Travelers often search for flight travel insurance, cruise insurance, and protection for medical expenses incurred while traveling overseas. No matter where your travels may take you, you can protect your investment with RoundTrip® international travel insurance.
RoundTrip includes trip cancellation coverage which allows you to cancel your trip for a list of covered reasons. If you want the option to cancel your trip for any reason you wish, you must add CFAR.
Trip Cancellation — If you cancel your trip for a covered Reason, the Trip Cancellation benefit in our plans reimburses unused, nonrefundable payments or deposits for the travel arrangements you purchased for your trip.
Trip Interruption — If you interrupt your trip due to a covered reason, the Trip Interruption benefit reimburses you for unused nonrefundable, prepaid travel arrangements and additional transportation costs to join your trip, rejoin your trip, or travel to your originally scheduled return destination.
You can't cancel or interrupt your trip for reasons not listed in the plan document, unless you buy optional Cancel for Any Reason coverage* or optional Trip Interruption for Any Reason benefits.
*These coverages are available at an additional cost and are subject to certain eligibility criteria.
Trip Delay and Missed Cruise/Tour Connection coverages are also provided in RoundTrip’s plans. They provide benefits that are triggered by specified events detailed in the plan document.
RoundTrip’s plans provide emergency medical coverage for accidents and illnesses that occur on your trip.
Our RoundTrip plans include an Emergency Medical Evacuation benefit that covers expenses to transport you to the nearest medical facility where treatment is available if you incur a sickness or injury that is acute or life-threatening during your trip.
RoundTrip’s plans provide a Baggage and Personal Effects benefit, which covers your baggage and personal items if they are lost, stolen, damaged or destroyed during your trip or while checked with a common carrier.
We ask for your trip cost when we provide a quote for coverage, and it should include nonrefundable expenses for airfare, a cruise, hotel, entertainment, excursions, house/condo rental, and other similar expenses.
It’s important to know how to calculate the cost of your trip for travel insurance.
It’s best to buy your plan as soon as possible after you make your first payment or deposit for your trip. Why? Certain benefits such as Cancel for Any Reason (CFAR), Interruption for Any Reason (IFAR), and the Pre-existing Condition Waiver are available only if you buy your plan within the specified time.
All cancellation coverages and protection plan costs are shown in United States dollar amounts and are per person.
Covers up to 10 travelers.
Covers up to 10 travelers and offers group* coverage for 10 or more travelers.
Cancellation: Reimburses prepaid and nonrefundable trip payments if you must cancel your trip because you become sick with COVID-19 before you depart on your trip and your physician determines you can no longer take your trip.
Interruption: Reimburses prepaid and nonrefundable trip payments and additional transportation costs if you must interrupt your trip if you become sick with COVID-19 during your trip and your physician determines you can no longer continue your trip.
Reimburses up to 100% of your prepaid, nonrefundable trip cost when you must cancel for a Trip Cancellation Covered Reason.
1If you provide $0 as your trip cost, Trip Cancellation does not apply.
This Cancel for Any Reason Benefit does not cover Travel Arrangements not provided by the Travel Supplier or the failure of the Travel Supplier to provide the bargained for Travel Arrangements due to cessation of operations for any reason.
1If you provide $0 as your trip cost, Trip Cancellation does not apply.
If you must cut your trip short, start your trip late, rejoin your trip, or return from your trip late due to a Trip Interruption Covered Reason, this reimburses you for:
This benefit does not cover penalties associated with Travel Arrangements not provided by the Travel Supplier for this Trip and failure of the Travel Supplier to provide the agreed upon arrangements for Your Trip for any reason.
If your trip delay is due to a Trip Delay Covered Reason, this reimburses you up to the rate per day for these expenses if you're delayed at least 6 consecutive hours: reasonable expenses for meals, local transportation, and lodging (if they are not provided by a common carrier or other party for free).
If you miss a tour or cruise departure because you are delayed at least 3 hours due to a Missed Cruise or Tour Covered Reason, this reimburses you for:
Pays up to the stated amount to cover treatment costs when an accident or illness occurs during your trip. RoundTrip Choice provides primary coverage, which means you do not have to submit expenses for medical treatment to your home country health insurance before we review for payment. Many plans on the market provide secondary coverage.3Insurance provided by our plans is paid in excess of all other valid and collectible insurance or indemnity (except for Emergency Accident & Sickness Medical Expense for RoundTrip Choice) or as required by state law.
Emergency Medical Evacuation: If adequate medical necessary treatment is not available in your immediate area, we pay to transport you to the nearest suitable facility for medically necessary treatment if your condition is acute, severe or life threatening.
Medical Repatriation: After an emergency medical evacuation or covered injury or sickness, we pay to return you to your point of origin, primary residence or a medical facility closest to your primary residence if medically necessary.
Repatriation of Remains: We pay to return your body to your primary residence city, your origination point, or to a burial place in the United States if you die during your trip.
Transportation of Children: If you die or are hospitalized for more than 7 consecutive days following or unable to travel due to an emergency medical evacuation, injury, or sickness, we pay for a one-way economy ticket to return your child(ren) traveling with you to their primary residence or your residence in the United States, including the cost of an attendant to travel with the child(ren).
Transportation to Join You: If you are traveling alone and hospitalized more than 7 consecutive days following or unable to travel due to an emergency medical evacuation, injury, or sickness, we pay, up to the cost of a single roundtrip economy ticket, to send one person to your bedside.
Baggage and Personal Effects: This benefit reimburses you if your baggage and personal effects are lost, stolen, damaged or destroyed during your trip or while checked with a common carrier. The reimbursement you receive is less any amount paid by a common carrier or other party.
Passport, Visa or Other Travel Documents Replacement: This reimburses you for fees to replace your passport, visas, and other travel documents that are lost, stolen, damaged, or destroyed during your trip.
Credit Card charges and interest: This reimbuses you for charges and interest due to unauthorized use or replacement of your lost or stolen credit cards during your trip.
Items subject to Special Limitations: These items are subject to the maximum combined amount shown in this Schedule of Benefits: jewelry, precious or semi-precious gems, decorative or personal articles consisting in whole or in part of silver, gold, or platinum, watches, furs or articles trimmed with fur, cameras and camera equipment.
This reimburses you for necessary personal items bought on your trip because your checked baggage was delayed or misdirected by a common carrier for at least 6 hours from the time you arrived at a scheduled destination.
Necessary personal items include replacement clothing or toiletry, not jewelry, perfume, or alcohol.
This benefit does not apply to your return to your final destination.
*For RoundTrip products, the terms "group travel insurance," "group coverage" and "group travel protection" refer to the fact that the product has been designed for 10 or more people who are traveling together as a group. The product offered is not group insurance within the meaning of state insurance laws and is not rated on a group basis within the meaning of state insurance laws. Rather, this is a retail travel protection program that provides protection to a principal insured as well as 9 or more traveling companions.
Once you complete your purchase, you will immediately receive a receipt, a summary of your benefits, an ID card, and a copy of the plan document. The plan document is a legal document that explains how your coverage works, including a list of exclusions. We recommend you read your plan document, so you understand how your RoundTrip plan works.
The maximum length of a trip that can be covered by our plans is 180 days. Note: There is an additional charge for days 31-180.
The plan is available to U.S. residents up to the age of 99 years.
You can buy coverage for a one-way or round trip.
You are covered when traveling inside and outside of the United States. See the Warnings tab to learn about destination restrictions.
Inside the United States — You may seek treatment at any medical provider you wish.
Outside of the United States — Outside of the United States — Seven Corners has a large international directory of providers, and many of them will bill Seven Corners direct for treatment they provide. We recommend you contact us for a referral, but you may seek treatment at any facility.
Utilizing the directory does not guarantee benefits or that the treating facility will bill Seven Corners direct. We do not guarantee payment to a facility or individual until we determine the expense is covered by the plan.
Pre-existing conditions can be covered on the same basis as any other sickness by RoundTrip Choice if you meet the requirements below. They are not covered by RoundTrip Basic.
We will waive the Pre-existing Medical Condition exclusion if all of the following apply:
It’s an illness, disease, or other condition during the 60 days immediately before your coverage begins for which you or your Traveling Companion, Business Partner, or Family Member scheduled or booked to travel with You:
The Trip Medical Insurance* in the RoundTrip Choice plan provides primary coverage, and the Trip Medical Insurance* in the RoundTrip Basic plan provides secondary (excess) coverage.
Insurance provided by our plans is paid in excess of all other valid and collectible insurance or indemnity (except for Emergency Accident & Sickness Medical Expense for RoundTrip Choice) or as required by state law. If at the time of the occurrence of any loss payable under our plans there is other valid and collectible insurance or indemnity in place, we shall be liable only for the excess of the amount of loss, over the amount of such other insurance or indemnity, and applicable deductible. Recovery of losses from other parties does not result in a refund of your plan cost paid.
If You are not satisfied for any reason, You may cancel Your plan within 14 days from the date of purchase by providing Us or Our authorized representative the cancellation notice. We will refund Your plan cost paid provided there has been no incurred loss; You have not departed on Your Trip or filed a claim under Your plan. When so returned, all coverages under your Plan are invalid from the beginning.
Insurance benefits for RoundTrip® Basic and RoundTrip® Choice are underwritten by United States Fire Insurance Company. C&F and Crum and Forster are registered trademarks of United States Fire Insurance Company. The Crum & Forster group of companies is rated A (Excellent) by AM Best Company 2021.
We’ve been helping travelers for more than 25 years with travel insurance options and non-insurance travel assistance services. We’ll take care of your trip protection plan needs from start to finish — we don't outsource any of our services! Seven Corners will guide you through your purchase, provide your coverage information, answer your questions along the way, assist with your travel needs, and process your claims. Our goal is to provide you with outstanding service every step of your journey with us.
* Insurance provided by our plans is paid in excess of all other valid and collectible insurance or indemnity (except for Emergency Accident & Sickness Medical Expense for RoundTrip Choice) or as required by state law.
Refer to the plan document for your state of residence to view exclusions.
Please review your plan document for specific state information which may affect your benefits and/or coverage.
Please call Seven Corners, Inc. at 800-335-0611 if you would like to obtain additional information regarding the features and pricing of each travel plan component.
Destination Restrictions: We cannot cover trips to Antarctica, Belarus, Cuba, Democratic People’s Republic of Korea (North Korea), Islamic Republic of Iran, Russian Federation, and Syrian Arab Republic.
This advertisement contains highlights of the plans, which include travel insurance coverages underwritten by the United States Fire Insurance Company under form series T7000 et.al., T210 et. al. and TP-401 et. al. The Crum & Forster group of companies is rated A (Excellent) by AM Best 2021. C&F and Crum & Forster are registered trademarks of United States Fire Insurance Company. The plans also contain non-insurance Travel Assistance Services provided by Seven Corners, Inc. Coverages may vary and not all coverage is available in all jurisdictions. Insurance coverages are subject to the terms, limitations and exclusions for pre-existing conditions.
CA DOI toll free number: 800-927-4357. MD Insurance Administration: 800-492-6116 or 410-468-2340. The cost of your plan is for the entire plan, which consist of both insurance and non-insurance components. Individuals looking to obtain additional information regarding the features and pricing of each travel plan component, please contact Seven Corners, Inc. Carmel, IN 46032 USA 1-800-335-0611, 317-575-2652, 317-818-2809 CUSTOMERSERVICE@SEVENCORNERS.COM ; California license # 0E61910