With Trip Protection USA, you can design your own plan. Why buy flight insurance if you’re not flying? Why pay for medical expense coverage if you don't need it? Start with the base plan and add the options you want or don't add anything at all!
Trip Delay (6 hours) — $100 per day to a $300 maximum
Travel Inconvenience — We will pay you $150 if while on a trip, the following covered unforeseen reason occurs:
Missing Work
Flight Diversion
Baggage and Personal Effects — $250 per item to a $500 maximum
Items subject to special limitations — $500 maximum combined
Baggage Delay (6 hours) — $100 per day to a $250 maximum
Additional costs and terms apply.
Emergency Medical Evacuation and Repatriation of Remains — $250,000
Emergency Accident and Sickness Medical Expense* — $50,000
Emergency Dental Expense — $250
*For Indiana residents only: The base plan includes $50,000 of Emergency Accident and Sickness Medical Expense. You may choose the Medical Bundle to add Emergency Medical Evacuation and Repatriation and Emergency Dental Expense for the amounts shown above.
Additional costs and terms apply.
Optional Cancel for Any Reason — 75% of your nonrefundable insured trip cost
Optional Trip Interruption for Any Reason — 75% of your nonrefundable insured trip cost
Optional Rental Car Damage — $50,000
(Covers private passenger vehicles, which includes RVs)
Accidental Death and Dismemberment
24-Hour Other than Common Carrier — $20,000
Additional costs and terms apply.
All cancellation coverages and protection plan costs are shown in United States dollar amounts and are per person unless otherwise noted. Benefits are provided up to the maximum benefit amount shown.
The benefits featured for this plan are not available to the residents of the following states: New York and Washington.
The base plan includes trip cancellation for a list of covered reasons. If you want the option to cancel your trip for any reason you wish, you must add CFAR. Additional costs and terms apply. Not available to NY residents.
Review covered reasons for trip cancellation, trip interruption, and trip delay.
Trip Insurance and COVID-19 Coverage
Learn how trip insurance can address your COVID-19 concerns.
Highly Customizable
Start with the base plan and add the options you want or don't add anything at all! The base plan contains Trip Cancellation and Trip Interruption benefits. Add a specialized coverage bundle and/or choose any or all of the popular individual optional benefits like Cancel For Any Reason.
Once you complete your purchase, you will immediately receive a receipt, a summary of your benefits, an ID card, and a copy of the plan document. The plan document is a legal document that explains how your coverage works, including a list of exclusions. We recommend you read your plan document, so you understand how your Trip Protection USA plan works.
The plan is available to U.S. residents up to the age of 99 years.
You cannot purchase this plan if you reside in one of these states: New York, Washington. Please review your plan document for specific state information which may affect your benefits and/or coverage.
You are covered when traveling inside the 50 United States and Washington, D.C. There is no coverage for travel to U.S. territories.
Destination Restrictions: This plan is designed to protect your travels within the United States, and your trip must be 100 miles or more from your primary residence. If you are traveling abroad, consider our Trip Protection Basic and Choice plans for international protection.
Your trip must be 100 miles or more from your primary residence to purchase this plan.
Please call Seven Corners at 800-335-0611 if you would like to obtain additional information regarding the features and pricing of each travel plan component.
The maximum length of a trip that can be covered by this plan is 90 days. Note: There is an additional charge for days 31-90.
When Coverage Begins
This is your Effective Date and time for Trip Cancellation, Optional Trip Cancel for Any Reason: Coverage begins at 12:01 a.m. at your location on the day after the date We or Our authorized representative receive the required plan cost to cover your Trip.
This is your Effective Date and time for Optional Rental Car Damage: Coverage begins when You sign the Rental Car Agreement and take legal possession of the Rental Car provided You pay the required plan cost.
This is your Effective Date and time for Optional Trip Delay: Coverage begins after You have traveled 50 miles or more from your Primary Residence en route to join your Trip.
This is your Effective Date and time for All Other Coverages: Coverage begins:
on the date and time You depart on the first Travel Arrangement (or alternate travel arrangement if You must use an alternate Travel Arrangement to reach your Scheduled Destination) for your Trip.
When Coverage Ends
Trip Cancellation and Optional Trip Cancel for Any Reason: your coverage(s) automatically ends on the earlier of:
The date and time You depart on your Trip; or
The date and time You cancel your Trip.
Optional Rental Car Damage: Coverage ends when the car is returned to the rental car company on or before the return date and time listed on the Rental Car Agreement, at your location on the return date and time listed on the Rental Car Agreement if the car is not returned as specified on the Rental Car Agreement and the rental period has not been extended by You.
All Other Coverages: your coverage automatically ends on the earlier/est of:
the date You complete your Trip;
the Scheduled Return Date;
Your arrival at your Return Destination on a round Trip, or your Scheduled Destination on a one-way Trip;
Cancellation of your Trip covered by this plan.
Trip Protection USA allows for extension in these cases:
Automatic Extension of Coverage
All coverages will be extended if your entire Trip is covered by this plan and your return is delayed due to unavoidable circumstances beyond your control. This extension of coverage will end on the earlier of the date You reach your originally scheduled Return Destination or 10 days after the originally Scheduled Return Date.
Free Look Period
If You are not satisfied for any reason, You may cancel your plan within 14 days (15 days for Missouri residents) from the date of purchase by providing Us or Our authorized representative the cancellation notice. We will refund your plan cost paid provided there has been no incurred loss; You have not departed on your Trip or filed a claim under your plan. When so returned, all coverages under your Plan are invalid from the beginning.
You can find situations and items not covered by this plan in the exclusions section of the plan document.
Underwriter
Insurance benefits for this plan are underwritten by United States Fire Insurance Company. C&F and Crum and Forster are registered trademarks of United States Fire Insurance Company. The Crum & Forster group of companies is rated A (Excellent) by AM Best Company 2023.
About Seven Corners
We've been helping travelers for more than 30 years with travel insurance options and non-insurance travel assistance services. We'll take care of your trip protection plan needs from start to finish — we don't outsource any of our services! Seven Corners will guide you through your purchase, provide your coverage information, answer your questions along the way, assist with your travel needs, and process your claims. Our goal is to provide you with outstanding service every step of your journey with us.
Inside the United States — You may seek treatment at any medical provider you wish.
It's an illness, disease, or other condition during the 60 days immediately before your coverage begins for which you or your Traveling Companion, Business Partner, or Family Member scheduled or booked to travel with You:
Received or received a recommendation for a test, examination, or medical treatment for a condition which first manifested itself, worsened or became acute, or had symptoms which would have prompted a reasonable person to seek diagnosis, care or treatment; or
Took or received a prescription for drugs or medicine. (This number 2 does not apply to a condition which is treated or controlled solely by taking prescription drugs or medicine and remains treated or controlled without any adjustment or change in the required prescription throughout the 60 days before coverage begins);
Change in prescribed medication means the dosage or frequency of a medication has been reduced, increased, stopped and/or new medications have been prescribed due to the worsening of an underlying condition that is being treated with the medication, unless the change is:
between a brand name and a generic medication with comparable dosage; or
an adjustment to insulin or anti-coagulant dosage.
Death resulting from a Pre-Existing Medical Condition will not be excluded. Death must occur prior to the termination date of the benefit under which the claim is being made.
Pre-existing conditions can be covered on the same basis as any other sickness by this plan if you meet the requirements below.
We will waive the Pre-existing Medical Condition exclusion if all of the following apply:
You buy this plan within 20 days of the date your initial trip payment or deposit is received; and within 15 days of payment for any subsequent travel arrangements added to your trip.
You or your traveling companion are medically able and not disabled from travel when you pay for this plan based upon the assessment of a physician.
We only cover you for the Optional Benefits (Cancel for Any Reason, Interruption for Any Reason, Trip Delay, Rental Car Damage, Travel Inconvenience, Medical Evacuation and Repatriation of Remains, Baggage and Personal Effects, Baggage Delay, Emergency Accident and Sickness Medical Expense, Emergency Dental Expense, and 24-Hour Other than Common Carrier Accidental Death) that you select during the enrollment process, provided you paid the required additional plan cost and we or our authorized representative received Your plan cost.
This website is intended as a brief summary of benefits and services. It is not part of your plan document and does not contain a complete summary of your coverage. If there is any difference between this website and your plan document, the provisions of the plan document will prevail. Benefits and plan costs are subject to change.
This advertisement contains highlights of the plans developed by Seven Corners, Inc., which include travel insurance coverages underwritten by the United States Fire Insurance Company, Principal Office located in Morristown, New Jersey, under form series T7000 et al, T210 et al and TP-401 et al, and non-insurance Travel Assistance services provided by Seven Corners, Inc. The terms of insurance coverages in the plans may vary by jurisdiction, and not all insurance coverages are available in all jurisdictions. Insurance coverages in these plans are subject to the terms, limitations, and exclusions, including an exclusion for pre-existing medical conditions. CA DOI toll free number is 800-927-4357. The cost of your plan is for the entire plan, which consists of both insurance and non-insurance components. Individuals looking to obtain additional information regarding the features and pricing of each travel plan component, please contact Seven Corners, Inc. 303 Congressional Drive, Carmel, IN 46032 USA; 1-800-335-0611; CUSTOMERSERVICE@SEVENCORNERS.COM; California license # 0E61910. While Seven Corners, Inc. markets the travel insurance in these plans on behalf of USF, non-insurance components of the plans were added to the plans by Seven Corners, Inc., and Seven Corners, Inc. does not receive compensation from USF for providing the non-insurance components of the plans.
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