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4 Commonly Denied Travel Insurance Claims

Travel Team | Mar 14, 2019



We’ve all read the horror stories of people who’ve dealt with denied claims, and we don’t want you to have one of your own. Here are the top four most denied travel insurance claims, and how you can steer clear of them.

Number one: Your claim occurs before your effective date

Most travelers purchase coverage to begin the day they arrive at their destination, but things could go awry while you travel. Make sure coverage starts the day you leave so if you do get sick or injured at the airport on a layover, you’ll be protected.

Number two: Routine or preventive care

Most travel plans are meant for short term coverage and cover sudden illness or injuries only. They usually don’t cover routine check-ups, so make sure to check your plan document before you make an appointment.

Number three: Not a covered reason

This applies only to our trip protection plans which have a list of covered reasons that allow you to cancel your trip and get your money back. Make sure you understand these reasons so you know if your cancellation reason is valid.

Number four: There’s a time limit for filing claims

If you don’t submit your claim within the stated time frame it could be denied. Always try to file your claim as soon as possible to avoid any unwanted bills.

With these tips in mind, you’ll have greater success in avoiding claims and if you do have to file a claim you can rest assured that you’ve done all you can to get your claim approved.


Check with your travel insurance agent to learn more or feel free to contact our sales team at sales@sevencorners.com or 800.335.0611.

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