Seven Corners Trip Protection Economy & Elite

Once you complete your purchase, you will immediately receive a receipt, a summary of your benefits, an ID card, and a copy of the plan document. The plan document is the legal document that explains how your coverage works and describes all benefits and exclusions for the travel insurance plan. We recommend you read your Seven Corners Trip Protection plan document, so you understand how your plan works.

The plan is available to U.S. residents up to the age of 99 years.
You can buy coverage for a one-way or round trip.

You must reside in one of these states to buy an Economy or Elite plan: Missouri, New York, Pennsylvania, Washington.

You are covered when traveling inside and outside of the United States.

Destination Restrictions: We cannot cover trips to Antarctica, Belarus, Cuba, Democratic People’s Republic of Korea (North Korea), Islamic Republic of Iran, Russian Federation, and Syrian Arab Republic.

Please call Seven Corners at 800-335-0611 if you would like to obtain additional information regarding the features and pricing of each travel plan component.

The maximum length of a trip covered by Trip Protection Economy and Elite is 90 days. Note: There is an additional charge for days 31-90.

Trip Cancellation: Coverage begins at 12:01 a.m. on the day after the date the appropriate premium is received by Seven Corners prior to the scheduled departure time on the Scheduled Departure Date of Your Trip, the earlier of:

1. 12:01 a.m. on the day following the date the appropriate premium is received; or
2. if mailed, 12:01 a.m. on the day after the postmark date the appropriate premium is received.

This is Your Effective Date and time for Trip Cancellation.

Travel Delay: Coverage begins after You have traveled 100 miles or more from home en route to join Your Trip. This is Your Effective Date and time for Travel Delay.

All Other Coverages: Coverage begins when You depart on the first Travel Arrangement (or alternate travel arrangement if You must use an alternate travel arrangement to reach Your Trip destination) for Your Trip. This is Your Effective Date and time for all other coverages, except Trip Cancellation and Travel Delay.

New York residents, please see the plan document for details.

Trip Cancellation: Your coverage automatically ends on the earlier of:

1. the date and time You depart on Your Trip or
2. the date and time You cancel Your Trip.

All Other Coverages: Your coverage automatically ends on the earlier of:

1. the date Your Trip is completed;
2. the Scheduled Return Date;
3. Your arrival at Your return destination on a round-trip;
4. cancellation of Your Trip covered by this Policy.

Termination of this Policy will not affect a claim for loss that occurs after premium has been paid.

New York residents, please see the plan document for details.

Trip Protection Economy and Elite plans allow for an extension in these cases:

Extension of Coverage
All coverages will be extended if your entire trip is covered by this plan and your return is delayed due to unavoidable circumstances beyond your control. This extension of coverage will end on the earlier of the date you reach your originally scheduled return destination or five days after the scheduled return date.*

COVID-19
For plans purchased prior to July 11, 2023 only: coverage can be extended for the duration of a COVID-19 quarantine and five additional days following the quarantine if you have not arrived at your return destination.

*This applies to residents of Missouri, Pennsylvania, and Washington. New York residents, please review the Insuring Provisions of your plan document to learn how and when your term of coverage can be automatically adjusted. 

The insurance provided by Economy and Elite is in excess of all other valid and collectible insurance. If at the time of loss there is other valid and collectible insurance, we are liable only for the excess of the amount of loss, over the amount of the other insurance and applicable deductible. Recovery of losses from other parties does not result in a refund of premium paid.

10-Day Free Look Period

Plan costs are nonrefundable after a 10-day review period. If You are not satisfied for any reason, You may cancel this insurance by giving Seven Corners written notice within the first to occur of the following:

1. 10 days from the Effective Date of Your Insurance; or
2. Your Scheduled Departure Date.

If You do this, we will refund the premium you paid if no insured has filed a claim.

You can find situations and items not covered by this plan in the exclusions section of the plan document.

Underwriter

Insurance benefits for Trip Protection Economy and Elite are underwritten by the United States Fire Insurance Company. C&F and Crum and Forster are registered trademarks of United States Fire Insurance Company. The Crum & Forster group of companies is rated A (Excellent) by AM Best Company 2022.

About Seven Corners

We've been helping travelers for 30 years with travel insurance options and non-insurance travel assistance services. We'll take care of your trip protection plan needs from start to finish — we don't outsource any of our services! Seven Corners will guide you through your purchase, provide your coverage information, answer your questions along the way, assist with your travel needs, and process your claims. Our goal is to provide you with outstanding service every step of your journey with us.

Inside the United States — You may seek treatment at any medical provider you wish.

Outside of the United States — Seven Corners has a large international directory of providers, and many of them will bill Seven Corners direct for treatment they provide. We recommend you contact us for a referral, but you may seek treatment at any facility.

Utilizing the directory does not guarantee benefits or that the treating facility will bill Seven Corners direct. We do not guarantee payment to a facility or individual until we determine the expense is covered by the plan.

Trip Protection Economy does not cover pre-existing conditions.

Trip Protection Elite covers pre-existing conditions if you buy this plan within 20 days of your initial trip deposit and buy coverage for all nonrefundable prepaid trip costs. You must also insure the cost of all subsequent travel arrangements within 20 days of the payment date for each of those arrangements. Review your plan document as plan requirements can vary by state.

It's an illness, disease, or other condition during the 60 days immediately before your coverage begins for which You or your Traveling Companion, Business Partner or Family Member scheduled or booked to travel with You:

1. received or received a recommendation for a test, examination, or medical treatment for a condition which first manifested itself, worsened or became acute or had symptoms which would have prompted a reasonable person to seek diagnosis, care or treatment; or
2. took or received a prescription for drugs or medicine. (This number 2 does not apply to a condition which is treated or controlled solely by taking prescription drugs or medicine and remains treated or controlled without any adjustment or change in the required prescription throughout the 60 days before coverage begins.