Which Travel Insurance Plan Is Right for Me?

Comparing Travel Insurance Plans: Which Is Right for Me?

  • Travel Team
Jan 11, 2018

With the variety of different types of travel insurance available, choosing the best one for your needs can be tricky. That's why it's important to compare travel insurance plans well before your trip so you can find the one that offers the right level of coverage to keep you safe and give you peace of mind.

To help you choose the right plan for your next trip, we've broken down the various types of travel insurance plans below:


Trip Protection Insurance

With a trip protection plan, you'll be protected if you need to cancel, delay or interrupt your trip for a list of covered reasons (like illness, weather or injury). You'll be reimbursed for your non-refundable, prepaid trip costs, as well as unused costs and transportation costs if you need to return home early.

In addition, trip protection plans can help you replace the cost of lost, stolen or damaged luggage, as well as rental fees for specific types of sports equipment. Some plans may even offer medical coverage and other benefits, like 24/7 multi-lingual traveler assistance.

Different plans offer different levels of coverage (such as what percentage of trip costs will be reimbursed), so be sure to review your options and choose a plan that offers the right protection for your needs.


International Travel Medical Insurance

Travel medical plans are just what they sound like: they provide medical coverage for those traveling abroad. This is important, because many health insurance plans don't cover you when you travel internationally. That means you'll be stuck with the bill if you get sick or injured on your trip. A travel medical plan can cover doctor and hospital fees, emergency transportation, dental work, accidental death and dismemberment, and more.

As with any type of travel insurance, different plans offer different levels of coverage. For example, some plans may cover pre-existing conditions, while others may not. Deductibles, medical maximum options, coinsurance options and other aspects of the plan can also vary widely, so be sure to do your homework and purchase a policy that covers all your bases.


Student Travel Insurance

A student travel insurance plan is ideal for anyone studying, teaching or doing research abroad. In many cases, it is even required by the education institution in order to participate in the program.

With a student travel policy, you can get coverage for medical expenses, emergency transportation, maternity services, emergency evacuation and much more. This coverage not only provides peace of mind for travelers, but for their families and teachers as well. If you're considering studying or teaching abroad, student travel insurance is definitely worth looking into.


If you have any questions about whether you need travel insurance and which policy is right for you, please contact us!




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