Student Travel & Medical Insurance: Compare & Buy Plans | Seven Corners
 

Liaison® Student Travel Medical Insurance

Specialized Travel Medical Insurance Plans for Students, Faculty, Scholars, and their Families

This plan does not cover a claim in any way caused by or resulting from: 1) Coronavirus disease (COVID-19); 2) Severe acute respiratory syndrome coronavirus 2 (SARS-CoV-2); 3) Any mutation or variation of SARS-CoV-2; or 4) Any fear or threat of 1, 2, or 3.

Why do I need student medical insurance?

Your school, visa program, or your host country may require student travel insurance. Even if it's not required, student medical insurance is important because your health insurance at home may not cover you when you travel abroad. That means you could be responsible for your medical expenses if you become ill or get hurt when traveling.

Liaison Student provides comprehensive medical coverage, an extensive network of medical providers, and 24-hour travel assistance.

Who can buy a Liaison Student Travel Medical Insurance plan?

You may buy a plan for yourself, your spouse and dependents if you are:

  • A full-time student, faculty member, or scholar;
  • Involved in full-time educational or research activities;
  • Traveling outside your home country*; and
  • At least 12 years old and younger than 65 years of age.

You should list yourself first on the plan as the primary insured.

*What is my home country? For non-U.S. citizens, home country is the country where you have your permanent residence. For U.S. citizens, home country is always the United States.

U.S. citizens traveling outside the USA 
You must have a valid visa issued by your host country, if required. U.S. citizens cannot buy a Liaison Student plan for travel to the United States or U.S. territories.

Non-U.S. citizens traveling to the USA 
You are required to have a valid J-1, H-3, F-1, M-1 or Q-1 visa or similar appropriate visa and may participate in an OPT program.

Non-U.S. citizens traveling outside the USA 
You must have a valid visa issued by your host country, if required.

Compare Liaison Student Medical Insurance Benefits

All benefits and student insurance plan costs are shown in United States dollar amounts. All medical and dental benefits are subject to deductible and/or copay and coinsurance. Unless otherwise stated, all benefits are per person, per disablement (illness or injury), and they are provided up to the amount shown. 

If you have a J visa, you need a plan that meets J visa insurance requirements. Good news! All of our student plans meet J visa requirements if you choose a medical maximum of $100,000 or more and a deductible that is not greater than $500.

Liaison® Student Basic

Liaison® Student Choice

Liaison® Student Elite

PLAN OPTIONS
Coverage Length

5 days to 364 days

5 days to 364 days

5 days to 364 days

Extension of Coverage

As long as the Primary Insured continues to meet eligibility requirements.

As long as the Primary Insured continues to meet eligibility requirements.

As long as the Primary Insured continues to meet eligibility requirements.

Coverage Area

Worldwide including the United States
Worldwide excluding the United States

Worldwide including the United States
Worldwide excluding the United States

Worldwide including the United States
Worldwide excluding the United States

$5,000,000

$5,000,000

$5,000,000

Ages 14 days to 59 years:
$50,000; $100,000; $250,000; $500,000
60 to 64 years old: $50,000; $100,000; $250,000

Ages 14 days to 59 years:
$50,000; $100,000; $250,000; $500,000; $1,000,000
60 to 64 years old:$50,000; $100,000; $250,000

Ages 14 days to 59 years:
$50,000; $100,000; $250,000; $500,000; $1,000,000
60 to 64 years old: $50,000; $100,000; $250,000

Ages 14 days to 64 years old:
$50; $100; $250
60 to 64 years old: $100; $250

Ages 14 days to 64 years old:
$0; $50; $100; $250
60 to 64 years old: $100; $250

Ages 14 days to 64 years old:
$0; $50; $100; $250
60 to 64 years old: $100; $250

Coinsurance Options
(The plan pays)
Inside the United States

In PPO Network
We pay 80% of the first $5,000,
then 100% to the medical maximum.

Out of PPO Network
We pay 70% of the first $5,000,
then 100% to the medical maximum.

In PPO Network
We pay 90% of the first $5,000,
then 100% to the medical maximum.

Out of PPO Network
We pay 80% of the first $5,000,
then 100% to the medical maximum.

In PPO Network
We pay 100%.

Out of PPO Network
We pay 90% of the first $5,000,
then 100% to the medical maximum.

Coinsurance Options
(The plan pays)
Outside the United States

We pay 100%.

We pay 100%.

We pay 100%.

MEDICAL

Usual, Reasonable and Customary (URC) up to medical maximum

URC up to medical maximum

URC up to medical maximum

URC up to medical maximum
$100 copay

URC up to medical maximum
$50 copay

URC up to medical maximum
$25 copay

URC up to medical maximum
$15 copay

URC up to medical maximum
$10 copay

URC up to medical maximum
$5 copay

URC up to medical maximum
$30 copay

URC up to medical maximum
$20 copay

URC up to medical maximum
$10 copay

URC up to medical maximum
$15 copay

URC up to medical maximum
$10 copay

URC up to medical maximum

Vaccinations

N/A

$150 per 364 days of continuous coverage

$200 per 364 days of continuous coverage

Physiotherapy

$25 per visit, 60 visits maximum

$50 per visit, 60 visits maximum

$75 per visit, 60 visits maximum

Spinal Manipulation

$25 per visit, 60 visits maximum

$50 per visit, 60 visits maximum

$75 per visit, 60 visits maximum

Local Ambulance Benefit
Inside the United States

$350

$500

$750

Local Ambulance Benefit
Outside the United States

Up to medical maximum

Up to medical maximum

Up to medical maximum

$10,000
(separate from medical maximum)

$25,000 
(separate from medical maximum)

$50,000 
(separate from medical maximum)

$10,000 
(separate from medical maximum)

$15,000
(separate from medical maximum)

$20,000
(separate from medical maximum)

$1,000

$5,000

$10,000

$1,000

$5,000

$10,000

N/A

URC up to medical maximum
After initial 364 days of coverage

URC up to medical maximum
After initial 180 days of coverage

$5,000
During initial 364 days of coverage

$10,000
During initial 364 days of coverage

$25,000
During initial 180 days of coverage

Mental Illness including Alcohol and Substance Abuse

Inpatient
$5,000, 45-day limit

Outpatient
80% up to $500

Inpatient
$10,000, 45-day limit

Outpatient
80% up to $1,000

Inpatient
$20,000, 45-day limit

Outpatient
$2,000

Motor Vehicle Accident
Inside the United States

50% up to $100,000

75% up to $100,000

$100,000

Motor Vehicle Accident
Outside the United States

Up to medical maximum

Up to medical maximum

Up to medical maximum

$2,500

$5,000

$10,000

N/A

In PPO Network
80% up to $10,000

Out of PPO Network
60% up to $10,000

In PPO Network
80% up to $25,000

Out of PPO Network
60% up to $25,000

N/A

80% up to $10,000

80% up to $25,000

N/A

$500 per newborn child

$750 per newborn child

DENTAL

$150

$250

$350

$500

$1,000

$2,500

EMERGENCY SERVICES & ASSISTANCE
All emergency services except Natural Disaster Daily Benefit and Terrorist Activity must be coordinated by Seven Corners Assist. Failure to use Seven Corners Assist will result in the denial of benefits.

$100,000
(separate from medical maximum)

$250,000
(separate from medical maximum)

$500,000
(separate from medical maximum)

$200 per day, 10-day limit
$15,000 maximum

$200 per day, 10-day limit
$25,000 maximum

$200 per day, 10-day limit
$50,000 maximum

$25,000

$40,000

$50,000

$50,000

$50,000

$50,000

$5,000

$5,000

$5,000

$5,000

$10,000

$10,000

$25 per day, 5-day limit

$50 per day, 5-day limit

$75 per day, 5-day limit

$10,000

$10,000

$10,000

$25,000

$50,000

$100,000

Included

Included

Included

AD&D

Primary Insured
$25,000 Principal Sum

Eligible Spouse
$10,000 Principal Sum

Eligible Child(ren)
$5,000 Principal Sum


(aggregate limit of $250,000 for total number of insureds on the plan)

 

Primary Insured
$25,000 Principal Sum

Eligible Spouse
$10,000 Principal Sum

Eligible Child(ren)
$5,000 Principal Sum


(aggregate limit of $250,000 for total number of insureds on the plan)

 

Primary Insured
$25,000 Principal Sum

Eligible Spouse
$10,000 Principal Sum

Eligible Child(ren)
$5,000 Principal Sum


(aggregate limit of $250,000 for total number of insureds on the plan)

 

$25,000

$50,000

$100,000

OPTIONAL COVERAGE

Up to medical maximum

Up to medical maximum

Up to medical maximum

BENEFIT PERIOD

Corresponds to the period of coverage.

Corresponds to the period of coverage.

Corresponds to the period of coverage.

How A Liaison Student Medical Insurance Plan Works

Once you complete your purchase, you will immediately receive a receipt, a summary of your benefits, an ID card, and a copy of the plan document. The plan document is the legal document that explains how your coverage works and describes all benefits and exclusions for our international student health insurance plan. We recommend you read your plan document, so you understand how your Liaison Student insurance plan works.

Who Can Buy a Liaison Student Plan?

Requirements for the primary participant — The person listed first on the plan (primary participant) must be a full-time student, faculty member, or scholar between 12 and 64 years of age, who is engaged in fulltime educational or research activities while residing outside their home country.* They must also meet these requirements:

  • U.S. citizens traveling outside the United States — You must have a current passport and valid visa issued by your host country, if required. U.S. citizens cannot buy a Liaison Student plan for travel to the United States and/or U.S. territories.
  • Non-U.S. citizens traveling to the United States — You are required to have a valid J-1, H-3, F-1, M-1 or Q-1 visa or similar appropriate visa and may participate in an OPT program.
  • Non-U.S. citizens traveling outside the United States — You must have a valid visa issued by your host country, if required.

Requirements for dependents — The primary participant can buy coverage for their legal spouse, legal domestic partner, or legal civil partner, and unmarried children at least 14 days old and under 19 years or under 26 years if attending an accredited institution full-time and/or dependent on the primary participant for maintenance and support.

*What is my home country? For non-U.S. citizens, home country is the country where you have your permanent residence. For U.S. citizens, home country is always the United States.

Finding Medical Providers

Network providers can be located at: sevencorners.com/help/find-a-doctor or by contacting Seven Corners Assist.

Inside the United States — We offer an extensive network of providers with special network pricing and potential savings for you.

Outside of the United States — Seven Corners has a large international directory of providers, and many of them will bill Seven Corners direct for treatment they provide. We recommend you contact us for a referral, but you may seek treatment at any facility.

Utilizing the network does not guarantee benefits or that the treating facility will bill Seven Corners direct. We do not guarantee payment to a facility or individual until we determine the expense is covered by the plan.

Excess Insurance

All coverages except Accidental Death & Dismemberment are in excess of other insurance or similar benefit programs and apply only when such benefits are exhausted. This plan is secondary coverage to other insurance. Such other insurance or similar benefit programs may include, but are not limited to, membership benefits; workers’ compensation benefits/programs; government programs; group or blanket coverage; prepayment coverage; union, labor, or employee plans; socialized insurance programs or program otherwise required by law or statute; automobile insurance; or third-party liability insurance.

Refund of Premium/Cancellation Policy for Liaison Student Travel Insurnce

We will refund your payment if we receive your written request for a refund before your effective date of coverage. If your request is received after your effective date, the unused portion of the plan cost may be refunded minus a $25 cancellation fee, if you have not submitted any claims to Seven Corners.

Length of Coverage

Coverage Length — Your coverage length may vary from 5 days to 364 days and is renewable as long as the primary participant is eligible for the plan.

Effective Date — This is the start date of your plan, on the later of the following:

  1. 12 a.m. the day after we receive your application and correct payment;
  2. The moment you depart your home country;
  3. 12 a.m. on the date you request on your application.

Coverage for a newborn child of a primary participant or plan participant spouse begins from the moment of birth. You must notify us within 30 days of the child’s birth and pay the plan cost for benefits to extend beyond the 30th day.

Coverage for adopted children of a primary participant or plan participant spouse begins from the date of placement in the home for the purpose of adoption or the date of an interim court order for temporary custody, whichever is first.

Expiration Date — This is the date coverage for you ends, which is the earliest of the following:

  1. The moment you return to your home (except for coverage through Incidental Trips to Home Country and Extension of Benefits in Home Country);
  2. 11:59 p.m. on the date shown on your ID card;
  3. 11:59 p.m. on the date that is the end of the period for which you paid; or
  4. The moment you are no longer eligible for coverage.
All times above refer to United States Eastern Time.

Extending Your Student Medical Coverage

You can extend coverage as long as the primary participant is eligible for the plan. If you initially buy less than 364 days of coverage, you may buy additional time, from a minimum of 5 days to a total of 364 days. We will email you an extension (renewal) notice before your coverage expires, giving you the option to renew your plan. A $5 administrative fee is charged for each renewal.

When we receive your payment for the extension, we will extend your plan’s expiration date. A new coinsurance will apply beginning the 365th day of continuous coverage and each additional 365th day thereafter.

Your original effective date is used to determine if the lifetime medical maximum amount has been reached and to determine pre-existing conditions.

The primary participant can buy coverage for their legal spouse, legal domestic partner, or legal civil partner, and unmarried children at least 14 days old and under 19 years or under 26 years if attending an accredited institution full-time and/or dependent on the primary participant for maintenance and support.


Underwriter

You can feel confident with Liaison Student’s strong financial backing through Certain Underwriters at Lloyd’s, London an established organization with an AM Best rating of A (Excellent). Your coverage will be there when you need it.

About Your Insurance Company

Seven Corners will handle your student travel medical insurance needs from start to finish. We will process your purchase, provide all documents, and handle any claims. In addition, our own 24/7 in-house travel assistance team, Seven Corners Assist, will handle your travel needs.

Pre-existing Conditions Coverage for Liaison Student Travel Medical Insurance

What is a pre-existing condition?

Pre-existing conditions include any medical condition, sickness, injury, illness, disease, mental Illness or mental or nervous disorder including congenital, chronic, subsequent, or recurring complications or related consequences or resulting consequences that existed with reasonable medical certainty when you bought the plan or any time in the 36 months before your coverage on this plan began, whether or not previously manifested, symptomatic, known, diagnosed, treated, or disclosed.

This includes, but is not limited to, any medical condition, sickness, injury, illness, disease, mental illness, or mental or nervous disorder for which medical advice, diagnosis, care, or treatment was recommended or received or for which a reasonably prudent person would have sought treatment during the 36 months immediately preceding the start date of the plan.

How do we cover pre-existing conditions?

Many travel insurance plans do not cover pre-existing conditions.

  • Liaison Student Choice and Elite plans cover them through two benefits: Acute Onset of Pre-existing Conditions and Waiver of Pre-existing Conditions.
  • Liaison Student Basic plan covers them through Acute Onset of Pre-existing Conditions only.

Coverage amounts vary by plan. See the schedule of benefits for details.

ACUTE ONSET OF PRE-EXISTING CONDITIONS

What is an acute onset of a pre-existing condition?

It is a sudden and unexpected outbreak or recurrence of a pre-existing condition:

  1. That occurs spontaneously and without advanced warning either in the form of physician recommendations or symptoms and requires urgent care;
  2. That occurs during your initial 364 days of coverage (Liaison Student Basic and Choice) or during your initial 180 days of coverage (Liaison Student Elite); and
  3. For which treatment is obtained within 24 hours of the sudden and unexpected outbreak or recurrence.

A pre-existing condition is not an acute onset of a pre-existing condition if:

  1. The condition is chronic, congenital, or gradually becomes worse over time; or
  2. If, during the 30 days prior to the acute event, you had a change in prescription or treatment for a diagnosis related to the underlying pre-existing condition.

Coverage ends on the earlier of:

  1. The condition no longer being acute; or
  2. Your discharge from the hospital.

There is no coverage for known, scheduled, required, or expected medical care, drugs, or treatments existent or necessary prior to departure from the U.S. and before you coverage begins.

There is no coverage for treatment for which you have traveled or conditions for which travel was undertaken after your physician limited or restricted travel.

WAIVER OF PRE-EXISTING CONDITIONS

Liaison Student Choice After you have been continuously covered for 364 days, we waive the pre-existing condition exclusion so that pre-existing conditions are covered the same as other conditions subject to applicable copay, deductible, and coinsurance.

Liaison Student Elite After you have been continuously covered for 180 days, we waive the pre-existing condition exclusion so that pre-existing conditions are covered the same as other conditions subject to applicable copay, deductible, and coinsurance.

Liaison Student Medical Insurance Plan Exclusions

The exclusions below apply to these benefits: Medical Covered Expenses, Local Ambulance, Coma, Extension of Benefits in Home Country, Incidental Trip to Home Country, Mental Illness including Alcohol and Substance Abuse, Motor Vehicle Accident, Non-contact Amateur Sports, Maternity Care (not provided by Liaison Student Basic), Routine Newborn Care (not provided by Liaison Student Basic), Vaccinations (not provided by Liaison Student Basic), Dental Emergency — Sudden Relief of Pain, Dental Emergency — Accident, Emergency Medical Evacuation and Repatriation, Emergency Medical Reunion, Return of Child(ren), Return of Mortal Remains, Local Burial or Cremation, Natural Disaster Evacuation and Repatriation, Political Evacuation and Repatriation, Accidental Death and Dismemberment (AD&D) and Optional Coverage — Hazardous Activities. These exclusions exclude expenses that are for, resulting from, related to, or incurred for the following:

  • Pre-Existing Condition(s) except as waived under Waiver of Pre-existing Condition(s), Acute Onset of Pre-existing Condition(s), and Emergency Medical Evacuation and Repatriation, Emergency Medical Reunion, Return of Child(ren) Return of Mortal Remains and Local Burial or Cremation;
  • Claims not received by the Company or Administrator within ninety (90) days of the date of service;
  • Treatment that (i) exceeds Usual, Reasonable, and Customary Expenses; (ii) is Investigational, Experimental, or for research purposes; or (iii) received in a Hospital emergency room visit that is not a Medical Emergency;
  • Treatment, services, or supplies that are not administered by or under the supervision of a Physician or Surgeon and products that can be purchased without a Physician’s or Surgeon’s prescription;
  • Routine physicals, inoculations unless specifically provided for in the Plan, or other examinations or tests conducted when there is no objective indications or impairments in normal health;
  • Chiropractic care unless specifically provided for in the Plan or acupuncture;
  • Services, supplies, medications, testing, or Treatment prescribed, performed, or provided by a Relative or Immediate Family Member;
  • Durable medical equipment;
  • False teeth, dentures, dental appliances, dental expenses, normal ear or hearing tests, hearing aids, hearing implants, eye refractions, eye examinations for prescribing corrective lenses or eyeglasses unless caused by Accidental Injury, eyeglasses, contact lenses, or eye surgery when the primary purpose is to correct nearsightedness, farsightedness, or astigmatism;
  • Replacement of artificial limbs, eyes, larynx, and orthotic appliances;
  • Custodial Care, Educational or Rehabilitative Care, or any Treatment in any establishment for the care of the aged;
  • Vocational, occupational, sleep, speech, recreational, or music therapy;
  • Pregnancy, unless a Covered Pregnancy, and Illness or complications from Pregnancy, childbirth, abortion, miscarriage including that resulting from an Accident, postpartum care, preventing conception or childbirth, artificial insemination, infertility, impotency, sexual dysfunction, or sterilization or reversal thereof (Pregnancy is not covered by Liaison Student Basic.);
  • Sleep apnea or other sleep disorders;
  • Mental Illness and Mental and Nervous Disorders unless specifically provided for in the Plan, Rest Cures, learning disabilities, attitudinal disorders, or disciplinary problems;
  • Congenital abnormalities and conditions arising out of or resulting therefrom;
  • Temporomandibular joint;
  • Occupational Diseases;
  • Exposure to non-medical nuclear radiation or radioactive materials;
  • Sexually transmitted diseases, venereal diseases, and conditions and any consequences thereof;
  • Acquired Immune Deficiency Syndrome (AIDS), AIDS-Related Complex (ARC), or the Human Immunodeficiency Virus (HIV);
  • Human organ or tissue transplants;
  • Exercise programs whether prescribed or recommended by a Physician or therapist;
  • Weight reduction programs or the surgical Treatment of obesity including, but not limited to, wiring of the teeth and all forms of intestinal bypass Surgery;
  • Cosmetic or plastic Surgery including deviated nasal septum; modifications of Your physical body intended to improve Your psychological, mental, or emotional well-being including, but not limited to, sexual reassignment Surgery;
  • Acne, moles, skin tags, disease of sebaceous glands, seborrhea, sebaceous cyst, unspecified disease of the sebaceous glands, hypertrophic and atrophic conditions of skin, nevus;
  • Hazardous Activities unless You purchase optional Hazardous Activities coverage and then only for the activities covered under that option under Hazardous Activities;
  • Injuries sustained while participating in professional Athletics, amateur Athletics, intercollegiate Athletics or interscholastic Athletics unless specifically provided for in the Plan including, but not limited to, events, games, matches, practice, training camps, sport camps, conditioning, and any other activity related thereto but excluding non-competitive, recreational, or intramural activities;
  • Any Illness or Injury sustained while participating in an athletic activity that is sponsored or sanctioned by the National Collegiate Athletic Association (and/ or any other collegiate sanctioning or governing body), or the International Olympic Committee;
  • Abuse, misuse, illegal use, overuse, dependency upon, or being under the influence of alcohol, drugs, chemicals, or narcotic agents unless administered under the advice of a Physician and taken in accordance with the proper dosing as directed by the Physician;
  • Suicide or any attempt thereof, self-destruction or any attempt thereof, or any intentionally self-inflicted Injury or Illness;
  • Terrorist Activity except as provided under Terrorist Activities; War, Hostilities, or War-like Operations;
  • Commission of a criminal offense or any other criminal or illegal activity as defined by the local governing body;
  • You unreasonably fail or refuse to depart a country or location following the date a warning to leave that country or location is issued by the United States government or similar warnings issued by other appropriate authorities of either Your Host Country or Your Home Country;
  • Service in the military, naval, coast guard, or air service of any country or while on duty as a member of a police force or unit;
  • Treatment paid for or furnished under any other individual, government, or group policy or Expenses incurred at no cost to You;
  • You while in Your Home Country unless covered under Extension of Benefits to Home Country and Incidental Trips to Home Country;
  • Conditions for which travel was undertaken to seek Treatment after Your Physician has limited or restricted travel;
  • Travel accommodations;
  • Injury sustained while You are riding as a pilot, student pilot, operator, or crew member, in or on, boarding or alighting, from any type of aircraft;
  • Injury sustained while You are riding as a passenger in any aircraft (i) not having a current and valid Airworthy Certificate and (i) not piloted by a person who holds a valid and current certificate of competency for piloting such aircraft;
  • Flying in any aircraft being used for acrobatic or stunt flying, racing, endurance tests, rocket-propelled aircraft, crop dusting or seeding or spraying, firefighting, exploration, pipe or power line inspection, any form of hunting or herding, aerial photography, banner towing, or any experimental purpose;
  • Participating in contests of speed or riding or driving in any type of competition;
  • Loss of life;
  • Long-term disability;
  • Financial guarantee, financial default, bankruptcy, or insolvency risks;
  • Charges for prenatal care, delivery, postpartum care, and care of Newborn Child(ren) unless resultant of a Covered Pregnancy (Pregnancy is not covered by Liaison Student Basic.);
  • Injury sustained or Disablement due wholly or in part to the effects of intoxicating liquor or drugs, other than drugs taken in accordance with the proper dosing as directed by a Physician; or
  • Injury sustained as the result of You operating a Motor Vehicle while not properly licensed to do so in the jurisdiction in which the Motor Vehicle Accident takes place;
  • This plan does not cover a claim in anyway by or resulting from:
    1. Coronavirus disease (COVID-19);
    2. Severe acute respiratory syndrome coronavirus 2 (SARS-CoV-2);
    3. Any mutation or variation of SARS-CoV-2; or
    4. Any fear or threat of 1, 2, or 3.

Liaison Student Medical Insurance Plan Warnings

GEOGRAPHIC RESTRICTIONS

State Restrictions – We cannot accept an address in Maryland, Washington, New York, South Dakota, and Colorado.

Country Restrictions – We cannot accept an address in Cuba, Islamic Republic of Iran, Syrian Arab Republic, United States Virgin Islands, Gambia, Ghana, Nigeria, Sierra Leone, and Democratic People’s Republic of (North Korea).

We also cannot accept an address in Alberta and Manitoba, Canada. If you live in a Canadian province other than Alberta and Manitoba, please call your agent.

Destination Restrictions – We cannot cover trips to Antarctica, Islamic Republic of Iran, Syrian Arab Republic Cuba, and Democratic People’s Republic of Korea (North Korea).

This website is intended as a brief summary of benefits and services. It is not part of your plan document and does not contain a complete summary of your coverage. If there is any difference between this website and your plan document, the provisions in the plan document will prevail. Benefits and premiums are subject to change. Coverage may vary and may not be available in all jurisdictions.

PPACA Disclaimer

Patient Protection and Affordable Care Act: THIS IS NOT QUALIFYING HEALTH COVERAGE (“MINIMUM ESSENTIAL COVERAGE”) THAT SATISFIES THE HEALTH CARE COVERAGE REQUIREMENT OF THE AFFORDABLE CARE ACT. IF YOU DON’T HAVE MINIMUM ESSENTIAL COVERAGE, YOU MAY OWE AN ADDITIONAL PAYMENT WITH YOUR TAXES.

How to Submit a Liaison Student Medical Insurance Claim

For a claim to be payable, it must meet the terms and conditions in the Liaison Student plan document. In addition, you must submit a completed claim form to us within 90 days of the date of service.

Claims are paid two ways:

  1. We pay your provider if they did not require you to pay up front. To do this, we need an itemized bill from the provider along with a claim form completed by you.
  2. We reimburse you if you paid medical expenses up front. To do this, we need an itemized bill (showing you paid the expenses) along with a claim form completed by you.

Important: If you are traveling in the U.S. and visit a provider in network, please do not pay for services up front and instead allow the provider to bill Seven Corners. Your ID card will provide information about the PPO network in the United States.

  1. Gather your receipts, reports, and any other paperwork related to your claim.
    Use this document reference guide to help figure out what documents you need to gather.
  2. Select and complete the appropriate proof of loss form. You may fill out the claim form in Adobe Acrobat (PDF) or print the form to complete your claim. (How do I save a PDF form?)
  3. Submit your proof of loss form and other paperwork here:

This website is intended as a brief summary of benefits and services. It is not part of your plan document and does not contain a complete summary of your coverage. If there is any difference between this website and your plan document, the provisions in the plan document will prevail. Benefits and premiums are subject to change. Coverage may vary and may not be available in all jurisdictions.

Please be aware this coverage is not a general health insurance plan, but an interim, limited benefit period, travel medical program intended for use while away from your home country.

It is your responsibility to maintain all records regarding travel history, age, and provide necessary documents to Seven Corners to verify your eligibility for coverage.

Our Promise to You

Don’t worry! With our money back pledge, you can cancel your coverage if you are not completely satisfied. A full refund is provided if you send us a written request for a refund before your coverage begins.

Contact Us



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24/7 Travel Assistance

1-800-690-6295

317-818-2808 (worldwide)

317-818-2809 (collect)

Includes 24 hour multilingual travel assistance, help finding a provider, and evacuation if necessary.

Learn more