LiaisonĀ® Travel Medical Insurance for International Travelers For Residents of New York

This is a travel insurance plan that includes medical benefits and non-insurance travel assistance services for coverage outside your home country.

Why should I consider international travel medical insurance?

Your health insurance at home may not cover you when you travel abroad. That means you could be responsible for the bill if you get sick or hurt on your trip. Also, medical providers in foreign countries may require you to pay money upfront before they will treat you.

Liaison Travel Medical plans follow you with medical benefits, Seven Corners’ extensive international network of providers, and 24-hour travel assistance.*

WHO CAN BUY A LIAISON TRAVEL MEDICAL PLAN?

This plan is available to residents of the United States who live in New York. You may buy coverage for yourself, your spouse, your children, and your traveling companions (including children). Children must be at least 14 days old to be covered by the plan.

All covered travelers must be traveling outside of the United States.

*Seven Corners international network of medical providers and our 24/7 travel assistance services are not insurance, and they are provided by Seven Corners.
travel insurance image

How Can Travel Medical Insurance Help Me?

A travel medical plan covers medical expenses for an injury or illness that occurs on your trip.

Watch Here 
travel insurance image

Pack the Seven Corners Mobile App on Your Next Trip

Designed for United States residents who are traveling internationally to provide additional assistance and ways to be safe when traveling.

Learn More
travel insurance image

Four Key Travel Medical Insurance Terms Explained

We're taking the confusion out of four key terms found in travel medical insurance plans: premium, deductible, coinsurance, and medical maximum.

Watch & Learn

Compare Liaison Insurance Benefits (For Residents of NY)

There is no deductible or coinsurance applicable to the benefits for this plan.
All coverages and plan costs are shown in United States dollar amounts and are per person and period of coverage unless otherwise noted.

PLAN INFORMATION

 

Liaison Travel Economy

Liaison Travel Choice

Liaison Travel Elite

Coverage Length

5 days to 180 days

5 days to 180 days

5 days to 180 days 

Schengen Visa
Members who are 80 years and older will not meet the minimum requirements for a Schengen visa on the Liaison Travel Series plans.

Select at least a $50,000 medical maximum to be certain you meet minimum requirements.
Select at least a $50,000 medical maximum to be certain you meet minimum requirements.
Select at least a $50,000 medical maximum to be certain you meet minimum requirements.

MEDICAL

Benefit per Trip

Maximum Benefit/
Principal Sum

Maximum Benefit/
Principal Sum

Maximum Benefit/
Principal Sum

Accident & Sickness
Medical Expense

  • Medical services
  • Prescription drugs
  • Therapeutic services & supplies
  • Hospital & ambulatory medical-surgical center services
  • Professional ambulance transportation to/from a hospital
  • Emergency Dental Treatment (up to $750)
Ages 14 days to 69 years
$50,000, $100,000, $500,000, $1,000,000
Ages 70-79 limited to
$50,000 & $100,000 Ages 80 & over limited to
$15,000
Ages 14 days to 69 years
$50,000, $100,000, $500,000, $1,000,000
Ages 70-79 limited to
$50,000 & $100,000 Ages 80 & over limited to
$15,000
Ages 14 days to 69 years
$50,000, $100,000, $500,000, $1,000,000
Ages 70-79 limited to
$50,000 & $100,000 Ages 80 & over limited to
$20,000

Waiver of Pre-existing Conditions

Available if you meet requirements

Available if you meet requirements

Available if you meet requirements

Terrorism

Medical maximum

Medical maximum

Medical maximum

EMERGENCY BENEFITS

Emergency Medical Evacuation, Medical Repatriation and Return of Remains including:
Emergency Reunion
Return of Minor Children

$250,000

$500,000

$1,000,000

TRIP PROTECTION

Trip Interruption

$2,500

$5,000

$10,000

Missed Connection
(3 or more hours)

$300

$600

$1,200

Baggage and Personal Effects

$600

$1,000

$1,050

Baggage Delay (more than 24 hours)

$150

$300

$600

Change Fee (Reissue Fee) for change of air itinerary

$75

$75

$75

ACCIDENTAL DEATH & DISMEMBERMENT

Accidental Death & Dismemberment (24 hours)

$10,000

$25,000

$50,000

Accidental Death & Dismemberment (common carrier only)

$20,000

$50,000

$100,000

24/7 NON-INSURANCE TRAVEL ASSISTANCE SERVICES
These services are included in your plan and provided by Seven Corners Assist.

Disclaimer: Benefits on this website are described on a general basis only. There are certain restrictions, exclusions and limitations that apply to all insurance coverages under the Plan. Full coverage terms and details, including insurance limitations and exclusions, are contained in the Plan Document. Plan benefits, limits and provisions may or may not be available in all states or may vary based on state of residence.
The travel protection plans consist of Insurance Benefits and Non-Insurance Travel Assistance Services. Individuals looking to obtain additional information regarding the features and pricing of each travel plan component, please contact Seven Corners.
Insurance Benefits are Underwritten by: United States Fire Insurance Company, 5 Christopher Way, 2nd Floor, Eatontown, NJ 07724 under Policy Form Series TP401 et al. Non-Insurance Travel Assistance Services: These are not insurance benefits underwritten by United States Fire Insurance Company. The 24-hour non-insurance assistance services are provided by Seven Corners, Inc.
Plan Administrator: Claims are administered by Seven Corners, Inc.

How Travel Medical Insurance Works

 

LENGTH OF COVERAGE

Coverage Length – Your coverage length may vary from 5 to 180 days.

Effective Date – This is the start date of your plan. Coverage begins at the point and time of departure on your scheduled departure date. Scheduled departure date is the date you are originally scheduled to leave on your trip.

Termination Date – Your coverage ends at the point and time of your return on your scheduled return date. Scheduled return date means the date you are originally scheduled to return to the point of origin or the original final destination.

Period of Coverage — This is the time you are covered by this plan from your effective date until your termination date. Only covered expenses incurred during your trip will be reimbursed. Expenses incurred after your trip are not covered.

EXTENDING YOUR COVERAGE

If you initially buy less than 180 days of coverage, you may buy additional time, to a total of 180 days. Your original effective date is used to calculate your deductible and coinsurance and to determine pre-existing conditions.

We will email you a renewal notice before your coverage expires, giving you the option to extend your plan.

If you need coverage beyond 180 days, you may buy a new plan.

SCHENGEN VISA

Do you need a Schengen visa for travel to Europe? Choose Liaison Travel Economy, Liaison Travel Choice, or Liaison Travel Elite to be certain you meet minimum requirements. Members who are 80 years and older will not meet the minimum requirements for a Schengen visa on the Liaison Travel Series plans. Contact your sales agent for the best option.

PRE-EXISTING CONDITIONS

Pre-existing conditions are covered up to the Accident & Sickness Medical Limit you choose if you are medically able to travel when you pay for your Liaison plan.

What is a Pre-existing Condition?

Pre-Existing Condition means:

  1. the existence of symptoms in you, your traveling companion or your family member booked to travel with him or her or you or your traveling companion’s family member that would ordinarily cause a prudent person to seek diagnosis, care or treatment within the 60 days before the effective date of your plan
    or
  2. a condition for which medical advice or treatment was recommended by a physician or received from a physician within the 60 days before the effective date of your plan.

RECREATIONAL AND LEISURE ACTIVITIES

Typical vacation activities may be covered in all three Liaison plans if they are not specifically excluded. Review the General Exclusions and Limitations for a list of activities and sports that are not covered.

REFUNDS

We will refund your plan payment in full if we receive your written request for a refund before your departure date. We will not permit refunds after the effective date of the plan.

UNDERWRITER

Insurance Benefits are Underwritten by: United States Fire Insurance Company, 5 Christopher Way, 2nd Floor, Eatontown, NJ 07724 under Policy Form Series T210 et. al. Non-Insurance Travel Assistance Services: These are not insurance benefits underwritten by United States Fire Insurance Company. 

ABOUT YOUR INSURANCE COMPANY 

The 24-hour non-insurance assistance services are provided by Seven Corners, Inc.
Plan Administrator: Claims are administered by Seven Corners, Inc.

General Exclusions and Limitations

Insurance benefits are not payable for Sickness, Injuries or losses of an Insured or an Insured’s Traveling Companion:

  • Resulting from suicide, attempted suicide or any intentionally self-inflicted injury while sane or insane;
  • Resulting from an act of declared or undeclared war;
  • While participating in maneuvers or training exercises of an armed service;
  • While riding, driving or participating in races, or speed or endurance contests (This exclusion does not apply to the accident and health benefits payable under the Certificate);
  • While mountaineering (engaging in the sport of scaling mountains generally requiring the use of picks, ropes, or other special equipment) (This exclusion does not apply to the accident and health benefits payable under the Certificate);
  • While participating as a member of a team in an organized sporting competition;
  • While participating in skydiving, hang gliding, bungee cord jumping, scuba diving if the depth exceeds 120 feet (40 meters) or if the Insured is not certified to dive and a dive master is not present during the dive; or deep sea diving (The diving exclusion does not apply to the accident and health benefits payable under the Certificate);
  • While piloting or learning to pilot or acting as a member of the crew of any aircraft;
  • Received as a result or consequence of being Intoxicated, as specifically defined in the policy, or under the influence of any controlled substance unless administered on the advice of a Legally Qualified Physician;
  • To which a contributory cause was the commission of or attempt to commit a felony or being engaged in an illegal occupation;
  • Due to normal childbirth, normal pregnancy (except complications of pregnancy) or voluntarily induced abortion;
  • For dental treatment (except as coverage is otherwise specifically provided herein);
  • Which exceed the Maximum Benefit Amount for each attached coverage as shown in the Confirmation of Benefits;
  • Due to a Pre-existing Condition, as defined in the Policy. The Pre-existing Condition Limitation does not apply (a) to Emergency Medical Evacuation, Medical Repatriation and Return of Remains coverage; (b) if the Insured is medically able to travel when payment is made for the insurance.

Additional Limitations and Exclusions Specific to Baggage and Personal Effects

Insurance benefits are not payable for any loss caused by or resulting from:

  • Breakage of brittle or fragile articles;
  • Wear and tear or gradual deterioration;
  • Confiscation or appropriation by order of any government or custom’s rule;
  • Theft or pilferage while left in any unlocked vehicle;
  • Property illegally acquired, kept, stored or transported;
  • An Insured’s negligent acts or omissions; or
  • Property shipped as freight or shipped prior to the Scheduled Departure Date.

Warnings

Destination Country Restrictions – We cannot cover trips to Antarctica, Islamic Republic of Iran, Syrian Arab Republic, and Cuba.

Disclaimer: Benefits on this website are described on a general basis only. There are certain restrictions, exclusions and limitations that apply to all insurance coverages under the Plan. Full coverage terms and details, including insurance limitations and exclusions, are contained in the Plan Document. Plan benefits, limits and provisions may or may not be available in all states or may vary based on state of residence.
The travel protection plans consist of Insurance Benefits and Non-Insurance Travel Assistance Services. Individuals looking to obtain additional information regarding the features and pricing of each travel plan component, please contact Seven Corners.
Insurance Benefits are Underwritten by: United States Fire Insurance Company, 5 Christopher Way, 2nd Floor, Eatontown, NJ 07724 under Policy Form Series TP401 et al. Non-Insurance Travel Assistance Services: These are not insurance benefits underwritten by United States Fire Insurance Company. The 24-hour non-insurance assistance services are provided by Seven Corners, Inc.
Plan Administrator: Claims are administered by Seven Corners, Inc.

File a Claim

Send your itemized bill to Seven Corners, along with a completed claim form. You are responsible for any non-eligible expenses.

FormLanguage
Medical Claim (Proof of Loss)English
Missed Connection, Trip Interruption, Baggage Delay, Change fee (Proof of Loss)English
Payment Authorization
(Autorizacion de Pago)
English, Español
Personal Disclosure Form (PHI Disclosure Form)
This form allows us to discuss protected health information and insurance plan changes with a person you choose.  PHI form FAQs 
English

 

  1. Complete and sign the appropriate form from the list.
  2. Attach required documents.
  3. Submit all of the documents using one of these methods:

Contact Us



Our Promise to You

You can cancel your coverage if you are not completely satisfied. A full refund is provided if you send us a written request for a refund before your departure date.

Our Promise to You

Don’t worry! With our money back pledge, you can cancel your coverage if you are not completely satisfied. A full refund is provided if you send us a written request for a refund before your coverage begins.

24/7 Travel Assistance

1-800-690-6295

317-818-2808 (worldwide)

317-818-2809 (collect)

Includes 24 hour multilingual travel assistance, help finding a doctor, and evacuation if necessary.

Learn more