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Hurricane Harvey and How to Travel Safely During Peak Hurricane Season (UPDATED: Hurricane Irma Information)

  • Melanie Danko
Aug 28, 2017

By now, you have likely seen the news about the damage Hurricane Harvey has caused to Texas. Harvey strengthened into a hurricane over the Gulf of Mexico last week and made landfall northeast of Corpus Christi asa Category 4 hurricane with winds at 130 miles per hour. Harvey left shore but then made landfall again at Copano Bay as a Category 3 hurricane. Harvey’s wake left massive rain damage through some of Texas’ most populated cities.

As of now, Harvey is no longer a hurricane and has been downgraded to a tropical storm, but flooding continues to affect areas of Texas that were struck by Harvey.

Hurricane season (which began on June 1st) is still in effect until November 30th which means other storms could develop in the coming months.

If you are planning on traveling during hurricane season, there are steps you can take for extra precautions.

The following types of benefits – depending on which plan you purchase – can help protect you and your trip from the uncertainties of hurricane season. It is important to note that benefits and triggers vary by policy, so check your plan document or call us if you’re not certain about your coverage. The examples shown below apply to our RoundTrip Elite plan:  
Cancellations due to weather: The Trip Cancellation benefit covers your non-refundable, prepaid, trip costs if you are unable to take your trip due to a covered reason. Please remember that once a storm is named, you cannot buy travel insurance to protect you from it.

Cancel For Any Reason:  If you would like the option to cancel your trip for literally any reason at all, consider purchasing the optional Cancel For Any Reason (CFAR) benefit. It will increase the price of your coverage approximately 40% and will refund you for 75% of your nonrefundable prepaid trip costs provided you:

  1. Cancel your trip 2 days or more before your trip start date (scheduled departure date) and
  2. Buy insurance with CFAR coverage within 20 days of your initial trip deposit and
  3. Insure all nonrefundable prepaid trp costs (including the cost of subsequent travel arrangements added to your trip within 15 days of payment/deposit for each of these arrangements.

Please note that CFAR is not available in all states. Our purchase process will offer it to you as an option if it is available in your state.

Delays due to weather: The Trip Delay benefit pays for additional transportation, meals, accommodations and nonrefundable, unused prepaid expenses if you are delayed 6 or more hours en route to/from your trip. It protects you from a delay related to a documented weather condition which prevents you from getting to your point of departure. (Separate coverage reasons apply – check your plan document for a list.)

Missed connections due to weather: Pays additional transportation costs to join your cruise or tour if you miss your connection due to a delay of 3 or more hours due to a documented weather condition which prevents you from getting to the point of departure. This benefit also covers accommodations, meals, and non-refundable trip payments for the unused portion of the cruise or tour. 

Travel medical plans, such as Liaison Continent and Liaison Majestic, offer natural disaster benefits on top of medical protection for when you’re traveling away from home.

Natural Disaster Accommodations: Seven Corners will pay a rate of $250/day for 5 days if your principal lodging becomes uninhabitable due to a natural disaster at your destination.

Trip Interruption: If you cannot continue your trip due to serious damage to your principal residence caused by a hurricane or other natural disaster, Seven Corners will reimburse up to $10,0000 for economy travel home.

Natural Disaster Evacuation: If a natural disaster makes your destination outside of the United States uninhabitable, we will arrange and pay to evacuate you from a safe departure point to the nearest safe location. Along with this, we will arrange and pay for up to 3 days of lodging if you are delayed at the safe location. We will also arrange and pay for one-way economy airfare for return to your home country following an evacuation. 

It is critical to read your plan document and purchase your travel insurance prior to any named event. Since hurricanes are erratic and hard to predict, it is important to be aware of the risks of traveling during hurricane season in high-risk locations.


 

UPDATE (9/5/17): With hurricane season still going strong, Hurricane Irma has now surpassed Harvey, intensifying into a highly powerful and dangerous Category 5 huricane according to the U.S. National Hurricane Center (NHC). As of approximately 8:30 AM EST on September 5 2017, Hurricane Irma is reported to be about 270 miles (440 km) east of Antigua and packing maximum sustained winds of 175 mph (280 km/h). Hurricane Irma is forecasted to remain a powerful category 4 or 5 hurricane during the coming days and will move near or over portions of the northern Leeward Islands (including Antigua and Saint Martin) by Tuesday night and early Wednesday, as stated by the NHC. There is potential for Irma to make direct landfall this week in the states. According to Accuweather.com: landfall in Florida, Georgia or the Carolinas is possible. Potentially, Irma may also head into the eastern Gulf of Mexico. “This hurricane has the potential to be a major event for the East Coast. It also has the potential to significantly strain FEMA and other governmental resources occurring so quickly on the heels of Harvey,” Evan Myers, expert senior meteorologist and chief operating officer, said.

For up-to-date details on Irma, please visit the National Hurricane Center’s website for watches, warnings and forecasts: http://www.nhc.noaa.gov/

Hurricane warnings are currently in effect for Antigua, Barbuda, Anguilla, Montserrat, St. Kitts, Nevis, Saba, St. Eustatius, Sint Maarten, Saint Martin and Saint Barthelemy, according to the National Hurricane Center. If you are insured by Seven Corners and currently impacted by Hurricane Irma, or in a location that is in danger such as Puerto Rico or Florida, please do not hesitate to reach out to us directly via our toll free 24/7 Emergency Assist line 1-800-690-6295. More details on Assist here https://www.sevencorners.com/help/assist

Should you need to submit a claim, you will find a summary of questions and instructions for filing a Seven Corners claim here: https://www.sevencorners.com/claims. On this page, you can quickly and easily file your claim online by uploading them directly to us or email, mail, or fax your claim to the addresses below:

Seven Corners, Inc.

Attn: Claims

303 Congressional Boulevard

Carmel, IN 46032 USA

 

Fax: (+01) 317-575-2256

 

About the Author

Melanie Danko

Melanie Danko joined the Seven Corners team in August 2016. She is curious about exploring the world and has a passion for writing and hearing other peoples’ stories. In her free time, you can find her spending time with friends and family (including her mutt, Drake.. yes, named after the singer).

Read more of Melanie’s blogs

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