Do You Need Student Travel Insurance?

If you're studying, teaching, or doing research abroad, you need reliable medical protection! For a small daily fee, our student travel plans provide medical coverage, an extensive network of health care providers, and 24-hour multilingual travel assistance.

Don't get stuck with unexpected medical bills! 
Your health insurance at home may not cover you when you travel outside of your home country,* and medical providers abroad may require you to pay for services before they treat you. Our plans protect you for these kinds of situations.

20+ years of experience. Seven Corners Assist has been serving the needs of worldwide travelers for 20+ years. Remember! We're only a phone call away and ready to help, no matter where you are!

To purchase a student plan, you must be 12 to 64 years of age and involved in full-time educational or research activities. This includes an educational, vocational, cultural exchange, or training program. 

  • Non-United States citizens may travel to the United States with a J-1, H-3, F-1, M-1, or Q-1 Visa.
  • United States citizens may travel outside the United States with a valid passport. 

*What is my home country? It's the country where you have your true, fixed, and permanent home and principal establishment

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Benefits

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MEDICAL COVERAGE

Specialized benefits for you & your dependents.
Buy up to 12 months of coverage & renew for even longer.

Specialized benefits for you.
Buy up to 12 months of coverage & renew for even longer.

Accident & Illness Lifetime Medical Maximum
This covers inpatient and outpatient expenses for injuries and illnesses that occur during your coverage period.

Primary Insured $250,000
Spouse/Child $100,000

$250,000

Accident & Illness per Injury/Illness Medical Maximum
This is the maximum amount that will be paid for inpatient and outpatient expenses for each injury or illness that occurs during your coverage period.

Primary Insured $250,000
Spouse/Child $100,000

$250,000

Deductibles
Deductibles are per injury or illness, and you are responsible for paying your deductible.

Non-United States Citizens: $100 if you're not treated at the Student Health Center/$50 if you are treated at the Student Health Center.
United States Citizens: Choose either $0 or $50

Non-United States citizens: $100 if you're not treated at the Student Health Center/$50 if you are treated at the Student Health Center.
United States Citizens: Choose either $0 or $50

Coinsurance Options
This is your share of the cost of your medical expenses, and you pay this amount after you have paid your deductible. The difference in plan pricing is due to the coinsurance options.

Choose from these options:
After you pay your deductible, we pay 80% of your expenses up to $10,000, then we pay 100% to the Medical Maximum.
After you pay your deductible, we pay 100% to the Medical maximum.

Choose from these options:
After you pay your deductible, we pay 80% of your expenses up to $10,000, then we pay 100% to the Medical Maximum.
After you pay your deductible, we pay 100% to the Medical maximum.
After you pay your deductible, we pay 80% to the Medical maximum.

Copay for Medications/Prescriptions
This is the amount you pay for each medication/prescription you receive.

Non-United States Citizens: $10 for generic/$20 for brand name
United States Citizens: $0 for generic/$0 for brand name

Non-United States Citizens: $10 for generic/$20 for brand name
United States Citizens: $0 for generic/$0 for brand name

Dental Accident Coverage
This benefit pays for emergency treatment to repair or replace sound natural teeth damaged as the result of an accident.

$250 per tooth up to $500

$250 per tooth up to $500

Maternity
Maternity expenses are covered the same as any other illness.

Covered

Not Covered
Mental Illness
Covers treatment for mental illness.

Inpatient: We pay 50% of your expenses up to $10,000 for up to 45 days.
Outpatient: We pay 80% of your expenses up to $500.

Inpatient: We pay 50% of your expenses up to $10,000 for up to 45 days.
Outpatient: We pay 80% of your expenses up to $500.

Alcohol & Drug Abuse
Covers inpatient and outpatient treatment for alcohol and drug abuse.

We pay 50% up to $1,000

We pay 50% up to $1,000

Physiotherapy

$500

$500

Spinal Manipulation

$500

$500

Motor Vehicle Accident
We pay for medical treatment for injuries due to a motor vehicle accident.

Non-United States Citizens: $10,000
United States Citizens: Medical Maximum

Non-United States Citizens: $10,000
United States Citizens: Medical Maximum

Sports Related Injuries
We pay for medical treatment related to a sports injury.

Non-United States Citizens: $5,000
United States Citizens: Medical Maximum

Non-United States Citizens: $5,000
United States Citizens: Medical Maximum

EMERGENCY TRANSPORTATION 

 

 

Emergency Medical Evacuation/Repatriation
If medically necessary, we will arrange and pay to 1) transport you to the nearest appropriate medical facilities 2) transport you home after an evacuation

$100,000

$100,000

Ambulance Service

$350

$350

Emergency Reunion
We will arrange and pay to send one person of your choice to your side while you are hospitalized (you must require an emergency medical evcuation to receive this benefit).

$5,000

$5,000

We will arrange and pay to return your remains to your home country if you die while traveling. ">Return of Remains

$25,000

$25,000

TRAVEL ASSISTANCE SERVICES*
24/7 Travel Assistance
Our multilingual team provides a wide variety of travel services. We arrange medical evacuations and emergency reunion.We can also help you locate appropriate medical facilities, assist with lost passport recovery, provide information about embassies, consulates, currency exchange, and much more.

Included

Included

PRE-EXISTING CONDITIONS

 

Pre-existing Condition Coverage
This covers medical expenses for a sudden and unexpected recurrence of a pre-existing condition.

Non-United States Citizens: Not Available
United States Citizens are covered when traveling outside the United States.

 

Non-United States Citizens: Not Available
United States Citizens are covered when traveling outside the United States.

 

TERRORISM BENEFITS

Terrorism
Covers medical expenes due to terrorist activity.

$50,000

$50,000

HOME COUNTRY COVERAGE

 

Incidental Trips Home
Provides up to 30 days of coverage for a new illness/injury which occurs in your home country while you are on an incidental trip.

$1,000

$1,000

Extension of Benefits
Pays expenses incurred in your home country for conditions first diagnosed and treated outside your home country, if they are incurred within 30 days of your return to your home country.

$1,000

$1,000

ACCIDENTAL DEATH & DISMEMBERMENT (AD&D)

 

Accidental Death & Dismemberment (AD&D)
Pays benefits for death, loss of limbs, and loss of sight due to an accident occurring on your trip.

$10,000 Primary Insured
$5,000 Spouse/Child

 

$10,000

BENEFIT PERIOD

 

Your Benefit Period
Your benefit period is the amount of time you have from the date of your injury/illness to receive treatment. Your initial treatment must begin within 30 days of your injury/illness, and treatment may continue as long as your coverage period.

The same as your period of coverage. 

 

The same as your period of coverage. 

*Travel Assistance Services are provided by Seven Corners Assist.

The table above is a summary of benefits and services. If there is any difference between this summary and your plan document, the provisions of your plan document will prevail. 

Patient Protection and Affordable Care Act: This insurance is not subject to, and does not provide certain insurance benefits required by the United States Patient Protection and Affordable Care Act (“PPACA”). The insurance benefits provided by this plan are stated in your plan documents and do not include additional benefits required by PPACA. PPACA requires certain U.S. residents and citizens to obtain PPACA compliant insurance coverage. In certain circumstances penalties may be imposed on U.S. residents and citizens who do not maintain PPACA compliant insurance coverage. You should consult your attorney, insurance agent or tax professional to determine if PPACA’s requirements are applicable to you.

 

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(800) 333-8833
agent@agentplace.com

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From arranging emergency medical evacuations to helping you locate an embassy or providing you with medical and travel advisories and anything in between, our multilingual team is available 24/7.

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