Visitor Medical Insurance Offers Affordable Options 

If you or your loved ones are traveling to the United States, make sure you have a proper medical protection plan in place. Health care in the USA can be complicated and very expensive. Our visitor plans provide coverage for new accidents and illnesses that occur while visiting the United States. There is also a limited benefit for pre-existing conditions.  

You can buy any of our plans if you are a non-U.S. citizen traveling to the United States for fun, business, or to study. Both options have scheduled benefits which allow you to choose the coverage and price that are right for you.

Scheduled Benefits — All of our visitor products are scheduled benefit plans. This means there is a stated limit for each type of covered medical treatment. For example, there is a dollar limit for an emergency room visit. Each of the plans will not pay more than this limit.  



Benefits Overview

The limits for individual benefit amounts vary with the medical maximum you select. The ranges available for each plan are listed below. Click the More Details links to view the plans and amounts in detail.

Inbound® Guest

More Details

Inbound® Choice

More Details



Arrival in U.S.

You must arrive in the United States 180 days or less before this plan begins. 

You must arrive in the United States 24 months or less before this plan begins. 

Medical Limit Options
(per sickness or injury)

Choose $25,000, $45,000, $65,000, $85,000, or $120,000

70+: $40,000, $60,000, $100,000

Choose $50,000, $75,000, $100,000, or $130,000

Coverage is not available for anyone over 69 years of age.

(per sickness or injury)

0 - 69: $0, $50, $100

70+: $200

0 - 69: $0, $50, $100




How long can you be covered?

180 Days

2 Years



$870/day - $2,340/day

30 day maximum

$1,500/day - $3,000/day

30 day maximum


(Inpatient & Outpatient)

$2,150 - $6,600 (separate limits for inpatient & outpatient)

$2,100 -$7,200 (separate limits for inpatient & outpatient)

Physician Outpatient Visits

$40/visit - $100/visit (10 visit max)

$38/visit - $100/visit (10 visit max)

X-Rays & Labs

$545 - $1,100

$575- $1,550

Emergency Room

$215 - $660


Prescription Drugs

$65 - $180



$295 - $880



$360 - $1075


Physical Therapy

$360 - $960



Not Available

Not Available

Emergency Medical Evacuation



Return of Remains



Acute Onset of Pre-existing Conditions

$25,000 - $120,000 for medical expenses.
$25,000 for emergency medical evacuation
(70 & over - no benefit)

$50,000 - $130,000 for medical expenses.
$25,000 for emergency medical evacuation
(70 & over - no benefit)

The table above is a summary of benefits and services. If there is any difference between this summary and your plan document, the provisions of your plan document will prevail.

Your Agent

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(800) 333-8833

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From arranging emergency medical evacuations to helping you locate an embassy or providing you with medical and travel advisories and anything in between, our multilingual team is available 24/7.

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