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How Do Travel Medical Insurance Claims Work?

Angela Borden | Dec 21, 2020

How Claims Work_HeroIMG

If you buy a travel medical insurance plan, you should know a little about how claims will be processed if you have an illness or injury while traveling. Our short infographic below explains the plan basics that affect your claim.

Travel medical insurance plans provide high limits of medical coverage to protect international travelers. This type of travel insurance also lets you customize your plan by selecting your medical limit, deductible, and coinsurance. These three key elements work together, along with any applicable copays, to determine coverage for your travel medical claim. Copays apply to specific services only, and some travel medical plans do not have copays.

In the infographic below is an example illustrating how travel medical medical claims work. 

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How Claims Work Infographic

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