Important Details about our Trip Protection Plans

This coverage can protect your trip expenses, medical expenses you incur while traveling, and your luggage and personal items.

Why should I buy Cancel for Any Reason?

Seven Corners Trip Protection includes trip cancellation coverage which allows you to cancel your trip for a list of covered reasons. If you want the option to cancel your trip for any reason you wish, you must add CFAR.

Trip Insurance and COVID-19 Coverage
Learn how Benefits trip insurance can address your COVID-19 concerns.

Trip Expense Protection

Our plan protects the nonrefundable and prepaid amounts you spent on your trip if you need to cancel or interrupt your travels because of a covered reason. You may view the covered reasons in detail in the plan document for your residence state.


Medical Expense Protection

This benefit is an important part of travel insurance benefits, especially for travel abroad. It covers medical care you receive on your trip for an illness or injury that occurs while traveling.


Baggage and Personal Effects Protection

We all travel with items that are important to us. This benefit ensures you have coverage if your belongings are lost, stolen, damaged or destroyed during your trip or while checked with a common carrier.

Compare Trip Insurance Benefits

Seven Corners Trip Protection Economy
Covers up to 10 travelers.

Seven Corners Trip Protection Elite
Covers up to 10 travelers and offers group**
coverage for 10 or more travelers.

All cancellation coverages and protection plan costs are shown in United States dollar amounts and are per person.
COVID-19 Coverage
COVID-19 Trip Cancellation and Interruption

Cancellation: Reimburses prepaid and nonrefundable trip payments if you must cancel your trip because you become sick with COVID-19 before you depart on your trip and your physician determines you can no longer take your trip.

Interruption: Reimburses prepaid and nonrefundable trip payments and additional transportation costs if you must interrupt your trip if you become sick with COVID-19 during your trip and your physician determines you can no longer continue your trip.

COVID-19 Accident and Sickness Medical Coverage

Reimburses you for medical costs you incur if you unexpectedly contract Covid-19 during your trip.

COVID-19 Travel Delay Coverage

Reimburses meals, local transportation, and lodging (if not paid by a common carrier or other party) if you’re delayed at least 6 consecutive hours (Trip Protection Elite) or 12 consecutive hours (Trip Protection Economy) because you are quarantined.

Seven Corners Trip Protection Economy
Covers up to 10 travelers.

Seven Corners Trip Protection Elite
Covers up to 10 travelers and offers group**
coverage for 10 or more travelers.

Trip Insurance Benefits

Benefits

Maximum Benefit Amount

Trip Cancellation
Up to 100% of total Trip Cost (Up to $20,000 per person)
Up to 100% of total Trip Cost (Up to $30,000 per person)
Trip Interruption
Up to 100% of Trip Cost
Up to 150% of Trip Cost
Travel Delay
$250 for delays of 12 or more hours (Total payment is subject to a daily limit.)
$1,500 for delays of 6 or more hours (Total payment is subject to a daily limit.)
Missed Connection
$250 if delayed 3 or more hours (Covers cruises and tours only.)
$1,500 if delayed 3 or more hours (Covers cruises and tours only.)
Change Fee
$75
$75

Medical Protection

Benefits

Maximum Benefit Amount

Accident & Sickness Medical Expense
$10,000
$250,000
Emergency Dental Expense
$750
$750
Emergency Medical Evacuation/Medical Repatriation/Return of Remains
$100,000
secondary coverage
$1,000,000
secondary coverage
Baggage & Personal Belongings Protection

Benefits

Maximum Benefit Amount

Baggage & Personal Effects
$500
$2,500
Baggage Delay
$100 (delayed more than 24 hours)
$600(delayed more than 12 hours)
24/7 Non-Insurance Travel Assistance Services
Emergency Services
Worldwide Travel Assistance
Accidental Death & Dismemberment (AD&D)

Benefits

Maximum Benefit Amount

24-Hour AD&D
$5,000
$25,000
Common Carrier AD&D
$10,000
$25,000
Pre-existing Medical Condition Exclusion Waiver

Benefits

Maximum Benefit Amount

Pre-existing Conditions
Not Applicable
Covered if you buy this plan within 20 days of your initial trip deposit and buy coverage for all nonrefundable prepaid trip costs. You must also insure the cost of all subsequent travel arrangements within 20 days of the payment date for each of those arrangements.
OPTIONAL BENEFITS

Benefits

Maximum Benefit Amount

Air Flight Only Accident
Options: $100,000, $250,000, or $500,000
Options: $100,000, $250,000, or $500,000
Rental Car Damage
$35,000
$35,000
Cancel for Any Reason
Not Applicable
Pays 75% of your prepaid, nonrefundable trip payments. Coverage must be purchased within 20 days of the date your initial trip deposit is received, and you must cancel 2 days or more before your scheduled departure. (Residents of Washington must insure 100% of prepaid nonrefundable trip costs and also insure the cost of subsequent travel arrangements within 15 days of payment or deposit for them.) (Not available to NY residents.)
Cancel for Work Reasons
Not Applicable
Pays 100% of your trip cost.
Lost Ski Days & Equipment Rental
Not applicable
$1,000 ($500 ski days/$500 equipment)
Lost Golf Rounds & Equipment Rental
Not Applicable
$1,000($500 golf/$500 equipment)

**For Seven Corners Trip Protection Plans, the terms "group travel insurance," "group coverage" and "group travel protection" refer to the fact that the product has been designed for 10 or more people who are traveling together as a group. The product offered is not group insurance within the meaning of state insurance laws and is not rated on a group basis within the meaning of state insurance laws. Rather, this is a retail travel protection program that provides protection to a principal insured as well as 9 or more traveling companions.

Frequently asked questions

How this plan works

Once you complete your purchase, you will immediately receive a receipt, a summary of your benefits, an ID card, and a copy of the plan document. The plan document is the legal document that explains how your coverage works and describes all benefits and exclusions for the travel insurance plan. We recommend you read your Seven Corners Trip Protection plan document, so you understand how your plan works.

The plan is available to U.S. residents up to the age of 99 years.
You can buy coverage for a one-way or round trip.

You must reside in one of these states to buy an Economy or Elite plan: New York, Washington.

You are covered when traveling inside and outside of the United States.

Destination Restrictions: We cannot cover trips to Antarctica, Belarus, Cuba, Democratic People’s Republic of Korea (North Korea), Islamic Republic of Iran, Israel, Russian Federation, and Syrian Arab Republic.

Please call Seven Corners at 800-335-0611 if you would like to obtain additional information regarding the features and pricing of each travel plan component.

The maximum length of a trip covered by Trip Protection Economy and Elite is 90 days. Note: There is an additional charge for days 31-90.

Trip Cancellation: Coverage begins at 12:01 a.m. on the day after the date the appropriate premium is received by Seven Corners prior to the scheduled departure time on the Scheduled Departure Date of Your Trip, the earlier of:

  1. 12:01 a.m. on the day following the date the appropriate premium is received; or
  2. if mailed, 12:01 a.m. on the day after the postmark date the appropriate premium is received.

This is Your Effective Date and time for Trip Cancellation.

Travel Delay: Coverage begins after You have traveled 100 miles or more from home en route to join Your Trip. This is Your Effective Date and time for Travel Delay.

All Other Coverages: Coverage begins when You depart on the first Travel Arrangement (or alternate travel arrangement if You must use an alternate travel arrangement to reach Your Trip destination) for Your Trip. This is Your Effective Date and time for all other coverages, except Trip Cancellation and Travel Delay.

New York residents, please see the plan document for details.

Trip Cancellation: Your coverage automatically ends on the earlier of:

  1. the date and time You depart on Your Trip or
  2. the date and time You cancel Your Trip.

All Other Coverages: Your coverage automatically ends on the earlier of:

  1. the date Your Trip is completed;
  2. the Scheduled Return Date;
  3. Your arrival at Your return destination on a round-trip;
  4. cancellation of Your Trip covered by this Policy.

Termination of this Policy will not affect a claim for loss that occurs after premium has been paid.

New York residents, please see the plan document for details.

Trip Protection Economy and Elite plans allow for an extension in these cases:

Extension of Coverage
All coverages will be extended if your entire trip is covered by this plan and your return is delayed due to unavoidable circumstances beyond your control. This extension of coverage will end on the earlier of the date you reach your originally scheduled return destination or five days after the scheduled return date.*

COVID-19
For plans purchased prior to July 11, 2023 only: coverage can be extended for the duration of a COVID-19 quarantine and five additional days following the quarantine if you have not arrived at your return destination.

*This applies to residents of Washington. New York residents, please review the Insuring Provisions of your plan document to learn how and when your term of coverage can be automatically adjusted. 

The insurance provided by Economy and Elite is in excess of all other valid and collectible insurance. If at the time of loss there is other valid and collectible insurance, we are liable only for the excess of the amount of loss, over the amount of the other insurance and applicable deductible. Recovery of losses from other parties does not result in a refund of premium paid.

10-Day Free Look Period

Plan costs are nonrefundable after a 10-day review period. If You are not satisfied for any reason, You may cancel this insurance by giving Seven Corners written notice within the first to occur of the following:

  1. 10 days from the Effective Date of Your Insurance; or
  2. Your Scheduled Departure Date.

If You do this, we will refund the premium you paid if no insured has filed a claim.

You can find situations and items not covered by this plan in the exclusions section of the plan document.

Underwriter

Insurance benefits for Trip Protection Economy and Elite are underwritten by the United States Fire Insurance Company. C&F and Crum and Forster are registered trademarks of United States Fire Insurance Company. The Crum & Forster group of companies is rated A (Excellent) by AM Best Company 2023.

About Seven Corners

We've been helping travelers for 30 years with travel insurance options and non-insurance travel assistance services. We'll take care of your trip protection plan needs from start to finish — we don't outsource any of our services! Seven Corners will guide you through your purchase, provide your coverage information, answer your questions along the way, assist with your travel needs, and process your claims. Our goal is to provide you with outstanding service every step of your journey with us.

Medical Benefits and Coverage

Inside the United States — You may seek treatment at any medical provider you wish.

Outside of the United States — Seven Corners has a large international directory of providers, and many of them will bill Seven Corners direct for treatment they provide. We recommend you contact us for a referral, but you may seek treatment at any facility.

Utilizing the directory does not guarantee benefits or that the treating facility will bill Seven Corners direct. We do not guarantee payment to a facility or individual until we determine the expense is covered by the plan.

Trip Protection Economy does not cover pre-existing conditions.

Trip Protection Elite covers pre-existing conditions if you buy this plan within 20 days of your initial trip deposit and buy coverage for all nonrefundable prepaid trip costs. You must also insure the cost of all subsequent travel arrangements within 20 days of the payment date for each of those arrangements. Review your plan document as plan requirements can vary by state.

It's an illness, disease, or other condition during the 60 days immediately before your coverage begins for which You or your Traveling Companion, Business Partner or Family Member scheduled or booked to travel with You:

  1. received or received a recommendation for a test, examination, or medical treatment for a condition which first manifested itself, worsened or became acute or had symptoms which would have prompted a reasonable person to seek diagnosis, care or treatment; or
  2. took or received a prescription for drugs or medicine. (This number 2 does not apply to a condition which is treated or controlled solely by taking prescription drugs or medicine and remains treated or controlled without any adjustment or change in the required prescription throughout the 60 days before coverage begins.

This website is intended as a brief summary of benefits and services. It is not part of your plan document and does not contain a complete summary of your coverage. If there is any difference between this website and your plan document, the provisions of the plan document will prevail. Benefits and plan costs are subject to change.

Disclaimer: This website contains highlights of the plans developed by Seven Corners, Inc., which include travel insurance coverages underwritten by United States Fire Insurance Company, Principal Office located in Morristown, New Jersey, under form series T7000 et al, T210 et al and TP-401 et al, and non-insurance Travel Assistance Services provided by Seven Corners Inc. The terms of insurance coverages in the plans may vary by jurisdiction and not all insurance coverages are available in all jurisdictions. Insurance coverages in these plans are subject to terms, limitations and exclusions, including an exclusion for pre-existing medical conditions. CA DOI toll free number is 800-927-4357. The cost of your plan is for the entire plan, which consists of both insurance and non-insurance components. Individuals looking to obtain additional information regarding the features and pricing of each travel plan component, please contact Seven Corners, Inc. PO Box 211760, Eagan, MN 55121; Toll free 1-800-335-0611, Worldwide 317-575-2652, Collect 317-818-2809; customerservice@sevencorners.com, California Agent Number 0E61910. While Seven Corners, Inc. markets the travel insurance in these plans on behalf of USF, non-insurance components of the plans were added to the plans by Seven Corners, Inc., and Seven Corners, Inc. does not receive compensation from USF for providing the non-insurance components of the plans. 

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