Any non-U.S. resident traveling to the USA can buy this plan regardless of whether you have a visa. It is designed to help fulfill J visa insurance requirements. This plan provides medical evacuation and repatriation coverage only and does not meet all insurance requirements for J Visa coverage.
If you are attending school in the USA, your school may require you to buy the university's health insurance plan. However, these types of plans often do not provide evacuation and repatriation coverage.
This plan covers the expenses and associated services for your emergency medical evacuation or repatriation back to your home country. It does not meet all insurance requirements for J Visa coverage. It is a supplement for other types of insurance for international students and visitors to the United States.
This plan only pays benefits for eligible occurrences that originate during the period of coverage. All benefits listed in this schedule of benefits are in United States Dollar amounts. Unless otherwise indicated, all benefits are per person, per period of coverage, and provided up to the amount shown.
| Benefits | Medical Evacuation and Repatriation |
|---|---|
| Coverage Length | 365 days |
| Emergency Medical Evacuation and Repatriation* | $50,000 |
| Return of Mortal Remains or Local Burial/Cremation* | $50,000 |
| Accidental Death and Dismemberment (AD&D) | Principal Sum Primary Insured: $10,000 Principal Sum Primary Spouse: $5,000 Principal Sum Child(ren): $1,000 Aggregate Limit Total Number of Insured Persons on Plan: $250,000 |
| Travel Assistance Services | Included |
* Arrangement of the above benefits are not insurance and are handled by Seven Corners Assist. If you do not contact Seven Corners Assist, the benefit will be limited to the amount we would have paid if Seven Corners Assist was utilized. The requirement to use Seven Corners Assist does not apply to Return of Mortal Remains or Local Burial/Cremation.
Once you complete your purchase, you will immediately receive a receipt, a summary of your benefits, an ID card, and a copy of the plan document.
The plan document is the legal document that explains how your coverage works and describes all benefits and exclusions for the plan. We recommend you read it, so you understand how your plan works. Refer to the plan document for applicable exclusions.
Medical Evacuation and Repatriation does not provide all of the J visa required benefits.
Any non-U.S. resident who is traveling to the United States can buy this plan. You are not required to have a visa. Insureds must also be at least 14 days old and under the age of 65 years.
Green Card/Permanent Resident Card holders cannot buy this plan for travel to the United States.
Country Restrictions – We cannot sell to persons who are a resident of Australia, Cuba, Democratic People’s Republic of Korea (North Korea), Gambia, Ghana, Islamic Republic of Iran, Nigeria, Sierra Leone, Syrian Arab Republic, United States, and United States Virgin Islands.
You are covered for travel to the USA.
Your period of coverage is 365 days. At the end of 365 days, you may buy a new plan to cover you for your next year of travel.
Your coverage begins on your effective date, which is the later of the following times:
All times above refer to United States Eastern Time.
Your coverage ends on your expiration date, which is the earliest of the following times:
All times above refer to United States Eastern Time.
All coverages except Accidental Death and Dismemberment are in excess of all other insurance or similar benefit programs and shall apply only when such benefits thereunder are exhausted. This Plan is secondary coverage to any other insurance except Medicaid. Such other insurance or similar benefit programs may include, but are not limited to, membership benefit; workers’ compensation benefits or programs; government programs; group or blanket coverage; prepayment coverage; union, labor, or employee plans; socialized insurance program or program otherwise required by law or statute; automobile insurance; or third-party liability insurance.
We will refund your payment if we receive your written request for a refund before your effective date of coverage. We cannot provide a refund after your coverage has begun.
You can find situations and items not covered by this plan in the exclusions section of the plan document.
Your underwriter is Crum & Forster SPC.
This plan includes international travel medical insurance underwritten by Crum & Forster SPC. C&F and Crum & Forster are registered trademarks of the parent company of Crum & Forster, SPC.
Seven Corners administers your plan.
Seven Corners will handle your travel medical insurance needs from start to finish. We will process your purchase, provide all documents, and handle any claims. In addition, Seven Corners Assist will handle your travel assistance needs, including emergency services such as emergency medical evacuations and repatriations.*
*These types of service are not insurance and are not affiliated with Crum & Forster, SPC. They are provided by Seven Corners Assist.
This insurance is not subject to and does not provide certain insurance benefits required by the United States’ Patient Protection and Affordable Care Act (“PPACA”). PPACA requires certain U.S. citizens or U.S. residents to obtain PPACA compliant health insurance, or “minimum essential coverage.” PPACA also requires certain employers to offer PPACA compliant insurance coverage to their employees. Tax penalties may be imposed on U.S. residents or citizens who do not maintain minimum essential coverage, and on certain employers who do not offer PPACA compliant insurance coverage to their employees. In some cases, certain individuals may be deemed to have minimum essential coverage under PPACA even if their insurance coverage does not provide all of the benefits required by PPACA. You should consult your attorney or tax professional to determine whether the policy meets any obligations you may have under PPACA.
Limitations, exclusions and disclaimers from Crum & Forster, SPC.
Disclaimer: The above information is a summary of the important features of the plan. It is not a contract of insurance. This plan includes both insurance and non-insurance benefits. The terms and conditions of coverage are set forth in the Plan issued to the policyholder. For a detailed plan description, exclusions, and limitations please view the plan on file with Seven Corners, Inc. The Policy contains a complete description of all of the terms, conditions, and exclusions of the insurance plan as underwritten by Crum & Forster, SPC. The Policy will prevail in the event of any discrepancy between this web page and the Policy.
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