Do You Need Trip Protection?

A lot can happen to disrupt a trip! Fortunately, our trip protection plans make dealing with those disruptions much easier. Here are a few ways we help. 

delayed
  • What if you get the stomach flu the day before you're scheduled to leave and can't go on your trip?  We pay for your non-refundable trip costs! We also protect you for many other covered reasons which may cause you to cancel, delay, or interrupt your trip.
  • What if you get sick when you’re traveling? What if proper medical care is not available in your location?
  • Your health insurance may not cover medical expenses when you are traveling. Our plans include emergency medical expense coverage, including the cost of an emergency medical evacuation if medically necessary. 
  • What if your luggage is stolen, lost or damaged during your trip?
    We can help with the cost of replacing many of these items. Some of our plans even provide rental coverage for specific types of sports equipment if you choose that option.
  • What if you can't find a doctor, and you don't speak the language? 
    Our 24/7 multilingual travel assistance team is here to help with you with many types of travel needs.

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RoundTrip®
Economy

Basic coverage & economical pricing

RoundTrip®
 

Best value with great benefits

RoundTrip®
Choice

Most popular plan

RoundTrip®
Elite

Highest benefit levels with specialized options 

More Details More Details More Details More Details
Trip Cancellation
Covers your non-refundable, prepaid trip cost if you are unable to take your trip due to a covered reason.

100% of Trip Cost

100% of Trip Cost

100% of Trip Cost

100% of Trip Cost

Trip Interruption
Covers the non-refundable, unused portion of your prepaid trip cost and the additional cost to return home or rejoin your trip due to a covered reason.

100% of Trip Cost

150% of Trip Cost

150% of Trip Cost

150% of Trip Cost

Trip Delay
Pays for additional transportation, meals, accommodations, and non-refundable, unused prepaid expenses if you are delayed en route to/from your trip.

$250
(for delays of 12 or more hours; total payment is subject to a daily limit)

$500
(for delays of 12 or more hours; total payment is subject to a daily limit)

$1,000
(for delays of 12 or more hours; total payment is subject to a daily limit)

$1,500
(for delays of 6 or more hours; total payment is subject to a daily limit)

Missed Connection
Pays additional transportation costs to join your cruise or tour if you miss your connection due to a delay. Also covers accommodations, meals, and non-refundable trip payments for the unused portion of the cruise or tour.

$250
(delayed 3 or more hours)

Covers cruises & tours.

$500
(delayed 3 or more hours)

Covers cruise connections only. 

$1,000
(delayed 3 or more hours)

Covers cruise connections only.

$1,500
(delayed 3 or more hours)

Covers cruises & tours.

Change Fee
Covers fees associated with a change to your air itinerary.

$75

$75

$75

$75

MEDICAL PROTECTION

Emergency Accident & Sickness Medical Expense
Covers medical treatment for a sickness or injury which occurs during your trip.

$10,000

$75,000

$150,000

$250,000

Emergency Dental Expense
Covers dental expenses up to $750 for an injury.

$750

$750

$750

$750

Emergency Medical Evacuation/Repatriation
We will: 1)Transport you to the nearest appropriate medical facility if medically necessary; 2) Return your remains to your residence if you die while traveling; 3) If you are hospitalized more than 7 days, we will a) transport dependent children home if they are traveling with you and b) Send a person chosen by you to/from your bedside if you are traveling alone.

$100,000

$350,000

$1,000,000

$1,000,000

BAGGAGE & PERSONAL BELONGINGS PROTECTION

Lost, Stolen, or Damaged Baggage
Covers loss, theft, or damage to your baggage and personal effects.

$500

$1,000

$2,000

$2,500

Baggage Delay
Covers checked bags if they are delayed. (This is secondary to other coverage.)

$100
(delayed more than 24 hours)

$200
(delayed more than 24 hours)

$400
(delayed more than 24 hours)

$600
(delayed more than 12 hours)

24/7 TRAVEL ASSISTANCE SERVICES*
Seven Corners Assist is with you every step of your trip! Our 24/7 multilingual team is available to help you with travel emergencies and general travel assistance. They can arrange medical evacuations, escorts for unaccompanied children, medical record transfers and second opinions, and help you locate medical care. They can also provide intepreter referrals, help with lost passport recovery, hotel and flight re-bookings, and many other services.

Included

Included

Included

Included

ACCIDENTAL DEATH & DISMEMBERMENT (AD&D)

24-Hour AD&D
Pays benefits for death, loss of limbs, or loss of sight due to an accident occurring on your trip.

$5,000

$10,000

$10,000

$25,000

Common Carrier AD&D
Pays benefits for death, loss of limbs, or loss of sight due to an accident which occurs when you are riding, boading, or alighting from a common carrier.

$10,000

$25,000

$25,000

$25,000

PRE-EXISTING CONDITIONS
Your plan may provide this coverage for medical conditions which existed before your policy began if you meet the requirements. Plan requirements vary.

Covered if you buy this plan within 10 days of your initial trip deposit and buy coverage for the full cost of your trip.

Covered if you buy this plan within 10 days of your initial trip deposit and buy coverage for the full cost of your trip.

Covered if you buy this plan within 20 days of your initial trip deposit and buy coverage for the full cost of your trip.

OPTIONAL BENEFITS

Flight Accident
Pays additional accidental death and dismemberment (AD&D) benefits due to an accident occurring while you are a passenger on an aircraft.

Options: $100,000, $250,000, or $500,000

Options: $100,000, $250,000, or $500,000

Options: $100,000, $250,000, or $500,000

Options: $100,000, $250,000, or $500,000

Rental Car Damage
Collision Damage Waiver
Provides rental car coverage while you are on your trip. (Availability varies by residence state and destination.)

$35,000

$35,000

$35,000

$35,000

Cancel for Any Reason
Pays a percentage of your trip cost if you cancel your trip for any reason not otherwise covered. Benefits vary by plan.

Pays 75% of your prepaid, non-refundable trip payments. Coverage must be purchased within 10 days of your initial trip deposit, you must cancel 2 days or more before your departure, and you must insure all prepaid trip costs subject to cancellation penalties. You must also insure the cost of subsequent travel arrangements added to your trip within 10 days of the payment/deposit for those arrangements. (This option is only available to trips up to $30,000)

Pays 75% of your prepaid, non-refundable trip payments. Coverage must be purchased within 20 days of your initial trip deposit, you must cancel 2 days or more before your departure, and you must insure all prepaid trip costs subject to cancellation penalties. You must also insure the cost of subsequent travel arrangements added to your trip within 15 days of the payment/deposit for those arrangements.   

Cancel for Work Reasons
This option adds work-related covered reasons for the trip cancellation benefit. Coverage must be purchased within 20 days of your initial trip deposit.

Pays 100% of your trip cost.

Lost Ski Days & Equipment Rental
Pays up to $500 for your lift ticket if you cannot ski because 50% or more of the trails are closed. Also pays up to $500 for equipment rental if your checked sports equipment is lost, stolen, damaged, or delayed 12 hours or longer. You cannot purchase both the ski and golf options on the same plan.

Available

Lost Golf Rounds & Equipment Rental
Pays up to $500 for prepaid golf tickets or greens fees if you cannot play 9 holes of an 18-hole round due to weather. Also pays up to $500 for equipment rental if your checked sports equipment is lost, stolen, damaged, or delayed 12 hours or longer. You cannot purchase both the golf and ski options on the same plan.

Available

* Travel Assistance services are not insurance and are provided by Seven Corners Assist.
Your Underwriter:  Insurance benefits for RoundTrip Economy and RoundTrip Elite are underwritten by the United States Fire Insurance Company. Insurance benefits for RoundTrip and RoundTrip Choice are underwritten by Nationwide Mutual Insurance Company.
Benefits are subject to terms, limitations, and exclusions. Coverage availability varies by state. Please review your plan document (provided during the purchase process) for specific state information which may affect benefits and/or coverage. If there is any difference between the summary above and your plan document, the provisions of your plan document will prevail. 

 

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From arranging emergency medical evacuations to helping you locate an embassy or providing you with medical and travel advisories and anything in between, our multilingual team is available 24/7.

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