Travel Insurance with Trip Protection | Seven Corners
 

RoundTrip® Trip Cancellation Insurance

Protect the cost of your trip, your medical expenses, and your belongings — for U.S. residents

Why Trip Cancellation Insurance?

Interested in trip cancellation insurance for Coronavirus? Learn how RoundTrip can keep you covered.

Maybe you're searching for cruise insurance or flight cancellation insurance, or maybe you need more robust coverage? No matter where your travels may take you, protect your investment with RoundTrip international travel insurance. WIth this unique travel insurance plan, you'll have coverage for:

Protect Your Investment 

Trip Cancellation — If you cancel your trip due to a covered reason,* this benefit can reimburse you for nonrefundable, prepaid trip costs.
Trip Interruption — If you interrupt your trip for a covered reason,* this benefit can reimburse you for unused nonrefundable travel arrangements and additional transportation costs to:

  • Join your trip if you must depart after your scheduled departure date or travel via alternate travel arrangements to reach your destination; or
  • Rejoin your trip or travel to your scheduled return destination if you interrupt your trip after departure.

*View the covered reasons for RoundTrip in detail: Trip Cancellation »  Trip Interruption »

Optional Cancel for Any Reason travel insurance coverage (CFAR)
This optional coverage pays 75% of your trip cost if you cancel your trip for any reason not otherwise covered. Restrictions may apply. Read more to learn how cancel for any reason coverage may be right for you. 

Protect Your Medical Expenses — If you become sick or injured while traveling, your health insurance here at home may not cover it. Travel insurance helps protect against financial hardship due to unexpected medical expenses.

Protect Your Belongings — You packed important items in your luggage! We can help replace them if they are stolen, lost, or damaged during your trip.

Helpful Tips

How to Calculate Your Trip Cost

Your trip cost may include airfare, a cruise, hotel, entertainment, excursions, house/condo rental, and other similar expenses. Include the nonrefundable portion of these items in your trip cost.

Keep a record of trip expenses as proof of payment, so you can calculate your total trip cost correctly and in case you need to file a claim. Learn more about how to calculate the cost of your trip for travel insurance.

Compare RoundTrip Trip Cancellation Insurance Benefits

All cancellation coverages and protection plan costs are shown in United States dollar amounts and are per person and period of coverage unless otherwise noted.

Trip Insurance Benefits

RoundTrip Economy
Covers up to 10 travelers

RoundTrip Choice
Covers up to 10 travelers

RoundTrip Elite
Covers 10 or more travelers

100% of Trip Cost up to $10,000

100% of Trip Cost up to $20,000

100% of Trip Cost up to $30,000

100% of Trip Cost

150% of Trip Cost

150% of Trip Cost

$250  (for delays of 12 or more hours; total payment is subject to a daily limit)

$600  (for delays of 6 or more hours; total payment is subject to a daily limit)

$1,500  (for delays of 6 or more hours; total payment is subject to a daily limit)

$250  (delayed 3 or more hours) Covers cruises and tours only.

$1,000  (delayed 3 or more hours) Covers cruises and tours only.

$1,500  (delayed 3 or more hours) Covers cruises and tours only.

$75

$75

$75

Medical Protection

$10,000

$100,000

$250,000

$750

$750

$750

$100,000

$500,000

$1,000,000

Baggage & Personal Belongings Protection

$500

$1,500

$2,500

$100  (delayed more than 24 hours)

$300  (delayed more than 12 hours)

$600  (delayed more than 12 hours)

Included

Included

Included

Accidental Death & Dismemberment (AD&D)

$5,000

$10,000

$25,000

$10,000

$10,000

$25,000

Pre-Existing Medical Condition Waiver

Not
Applicable

Covered if you buy this plan within 20 days of your initial trip deposit and buy coverage for all nonrefundable prepaid trip costs. You must also insure the cost of all subsequent travel arrangements within 20 days of the payment date for each of those arrangements. 

Covered if you buy this plan within 20 days of your initial trip deposit and buy coverage for all nonrefundable prepaid trip costs. You must also insure the cost of all subsequent travel arrangements within 20 days of the payment date for each of those arrangements. 

Political Evacuation

Not
Applicable

$20,000 (non-medical evacuation)

Not
Applicable

Optional Benefits – You must select these benefits in the "Customize Plan" step to get coverage.

Options: $100,000, $250,000, or $500,000

Options: $100,000, $250,000, or $500,000

Options: $100,000, $250,000, or $500,000

$35,000

$35,000

$35,000

Not
Applicable

Pays 75% of your prepaid, non-refundable trip payments. Coverage must be purchased within 20 days of your initial trip deposit and no less than two days before your trip departure date. You must cancel 2 days or more before your departure, and you must insure all nonrefundable prepaid trip costs. You must also insure the cost of subsequent travel arrangements added to your trip within 15 days of the payment/deposit for each of those arrangements.

Pays 75% of your prepaid, non-refundable trip payments. Coverage must be purchased within 20 days of your initial trip deposit and no less than two days before your trip departure date. You must cancel 2 days or more before your departure, and you must insure all nonrefundable prepaid trip costs. You must also insure the cost of subsequent travel arrangements added to your trip within 15 days of the payment/deposit for each of those arrangements. (Not available to NY and Florida residents.)

Not
Applicable

Pays 100% of your trip cost.

Pays 100% of your trip cost. (Not available to Florida residents.)

Not
Applicable

$500 ($250 ski days/$250 equipment) or $1,000 ($500 ski days/$500 equipment)

$1,000 ($500 ski days/$500 equipment) (Not available to Florida residents.)

Not
Applicable

$500 ($250 golf/$250 equipment) or $1,000 ($500 golf/$500 equipment)

$1,000 ($500 golf/$500 equipment) (Not available to Florida residents.)

This website is intended as a brief summary of benefits and services. It is not part of your plan document and does not contain a complete summary of your coverage. If there is any difference between this website and your plan document, the provisions in the plan document will prevail. Benefits and premiums are subject to change. Coverage may vary and may not be available in all jurisdictions.

Disclaimer: Benefits on this website are described on a general basis only. There are certain restrictions, exclusions and limitations that apply to all insurance coverages under the Plan. Full coverage terms and details, including insurance limitations and exclusions, are contained in the Plan Document. Plan benefits, limits and provisions may or may not be available in all states or may vary based on state of residence.
The travel protection plans consist of Insurance Benefits and Non-Insurance Travel Assistance Services. Individuals looking to obtain additional information regarding the features and pricing of each travel plan component, please contact Seven Corners.

Insurance Benefits are Underwritten by: United States Fire Insurance Company, 5 Christopher Way, 2nd Floor, Eatontown, NJ 07724 under Policy Form Series T210 et. al. Non-Insurance Travel Assistance Services: These are not insurance benefits underwritten by United States Fire Insurance Company. The 24-hour non-insurance assistance services are provided by Seven Corners, Inc.

Plan Administrator: Claims are administered by Seven Corners, Inc.

Trip Cancellation Insurance is included as part of a travel protection plan, which consists of insurance coverages underwritten by United States Fire Insurance Company as well as non-insurance assistance services provided by Seven Corners. Insurance coverages are subject to the terms, limitations and exclusions in the plan, including an exclusion for pre-existing conditions.

How it Works

Length of Trip Cancellation Insurance Coverage

The maximum length of trip cancellation insurance coverage is 90 days. Note: There is an additional charge for days 31-90.

Trip Cancellation and Interruption Covered Reasons

  • Sickness, Injury or Death
  • Jury Duty
  • Quarantine
  • Court-Ordered Appearance
  • Traffic Accident
  • Residence Uninhabitable
  • Strike
  • Felonious Assault
  • Military Duty for Natural Disaster Relief
  • Termination/Layoff/Transfer
  • Weather
  • Terrorist Incident
  • Bankruptcy/Default
  • Natural Disaster
  • Hijacking

 

Excess Insurance Coverage

The insurance provided by RoundTrip Economy is in excess of all other valid and collectible insurance. If at the time of loss there is other valid and collectible insurance, we are liable only for the excess of the amount of loss, over the amount of the other insurance and applicable deductible. Recovery of losses from other parties does not result in a refund of premium paid.

Refund Policy for Travel Protection Plans

Plan costs are nonrefundable after 10-day review period.

Underwriter

Insurance benefits for RoundTrip® Economy, RoundTrip® Choice and RoundTrip® Elite are underwritten by the United States Fire Insurance Company. C&F and Crum and Forster are registered trademarks of United States Fire Insurance Company. The Crum & Forster group of companies is rated A (Excellent) by AM Best Company 2018.

About Your Trip Insurance Company

Seven Corners1 will handle your travel medical insurance needs from start to finish. We will process your purchase, provide all documents, and handle any claims. In addition, our own 24/7 in-house travel assistance team, Seven Corners Assist, will handle your emergency or travel needs.

1Seven Corners operates under the name, Seven Corners Insurance Services, in California.

Pre-Existing Conditions

Pre-existing Medical Conditions: Elite and Choice Only

Covered if you buy this trip insurance within 20 days of your initial trip deposit and buy coverage for all nonrefundable prepaid trip costs. You must also insure the cost of all subsequent travel arrangements within 15 days of the payment date for each of those arrangements.

What is a pre-existing condition?
It's an illness, disease or condition which you, your traveling companion, business partner, or family member booked to travel with you has 60 days before the coverage start date.

This means that during those 60 days (1) a test, exam, or treatment was received or recommended for a condition which first manifested, worsened or became acute or had symptoms which would have prompted a reasonable person to seek diagnosis, care or treatment; or (2) prescription medication was received or taken.

Number 2 does not apply to a condition which is treated or controlled solely by taking prescription medication and which remains controlled without any change in the prescription in the 60 days before coverage begins.

General Exclusions and Limitations

Insurance Benefits are not payable for any loss due to, arising or resulting from:

  • Suicide, attempted suicide or any intentionally self-inflicted injury of you, a traveling companion, family member or business partner booked to travel with you, while sane or insane; an act of declared or undeclared war;
  • Participating in maneuvers or training exercises of an armed service, except while participating in weekend or summer training for the reserve forces of the United States, including the National Guard;
  • Riding or driving in races, or speed or endurance competitions or events; mountaineering (engaging in the sport of scaling mountains generally requiring the use of picks, ropes, or other special equipment);
  • Participating as a member of a team in an organized sporting competition or participating as a professional in a stunt, athletic or sporting event or competition; participating in skydiving or parachuting, parasailing, hang gliding, bungee cord jumping, extreme skiing, skiing outside marked trails or heli-skiing, mountaineering, any race, speed contests not including any of the regatta races, spelunking or caving, hot air ballooning, or scuba diving if the depth exceeds 120 feet (40 meters) or if you are not certified to dive and a dive master is not present during the dive;
  • Piloting or learning to pilot or acting as a member of the crew of any aircraft; being intoxicated or under the influence of any controlled substance unless as administered or prescribed by a legally qualified physician;
  • The commission of or attempt to commit a felony or being engaged in an illegal occupation; normal childbirth or pregnancy (except complications of pregnancy) or voluntarily induced abortion;
  • Dental treatment (except as coverage is otherwise specifically provided herein);
  • Amounts which exceed the maximum benefit amount for each coverage as shown in the Schedule of Benefits;
  • Due to a pre-existing condition, as defined in the plan documents. The pre-existing condition limitation does not apply to the emergency medical evacuation or return of remains coverage; any amount paid or payable under any worker’s compensation, disability benefit or similar law; 
  • A loss or damage caused by detention, confiscation or destruction by customs;
  • Elective treatment and procedures;
  • Medical treatment during or arising from a trip undertaken for the purpose or intent of securing medical treatment;
  • An assessment from a legally qualified physician advising you in writing that you, a traveling companion, family member or business partner booked to travel with you are not medically fit to travel, as defined in the plan documents, at the time of purchase of coverage for a trip.

Baggage Exclusions And Limitations

Additional Exclusions for Baggage and Personal Effects:

  • Animals;
  • Automobiles and automobile equipment;
  • Boats or other vehicles or conveyances;
  • Trailers;
  • Motors;
  • Aircraft;
  • Bicycles, except when checked as baggage with a Common Carrier;
  • Household effects and furnishings;
  • Antiques and collectors items;
  • Sunglasses, contact lenses, artificial teeth, dentures, dental bridges, retainers, or hearing aids;
  • Artificial limbs or other prosthetic devices;
  • Prescribed medications; keys, money, stamps and credit cards (except as otherwise specifically covered herein);
  • Securities, stamps, tickets and documents (except as coverage is otherwise specifically provided herein);
  • Professional or occupational equipment or property, whether or not electronic business equipment;
  • Or telephones or PDA devices , computer hardware or software;

Additional Exclusions for Baggage and Personal Effects: Benefits are not payable for any loss caused by or resulting from:

  • Breakage of brittle or fragile articles;
  • Wear and tear or gradual deterioration; confiscation or appropriation by order of any government or custom’s rule;
  • Theft or pilferage while left in any unlocked vehicle; property illegally acquired, kept, stored or transported;
  • Your negligent acts or omissions;
  • Or property shipped as freight or shipped prior to the scheduled departure date.

Warnings

Geographic Restrictions

State Restrictions: Please review your plan document for specific state information which may affect benefits and/or coverage limitations.

For Louisiana residents only, please call Seven Corners, Inc. at 800-335-0611 if you would like to obtain additional information regarding the features and pricing of each travel plan component.

RoundTrip Choice is not available in these states: Alaska, Colorado, Florida, Indiana, Kansas, Massachusetts, Missouri, New Hampshire, New York, Virginia, Washington.

 

This website is intended as a brief summary of benefits and services. It is not part of your plan document and does not contain a complete summary of your coverage. If there is any difference between this website and your plan document, the provisions in the plan document will prevail. Benefits and premiums are subject to change. Coverage may vary and may not be available in all jurisdictions.

File a Claim

For faster service we recommend you file online for these types of claims:


If you prefer to fill out a PDF or print the claim, follow these instructions:

  1. Gather your receipts, reports, and any other paperwork related to your claim.
    Use this document reference guide to help figure out what documents you need to gather.
  2. Select and complete the appropriate proof of loss form. You may fill out the claim form in Adobe Acrobat (PDF) or print the form to complete your claim. (How do I save a PDF form?)
  3. Submit your proof of loss form and other paperwork here:

Contact Us



Our Promise

You can cancel your coverage if you are not completely satisfied.

Details
A full refund is provided if you send us a written request within the first of these to occur:  a) 10 days from the effective date of your insurance or b) your scheduled departure date.

 

Person relaxing by water with a lit candle

Covered Reasons

Understanding Travel Insurance Plans.

Learn More »

24/7 Travel Assistance

1-800-690-6295

317-818-2808 (worldwide)

317-818-2809 (collect)

Includes 24 hour multilingual travel assistance, help finding a provider, and evacuation if necessary.

Learn more