You can’t plan for every potential mishap, but you can prepare with Seven Corners Trip Protection. Whether you’re staying in the U.S. or going overseas, the unexpected can happen at any time. That’s why you need to protect your money, belongings, and health with our domestic and international travel insurance.
From flight insurance to cruise insurance to coverage for medical expenses, Seven Corners is here for you when trip happens.
Seven Corners Trip Protection includes trip cancellation and trip interruption coverage, allowing you to cancel or interrupt your trip for a list of covered reasons. For greater flexibility in your trip planning, you have the option to add Cancel for Any Reason (CFAR)* and Interruption for Any Reason (IFAR) benefits.*
* These coverages are available at an additional cost and are subject to certain eligibility criteria.
It’s best to buy your plan as soon as possible after you make your first payment or deposit for your trip. Why?
Yes! Our plans cover COVID-19 the same as any other illness. View these benefits
We’ll ask you about your prepaid trip costs to get you a quote for coverage. You should include non-refundable expenses such as airfare, a cruise, hotel, entertainment and excursions, house or condo rental, and similar expenses. It's important to know how to calculate the cost for your trip.
If you cancel or interrupt for a covered reason, our plans reimburse unused, nonrefundable payments or deposits for the travel arrangements you purchased for your trip. You’ll also find valuable benefits such as Trip Delay and Missed Tour or Cruise Connection.
If you get sick or hurt during your trip, your Seven Corners plan provides emergency medical expense coverage. You also get emergency medical evacuation coverage if adequate treatment is not available in your immediate area. It reimburses transportation expenses to transport you to the nearest suitable medical facility if you incur an acute, severe, or life-threatening sickness or injury.
If your baggage is lost, stolen, damaged, or destroyed during your trip, we can reimburse you to replace essential personal items and help you recover your losses.
Compare Trip Insurance Benefits |
Seven Corners Trip Protection BasicGroup options are available.** |
Seven Corners Trip Protection ChoiceGroup options are available.** |
All cancellation coverages and protection plan costs are shown in United States dollar amounts and are per person. |
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COVID-19 Coverage*** |
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COVID-19 Trip Cancellation and Interruption
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Cancellation: Reimburses prepaid and nonrefundable trip payments if you must cancel your trip because you become sick with COVID-19 before you depart on your trip and your physician determines you can no longer take your trip. Interruption: Reimburses prepaid and nonrefundable trip payments and additional transportation costs if you must interrupt your trip if you become sick with COVID-19 during your trip and your physician determines you can no longer continue your trip. |
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| COVID-19 Accident and Sickness Medical Coverage | Reimburses you for medical costs you incur if you unexpectedly contract Covid-19 during your trip. | |
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COVID-19 Travel Delay Coverage
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Reimburses meals, local transportation, and lodging (if not paid by a common carrier or other party) if you’re delayed at least six consecutive hours because you are quarantined. | |
Visit our Coronavirus FAQs to learn more about coverage for COVID-19
Seven Corners Trip Protection BasicGroup options are available.** |
Seven Corners Trip Protection ChoiceGroup options are available.** |
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Trip Cancellation |
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Benefits |
Maximum Benefit Amount |
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Trip Cancellation1
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Up to 100% of non-refundable insured Trip Cost
(Up to $30,000 per person)
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Up to 100% of non-refundable insured Trip Cost
(Up to $100,000 per person)
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Optional Cancel for Any Reason1 (CFAR)
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Up to 75% of your non-refundable insured Trip Cost.
Buy this optional benefit within 20 days of the date your initial trip deposit is received and within 15 days of payment for any subsequent Travel Arrangements added to your trip. Additional costs and terms apply.
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Up to 75% of your non-refundable insured Trip Cost.
Buy this optional benefit within 20 days of the date your initial trip deposit is received and within 15 days of payment for any subsequent Travel Arrangements added to your trip. Additional costs and terms apply.
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Trip Interruption/Delay |
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Benefits |
Maximum Benefit Amount |
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Trip Interruption2
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Up to 100%
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Up to 150%
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Optional Trip Interruption for Any Reason (IFAR)2
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Up to 75% of your non-refundable insured Trip Cost.
Buy this optional benefit within 20 days of the date your initial trip deposit is received and within 15 days of payment for any subsequent Travel Arrangements added to your trip. Additional costs and terms apply.
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Up to 75% of your non-refundable insured Trip Cost.
Buy this optional benefit within 20 days of the date your initial trip deposit is received and within 15 days of payment for any subsequent Travel Arrangements added to your trip. Additional costs and terms apply.
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Trip Delay (6 Hours)
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Up to $200 per day per person
(Up to a maximum of $600)
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Up to $250 per day per person
(Up to a maximum of $2,000)
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Missed Tour or Cruise Connection
(3 Hours) |
Up to $250 per day
(Up to a maximum of $500)
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Up to $250 per day
(Up to a maximum of $1,500)
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Medical Expense Protection |
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Benefits |
Maximum Benefit Amount |
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Emergency Accident & Sickness Medical Expense
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Up to $100,000
Secondary Coverage3
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Up to $500,000
Primary Coverage3
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Emergency Dental
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Up to $750
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Up to $750
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Emergency Evacuation Coverages |
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Benefits |
Maximum Benefit Amount |
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Medical Evacuation & Repatriation of Remains
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Up to $250,000
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Up to $1,000,000 Primary Coverage3 |
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Emergency Medical Evacuation
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Included
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Included
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Medical Repatriation
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Included
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Included
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Repatriation of Remains
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Included
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Included
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Transportation of Children
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Included up to $1,000
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Included up to $1,000
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Transportation to Join You
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Included up to $1,000
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Included up to $1,000
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Political or Security Evacuation
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Not Included
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$20,000
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Pre-Existing Medical Condition Exclusion Waiver |
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Pre-Existing Medical Condition Exclusion Waiver
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Not Included
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Coverage for pre-existing conditions can be provided if you meet the requirements in the plan document. If you provide $0 as your trip cost, the Pre-Existing Medical Condition exclusion applies
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Protection for your Belongings |
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Benefits |
Maximum Benefit Amount |
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Baggage and Personal Effects
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$500
(Subject to per item limit of $250)
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$2,500
(Subject to per item limit of $250)
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Passport, Visa or Other Travel Documents Replacement
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Not Included
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Up to $200
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Credit Card Charges and Interest
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Up to $50
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Up to $50
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Items Subject to Special Limitations
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$500 maximum combined
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$1,000 maximum combined
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Baggage Delay (6 hours)
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Up to $100 per day
(Up to a maximum of $500)
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Up to $100 per day
(Up to a maximum of $500)
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Other Benefits |
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Benefits |
Maximum Benefit Amount |
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Single Supplement
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Up to 100% of Trip Cost
(Up to a maximum of $500)
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Up to 100% of Trip Cost
(Up to a maximum of $500)
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Change Fee
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Up to $75
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Up to $300
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Frequent Traveler Reward
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Not Included
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Up to $500
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Pet Kennel
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Not Included
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Up to $100 per day
(Up to a maximum of $500)
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Accidental Death & Dismemberment Benefits
24-Hour Other than Common Carrier
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Not Included
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$20,000
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Accidental Death & Dismemberment Benefits Common Carrier
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Not Included
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$40,000
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Optional BenefitsTo receive this coverage, you must select each option and pay the additional cost. |
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Benefits |
Maximum Benefit Amount |
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Optional Rental Car Damage
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Up to $35,000
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Up to $35,000
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Optional Event Ticket Protection
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Not available
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Up to $15,000
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Optional Sports Equipment Rental
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Up to $2,500 per item
(Up to a maximum of $5,000)
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Up to $2,500 per item
(Up to a maximum of $5,000)
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Optional Cancel for Any Reason (CFAR)1
See details above. |
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Optional Trip Interrupt for Any Reason (IFAR)2
See details above. |
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24/7 Non-Insurance Travel Assistant Services |
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Emergency Services
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Worldwide Travel Assistance
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**For Seven Corners Trip Protection plans, the terms "group travel insurance," "group coverage" and "group travel protection" refer to the fact that the product has been designed for 10 or more people who are traveling together as a group. The product offered is not group insurance within the meaning of state insurance laws and is not rated on a group basis within the meaning of state insurance laws. Rather, this is a retail travel protection program that provides protection to a principal insured as well as nine or more traveling companions.
***This COVID-19 Coverage section describes how the plan benefits listed above can provide coverage related to a loss caused by COVID-19.
Once you complete your purchase, you will immediately receive a receipt, a summary of your benefits, an ID card, and a copy of the plan document. The plan document is the legal document that explains how your coverage works and describes all benefits and exclusions for the trip protection plan. We recommend you read your Seven Corners Trip Protection plan document, so you understand how your plan works.
The plan is available to U.S. residents up to the age of 99 years.
You can buy coverage for a one-way or round trip.
You cannot purchase this plan if you reside in one of these states: New York, Washington.
You are covered when traveling inside and outside of the United States.
Destination Restrictions: We cannot cover trips to Afghanistan, Antarctica, Belarus, Burkina Faso, Central African Republic, Cuba, Democratic Republic of the Congo, Haiti, Iraq, Islamic Republic of Iran, Israel, Democratic People’s Republic of Korea (North Korea), Lebanon, Libyan Arab Jamahiriya, Myanmar, Palestinian Territory Occupied, Russian Federation, Somalia, South Sudan, Sudan, Syrian Arab Republic, and Yemen.
Please call Seven Corners at 800-335-0611 if you would like to obtain additional information regarding the features and pricing of each travel plan component.
The maximum length of a trip that can be covered by Seven Corners Trip Protection Basic and Choice is 180 days (30 days for Hawaii residents). Note: There is an additional charge for days 31-180.
When Coverage Begins:
This is your Effective Date and time for Trip Cancellation and Optional Trip Cancel For Any Reason: Coverage begins at 12:01 a.m. at Your location on the day after the date We or Our authorized representative receive the required plan cost to cover your trip.
This is Your Effective Date and time for Optional Rental Car Damage: Coverage begins when You sign the Rental Car Agreement and take legal possession of the Rental Car provided You pay the required plan cost.
This is Your Effective Date and time for Trip Delay: Coverage begins after You have traveled 50 miles or more from Your Primary Residence en route to join your trip.
This is Your Effective Date and time for All Other Coverages: Coverage begins on the date and time You depart on the first Travel Arrangement (or alternate travel arrangement if You must use an alternate Travel Arrangement to reach Your Scheduled Destination) for Your Trip.
When Coverage Ends:
Trip Cancellation and Optional Trip Cancel For Any Reason: Your coverage(s) automatically end on the earlier of:
Optional Rental Car Damage: Coverage ends when the car is returned to the rental car company on or before the return date and time listed on the Rental Car Agreement, at Your location on the return date and time listed on the Rental Car Agreement if the car is not returned as specified on the Rental Car Agreement and the rental period has not been extended by you.
All Other Coverages: Your coverage automatically ends on the earlier of:
Seven Corners Trip Protection Basic and Choice plans allow for an extension in these cases:
Automatic Extension of Coverage
All coverages will be extended if your entire trip is covered by this plan and your return is delayed due to unavoidable circumstances beyond your control. This extension of coverage will end on the earlier of the date you reach your originally scheduled Return Destination or 10 days after the originally scheduled return date.
Medical Evacuation and Repatriation Extension
If you incur a covered injury or sickness on your trip and a treating physician certifies you are not medically fit to travel to your return destination on your scheduled return date, the Medical Evacuation and Repatriation benefit will be automatically extended until you are medically fit to travel to your primary residence or you reach the maximum benefit amount shown in the Schedule of Benefits in the plan document. This extension is not available to Montana residents.
Accident and Sickness Medical Expense Extension
If you are hospitalized due to a covered injury or sickness on your trip and a treating physician certifies that you are not medically fit to travel to your return destination on your scheduled return date, this benefit will be extended for an additional 30 days (14 days for Missouri residents), or until you are released from the hospital and medically fit to travel, or you reach the maximum benefit amount shown in the Schedule of Benefits, whichever is earlier, provided that your hospitalization goes beyond your scheduled return date. This extension is not available to Montana residents.
Free Look Period
If you are not satisfied for any reason, you may cancel your plan within 14 days (15 days for Missouri residents) from the date of purchase by providing us or our authorized representative the cancellation notice. We will refund your plan cost paid provided there has been no incurred loss; and you have not departed on your trip or filed a claim under your plan. When so returned, all coverages under your plan are invalid from the beginning.
You can find situations and items not covered by this plan in the exclusions section of the plan document.
Underwriter
Insurance benefits for Trip Protection Basic and Choice are underwritten by United States Fire Insurance Company. C&F and Crum and Forster are registered trademarks of United States Fire Insurance Company. The Crum & Forster group of companies is rated A (Excellent) by AM Best Company 2023.
About Seven Corners
We’ve been helping travelers for more than 30 years with travel insurance options and non-insurance travel assistance services. We’ll take care of your trip protection plan needs from start to finish — we don't outsource any of our services! Seven Corners will guide you through your purchase, provide your coverage information, answer your questions along the way, assist with your travel needs, and process your claims. Our goal is to provide you with outstanding service every step of your journey with us.
Inside the United States — You may seek treatment at any medical provider you wish.
Outside of the United States — Seven Corners has a large international directory of providers, and many of them will bill Seven Corners direct for treatment they provide. We recommend you contact us for a referral, but you may seek treatment at any facility.
Utilizing the directory does not guarantee benefits or that the treating facility will bill Seven Corners direct. We do not guarantee payment to a facility or individual until we determine the expense is covered by the plan.
Pre-existing conditions can be covered on the same basis as any other sickness by Trip Protection Choice if you meet the requirements below. They are not covered by Trip Protection Basic.
We will waive the Pre-existing Medical Condition exclusion if all of the following apply:
It’s an illness, disease, or other condition during the 60 days immediately before your coverage begins for which you or your Traveling Companion, Business Partner, or Family Member scheduled or booked to travel with You:
This website is intended as a brief summary of benefits and services. It is not part of your plan document and does not contain a complete summary of your coverage. If there is any difference between this website and your plan document, the provisions of the plan document will prevail. Benefits and plan costs are subject to change.
Disclaimer: This website contains highlights of the plans developed by Seven Corners, Inc., which include travel insurance coverages underwritten by United States Fire Insurance Company, Principal Office located in Morristown, New Jersey, under form series T7000 et al, T210 et al and TP-401 et al, and non-insurance Travel Assistance Services provided by Seven Corners Inc. The terms of insurance coverages in the plans may vary by jurisdiction and not all insurance coverages are available in all jurisdictions. Insurance coverages in these plans are subject to terms, limitations and exclusions, including an exclusion for pre-existing medical conditions. CA DOI toll free number is 800-927-4357. The cost of your plan is for the entire plan, which consists of both insurance and non-insurance components. Individuals looking to obtain additional information regarding the features and pricing of each travel plan component, please contact Seven Corners, Inc. 303 Congressional Drive, Carmel, IN 46032; Toll free 1-800-335-0611, Worldwide 317-575-2652, Collect 317-818-2809; customerservice@sevencorners.com, California Agent Number 0E61910. While Seven Corners, Inc. markets the travel insurance in these plans on behalf of USF, non-insurance components of the plans were added to the plans by Seven Corners, Inc., and Seven Corners, Inc. does not receive compensation from USF for providing the non-insurance components of the plans.
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