This can pay benefits for death due to an accident that occurred while riding as a passenger on a common carrier (any public air conveyance operating under a valid license to transport passengers for hire).
This benefit can reimburse you for lost bags and personal items owned by you and checked with a common carrier, if you took reasonable measures to protect, save, and recover the property.
This benefit can reimburse you for the cost of economy travel to your home if you cannot continue your trip due to the death of a parent, spouse, sibling or child or due to serious damage to your principal residence from fire or natural disaster.
See the plan document for the definition of a natural disaster.
These benefits must be arranged by Seven Corners Assist. Failure to use Seven Corners Assist may result in the denial of benefits.
This benefit can reimburse you for fees for replacement of your passport, visas and other travel documents if they are lost, stolen, damaged or destroyed during your covered trip.
We will pay for eligible court-entered judgments or settlements approved by Seven Corners that are related to the personal liability you incur for acts, omissions, and other occurrences for losses or damages caused by your negligent acts or omissions that result in:
We cover typical vacation activities. If you plan to participate in more adventurous activities when you travel, consider buying this optional coverage that includes: Bungee jumping; caving; hang gliding; jet skiing; motorcycle, motor scooter or electric scooter riding whether as a passenger or a driver; parachuting; paragliding; parasailing; scuba diving only to a depth of 10 meters with a breathing apparatus provided that you are SSI, PADI or NAUI certified; snowmobiling; spelunking; wakeboard riding; water skiing; windsurfing; or zip lining. You must purchase this optional coverage if you wish to be covered while riding a motorcycle, motor scooter, electric scooter, or similar transportation when such transportation is an established and accepted routine means of public transportation for hire in the specific geographic area where you are located in the host country.
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Once you complete your purchase, you will immediately receive a receipt, a summary of your benefits, an ID card, and a copy of the plan document. The plan document is a legal document that explains how your coverage works, including a list of exclusions. We recommend you read your plan document, so you understand how your Get Away USA plan works.
The plan is available to U.S. residents up to the age of 99 years.
You cannot purchase this plan if you reside in one of these states: Missouri, New York, Pennsylvania, Washington. Please review your plan document for specific state information which may affect your benefits and/or coverage.
Destination Restrictions: Get Away USA is designed to protect your travels within the United States. If you are traveling abroad, consider our RoundTrip Basic or RoundTrip Choice plans for international protection.
Your trip must be 100 miles or more from your primary residence to purchase Get Away USA.
Please call Seven Corners at 800-335-0611 if you would like to obtain additional information regarding the features and pricing of each travel plan component.
You are covered when traveling inside the United States.
The maximum length of a trip that can be covered by our plans is 90 days. Note: There is an additional charge for days 31-90.
When Coverage Begins
This is Your Effective Date and time for Trip Cancellation, Optional Trip Cancel for Any Reason: Coverage begins at 12:01 a.m. at Your location on the day after the date We or Our authorized representative receive the required premium to cover Your Trip.
This is Your Effective Date and time for Optional Rental Car Damage: Coverage begins when You sign the Rental Car Agreement and take legal possession of the Rental Car provided You pay the required premium.
This is Your Effective Date and time for Optional Trip Delay: Coverage begins after You have traveled 50 miles or more from Your Primary Residence en route to join Your Trip.
This is Your Effective Date and time for All Other Coverages: Coverage begins:
When Coverage Ends
Trip Cancellation and Optional Trip Cancel for Any Reason: Your coverage(s) automatically ends on the earlier of:
Optional Rental Car Damage: Coverage ends when the car is returned to the rental car company on or before the return date and time listed on the Rental Car Agreement, at Your location on the return date and time listed on the Rental Car Agreement if the car is not returned as specified on the Rental Car Agreement and the rental period has not been extended by You.
All Other Coverages: Your coverage automatically ends on the earlier/est of:
Get Away USA allows for extension in these cases:
Automatic Extension of Coverage
All coverages will be extended if Your entire Trip is covered by this policy and Your return is delayed due to unavoidable circumstances beyond Your control. This extension of coverage
will end on the earlier of the date You reach Your originally scheduled Return Destination or 10 days after the originally Scheduled Return Date.
COVID-19
Coverage can be extended for the duration of a COVID-19 quarantine and five additional days following the quarantine if you have not arrived at your return destination.
The optional Medical Bundle Coverage offered by the plan provides secondary (excess) coverage.
Excess Insurance Coverage
Insurance provided by our plans is paid in excess of all other valid and collectible insurance or indemnity or as required by state law. If at the time of the occurrence of any loss payable under our plans
there is other valid and collectible insurance or indemnity in place, we shall be liable only for the excess of the amount of loss, over the amount of such other insurance or indemnity, and applicable deductible. Recovery of losses
from other parties does not result in a refund of your plan cost paid.
14-Day Free Look Period
If You are not satisfied for any reason, You may cancel Your plan within 14 days from the date of purchase by providing Us or Our authorized representative the cancellation notice. We will refund Your plan cost paid provided there has been no incurred loss; You have not departed on Your Trip or filed a claim under Your plan. When so returned, all coverages under your Plan are invalid from the beginning.
You can find situations and items not covered by this plan in the exclusions section of the plan document.
Underwriter
Insurance benefits for Get Away USA are underwritten by United States Fire Insurance Company. C&F and Crum and Forster are registered trademarks of United States Fire Insurance Company. The Crum &
Forster group of companies is rated A (Excellent) by AM Best Company 2021.
About Seven Corners
We’ve been helping travelers for more than 25 years with travel insurance options and non-insurance travel assistance services. We’ll take care of your trip protection plan needs from
start to finish — we don't outsource any of our services! Seven Corners will guide you through your purchase, provide your coverage information, answer your questions along the way, assist with your travel needs, and process
your claims. Our goal is to provide you with outstanding service every step of your journey with us.
Inside the United States — You may seek treatment at any medical provider you wish.
Outside of the United States — Seven Corners has a large international directory of providers, and many of them will bill Seven Corners direct for treatment they provide. We recommend you contact us for a referral, but you may seek treatment at any facility.
Utilizing the directory does not guarantee benefits or that the treating facility will bill Seven Corners direct. We do not guarantee payment to a facility or individual until we determine the expense is covered by the plan.
It’s an illness, disease, or other condition during the 60 days immediately before your coverage begins for which you or your Traveling Companion, Business Partner, or Family Member scheduled or booked to travel with You:
Pre-existing conditions can be covered on the same basis as any other sickness by Get Away USA if you meet the requirements below.
We will waive the Pre-existing Medical Condition exclusion if all of the following apply:
Important Information from Crum & Forster, SPC.
(AH-4170)
Disclaimer: The above information is a summary of the important features of the plan. It is not a contract of insurance. This plan includes both insurance and non-insurance benefits. The terms and conditions of coverage are set forth in the Plan issued to the policyholder. For a detailed plan description, exclusions, and limitations please view the plan on file with Seven Corners, Inc. The Policy contains a complete description of all of the terms, conditions, and exclusions of the insurance plan as underwritten by Crum & Forster, SPC. The Policy will prevail in the event of any discrepancy between this web page and the Policy.
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