If you cannot take your trip due to a stated unforeseen event, we pay you for:
- The amount of forfeited, nonrefundable, and unused payments or deposits you paid for your trip;
- The additional cost to you if your travel supplier cancels your trip for a covered reason and you choose to replace that travel supplier with a different one;
- The reissue fee (up to $75.00) charged by the airline for your tickets if your travel supplier cancels your trip (you must have covered the entire cost of your trip including airfare);
- Airfare cancellation charges;
- Fees incurred by you for re-depositing your frequent traveler awards (frequent flyer miles or hotel/motel rewards) into your account if your trip is cancelled for any of the unforeseen events described below.
If you cannot continue or resume your trip due to a stated unforeseen event (shown below) which occurs after your departure, we will pay you for:
- The unused, nonrefundable trip arrangements you prepaid to your travel suppliers;
- Additional transportation expenses;
- Return air travel up to the lesser of the cost of an economy flight or the amount shown in the Schedule of Benefits
Coverage Start and End Dates
Effective Date - Your effective date is the start date of your plan. It is
shown on your ID Card.
When Your Coverage Begins
(a) For Trip Cancellation: Coverage begins at 12:01 A.M. local time, at
your location on the day after your plan payment is received by us. Trip
cancellation coverage ends at the point and time of departure on your
scheduled departure date.
(b) For Trip Delay: Coverage is in force while you are en route to and from
(c) For all other benefits: Coverage begins at the later of the point and
time of your departure on your scheduled departure date or your actual
departure on your trip.
When Your Coverage Ends Coverage is effective for the time shown on your ID Card. Your coverage
will end at 11:59 P.M. local time on the earliest of the following dates:
(a) The scheduled return date as stated on the travel tickets;
(b) The date you return to your origination point if prior to your scheduled
(c) The date you leave or change your trip (unless due to unforeseen
events covered by this plan);
(d) If you extend the return date, coverage will terminate at 11:59 P.M.,
local time, at your location on your scheduled return date;
(e) the date you cancel your trip.
Extended Coverage All coverage under the plan will be extended, if:
(a) Your entire trip is covered by the plan: and
(b) Your return is delayed by covered reasons specified under
Trip Cancellation, Trip Interruption or Trip Delay.
If coverage is extended for the above reasons, coverage will end on the
earlier of: (a) the date you reach your return destination; or (b) 7 days after
the date your trip was scheduled to be completed.
Emergency Medical Evacuation & Repatriation*
The benefits listed below are provided if your attending physician, in coordination with Seven Corners Assist, orders your emergency medical evacuation. Benefits must be pre-approved by Seven Corners Assist, which arranges for all services.
We will transport you to the closest adequate medical facility.
We will pay for an escort if you are disabled during your trip and your physician recommends it.
If you are hospitalized for more than 7 days following an evacuation, we will 1) transport dependent children home (with an escort if necessary) if they are traveling with you and/or 2) bring 1 person of your choice to/from your bedside if you are alone.
If we previously evacuated you to a medical facility, we will pay your airfare costs from that facility to your residence within 1 year from your original scheduled return date, less refunds from your unused transportation tickets.
We will return your spouse or domestic partner to your primary residence if you are hospitalized for more than 7 days, or if you die on the trip.
*Failure to utilize Seven Corner Assist to arrange for these services will result in the denial of benefits.
Address Restrictions: We cannot accept an address in the United States, Islamic Republic of Iran, Syrian Arab Republic, U.S. Virgin Islands, Gambia, Ghana, Nigeria, and Sierra Leone.
Destination Restrictions: We cannot cover trips to Islamic Republic of Iran and Syrian Arab Republic.
This is a brief summary of benefits and services and is not your plan document. If there is any difference between this page and your plan document, the provisions of the plan document will prevail. Benefits and premiums are subject to change.
It is your responsibility to maintain all records regarding travel history and age and provide necessary documents to Seven Corners to verify eligibility if required.
THIS IS NOT QUALIFYING HEALTH COVERAGE (“MINIMUM ESSENTIAL COVERAGE”) THAT SATISFIES THE HEALTH CARE COVERAGE REQUIREMENT OF THE AFFORDABLE CARE ACT. IF YOU DON’T HAVE MINIMUM ESSENTIAL COVERAGE, YOU MAY OWE AN ADDITIONAL PAYMENT WITH YOUR TAXES.
About Your Insurance Company
Seven Corners will handle your insurance needs from start to finish. We will process your purchase, provide all documents, and handle any claims. In addition, our 24/7 in-house travel assistance team, Seven Corners Assist, will handle your emergency and travel needs. We have 20+ years of experience serving the needs of travelers worldwide — We are here to help!
Your Underwriter: You can feel confident with RoundTrip International’s strong financial backing through Certain Underwriters at Lloyd’s, London*, with an AM Best rating of “A” (excellent).
Certain Underwriters at Lloyd’s, London, operates as an approved surplus lines market in the United States. The premiums listed include a trust fee.
*In specific scenarios, coverage is provided by Tramont Insurance Company Limited. For details regarding Tramont, visit tramontinsurance.com
Seven Corners operates under the name, Seven Corners Insurance Services, in California.