Travelers often search for flight travel insurance, cruise insurance, and protection for medical expenses incurred while traveling overseas. No matter where your travels may take you, you can protect your investment with our domestic and international travel insurance.
Why should I buy Cancel for Any Reason?
Seven Corners Trip Protection includes trip cancellation coverage which allows you to cancel your trip for a list of covered reasons. If you want the option to cancel your trip for any reason you wish, you must add CFAR.
Not sure what CFAR is? Watch this short video and see how CFAR works if you have to unexpectedly cancel your trip.
Is COVID-19 coverage included?
Yes! Our plan includes benefits that protect you and your trip for COVID-19. View these benefits.
We ask for your trip cost when we provide a quote for coverage, and it should include nonrefundable expenses for airfare, a cruise, hotel, entertainment, excursions, house/condo rental, and other similar expenses.
It’s important to know how to calculate the cost of your trip for travel insurance.
It’s best to buy your plan as soon as possible after you make your first payment or deposit for your trip. Why? Certain benefits such as Cancel for Any Reason (CFAR), Interruption for Any Reason (IFAR), and the Pre-existing Condition Waiver are available only if you buy your plan within the specified time.
Trip Cancellation — If you cancel your trip for a covered Reason, the Trip Cancellation benefit in our plans reimburses unused, nonrefundable payments or deposits for the travel arrangements you purchased for your trip.
Trip Interruption — If you interrupt your trip due to a covered reason, the Trip Interruption benefit reimburses you for unused nonrefundable, prepaid travel arrangements and additional transportation costs to join your trip, rejoin your trip, or travel to your originally scheduled return destination.
You can't cancel or interrupt your trip for reasons not listed in the plan document, unless you buy optional Cancel for Any Reason coverage* or optional Trip Interruption for Any Reason* benefits.
*These coverages are available at an additional cost and are subject to certain eligibility criteria.
Trip Delay and Missed Cruise/Tour Connection — These coverages are also provided and include benefits that are triggered by events detailed in the plan document.
Seven Corners Trip Protection provides emergency medical coverage for accidents and illnesses that occur on your trip.
Our Emergency Medical Evacuation benefit covers expenses to transport you to the nearest medical facility where treatment is available if you incur a sickness or injury that is acute or life-threatening during your trip.
The Baggage and Personal Effects benefit covers your baggage and personal items if they are lost, stolen, damaged or destroyed during your trip or while checked with a common carrier.
Seven Corners Trip Protection
Covers up to 10 travelers.
Seven Corners Trip Protection
Covers up to 10 travelers and offers group*
For Montana residents: You will receive secondary coverage for Medical Evacuation & Repatriation of Remains. Please also review the Montana plan document for trip cancellation and trip interruption covered reasons that apply to your coverage.
*For Seven Corners Trip Protection plans, the terms "group travel insurance," "group coverage" and "group travel protection" refer to the fact that the product has been designed for 10 or more people who are traveling together as a group. The product offered is not group insurance within the meaning of state insurance laws and is not rated on a group basis within the meaning of state insurance laws. Rather, this is a retail travel protection program that provides protection to a principal insured as well as 9 or more traveling companions.
Once you complete your purchase, you will immediately receive a receipt, a summary of your benefits, an ID card, and a copy of the plan document. The plan document is the legal document that explains how your coverage works and describes all benefits and exclusions for the travel insurance plan. We recommend you read your Seven Corners Trip Protection plan document, so you understand how your plan works.
The plan is available to U.S. residents up to the age of 99 years.
You can buy coverage for a one-way or round trip.
You cannot purchase this plan if you reside in one of these states: Missouri, New York, Pennsylvania, Washington.
You are covered when traveling inside and outside of the United States.
Destination Restrictions: We cannot cover trips to Antarctica, Belarus, Cuba, Democratic People’s Republic of Korea (North Korea), Islamic Republic of Iran, Israel, Russian Federation, and Syrian Arab Republic.
Please call Seven Corners at 800-335-0611 if you would like to obtain additional information regarding the features and pricing of each travel plan component.
The maximum length of a trip that can be covered by Seven Corners Trip Protection Basic and Choice is 180 days. Note: There is an additional charge for days 31-180.
When Coverage Begins:
This is your Effective Date and time for Trip Cancellation and Optional Trip Cancel For Any Reason: Coverage begins at 12:01 a.m. at Your location on the day after the date We or Our authorized representative receive the required premium to cover Your Trip.
This is Your Effective Date and time for Optional Rental Car Damage: Coverage begins when You sign the Rental Car Agreement and take legal possession of the Rental Car provided You pay the required premium.
This is Your Effective Date and time for Trip Delay: Coverage begins after You have traveled 50 miles or more from Your Primary Residence en route to join Your Trip.
This is Your Effective Date and time for All Other Coverages: Coverage begins:
When Coverage Ends:
Trip Cancellation and Optional Trip Cancel For Any Reason: Your coverage(s) automatically end on the earlier of:
Optional Rental Car Damage: Coverage ends when the car is returned to the rental car company on or before the return date and time listed on the Rental Car Agreement, at Your location on the return date and time listed on the Rental Car Agreement if the car is not returned as specified on the Rental Car Agreement and the rental period has not been extended by you.
All Other Coverages: Your coverage automatically ends on the earlier of:
Seven Corners Trip Protection Basic and Choice plans allow for an extension in these cases:
Automatic Extension of Coverage
All coverages will be extended if your entire trip is covered by this plan and your return is delayed due to unavoidable circumstances beyond your control. This extension of coverage will end on the earlier of the date you reach your originally scheduled Return Destination or 10 days after the originally scheduled return date.
For plans purchased prior to July 11, 2023 only: coverage can be extended for the duration of a COVID-19 quarantine and five additional days following the quarantine if you have not arrived at your return destination.
Primary and Secondary Medical Coverage
The Trip Medical Insurance in the Trip Protection Choice plan provides primary coverage, and the Trip
Medical Insurance in the Trip Protection Basic plan provides secondary (excess) coverage.
Also, the Medical Evacuation & Repatriation of Remains benefit in Trip Protection Choice provides primary coverage. The Basic plan does not.
Excess Insurance Coverage
Insurance provided by our plans is paid in excess of all other valid and collectible insurance or indemnity (except Trip Protection Choice’s Emergency Accident & Sickness Medical Expense and Medical Evacuation & Repatriation of Remains) or as required by state law. If at the time of the occurrence of any loss payable under our plans there is other valid and collectible insurance or indemnity in place, we shall be liable only for the excess of the amount of loss, over the amount of such other insurance or indemnity, and applicable deductible. Recovery of losses from other parties does not result in a refund of your plan cost paid.
14 Day Free Look Period
If you are not satisfied for any reason, you may cancel your plan within 14 days from the date of purchase by providing us or our authorized representative the cancellation notice. We will refund your plan cost paid provided there has been no incurred loss; you have not departed on your trip or filed a claim under your plan. When so returned, all coverages under your plan are invalid from the beginning.
You can find situations and items not covered by this plan in the exclusions section of the plan document.
Insurance benefits for Trip Protection Basic and Choice are underwritten by United States Fire Insurance Company. C&F and Crum and Forster are registered trademarks of United States Fire Insurance Company. The Crum & Forster group of companies is rated A (Excellent) by AM Best Company 2022.
About Seven Corners
We’ve been helping travelers for 30 years with travel insurance options and non-insurance travel assistance services. We’ll take care of your trip protection plan needs from start to finish — we don't outsource any of our services! Seven Corners will guide you through your purchase, provide your coverage information, answer your questions along the way, assist with your travel needs, and process your claims. Our goal is to provide you with outstanding service every step of your journey with us.
Inside the United States — You may seek treatment at any medical provider you wish.
Outside of the United States — Seven Corners has a large international directory of providers, and many of them will bill Seven Corners direct for treatment they provide. We recommend you contact us for a referral, but you may seek treatment at any facility.
Utilizing the directory does not guarantee benefits or that the treating facility will bill Seven Corners direct. We do not guarantee payment to a facility or individual until we determine the expense is covered by the plan.
Pre-existing conditions can be covered on the same basis as any other sickness by Trip Protection Choice if you meet the requirements below. They are not covered by Trip Protection Basic.
We will waive the Pre-existing Medical Condition exclusion if all of the following apply:
If you provide $0 as your trip cost, there is no coverage for pre-existing conditions.
It’s an illness, disease, or other condition during the 60 days immediately before your coverage begins for which you or your Traveling Companion, Business Partner, or Family Member scheduled or booked to travel with You:
This website is intended as a brief summary of benefits and services. It is not part of your plan document and does not contain a complete summary of your coverage. If there is any difference between this website and your plan document, the provisions of the plan document will prevail. Benefits and plan costs are subject to change.
This advertisement contains highlights of the plans, which include travel insurance coverages underwritten by the United States Fire Insurance Company under form series T7000 et.al., T210 et. al. and TP-401 et. al. The Crum & Forster group of companies is rated A (Excellent) by AM Best 2022. C&F and Crum & Forster are registered trademarks of United States Fire Insurance Company. The plans also contain non-insurance Travel Assistance Services provided by Seven Corners, Inc. Coverages may vary and not all coverage is available in all jurisdictions. Insurance coverages are subject to the terms, limitations and exclusions for pre-existing conditions.
CA DOI toll free number: 800-927-4357. The cost of your plan is for the entire plan, which consists of both insurance and non-insurance components. Individuals looking to obtain additional information regarding the features and pricing of each travel plan component, please contact Seven Corners, Inc. Carmel, IN 46032 USA 1-800-335-0611, 317-575-2652, 317-818-2809 CUSTOMERSERVICE@SEVENCORNERS.COM ; California license # 0E61910