Trip Cost Protection
Trip Cancellation 100% of Trip Cost up to $20,000
Covers your non-refundable, prepaid, trip cost if you are unable to take your trip due to a covered reason
Trip Interruption Up to 100% of Trip Cost
Covers the non-refundable, unused portion of your prepaid trip cost and the additional cost to return home or rejoin your trip due to a covered reason
Trip Delay $250
Pays for additional transportation, meals, accommodations and nonrefundable, unused prepaid expenses if you are delayed 12 or more hours en route to/from your trip. (Separate coverage reasons apply.)
Missed Connection $250
Pays additional transportation costs to join your cruise or tour if you miss your connection due to a delay of 3 or more hours. This benefit also covers accommodations, meals,
and non-refundable trip payments for the unused portion of the cruise or tour. (Separate coverage reasons apply.)
Accident & Sickness Medical Expense $10,000
Includes Dental Expense of $750 for an Injury
Covers medical treatment for a sickness or injury which occurs during your trip.
Emergency Medical Evacuation/Repatriation $100,000
We will transport you to the nearest appropriate medical facility if medically necessary and return your remains to your residence or burial place if
you die while traveling. If you are hospitalized more than 7 days, we will 1) transport dependent children home if they are traveling with you and 2) send a person chosen by you to/from your bedside if you are traveling alone.
Lost, Stolen or Damaged Baggage $500
Baggage Delay $100
Covers checked bags if delayed more than 24 hours. (This is secondary to other coverage.)
Accidental Death & Dismemberment (AD&D)
24-Hour AD&D $5,000
Pays benefits for death, loss of limbs, or loss of sight due to an accident occurring on your trip.
Common Carrier AD&D $10,000
Pays benefits for death, loss of limbs, or loss of sight due to an accident which occurs when you are riding, boarding, or alighting from a common carrier.
Flight Accident $100,000, $250,000 or $500,000
Pays additional AD&D benefits due to an accident occurring while you are a passenger on an aircraft.
Rental Car Damage $35,000
Provides rental car coverage while on your trip.
Pre-Existing Medical Conditions
Pre-existing medical conditions are not covered by RoundTrip Economy.
24/7 Travel Assistance Service Included
(provided by Seven Corners Assist)
Trip Cancellation And Interruption Covered Reasons
Sickness, Injury or Death
Military Duty for Natural Disaster Relief
The table above is a summary of benefits and services. If there is any difference between this summary and your plan document, the provisions of your plan document will prevail.
Rates effective on June 1, 2014. The plan rate is per person based on age on the purchase date. Coverage must be purchased for the full cost of the trip**. If you live in Kansas, Missouri, Florida, Washington, and Virginia, your rates vary. Use
the quick quote to determine your cost.Swipe chart to view all columns.
|Trip Cost Per Person||Age 0 to 34||Age 35 to 55||Age 56 to 70||Age 71 to 80||Age 81+|
|$1 - $500||$19||$26||$35||$57||$94|
|$501 - $1,000||$26||$36||$54||$78||$132|
|$1,001 - $1,500||$34||$45||$69||$101||$169|
|$1,501 - $2,000||$42||$58||$88||$128||$214|
|$2,001 - $2,500||$62||$83||$109||$181||$318|
|$2,501 - $3,000||$71||$96||$134||$218||$376|
|$3,001 - $3,500||$80||$108||$159||$256||$435|
|$3,501 - $4,000||$89||$119||$189||$299||$504|
|$4,001 - $4,500||$100||$136||$218||$344||$571|
|$4,501 - $5,000||$113||$153||$249||$386||$638|
|$5,001 - $5,500||$172||$233||$327||$453||$759|
|$5,501 - $6,000||$189||$255||$359||$496||$830|
|$6,001 - $6,500||$205||$277||$390||$538||$903|
|$6,501 - $7,000||$225||$303||$427||$590||$986|
|$7,001 - $8,000||$247||$333||$468||$648||$1,082|
|$8,001 - $9,000||$277||$376||$530||$730||$1,223|
|$9,001 - $10,000||$310||$420||$591||$817||$1,367|
For a trip cost over $10,000, you can view your cost of insurance when you enter your trip information in the quick quote.
*If you purchase the $0 category- there is no Trip Cancellation. Trip
Interruption only covers return air up to $1,000 per person. All other benefits apply.
**The rates in the table are for trips from 1 through 30 days long. For trips 31 - 90 days in length, an additional cost of $3 per person per day is required.
Destination Country Restrictions – We cannot cover trips to Antarctica, Islamic Republic of Iran, Syrian Arab Republic, and Cuba.
State Restrictions – Please review your plan document for specific state information which may affect benefits and/or coverage limitations. A sample plan document.
Excess Insurance Limitation
The insurance provided by RoundTrip Economy is in excess of all other valid and collectible insurance. If at the time of loss there is other valid and collectible insurance, we are liable only for the excess of
the amount of loss, over the amount of the other insurance and applicable deductible. Recovery of losses from other parties does not result in a refund of premium paid.
A pre-existing condition is an illness, disease or condition which you, your traveling companion, business partner, or family member booked to travel with you has 60 days before the coverage start date. This means that during those 60 days (1) a test, exam, or treatment was received or recommended for a condition which first manifested, worsened or became acute or had symptoms which would have prompted a reasonable person to seek diagnosis, care or treatment; or (2) prescription medication was received or taken. Number 2 does not apply to a condition which is treated or controlled solely by taking prescription medication and which remains controlled without any change in the prescription in the 60 days before coverage begins.
Filing A Claim
When paying for your trip, please save all documents, as this information will be required to process any claim. Send the itemized bill to Seven Corners within 90 days, along with a completed claim form.
Visit our claims page.
Please see your plan documents for a list of items excluded from coverage.
This website is intended as a brief summary of benefits and services. It is not part of your plan document and does not contain a complete summary of your coverage. If there is any difference between this website and your plan document, the provisions
in the plan document will prevail. Benefits and premiums are subject to change. Coverage may vary and may not be available in all jurisdictions.
The RoundTrip Economy plan consists of insurance that is underwritten by United States Fire Insurance Company, under Policy Form series TP-210, as well as non-insurance services provided by Seven Corners Assist.Please
review your plan document (provided during the purchase process) for specific state information which may affect benefits and/or coverage.
United States Fire Insurance Company is rated “A” (Excellent) by AM Best.
General Exclusions and Limitations
Insurance Benefits are not payable for any loss due to, arising or resulting from:
Suicide, attempted suicide or any intentionally self-inflicted injury of you, a traveling companion, family member or business partner booked to travel with you, while sane or insane; an act of declared or undeclared war; participating in maneuvers
or training exercises of an armed service, except while participating in weekend or summer training for the reserve forces of the United States, including the National Guard; riding or driving in races, or speed or endurance competitions or
events; mountaineering (engaging in the sport of scaling mountains generally requiring the use of picks, ropes, or other special equipment); participating as a member of a team in an organized sporting competition or participating as a professional
in a stunt, athletic or sporting event or competition; participating in skydiving or parachuting, parasailing, hang gliding, bungee cord jumping, extreme skiing, skiing outside marked trails or heli-skiing, mountaineering, any race, speed
contests not including any of the regatta races, spelunking or caving, hot air ballooning, or scuba diving if the depth exceeds 120 feet (40 meters) or if you are not certified to dive and a dive master is not present during the dive; piloting
or learning to pilot or acting as a member of the crew of any aircraft; being intoxicated or under the influence of any controlled substance unless as administered or prescribed by a legally qualified physician; the commission of or attempt
to commit a felony or being engaged in an illegal occupation; normal childbirth or pregnancy (except complications of pregnancy) or voluntarily induced abortion; dental treatment (except as coverage is otherwise specifically provided herein);
amounts which exceed the maximum benefit amount for each coverage as shown in the Schedule of Benefits; due to a pre-existing condition, as defined in the plan documents. The pre-existing condition limitation does not apply to the emergency
medical evacuation or return of remains coverage; any amount paid or payable under any worker’s compensation, disability benefit or similar law; a loss or damage caused by detention, confiscation or destruction by customs; elective treatment
and procedures; medical treatment during or arising from a trip undertaken for the purpose or intent of securing medical treatment; an assessment from a legally qualified physician advising you in writing that you, a traveling companion, family
member or business partner booked to travel with you are not medically fit to travel, as defined in the plan documents, at the time of purchase of coverage for a trip.
Baggage Exclusions And Limitations
Additional Exclusions for Baggage and Personal Effects: animals; automobiles and automobile equipment; boats or other vehicles or conveyances; trailers; motors; aircraft; bicycles, except when checked as baggage with a Common Carrier;
household effects and furnishings; antiques and collectors items; sunglasses, contact lenses, artificial teeth, dentures, dental bridges, retainers, or hearing aids; artificial limbs or other prosthetic devices; prescribed medications; keys,
money, stamps and credit cards (except as otherwise specifically covered herein); securities, stamps, tickets and documents (except as coverage is otherwise specifically provided herein); professional or occupational equipment or property,
whether or not electronic business equipment ; or telephones or PDA devices , computer hardware or software;
Additional Exclusions for Baggage and Personal Effects: Benefits are not payable for any loss caused by or resulting from: breakage of brittle or fragile articles; wear and tear or gradual deterioration; confiscation or appropriation by
order of any government or custom’s rule; theft or pilferage while left in any unlocked vehicle; property illegally acquired, kept, stored or transported; your negligent acts or omissions; or property shipped as freight or shipped prior
to the scheduled departure date.
File a Claim
Trip Cancellation Claim
You were unable to depart on your covered trip.
File Cancellation Online or Download Cancellation PDF
Trip Interruption Claim, Delay and Missed Connection Claim
You started on your trip and then had to return home due to an unforeseen event.
Download Interruption PDF
My baggage or personal property was lost, stolen, damaged, or delayed. Or, I rented sports equipment on my trip because mine was lost, stolen or damaged.
File Baggage Delay Online or Download Baggage Claim PDF
Download Medical PDF
Trip Delay and Missed Connection Claim
You started your trip and were delayed more than 6 hours by a common carrier (airline, cruise line, etc.) en route to, from, or during your scheduled trip.
File Delay Online or Download Delay PDF
Car Accident Claim
I was involved in a car accident while driving a rental car on my trip.
Download Rental Car PDF
Submit all of the documents using one of these methods:
- Please choose the form that corresponds with your plan and the type of claim you are making. It’s possible that you may have more than one type of claim to file. Choose all appropriate options.
- After we review your claim, we will let you know if you need to submit additional forms: