Do You Need Student Travel Insurance?

If you're studying, teaching, or doing research abroad, you need reliable medical protection! For a small daily fee, our student travel plans provide medical coverage, an extensive network of health care providers, and 24-hour multilingual travel assistance.

Don't get stuck with unexpected medical bills! 
Your health insurance at home may not cover you when you travel outside of your home country,* and medical providers abroad may require you to pay for services before they treat you. Our plans protect you for these kinds of situations.

20+ years of experience. Seven Corners Assist has been serving the needs of worldwide travelers for 20+ years. Remember! We're only a phone call away and ready to help, no matter where you are!

To purchase a student plan, you must be 31 days to 64 years of age and involved in full-time educational or research activities. This includes an educational, vocational, cultural exchange, or training program. 

  • Non-United States citizens may travel to the United States with a J-1, H-3, F-1, M-1, or Q-1, or similar appropriate visa.
  • United States citizens may travel outside the United States with a valid passport. 

*What is my home country? It's the country where you have your true, fixed, and permanent home and principal establishment

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Benefits

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MEDICAL COVERAGE

Specialized benefits for you & your dependents, including maternity coverage options as well.  
Buy up to 12 months of coverage & renew for even longer.

Specialized benefits for you & your dependents.
Buy up to 12 months of coverage & renew for even longer.

Lifetime Medical Maximum
This covers inpatient and outpatient expenses for injuries and illnesses that occur during your coverage period.

Plan Participant options vary from $250,000 to $1,000,000
Spouse/Child $100,000

$5,000,000 All Insured Persons 

Per Injury/Illness Medical Maximum
This is the maximum amount that will be paid for inpatient and outpatient expenses for each injury or illness that occurs during your coverage period.

Plan Participant options vary from $250,000 to $500,000
Spouse/Child $100,000

Options range from $50,000-$500,000 for All Insured Persons 

Deductibles
Deductibles are per injury or illness, and you are responsible for paying your deductible.

Non-United States Citizens: In PPO $25; Outside PPO $50
United States Citizens: Choose either $0 or $50
All Plan Types:  Student Health Center $5/visit; not subject to deductible regardless of citizenship

Non-United States citizens: Choose$100 or $50;
United States Citizens: Choose either $0 or $50
All Plan Types:  Student Health Center $5/visit; not subject to deductible regardless of citizenship

Coinsurance Options
This is your share of the cost of your medical expenses, and you pay this amount after you have paid your deductible. The difference in plan pricing is due to the coinsurance options.

Choose from these options:
Non-United States citizens: After you pay your deductible, we pay 80% of your expenses up to $10,000, then we pay 100% to the Medical Maximum or After you pay your deductible, we pay 100% to the Medical maximum.
United States Citizens: After you pay your deductible, we pay 100% to the Medical maximum. 

Choose from these options:
Non-United States citizens: After you pay your deductible, we pay 100% of your expenses to the Medical Maximum or after you pay your deductible, we pay 80% to the Medical maximum. 
United States Citizens: After you pay your deductible, we pay 100% of your expenses to the Medical Maximum or after you pay your deductible, we pay 80% to the Medical maximum.

Copay for Medications/Prescriptions
This is the amount you pay for each medication/prescription you receive.

Non-United States Citizens: $10 for generic/$20 for brand name
United States Citizens: $0 for generic/$0 for brand name

Non-United States Citizens: $10 for generic/$20 for brand name
United States Citizens: $0 for generic/$0 for brand name

Dental Accident Coverage
This benefit pays for emergency treatment to repair or replace sound natural teeth damaged as the result of an accident.

$500/accident

$500/accident

Dental Sudden Relief of Pain
This covers dental treatment for unexpected pain of sound natural teeth
$350 (available for plans for 1 month or more)
Maternity
This covers eligible expenses incurred before, during, and after the delivery of the child, including physician, hospital, laboratory, and ultrasound services. Inpatient postpartum stay will be covered for the length of stay recommended by the American Academy of Pediatrics and the American College of Obstetricians and Gynecologists. Expenses are NOT covered if the pregnancy 1) occurred before the coverage start date; 2) is the result of in vitro fertilization 3) occurred to anyone other than the plan participant or their eligible spouse. The plan participant, eligible spouse or their representative must notify us within the first 90 days of pregnancy. Failure to notify us will result in a 25% reduction in benefits.

Covered with several options you may select.

Not Covered
Routine Newborn Care
Coverage for a newborn child begins from the moment of birth if the pregnancy, and the delivery were covered by this plan (see Maternity section for details). You must give us notice within 30 days of the birth of the child. If you fail to do so, coverage for the newborn child will terminate upon the end of the initial 30-day period.
United States Citizens: $250 or $750
Non-United States Citizens: $250 or $750
Mental Illness
Covers treatment for mental illness.

Inpatient: We pay 50% of your expenses up to $10,000 for up to 45 days.
Outpatient: We pay 80% of your expenses up to $500.

Inpatient: We pay 50% of your expenses up to $10,000 for up to 45 days.
Outpatient: We pay 80% of your expenses up to $500.

Alcohol & Drug Abuse
Covers inpatient and outpatient treatment for alcohol and drug abuse.

We pay 50% up to $1,000

We pay 50% up to $1,000

Physiotherapy

Non-United States Citizens: $50/day to the per injury/illness medical maximum 
United States Citizens:$50/day to the per injury/illness medical maximum or $75/day to the per injury/illness medical maximum

$25/day

Spinal Manipulation

Non-United States Citizens: $50/day to the per injury/illness medical maximum 
United States Citizens:$50/day to the per injury/illness medical maximum or $75/day to the per injury/illness medical maximum

$25/day

Motor Vehicle Accident
We pay for medical treatment for injuries due to a motor vehicle accident.

Non-United States Citizens: $100,000
United States Citizens:  Per Injury/Illness Medical Maximum

Non-United States Citizens: Options for $50,000 or $100,000
United States Citizens: Per Injury/Illness Medical Maximum

Noncontact Amateur Sports
We pay for medical treatment related to a sports injury for high school, interscholastic, intramural or club sports.

Non-United States Citizens: $5,000
United States Citizens: $5,000

Non-United States Citizens:$5,000
United States Citizens:$5,000

Personal Liability
We will pay for eligible court-entered judgments or settlements (settlements must be approved by us) that are related to the personal liability you incur for acts, ommissions, and other occurrences for losses or damages caused by your negligent acts or omissions that result in: 1) injury to a third person; 2) damage or loss to a third person’s personal property; 3) damage or loss to a related third person’s personal property. (See the plan document for conditions and restrictions applicable to this benefit.)
$100,000 $100,000
EMERGENCY TRANSPORTATION* 

 

 

Political Evacuation
If a formal recommendation from appropriate authorities is issued for you to leave your host country due to political or military events there, we will arrange and pay reasonable expenses for transportation to the nearest place of safety or for repatriation to your home country or country of residence.
$10,000 Lifetime Maximum $10,000 Lifetime Maximum
Emergency Medical Evacuation/Repatriation
If medically necessary, we will arrange and pay to 1) transport you to the nearest appropriate medical facilities 2) transport you home after an evacuation

Per Injury/Illness Medical Maximum

$100,000

Ambulance Service

Non-United States Citizens:Per Injury/Illness Medical Maximum 
United States Citizens:$500 or $7500

Per Injury/Illness Maximum

Emergency Reunion
We will arrange and pay to send one person of your choice to your side while you are hospitalized (you must require an emergency medical evcuation to receive this benefit).

$50,000

$15,000 Lifetime Maximum

Return of Remains
We will arrange and pay to return your remains to your home country if you die while traveling. 

$50,000

$50,000

Local Cremation or Burial
We will pay expenses for local burial or cremation at place of death. 
$5,000 $5,000
TRAVEL ASSISTANCE SERVICES**
24/7 Travel Assistance
Our multilingual team provides a wide variety of travel services. We arrange medical evacuations and emergency reunion.We can also help you locate appropriate medical facilities, assist with lost passport recovery, provide information about embassies, consulates, currency exchange, and much more.

Included

Included

PRE-EXISTING CONDITIONS

 

Acute Onset of a Pre-existing Condition
This covers medical expenses for a sudden and unexpected recurrence of a pre-existing condition.

$25,000 for medical expenses & $25,000 for emergency medical evacuation.

 

$25,000 for medical expenses & $25,000 for emergency medical evacuation.

 

TERRORISM BENEFITS

Terrorism
Covers medical expenes due to terrorist activity.

$50,000

$50,000 Lifetime Maximum

HOME COUNTRY COVERAGE

 

Incidental Trips Home
Provides up to 30 days of coverage for a new illness/injury which occurs in your home country while you are on an incidental trip.

$1,000

$1,000

Extension of Benefits
Pays expenses incurred in your home country for conditions first diagnosed and treated outside your home country, if they are incurred within 30 days of your return to your home country.

$1,000

$1,000

ACCIDENTAL DEATH & DISMEMBERMENT (AD&D)

 

Accidental Death & Dismemberment (AD&D)
Pays benefits for death, loss of limbs, and loss of sight due to an accident occurring on your trip.

$25,000 Plan Participant
$10,000 Spouse
$5,000 Child

 

$25,000 principal sum per plan participant and eligible depedents

BENEFIT PERIOD

 

Your Benefit Period
Your benefit period is the amount of time you have from the date of your injury/illness to receive treatment. Your initial treatment must begin within 30 days of your injury/illness, and treatment may continue as long as your coverage period.

The same as your period of coverage. 

 

The same as your period of coverage. 

* Emergency Transportation Services (except for Ambulance Service) must be approved and arranged by Seven Corners Assist.
**Travel Assistance Services are provided by Seven Corners Assist.

The table above is a summary of benefits and services. If there is any difference between this summary and your plan document, the provisions of your plan document will prevail. 

Patient Protection and Affordable Care Act: This insurance is not subject to, and does not provide certain insurance benefits required by the United States Patient Protection and Affordable Care Act (“PPACA”). The insurance benefits provided by this plan are stated in your plan documents and do not include additional benefits required by PPACA. PPACA requires certain U.S. residents and citizens to obtain PPACA compliant insurance coverage. In certain circumstances penalties may be imposed on U.S. residents and citizens who do not maintain PPACA compliant insurance coverage. You should consult your attorney, insurance agent or tax professional to determine if PPACA’s requirements are applicable to you.

 

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From arranging emergency medical evacuations to helping you locate an embassy or providing you with medical and travel advisories and anything in between, our multilingual team is available 24/7.

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