The year was 1971, and my mom needed a vacation. She wasn’t picky about the destination, just as long as it got her away for cheap. Imagine my shock, and not just because my parents never took my sister and me to amusement parks when we were kids, when she said she went to Disney World.
But in 1971, the year Disney World opened, it was her cheapest option. For a mere $99, my cost-conscious mother got a round-trip flight, Disney resort lodging, park admission, and so many ride tickets she couldn’t possibly use them all.
Alas, that’s not how it works today. Visiting Disney on a budget is tougher as the park and resorts get increasingly expensive.
Fortunately, with the right tips and tricks, you can visit the Disney theme parks on a budget. And traveling more cheaply doesn’t mean it’s any less magical.
To get the best Disney budget hacks, we talked to Todd and Erica, avid Disney fans and some of the most frugal people we know, and several other lifetime fans of Mickey. Check out their best tips below:
- What Is a Realistic Budget for Disney World?
- Budget-Friendly Tips for Disney World
- Saving Money at Disney Parks
- Eating and Sleeping at Disney on a Budget
- Disney Cruises
What Is a Realistic Budget for Disney World?
For a family of four, the average cost of a week at Disney World is about $6,000. Sure, you can do it for less, but you can easily spend much, much more. One of the highest totals we’ve found is about $15,000.
Costs generally add up in five areas:
- Transportation, including airfare and ground transportation
- Park tickets, which varies depending on which park and how many parks you visit
- Hotels and resorts, which depends on whether you stay at a Disney property (and whether it’s a Value Resort or one of the more luxurious ones) or elsewhere
- Food, which varies based on the dining option you choose, how snacky you are, and if anyone in the family is drinking alcohol
- Add-on activities and souvenirs, which could depend on how much willpower you have against your kiddos
Budget-Friendly Tips for Disney World
1. Use a travel agent.
Some say that using a travel agent doesn’t change the price of a trip to Disney World, but a good agent can help you find the options that give you the best bang for your buck.
Although hiring someone else to do your planning might sound counterintuitive, your agent might know about deals that a less-experienced vacation planner wouldn’t be aware of. They’ll know the ins and outs of Disney vacation packages, too.
If you’re feeling overwhelmed about all your choices and aren’t sure if a certain expense is worth it, an agent can be a lifesaver, helping you to choose options that won’t feel like a waste of money.
2. Check calendars for the cheapest times.
Just like any tourist attraction, you can often find lower prices during the off-season. “Tickets, resort hotels, dining, and more are variably priced by date, so check calendars for the cheapest times,” said Todd and Erica.
Disney also announced a special discount for 2026 — up to $250 per night — on room-and-ticket packages. You do have to stay at least four nights between Feb. 22 and July 25, 2026. If you’ve already booked a trip for that time but didn’t get the deal, check Disney’s special offer website. You may be able to apply the deal to an existing reservation.
For those looking just for a deal on rooms, you can save 15% to 25% on certain Disney Resorts Collection hotels through April 2026, too.
In addition to those special offer windows, the best time to go to Disney World, if you’re trying to save money, is typically in January and February, May, and September. In other words, after the holidays and outside of school breaks.
3. Beware of transportation costs.
Think about what you want to do during your stay in Orlando, and then estimate the costs of transportation to and from those activities
If you plan on staying at the resort and theme parks the entire time, you might not need a rental car. But if you’re going to venture out into the region, maybe to see the manatees at Blue Spring State Park, you’ll want a car.
Regardless of your plans, it’s important to research the prices of a rental car versus taking the Mears Connect, a shuttle between the Orlando airport and Disney World.
You can reduce transportation expenses by using the free monorails, buses, and boats to get around Disney rather than hiring the Minnie Van Service. Those polka-dotted vans are cute, but you’ll pay for them.
Saving Money at Disney Parks
1. Stick with complimentary Genie services.
As part of the My Disney Experience mobile app, you get free access to Disney Genie, a service that helps you plan and personalize your itinerary, reminds you when you can make dining and activity reservations, and more.
To save money, stick with the complimentary Genie services. Upgrading to Lightning Lane Multi Pass (formerly Genie Plus) or Lightning Lane Premier Pass will get you additional features, but they aren’t necessary.
2. Avoid upcharge events.
Disney World offers so much in the way of entertainment, from rides to shows to simply taking in the atmosphere. Some activities are included in the price of admission, while others are an extra fee.
To save money, skip the dessert parties, After Hours, and other events that will add to your bill. “These cost a lot of money for a short payoff,” said Todd and Erica. “Instead, enjoy the nighttime shows from regular guest locations and avoid paying the high price.”
Seven Corners writer Ashley Fritz echoed this for when it comes to looking for the prime spot to view Disney’s fireworks shows. You could pay extra to see the show from the Magic Kingdom, but it’s not necessary.
“You don’t even have to be a guest of Disney at all to explore Disney property and find some good firework spots,” she said.
“One of the best ‘secret’ firework locations is the beach of the Polynesian Resort. You can sit right there on the beach and get a perfect view of Tinker Bell flying over the park while Mickey-shaped fireworks light up the sky.”
If you want to catch EPCOT’s closing fireworks, Ashley’s favorite spot is the Disney Boardwalk, which is open to anyone. “Grab a sweet treat from Beaches and Cream and enjoy the show. The staff usually even plays the show’s music so you can get the whole experience without bothering with the park’s crowds.”
3. Get smart about souvenirs.
One of the sneakiest expenses can be souvenirs. Before you know it, you’ve just dropped a large amount of money on Mickey ears for the kids, a fridge magnet to take home to Abuela, postcards, and countless other things you don’t technically need.
Todd and Erica remind us that it’s possible to buy Disney-branded merchandise that's less expensive outside the parks. They recommend making browsing the activity instead of purchasing unnecessary trinkets.
Ashley also recommends exchanging pins, a practice she adopted from her grandfather, who collected hundreds of Disney pins and has been a fan since the opening of Disneyland in 1955.
“You can purchase pins throughout the parks and even in some nearby Orlando shops,” she said. “It doesn’t cost much to purchase a starter pack, and from there you can trade up for free. Cast Members who work throughout the Resort are actually required to trade pins with you if you ask. So, if you want to take something home but can’t splurge on the life-size plush Stitch, you can start by spending a few dollars on pins and finding Cast Members to trade with to get the more coveted pins.”
4. Replace a day at the park with a visit to the resorts or Disney Springs.
Multi-day passes to the theme parks are expensive. You can save a bit of money by exploring the resorts or Disney Springs one day instead of going into the parks. This is free to do.
“Pools can only be used by guests of that resort, but shopping, dining, and the grounds are available to all,” said Todd.
Visiting Disney Springs is also great if you’re only in town for a day or two. You can still get a taste of the Disney magic without a major time commitment or spending all that money.
Eating and Sleeping at Disney on a Budget
1. Book a vacation rental instead of the resort.
While staying within the confines of the Walt Disney World Resort can be convenient, it’s certainly not necessary. Especially if you plan on bringing young kids who may not necessarily remember their stay in the resort, you might consider booking a nearby Airbnb or other vacation rental.
Ashley also recommends this for the adult crowd who might not prioritize being immersed in the magic of Disney every minute of their trip. "On a post-graduate trip with my own 20-something friends, we found it was cheaper to simply find an Airbnb just minutes off property.”
Regardless, it’s always worth comparison shopping before you book anything. You can occasionally find discounts on park tickets if you book a stay for a certain length of time at an official resort property. And in 2025, Disney started offering complimentary waterpark admission on check-in day when you stay at a Disney Resorts Collection property.
2. Take advantage of Disney budget resorts.
Disney Value Resorts are a fabulous option for when you aren’t too picky about “The Disney Experience” or if you just don’t have the money to spend on the more luxurious resorts.
Some Disney fans also say that Value Resorts are better when you’re traveling with kids who are so young that they won’t miss the over-the-top themes. These resorts are relatively toned down in terms of characters milling around and decor.
The five Value properties include Disney’s Pop Century Resort, All-Star Movies Resort, All-Star Music Resort, Art of Animation Resort, and All-Star Sports Resort.
Before choosing one, be sure to compare the transportation options (all have buses to the park, but they may be more limited depending on the property), size of the rooms and beds, and how intense the theme is, if that’s important to your experience.
3. Consider parking fees.
Both Ashley and our frugal friends Todd and Erica mentioned factoring in the cost of parking as you plan your trip. There's no longer overnight self-parking fees for guests at most Disney Resort hotels, but if you want to use valet parking, there is a charge.
There is a self-parking fee ($36 per night as of November 2025) for guests at Walt Disney World Dolphin Hotel, Walt Disney World Swan Hotel, and Walt Disney World Swan Reserve.
Those who choose to stay somewhere other than a resort still have to pay for parking at the theme parks. As of November 2025, the cheapest available parking was $35per day, depending on the day and time of year.
But, as Ashley said, “If you plan on splitting the cost amongst your party, this may end up being just as — if not more — cost efficient than staying in Disney housing.”
There are a handful of electric vehicle charging stations available on a first-come, first-served basis now, too. These cost $0.35 per kilowatt hour.
4. Eat Quick-Service meals.
You have so many meal options at Disney theme parks. Yes, it’s delicious, but it’s also overwhelming.
Todd and Erica recommend doing more Quick-Service meals as opposed to table service. There are more than 100 casual locations to pick from, you’ll spend less money than if you choose table service restaurants, you don't have to pay tips, and it will be quicker. That means more time enjoying the park, and less time waiting for food.
According to Disney Tourist Blog, Disney Quick-Service Dining Plans in 2026 cost about $60 per night for adults. By comparison, the Disney Dining Plan, which includes table service meals, costs around $98 for adults.
Regardless of whether you choose the standard or quick-service dining plan, kids (ages 3-9) eat free in 2026 if you’re staying in a Disney Resorts Collection hotel and take advantage of the free dining plan for kids special offer.
Other Disney hacks for saving money on dining include sharing meals and bringing some food into the park with you. Check the park’s requirements for coolers before you go as there are limitations on size, and loose ice is generally not permitted.
Disney Cruises
Over the years, Todd and Erica have made many trips to Disney World. They’ve both run during Walt Disney World Marathon Weekend with Todd completing the 48.6-mile Dopey Challenge — the 5K, 10K, half marathon, and full marathon over four consecutive days — multiple times.
They’ve also taken Disney Cruises, which they’ve been including in their vacation plans more frequently in recent years because of cost.
As Disney raises its prices a bit each year and even their moderate resort hotels are feeling more expensive, Todd says that's spurred them to change their vacation strategy.
“That’s part of the reason we’ve been on a Disney Cruise Line kick. It is still very expensive compared to other cruise lines, but it is currently providing us more value than the theme parks.”
If you’re looking for the Disney experience but aren’t committed to going to the Magic Kingdom or visiting EPCOT, you might be able to save some money by taking a cruise instead.
Adding to the appeal is the addition of some new itineraries in 2026. The Disney Destiny, complete with a heroes-and-villains theme, made its maiden voyage in November 2025. Departing from Fort Lauderdale, it calls at Disney’s Castaway Cay and Lookout Cay at Lighthouse Point.
The Disney Adventure cruise ship was set to make its debut in December 2025, but due to shipbuilding delays, that’s been pushed to March 2026. When it does set sail out of Singapore, passengers will be able to explore seven themed areas and enjoy the world-class entertainment and food Disney is known for onboard.
How to save money on a Disney Cruise
We asked Todd and Erica for their favorite budget-friendly tips for Disney cruises, and they delivered. “You don’t need to spend more than the original fare to have an awesome trip,” they said.
- Book your cruise sooner rather than later. Prices tend to increase the closer you get to departure. And keep in mind that cruises are booking farther in advance these days. Disney was taking bookings for 2026 cruises as early as two years before departure.
- Select groups such as Florida residents, U.S. military, and Canadian residents are eligible for special deals, so if you fall into one of those categories, keep your eyes open.
- Stick with the free drinks and ice cream on deck and in the Cabanas or Marceline Market. Specialty coffee, alcoholic drinks, and specialty ice cream are available, but you’ll pay extra for them.
- Ships may have adults-only restaurants, but there is an upcharge to eat there. The food in the main dining rooms is excellent, so paying extra for the other restaurants isn’t necessary.
- When you make a port of call at Castaway Cay, skip the cabana rentals and simply enjoy the public areas. You can also rent a bike as your excursion, costing you less than other, more elaborate excursions.
- There’s plenty to do onboard. To save money on land activities, consider choosing only one port for an excursion rather than doing something at every stop.
Best Travel Insurance for Disney Trips
We’ve revealed the secrets for how you can save money on a trip to Disney. That being said, even Disney on a budget can feel like a major investment.
To protect the money you spent for your trip, consider purchasing travel insurance. Get a quick quote online or talk to Seven Corners’ licensed agents, who can help you choose the best travel insurance for Disney trips.
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