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True Stories of Trip Insurance: Cynthia’s Cruise Cancellation

Angela Borden | Apr 3, 2023

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Find out what happened when Cynthia’s plans for her Caribbean vacation went awry and she had to use her trip insurance* benefits to save the day.

Cynthia was excited! She was going on an awesome trip — a nine-night cruise in the Eastern Caribbean with three college friends she hadn’t seen in more than a year. They’d each taken jobs in different states, so it was tough to get together on a regular basis. They’d been planning and looking forward to this for months.

Cynthia was packed and ready a full week ahead of time. Unfortunately, the day before she was scheduled to leave, she woke up with a 102-degree fever, a headache, chills, and a sore throat. That same day, she scheduled a visit with her doctor who told her she likely had the flu and should not travel.

Finding a Silver Lining with Travel Insurance

To say that Cynthia was disappointed would be an understatement. She called her friends and told them the bad news. They’d have to go without her.

Fortunately for Cynthia, however, there was a silver lining. As a savvy traveler, she had bought trip protection a few days after she paid for her airfare and Caribbean cruise. Although she couldn’t travel, she would be reimbursed for those prepaid, nonrefundable trip expenses she had insured.

How Did Cynthia’s Trip Insurance Benefits Help Her?

Let’s take a look at the expenses for Cynthia’s trip and find out what happened when she filed her claim.

  • Airfare from her hometown of Milwaukee, Wisconsin, to Fort Lauderdale, Florida → $278
  • 9-night Eastern Caribbean cruise → $1,408
  • Prepaid, nonrefundable expenses for her trip → $1,686

When Cynthia filed her claim, she provided receipts for the amount she spent to purchase her trip. She also provided a note from the doctor, which verified the reason why she wasn’t able to travel.

Cynthia’s Seven Corners Trip Protection plan reimbursed her for $1,686, which was the nonrefundable amount she paid for her trip. Nonrefundable means the airline and the cruise line did not refund any of her cost to her.

Learn more about how to calculate trip cost for trip insurance.

How Much Did Travel Insurance Cost Cynthia?

Trip protection is priced according to your age and trip cost. Cynthia was 29 years old, and her insurable trip cost, including the cruise and airfare, was $1,686. Cynthia considered two trip protection plans and purchased the more expensive of the two. That means her premium — the amount she paid for her plan — was $93.

Compare that to the money she would have lost if she hadn’t had travel insurance when she cancelled her trip and it’s easy to see that that’s a pretty good return on her investment!

Saving More than Money with Trip Protection

When Cynthia realized she was going to miss her trip, she was pretty disappointed. Think how much more upsetting it would have been if she had lost the money she paid for the trip when she had to cancel because she was sick! Now, thanks to her trip protection, she can put that money in the bank and use it to take a trip in a few months.

Protect Your Future Travel Plans.

You never know what’s going to happen before or during a trip. Weather, sickness, traffic accidents on the way to the airport, and a host of other things can occur and derail your plans. Don’t let them cause you to lose the money you invested in your trip.

Insure your trip and protect your investment if you need to cancel, interrupt, or delay your trip. Seven Corners can help you find the right plan for your next adventure.

Email sales@sevencorners.com

Toll free 1-800-335-0611

Worldwide 317-575-2652

Collect 317-818-2809

*Trip insurance is included as part of a travel protection plan which contains both insurance benefits and non-insurance assistance services.

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