RoundTrip® Trip Cancellation Travel Insurance
With RoundTrip travel insurance, you can protect the cost of your trip, medical expenses, and baggage.
Important Details about our Trip Protection Plans
RoundTrip can protect your trip expenses, medical expenses you incur while traveling, and your luggage and personal items.
Why should I buy Cancel for Any Reason?
RoundTrip includes trip cancellation coverage which allows you to cancel your trip for a list of covered reasons. If you want the option to cancel your trip for any reason you wish, you must add CFAR.
It's important to understand if Cancel for Any Reason is a good option for you.
Trip Insurance and COVID-19 Coverage
Learn how trip insurance can address your COVID-19 concerns.
Trip Expense Protection
RoundTrip protects the nonrefundable and prepaid amounts you spent on your trip if you need to cancel or interrupt your travels because of a covered reason* stated in the plan document.
*View the covered reasons in RoundTrip in detail: Trip Cancellation Trip Interruption
Medical Expense Protection
This benefit is an important part of travel insurance benefits, especially for travel abroad. It covers medical care you receive on your trip for an illness or injury that occurs while traveling.
Baggage and Personal Effects Protection
We all travel with items that are important to us. This benefit ensures you have coverage if your belongings are lost, stolen, damaged or destroyed during your trip or while checked with a common carrier.
Compare RoundTrip Insurance Benefits
All cancellation coverages and protection plan costs are shown in United States dollar amounts and are per person.
RoundTrip Economy
Covers up to 10 travelers.
RoundTrip Elite
Covers up to 10 travelers and offers group** coverage for 10 or more travelers.
Cancellation: Reimburses prepaid and nonrefundable trip payments if you must cancel your trip because you become sick with COVID-19 before you depart on your trip and your physician determines you can no longer take your trip.
Interruption: Reimburses prepaid and nonrefundable trip payments and additional transportation costs if you must interrupt your trip if you become sick with COVID-19 during your trip and your physician determines you can no longer continue your trip.
Reimburses you for medical costs you incur if you unexpectedly contract Covid-19 during your trip.
Reimburses meals, local transportation, and lodging (if not paid by a common carrier or other party) if you’re delayed at least 6 consecutive hours (RoundTrip Elite) or 12 consecutive hours (RoundTrip Economy) because you are quarantined.***
Coverage is extended for the duration of COVID-19 quarantine and five additional days following the quarantine*** if you have not arrived at your return destination.
100% of Trip Cost up to $20,000
100% of Trip Cost up to $30,000
Covers your non-refundable, prepaid trip cost if you are unable to take your trip due to these covered reasons.
100% of Trip Cost
150% of Trip Cost
If you interrupt your trip for a covered reason, benefits will be paid up to a) the Maximum Benefit Amount shown in the Schedule of Benefits; or b) 150% (RoundTrip Elite) or 100% (RoundTrip Economy) of the total amount of coverage You purchased, to reimburse You for the Prepaid Payments or Deposits for unused non-refundable land or water Travel Arrangements plus the Additional Transportation Cost paid:
a. to join Your Trip if You must depart after Your Scheduled Departure Date or travel via alternate travel arrangements by the most direct route possible to reach Your Trip destination; or
b. to rejoin Your Trip or transport
You to Your originally scheduled return destination, if You must interrupt Your Trip after departure, each by the most direct route possible.
$250 (for delays of 12 or more hours; total payment is subject to a daily limit)
$1,500 (for delays of 6 or more hours; total payment is subject to a daily limit)
Pays for additional transportation, meals, accommodations, and non-refundable, unused prepaid expenses if you are delayed en route to/from your trip due to: any delay of a common carrier,* traffic accident in which you or your traveling companion is not directly involved (must be substantiated by a police report); lost or stolen passports, travel documents or money (must be substantiated by a police report); quarantine, hijacking, strike, natural disaster, terrorism or riot; a documented weather condition preventing you from getting to the point of departure.
* Common carrier is any land, sea, or air conveyance operating under a valid license for the transportation of passengers for hire.
$250 (delayed 3 or more hours) Covers cruises and tours only.
$1,500 (delayed 3 or more hours) Covers cruises and tours only.
Pays additional transportation costs to join your cruise or tour if you miss your connection due to: a certified delay of a common carrier, documented weather condition preventing you from getting to the point of departure, quarantine, hijacking, strike, natural disaster, terrorism or riot. Also covers accommodations, meals, and non-refundable trip payments for the unused portion of the cruise or tour.
$75
$75
Covers fees associated with a change to your air itinerary.
$10,000
$250,000
Covers medical treatment for a sickness or injury which occurs during your trip.
$750
$750
Covers dental expenses up to $750 for an injury.
$100,000
$1,000,000
We will: 1)Transport you to the nearest appropriate medical facility if medically necessary; 2) Return your remains to your residence if you die while traveling; 3) If you are hospitalized more than 7 days, we will a) transport dependent children home if they are traveling with you and b) Send a person chosen by you to/from your bedside if you are traveling alone.
$500
$2,500
Covers loss, theft, or damage to your baggage and personal effects.
$100 (delayed more than 24 hours)
$600 (delayed more than 12 hours)
Covers checked bags if they are delayed. (This is secondary to other coverage.)
Included
Included
Seven Corners Assist is with you every step of your trip! Our 24/7 multilingual team is available to help you with travel emergencies and general travel assistance. They can arrange medical evacuations, escorts for unaccompanied children, medical record transfers and second opinions, and help you locate medical care. They can also provide interpreter referrals, help with lost passport recovery, hotel and flight re-bookings, and many other services.
$5,000
$25,000
Pays benefits for death, loss of limbs, or loss of sight due to an accident occurring on your trip.
$10,000
$25,000
Pays benefits for death, loss of limbs, or loss of sight due to an accident which occurs when you are riding, boarding, or alighting from a common carrier.
Not
Applicable
Covered if you buy this plan within 20 days of your initial trip deposit and buy coverage for all nonrefundable prepaid trip costs. You must also insure the cost of all subsequent travel arrangements within 20 days of the payment date for each of those arrangements.
Your plan may provide this coverage for medical conditions which existed before your policy began if you meet the requirements. Plan requirements vary.
Options: $100,000, $250,000, or $500,000
Options: $100,000, $250,000, or $500,000
Additional coverage you may purchase that pays additional accidental death and dismemberment (AD&D) benefits due to an accident occurring while you are a passenger on an aircraft.
$35,000
$35,000
Additional coverage you may purchase that provides rental car coverage while you are on your trip. (Availability varies by residence state and destination.)
Not
Applicable
Pays 75% of your prepaid, nonrefundable trip payments. Coverage must be purchased within 20 days of the date your initial trip deposit is received, and you must cancel 2 days or more before your scheduled departure. (Residents of Missouri and Washington must insure 100% of prepaid nonrefundable trip costs and also insure the cost of subsequent travel arrangements within 15 days of payment or deposit for them.) (Not available to NY residents.)
Additional coverage you may purchase that pays a percentage of your trip cost if you cancel your trip for any reason not otherwise covered by the Trip Cancellation benefit. Benefits vary by plan.
Not
Applicable
Pays 100% of your trip cost.
Additional coverage you may purchase that adds work-related covered reasons for the trip cancellation benefit. Coverage must be purchased within 20 days of your initial trip deposit.
Not
Applicable
$1,000 ($500 ski days/$500 equipment)
Additional coverage you may purchase that pays for your lift ticket if you cannot ski because 50% or more of the trails are closed. Also pays for equipment rental if your checked sports equipment is lost, stolen, damaged or delayed 12 hours or longer. You cannot purchase both the ski and golf options on the same plan.
Not
Applicable
$1,000 ($500 golf/$500 equipment)
Additional coverage you may purchase that pays for prepaid golf tickets or greens fees if you cannot play 9 holes of an 18-hole round due to weather. Also pays for equipment rental if your checked sports equipment is lost, stolen, damaged or delayed 12 hours or longer. You cannot purchase both the golf and ski options on the same plan.
**For RoundTrip products, the terms "group travel insurance," "group coverage" and "group travel protection" refer to the fact that the product has been designed for 10 or more people who are traveling together as a group. The product offered is not group insurance within the meaning of state insurance laws and is not rated on a group basis within the meaning of state insurance laws. Rather, this is a retail travel protection program that provides protection to a principal insured as well as 9 or more traveling companions.
***Quarantined means You or Your Traveling Companion, Family Member, Business Partner are forced into medical isolation by a recognized government authority, their authorized deputies, medical examiners or Physician to prevent the spread of the disease due to You or Your Traveling Companion, Family Member, Business Partner either having, or being suspected of having a contagious disease, infection or contamination. An embargo preventing You or Your Traveling Companion, Family Member, Business Partner from entering a country is not a quarantine.
How RoundTrip Works
Once you complete your purchase, you will immediately receive a receipt, a summary of your benefits, an ID card, and a copy of the plan document. The plan document is a legal document that explains how your coverage works, including a list of exclusions. We recommend you read your plan document, so you understand how your RoundTrip plan works.
Length of Covered Trip
The maximum length of a trip covered by RoundTrip is 90 days. Note: There is an additional charge for days 31-90.
Who can buy a RoundTrip Plan?
The plan is available to U.S. residents up to the age of 99 years.
You can buy coverage for a one-way or round trip.
Where can I travel?
You are covered when traveling inside and outside of the United States. See the Warnings tab to learn about destination restrictions.
How do I Find a Medical Provider if I am Sick or Hurt on my Trip?
Inside the United States — You may seek treatment at any medical provider you wish.
Outside of the United States — Seven Corners has a large international directory of providers, and many of them will bill Seven Corners direct for treatment they provide. We recommend you contact us for a referral, but you may seek treatment at any facility.
Utilizing the directory does not guarantee benefits or that the treating facility will bill Seven Corners direct. We do not guarantee payment to a facility or individual until we determine the expense is covered by the plan.
Excess Insurance Coverage
The insurance provided by RoundTrip plans is in excess of all other valid and collectible insurance. If at the time of loss there is other valid and collectible insurance, we are liable only for the excess of the amount of loss, over the amount of the other insurance and applicable deductible. Recovery of losses from other parties does not result in a refund of premium paid.
Refund Policy for Travel Protection Plans
Plan costs are nonrefundable after a 10-day review period.
Underwriter
Insurance benefits for RoundTrip® Economy, and RoundTrip® Elite are underwritten by the United States Fire Insurance Company. C&F and Crum and Forster are registered trademarks of United States Fire Insurance Company. The Crum & Forster group of companies is rated A (Excellent) by AM Best Company 2021.
About Seven Corners
Seven Corners will handle your travel insurance needs from start to finish. We will process your purchase, provide all documents, and handle any claims. In addition, our own 24/7 in-house travel assistance team, Seven Corners Assist, will handle your emergency or travel needs.
Do RoundTrip Plans Cover Pre-Existing Conditions?
Travel insurance typically excludes pre-existing medical conditions. However, with RoundTrip Elite, you can qualify for a waiver of this exclusion, which means your pre-existing medical condition could be covered.
You qualify for the waiver if you buy your plan within 20 days of your initial trip deposit and insure all nonrefundable prepaid trip costs. You must also insure the cost of all subsequent travel arrangements within 15 days of the payment date for each of those arrangements.
What is a pre-existing condition?
It's an illness, disease or condition which you, your traveling companion, business partner, or family member booked to travel with you, has 60 days before the coverage start date.
This means that during those 60 days (1) a test, exam, or treatment was received or recommended for a condition which first manifested, worsened or became acute or had symptoms which would have prompted a reasonable person to seek diagnosis, care or treatment; or (2) prescription medication was received or taken.
Number 2 does not apply to a condition which is treated or controlled solely by taking prescription medication and which remains controlled without any change in the prescription in the 60 days before coverage begins.
Plan Documents
Plan Documents by State
- RoundTrip Economy – Missouri
- RoundTrip Economy – Montana
- RoundTrip Economy – New York
- RoundTrip Economy – Pennsylvania
- RoundTrip Economy – Washington
- RoundTrip Elite – Missouri
- RoundTrip Elite – Montana
- RoundTrip Elite – New York
- RoundTrip Elite – Pennsylvania
- RoundTrip Elite – Washington
- RoundTrip Group – Missouri
- RoundTrip Group – Montana
- RoundTrip Group – New York
- RoundTrip Group – Pennsylvania
- RoundTrip Group – Washington
RoundTrip Economy and RoundTrip Elite Exclusions and Restrictions
Exclusions
Refer to the plan document for your state of residence to view exclusions.
Geographic Restrictions
Please review your plan document for specific state information which may affect your benefits and/or coverage.
Please call Seven Corners, Inc. at 800-335-0611 if you would like to obtain additional information regarding the features and pricing of each travel plan component.
Destination Restrictions: We cannot cover trips to Antarctica, Belarus, Cuba, Democratic People’s Republic of Korea (North Korea), Islamic Republic of Iran, Russian Federation, and Syrian Arab Republic.
This advertisement contains highlights of the plans, which include travel insurance coverages underwritten by the United States Fire Insurance Company under form series T7000 et.al., T210 et. al. and TP-401 et. al. The Crum & Forster group of companies is rated A (Excellent) by AM Best 2021. C&F and Crum & Forster are registered trademarks of United States Fire Insurance Company. The plans also contain non-insurance Travel Assistance Services provided by Seven Corners, Inc. Coverages may vary and not all coverage is available in all jurisdictions. Insurance coverages are subject to the terms, limitations and exclusions for pre-existing conditions.
CA DOI toll free number: 800-927-4357. MD Insurance Administration: 800-492-6116 or 410-468-2340. The cost of your plan is for the entire plan, which consist of both insurance and non-insurance components. Individuals looking to obtain additional information regarding the features and pricing of each travel plan component, please contact Seven Corners, Inc. Carmel, IN 46032 USA 1-800-335-0611, 317-575-2652, 317-818-2809 CUSTOMERSERVICE@SEVENCORNERS.COM ; California license # 0E61910
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