From the open spaces of the American West to the major cities of the East Coast, your next big adventure awaits in the United States. Travel with confidence, knowing that your money and your health are protected with Travel Medical USA Visitor Insurance.
Seven Corners prepares you for the unexpected, whether you get the flu, break an ankle, or need to be medically evacuated back home. Our team of experts is ready to help.
You must be a non-United States resident traveling to the USA to buy this plan. You may also buy coverage for yourself, your spouse, your children, and your traveling companions. To be covered, you must be at least 14 days of age and younger than 100 years of age. If you have a Green Card/Permanent Residence Card, you cannot buy this plan.
Medical care in the United States is some of the most expensive in the world. Travel medical insurance can protect you if you get sick or hurt on your trip. Because this plan has scheduled benefits, it is priced affordably, even for longer trips. This plan also includes non-insurance 24/7 multilingual travel assistance services to help you find medical care in an emergency.
If you wish to buy this plan, your travel destination must be the USA. The plan provides limited coverage for travel to additional countries for trips that originate in the USA. See the International Travel Coverage benefit for details.
Talk to a real person, not a bot. Our friendly, licensed agents can help you find the travel medical insurance you need for your U.S. trip.
CALL 800-335-0611We all need a little help sometimes. Our travel assistance team is here for you in an emergency. They can arrange emergency medical evacuations, help you find a doctor, provide interpretation support, and more. Travel assistance services are not an insurance benefit and are provided by Seven Corners Assist.
All benefits shown are in U.S. dollars. All medical and dental benefits are subject to the deductible. There is no coinsurance.
This plan offers two levels of coverage: Basic and Choice. The summary below shows the maximum coverage available.
Each benefit listed below is covered per illness or injury unless otherwise stated and is paid out of the medical maximum option you select. We will not pay more than the amount shown below for each benefit.
Medical maximum options are available up to $150,000 (based on each traveler’s age).
Choose your deductible with options from $0 to $200 (based on each traveler’s age). Your deductible applies per illness or injury.
Up to $75,000 for ages 69 or younger and up to $25,000 for ages 70 to 79 years. There is no coverage for travelers older than 79 years.
See plan documents for requirements.
Incidental Trips to Home Country |
Up to $50,000 |
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Covers expenses for a new injury or illness that begins on an incidental trip to your home country. This benefit is available if your coverage is longer than 30 days. |
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Up to $750
THIS IS A LIMITED BENEFIT POLICY. The insurance described on this page provides limited benefits. Limited benefits plans are insurance products with reduced benefits intended to supplement comprehensive health insurance plans. This insurance is not an alternative to comprehensive coverage. It does not provide major medical or comprehensive medical coverage and is not designed to replace major medical insurance. Further, this insurance is not minimum essential benefits as set forth under the Patient Protection and Affordable Care Act.
Where applicable, benefits are covered URC to the medical maximum you select. URC means Usual, Reasonable, and Customary. It is the maximum amount we will pay for covered expenses based on several factors. See the definition in the plan document for more details. All coverages are provided up to the amount stated.
*Arrangement of the above benefits are not insurance and are handled by Seven Corners Assist. If you do not contact Seven Corners Assist, the benefit will be limited to the amount we would have paid if Seven Corners Assist was utilized. The requirement to use Seven Corners Assist does not apply to Return of Mortal Remains or Local Burial/Cremation. Crum & Forster SPC provides the insurance benefits.
Once you complete your purchase, you will immediately receive a receipt, a summary of your benefits, an ID card, and a copy of the plan document.
The plan document is the legal document that explains how your coverage works and describes all benefits and exclusions for the plan. We recommend you read it, so you understand how your plan works. Refer to the plan document for applicable exclusions.
Non-United States residents who are traveling to the USA can buy Seven Corners Travel Medical USA Visitor. You may buy coverage for yourself, your spouse, your children, and your traveling companions. To be covered, you must be at least 14 days of age and younger than 100 years of age.
Green Card/Permanent Resident Card holders cannot buy this plan for travel to the United States.
Country Restrictions — We cannot sell to persons who are a resident of Australia, Cuba, Democratic People’s Republic of Korea (North Korea), Gambia, Ghana, Islamic Republic of Iran, Nigeria, Sierra Leone, Syrian Arab Republic, United States, and United States Virgin Islands.
If you wish to buy this plan, your travel destination must be the USA.
The plan provides limited coverage for travel to additional countries for trips that originate in the USA. See the International Travel Coverage benefit for details.
We cannot cover trips to Afghanistan, Antarctica, Belarus, Bolivarian Republic of Venezuela, Burkina Faso, Central African Republic, Cuba, Democratic People’s Republic of Korea (North Korea), Democratic Republic of the Congo, Haiti, Iraq, Islamic Republic of Iran, Israel, Lebanon, Libyan Arab Jamahiriya, Mali, Myanmar, Palestinian Territory Occupied, Russian Federation, Somalia, South Sudan, Sudan, Syrian Arab Republic, Ukraine, and Yemen.
You can buy up to 364 days of coverage. If you buy less than 364 days, we will email you an extension notice before coverage ends. There is a $5 fee for each extension in addition to the cost of additional days of coverage. If you purchase Seven Corners Travel Medical USA Visitor Choice, you can extend your coverage up to 1,092 days (3 years).
Your plan's effective date is the start date of your plan, which begins at the latest of the following times:
All times above refer to United States Eastern Time.
Your coverage ends on your expiration date, which is the earliest of the following times:
All times above refer to United States Eastern Time.
It provides secondary coverage. All coverages except Common Carrier Accidental Death are in excess of all other insurance or similar benefit programs and shall apply only when such benefits thereunder are exhausted. This Plan is secondary coverage to any other insurance except Medicaid. Such other insurance or similar benefit programs may include, but are not limited to, membership benefit; workers’ compensation benefits or programs; government programs; group or blanket coverage; prepayment coverage; union, labor, or employee plans; socialized insurance program or program otherwise required by law or statute; automobile insurance; or third-party liability insurance.
We will refund your payment if we receive your written request for a refund before your effective date of coverage. If your request is received after your effective date, the unused portion of the plan cost may be refunded minus a $35 cancellation fee, if you have not submitted any claims to Seven Corners.
You can find situations and items not covered by this plan in the exclusions section of the USA Visitor Basic and USA Visitor Choice plan documents.
Your underwriter is Crum & Forster SPC.
This plan includes international travel medical insurance underwritten by Crum & Forster SPC. C&F and Crum & Forster are registered trademarks of the parent company of Crum & Forster SPC. The Crum & Forster group of companies is rated A (Excellent) by AM Best 2024.
Seven Corners administers your plan.
Seven Corners will handle your travel medical insurance needs from start to finish. We will process your purchase, provide all documents, and handle any claims. In addition, our own in-house team, Seven Corners Assist, will handle your travel assistance needs, including emergency services such as emergency medical evacuations and repatriations.*
*These types of service are not insurance and are not affiliated with Crum & Forster, SPC. They are provided by Seven Corners Assist.
Find medical providers using our online tools or contact Seven Corners Assist.
Inside the United States — With the Seven Corners Travel Medical USA Visitor plan, you may seek treatment from any medical facility or provider you wish.
Outside of the United States — Seven Corners has a large directory of providers, and many of them have agreed to bill us direct for treatment they provide. We recommend you contact us for a referral, but you may seek treatment at any facility.
Utilizing the directory of providers does not guarantee benefits or that the treating facility will bill Seven Corners direct. We do not guarantee payment to a facility or individual until we determine the expense is covered by the plan.
Pre-existing conditions include any injury or illness, including mental illness, which meets one or more of the following criteria before your effective date of coverage:
This includes any chronic, subsequent, consequences related thereto or resulting therefrom, or recurring complications of an injury or illness which meets the above criteria.
Many travel medical insurance plans do not cover pre-existing conditions. Seven Corners Travel Medical Visitor USA covers them through the Acute Onset of Pre-Existing Conditions benefit.
Coverage amounts vary by age and plan. See the schedule of benefits in the plan document for details.
This benefit covers the first acute onset of a pre-existing condition that occurs during your period of coverage.
An Acute Onset of Pre-Existing Conditions is the occurrence of a pre-existing condition that meets these criteria:
Coverage begins 168 hours (7 days) after your coverage begins and ends when the first of these events occurs:
There is no coverage for known, scheduled, required, or expected medical care, drugs, or treatments existent or necessary prior to arrival in the USA and before your coverage begins.
There is no coverage for treatment for which you have traveled or conditions for which travel was undertaken after your physician limited or restricted travel.
This insurance is not subject to and does not provide certain insurance benefits required by the United States’ Patient Protection and Affordable Care Act (“PPACA”). PPACA requires certain U.S. citizens or U.S. residents to obtain PPACA compliant health insurance, or “minimum essential coverage.” PPACA also requires certain employers to offer PPACA compliant insurance coverage to their employees. Tax penalties may be imposed on U.S. residents or citizens who do not maintain minimum essential coverage, and on certain employers who do not offer PPACA compliant insurance coverage to their employees. In some cases, certain individuals may be deemed to have minimum essential coverage under PPACA even if their insurance coverage does not provide all of the benefits required by PPACA. You should consult your attorney or tax professional to determine whether the policy meets any obligations you may have under PPACA.
Limitations, exclusions and disclaimers from Crum & Forster, SPC.
Disclaimer: The above information is a summary of the important features of the plan. It is not a contract of insurance. This plan includes both insurance and non-insurance benefits. The terms and conditions of coverage are set forth in the Plan issued to the policyholder. For a detailed plan description, exclusions, and limitations please view the plan on file with Seven Corners, Inc. The Policy contains a complete description of all of the terms, conditions, and exclusions of the insurance plan as underwritten by Crum & Forster, SPC. The Policy will prevail in the event of any discrepancy between this web page and the Policy.
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