Explore North America℠

Health Insurance for Visitors up to one year with Rates Starting at $1.73 per day

Is it important to buy a travel medical insurance plan while visiting the United States?

It's pretty simple — your health insurance at home may not cover you when you travel outside your home country, which means you could be responsible for the bill if you get sick or hurt on your trip. For short trips or extended stays with family, being in the United States without medical insurance is incredibly risky. The U.S. health care system is complex, and if you're caught in a medical situation without insurance, the cost could be expensive.

That's where Seven Corners comes in. Our mission is to protect travelers while they are away from home. With millions of visitors coming to the USA each year, our medical plans (which include access to a PPO network) help keep their minds at ease while visiting.

Even better, if you're visiting and need travel insurance services, the Seven Corners' 24-Hour Emergency Assist team is ready to help.

More reasons to buy a medical plan direct today:

  • Comprehensive medical coverage (see list of benefits below).
  • Customized plans with medical maximums up to $1,000,000.
  • Deductibles as low as $0.
  • Renewable up to 364 days.
  • Guaranteed issue* with NO health questions asked.
  • Coverage for an acute onset of a pre-existing condition.
  • An extensive network of medical providers in the U.S. and abroad.
  • 24-hour multilingual travel assistance services.

*Guaranteed issue to travelers within eligible age range and country selection

Why is Explore North America better than most visitor health insurance plans?

Many visitor insurance plans have scheduled benefits, and Explore North America is a travel medical plan with comprehensive benefits.

Learn More About Travel Insurance and How the Coverage Works:

How Can Travel Medical Insurance Help Me?

A travel medical plan like Explore North America℠ provides comprehensive coverage for injuries or illnesses that occur on your trip.

Watch Here »
 

Here's How We Helped Darryl and Nancy Home from China

Learn how travel insurance and our 24/7 emergency travel assistance team helped Darryl after he fell and broke his hip while on a trip to China.

View Story » 

Explore North America Travel Insurance Benefits

All coverages and plan costs are shown in United States dollar amounts and are per person and period of coverage unless otherwise noted.

PLAN INFORMATION

Coverage Length Your coverage length may vary from 5 to 364 days, and it is extendable for a maximum of 364 days.

5 days to 364 days

Benefit Period You have 180 days from the date of your injury or illness to receive treatment. If your coverage ends during your benefit period, you can still receive treatment if you are outside your home country.

Up to 180 days (or 6 months)

Covered Countries Include the United States, Canada, Mexico, or unrestricted Caribbean countries.**The unrestricted Caribbean countries include: Anguilla, Antigua and Barbuda, Aruba, Bahamas, Barbados, Belize, British Virgin Islands, Caribbean Netherlands, Cayman Islands, Curaçao, Dominica, Dominican Republic, Grenada, Guadeloupe, Guyana, Haiti, Jamaica, Martinique , Montserrat, Saint Barthélemy, Saint Kitts and Nevis, Saint Lucia, Saint Martin, Saint Vincent and the Grenadines, Saint Maarten, Suriname, Trinidad and Tobago, Turks and Caicos. The plan does not cover trips to Cuba.

The United States, Canada, Mexico, and unrestricted Caribbean countries*

Medical Maximum Options  We cover injuries and illnesses that occur during your period of coverage. Benefits are paid in excess of your deductible and coinsurance up to your medical maximum. You must receive initial treatment for an injury or illness within 30 days of the date of injury or onset of illness.

Ages 14 days to 69 years:
Choose a medical maximum:
$50,000, $100,000, $500,000, $1,000,000
Ages 70 to 79 years:
Choose a medical maximum:
$50,000, $100,000
Ages 80+ years: $15,000
(per period of coverage)

Deductible Options (You Pay) The amount you are responsible for paying.

$0, $100, $250, $500, $1,000 (per period of coverage)

Urgent Care Copay

$20 copay per visit, not subject to deductible

Coinsurance Options (The plan pays)

We pay 100% of covered expenses up to the medical maximum, after deductible or copay.

MEDICAL

Hospital Room & Board, Inpatient Hospital Services, Emergency Room Services, Outpatient Hospital / Clinical Services, Doctor's Office Visits, Initial Orthopedic Prosthesis/Brace, Chemotherapy and/or Radiation Therapy, Nursing Services, Prescription Drugs, Home Healthcare, Extended Care Facility, Local Ambulance Benefit

URC up to the medical maximum

Physio/Physical Therapy

INPATIENT:  URC up to the medical maximum

OUTPATIENT:  Up to $50 maximum per day, if referred by a physician

Hospital Indemnity
(Canada, Mexico and the Unrestricted Caribbean countries) We will pay you for each night you are hospitalized up to 30 days. The benefit applies while you are traveling outside of the United States to Canada, Mexico, or the unrestricted Caribbean countries. It is in addition to other covered expenses, and you may use these incidental funds as you wish.

Up to $150/night (30 days maximum)

Coma Benefit Pays benefits if you become comatose due to an accident

Up to $25,000 (separate from the medical maximum)

Pre-certification – 25% penalty The following expenses must always be pre-certified in the United States: Outpatient surgeries or procedures  Inpatient surgeries, procedures, or stays including those for rehabilitation   Diagnostic procedures including MRI, MRA, CT, and PET Scans   Chemotherapy  Radiation therapy  Physical and occupational therapies  Home infusion therapy; or  Home Health Care.
Pre-certification does not guarantee coverage, payment, or reimbursement. See the How it Works tab of this web page to learn more.

Required inside the United States
Penalty does not apply to an emergency, see section 3.7 in the plan document.

Incidental Trips to Home Country Covers a new illness/injury that begins on an incidental trip home. Pre-existing conditions are not covered. You receive 5 days of coverage for each month of coverage you purchased, to a maximum of 60 days for each 364-day period. Unused days do not carry over from one 364-day coverage period to the next.

Up to $10,000

Acute Onset of a Pre-existing Condition(s):
Non-United States Residents traveling
to the United States, Mexico, Canada, and the Unrestricted Caribbean Countries Pre-existing conditions are often not covered by travel insurance. We provide coverage for them through the Acute Onset of a Pre-existing Condition benefit. See the How it Works tab of this web page to learn more.

Ages 14 days to 69 years: Amount: Up to $50,000
Ages 70 years and over: Amount:  Up to $5,000

DENTAL

Dental (Sudden Relief of Pain)

Up to $200

Dental (Accident Coverage)

Up to $5,000

EMERGENCY SERVICES AND ASSISTANCE

Emergency Medical
Evacuation & Repatriation If medically necessary, we will: 1. Transport you to the nearest adequate medical facilities. 2. Transport you to your home country for treatment or to recover after an emergency medical evacuation. Services must be coordinated by Seven Corners Assist.

Up to $500,000 (separate from the medical maximum)

Emergency Medical Reunion We will send one person of your choice to the hospital where you are located when an emergency medical evacuation is occurring or has occurred or when an emergency medical repatriation is to occur. Services must be coordinated by Seven Corners Assist.

Up to $200 per day, 10-day limit / $50,000 maximum limit

Return of Child(ren) If you are traveling alone with children and are hospitalized because of a covered illness/injury, we will arrange and pay for: 1) One-way economy airfare to return the children to their home country and 2) Attendant/escort services to ensure the children’s safety. Services must be coordinated by Seven Corners Assist.

Up to $50,000

Return Of Mortal Remains We will pay and arrange to return your remains to your home country if you die while outside your home country. This benefit applies regardless of whether your death is related to a pre-existing condition. If this benefit is utilized, the Local Burial/Cremation benefit will not apply. Services must be coordinated by Seven Corners Assist.

Up to $50,000

Local Burial/Cremation We will pay and arrange for either your local burial or cremation if you die outside your home country. This benefit applies regardless of whether your death is related to a pre-existing condition. If this benefit is utilized, the Return of Mortal Remains benefit will not apply. Services must be coordinated by Seven Corners Assist.

Up to $5,000

Natural Disaster Evacuation If you need an emergency evacuation due to a natural disaster as defined in the plan, we will arrange and pay for evacuation from a safe departure point in your host country to the nearest safe location and/or to your home country. Seven Corners’ security personnel will determine the need for the evacuation in consultation with local governments and security analysts. (This benefit does not apply while you are in the United States.)
We will pay reasonable and necessary expenses incurred for: 1) Your natural disaster evacuation; (2) Reasonable lodging up to xx days if you are delayed at the safe location; (3) Your repatriation (one-way economy airfare). Services must be coordinated by Seven Corners Assist.

Up to $50,000

Natural Disaster Daily Benefit We will pay for replacement accommodations needed because of a natural disaster. You must provide proof of payment for the accommodations from which you were displaced.

Up to $150 per day, 5-day limit

Political Evacuation & Repatriation If a formal recommendation is made from appropriate authorities for you to leave your host country or you are expelled or declared persona nongrata by the host country, we will arrange and pay one-way economy airfare to transport you to a place of safety or your home country. Political evacuation must occur within 10 days of the events that cause the need for the benefit.
Benefits are not covered if you do not heed a Level 3 Terrorism, Level 3 Civil Unrest, or any Level 4 Travel Advisory from the U.S. Department of State or similar warnings from your host country’s or home country’s appropriate authorities recommending travelers avoid countries, regions, or specific areas or locations within a country.  Services must be coordinated by Seven Corners Assist.

Up to $10,000

Felonious Assault Pays benefits if you are injured as the result of a felonious assault while traveling.

Up to $10,000 (separate from the medical maximum)

Terrorism The plan pays for covered expenses if you are injured as a result of terrorist activity if: 1. You have no direct or indirect involvement in the terrorist activity. 2. The terrorist activity is not in a country or location where the U.S.government has issued a Level 3 Terrorism, Level 3 Civil Unrest, or any Level 4 Travel Advisory or where the appropriate authorities of your host country or your home country have issued similar warnings 6 months before your arrival. 3. You departed the location after the date a warning to leave was issued by the U.S. government or the appropriate authorities of your host country or home country

 

 

 

Up to $50,000

24/7 Travel Assistance Services

Included

ACCIDENTAL DEATH AND DISMEMBERMENT (AD&D)

Accidental Death and Dismemberment (AD&D) Pays benefits for death or loss of limbs due to an accident occurring on your trip. Death benefits will not be paid under this benefit if paid under Common Carrier AD&D.

Primary Insured or Eligible Spouse: Up to $25,000 Principal Sum
Eligible Dependant Child(ren): Up to $5,000 Principal Sum
(aggregate limit of up to $250,000 for total number of insureds on the plan)

Common Carrier Accidental Death Pays benefits for death that occurs while riding as a passenger on a public air conveyance that transports passengers for hire.

Primary Insured or Eligible Spouse: $50,000 Principal Sum
Eligible Dependant Child(ren): $10,000 Principal Sum
(aggregate limit of up to $250,000 for total number of insureds on the plan)

LUGGAGE, TRIP INTERRUPTION, DOCUMENTS, & PERSONAL LIABILITY 

Loss of Checked Baggage Reimburses you for lost bags and personal items owned by you and checked with a common carrier, if you took reasonable measures to protect, save, and recover the property.

Up to $50 per article
Up to $500 per occurrence maximum

Trip Interruption We will reimburse you for the cost of economy travel to your home if you cannot continue your trip due to the death of an immediate family member (parent, spouse, sibling or child) or due to serious damage to your principal residence from fire, flood, or similar natural disaster (tornado, earthquake, hurricane, etc.).

Up to $5,000

Lost or Stolen Travel Documents

Up to $100, not subject to the deductible

Personal Liability We will pay for eligible court-entered judgments or settlements approved by us that are related to the personal liability you incur for acts, omissions, and other occurrences for losses or damages caused by your negligent acts or omissions that result in: 1) injury to a third person; 2) damage or loss to a third person’s personal property; 3) damage or loss to a relative’s personal property. Review the plan document for conditions, restrictions, and exclusions for this benefit.

Up to $50,000

OPTIONAL COVERAGE

Hazardous Activities We cover typical vacation activities. If you plan to participate in more adventurous activities when you travel, consider buying this optional coverage.
It covers: bungee jumping; caving; hang gliding; jet skiing; motorcycle or motor scooter riding whether as a passenger or a driver; parachuting; parasailing; scuba diving only to a depth of 10 meters with a breathing apparatus provided that You are SSI, PADI or NAUI certified; snowmobiling; spelunking; wakeboard riding; water skiing; windsurfing; or zip lining.
You must purchase this optional coverage if you wish to be covered while riding a motorcycle, motor scooter, or similar transportation when such transportation is an established and accepted routine means of public transportation for hire in the specific geographic area where You are located in the Host Country.
 You must select this option during the purchase process to receive this optional benefit.

Up to medical maximum
This website is intended as a brief summary of benefits and services. It is not part of your plan document and does not contain a complete summary of your coverage. If there is any difference between this website and your plan document, the provisions in the plan document will prevail. Benefits and premiums are subject to change. Coverage may vary and may not be available in all jurisdictions.

How Explore North America Travel Insurance Works

COVERAGE START DATE

Effective Date – This is the start date of your plan, on the later of the following: 1) 12 a.m. the day after we receive your application and correct payment if you apply online or by fax; 2) 12 a.m. the day after the postmark date of your application and correct payment if you apply by mail; 3) The moment you depart your home country; 4) 12 a.m. on the date you request on your application.

LENGTH OF COVERAGE

Coverage Length – Your coverage length may vary from 5 to 364 days for Explore North America, which means you may buy up to 364 days at a time.

COVERAGE EXPIRATION DATE 

Expiration Date – This is the date coverage ends, which is the earliest of the following: 1) The moment you return to your home country (except for coverage for Incidental Trips to Home Country); 2) 11:59 p.m. on the date of attainment of the maximum period of coverage; 3) 11:59 p.m. on the date shown on your ID card; 3) 11:59 p.m. on the date that is the end of the period for which you paid; or 4) The moment you fail to be eligible.

All times above refer to United States Eastern Time.

It is your responsibility to maintain all records regarding travel history, age, & provide necessary documents to Seven Corners to verify eligibility if needed.

EXTENDING YOUR EXPLORE NORTH AMERICA INSURANCE COVERAGE

If you initially buy less than 364 days of coverage, you may buy additional time, to a total of  364 days. Your original effective date is used to determine pre-existing conditions. Your medical maximum does not begin again when you renew coverage.

We will email you a renewal notice before your coverage expires, giving you the option to renew your plan.

EXCESS INSURANCE COVERAGE

All coverages except Accidental Death & Dismemberment are in excess of all other insurance or similar benefit programs and shall apply only when such benefits thereunder are exhausted. This Plan is secondary coverage to any other insurance. Such other insurance or similar benefit programs may include, but are not limited to, membership benefits; workers’ compensation benefits or programs; government programs; group or blanket coverage; prepayment coverage; union, labor, or employee plans; socialized insurance program or program otherwise required by law or statute; automobile insurance; or third-party liability insurance.

 

PASSPORT, VISA OR OTHER TRAVEL DOCUMENTS REPLACEMENT

We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for fees associated with the replacement of Your passport, visas and other travel documents, which are lost, stolen, damaged or destroyed during Your Trip. The loss, theft or damage must be documented by a police report by providing a request for the passport replacement proof.

These benefits will not duplicate any other benefits payable under the plan or any coverage(s) attached to the plan.

 

PRE-EXISTING CONDITIONS

What is a pre-existing condition?

It is any medical condition, sickness, injury, illness, disease, mental illness or mental or nervous disorder, including congenital, chronic, subsequent, or recurring complications or related consequences or resulting consequences that existed with reasonable medical certainty when you bought the plan or any time in the 36 months before your coverage on this plan began, whether or not previously manifested, symptomatic, known, diagnosed, treated, or disclosed.
This includes, but is not limited to, any medical condition, sickness, injury, illness, disease, mental illness, or mental or nervous disorder for which medical advice, diagnosis, care, or treatment was recommended or received or for which a reasonably prudent person would have sought treatment during the 36 months immediately preceding the start date of this plan.

 

ACUTE ONSET OF PRE-EXISTING CONDITIONS

Pre-existing conditions are often not covered by travel insurance. We provide coverage for them through the Acute Onset of a Pre-existing Condition benefit.

What is an Acute Onset of a Pre-existing Condition?
It is a sudden and unexpected outbreak or recurrence of a pre-existing condition that occurs spontaneously and without advance warning in the form of physician recommendations or symptoms and requires urgent care.

To be covered by this benefit, the following are required: (1) The acute onset must occur after the plan’s effective date. (2) Covered expenses must be incurred in the U.S., Mexico, Canada, and the unrestricted Caribbean countries.

There is no coverage for known, scheduled, required, or expected medical care, drugs, or treatments existent or necessary before your arrival in the U.S., Mexico, Canada, and the unrestricted Caribbean countries and before your plan begins.

There is no coverage for treatment for which you have traveled or conditions for which travel was undertaken after your physician limited or restricted travel.

There is no coverage for an acute onset that occurs during an incidental trip to your home country.
Coverage begins 168 hours (7 days) after your plan begins and ends on the earlier of: (1) the condition no longer being considered acute or (2) Your discharge from the hospital.

See the Schedule of Benefits for additional details.

 

PRE-CERTIFICATION FOR TREATMENT RECEIVED IN THE UNITED STATES

The following expenses must always be pre-certified in the United States:

  1. Outpatient surgeries or procedures;
  2. Inpatient surgeries, procedures, or stays including those for rehabilitation;
  3. Diagnostic procedures including MRI, MRA, CT, and PET Scans;
  4. Chemotherapy;
  5. Radiation therapy;
  6. Physical and occupational therapies;
  7. Home infusion therapy; or
  8. Home Health Care.

To obtain pre-certification, you must:

  1. Contact Seven Corners Assist before the expense is incurred; and
  2. Comply with Seven Corners Assist’s instructions and submit any information or documents required; and
  3. Notify all medical providers of the pre-certification requirements and ask them to cooperate with Seven Corners Assist.

Once we pre-certify your expenses, we will review them to determine if they are covered by the plan.

If you do not comply with the pre-certification requirements or if the expenses are not pre-certified, we will review the expenses to determine if they are covered by the plan. If covered:

  1. Covered expenses will be reduced by 25%; and
  2. The deductible will be subtracted from the remaining 75%; and
  3. Coinsurance will be applied.

Pre-certification does not guarantee coverage, payment, or reimbursement.

 

REFUNDS

We will refund your payment if we receive your written request for a refund before your effective date of coverage. If your request is received after your effective date, the unused portion of the plan cost may be refunded minus a $25 cancellation fee, if you have not submitted any claims to Seven Corners.

 

UNDERWRITER

You can feel confident with Explore North America's strong financial backing through Certain Underwriters at Lloyd’s, London1an established organization with an AM Best rating of A (Excellent). Your coverage will be there when you need it. 

About Your Insurance Company

Seven Corners2 will handle your travel medical insurance needs from start to finish. We will process your purchase, provide all documents, and handle any claims. In addition, our own 24/7 in-house travel assistance team, Seven Corners Assist, will handle your emergency or travel needs.

1 In specific scenarios, coverage is provided by Tramont Insurance Company Limited. For details regarding Tramont, visit tramontinsurance.com.

2 Seven Corners operates under the name, Seven Corners Insurance Services, in California.

Exclusions

Below is a list of the exclusions in your plan.

These exclusions apply to these benefits: Medical Covered Expenses, Local Ambulance, Hospital Daily Indemnity, Coma, Incidental Trips to Home Country, Acute Onset of Pre-Existing Condition(s), Dental Emergency – Sudden Relief of Pain, Dental Emergency – Accident Coverage, Accidental Death & Dismemberment, Common Carrier Accidental Death and Dismemberment, Trip Interruption, Optional Coverage — Hazardous Activities.

These exclusions exclude expenses that are for, resulting from, related to, or incurred for the following:

  • Pre-Existing Condition(s) except as waived under Sections 3.9 (Acute Onset of Pre-existing Condition(s) of the plan document;
  • Claims not received by the Company or Administrator within ninety (90) days of the date of service;
  • Treatment that (i) exceeds Usual, Reasonable, and Customary Expenses; (ii) is Investigational, Experimental, or for research purposes; or (iii) received in a Hospital emergency room visit that is not a Medical Emergency;
  • Treatment, services, or supplies that are not administered by or under the supervision of a Physician or Surgeon and products that can be purchased without a Physician’s or Surgeon’s prescription;
  • Routine physicals, inoculations, or other examinations or tests conducted when there is no objective indications or impairments in normal health;
  • Chiropractic care or acupuncture;
  • Services, supplies, medications, testing, or Treatment prescribed, performed, or provided by a Relative or Immediate Family Member;
  • Durable medical equipment;
  • False teeth, dentures, dental appliances, dental expenses, normal ear or hearing tests, hearing aids, hearing implants, eye refractions, eye examinations for prescribing corrective lenses or eye-glasses unless caused by Accidental Injury, eyeglasses, contact lenses, or eye surgery when the primary purpose is to correct nearsightedness, farsightedness, or astigmatism;
  • Replacement of artificial limbs, eyes, larynx, and orthotic appliances;
  • Custodial Care, Educational or Rehabilitative Care, or any Treatment in any establishment for the care of the aged;
  • Vocational, occupational, sleep, speech, recreational, or music therapy;
  • Pregnancy, Illness or complications from Pregnancy, childbirth, abortion, miscarriage including that resulting from an Accident, postnatal care, preventing conception or childbirth, artificial insemination, infertility,impotency, sexual dysfunction, or sterilization or reversal thereof
  • Sleep apnea or other sleep disorders;
  • Mental and Nervous Disorder, Rest Cures, learning disabilities, attitudinal disorders, or disciplinary problems;
  • Congenital abnormalities and conditions arising out of or resulting therefrom;
  • Temporomandibular joint;
  • Occupational Diseases;
  • Exposure to non-medical nuclear radiation or radioactive materials;
  • Sexually-transmitted diseases, venereal diseases, and conditions and any consequences thereof;
  • Acquired Immune Deficiency Syndrome (AIDS), AIDS-Related Complex (ARC), or the Human Immunodeficiency Virus (HIV);
  • Human organ or tissue transplants;
  • Exercise programs whether prescribed or recommended by a Physician or therapist;
  • Weight reduction programs or the surgical Treatment of obesity including, but not limited to, wiring of the teeth and all forms of intestinal bypass Surgery;
  • Cosmetic or plastic Surgery including deviated nasal septum; modifications of Your physical body intended to improve Your psychological, mental, or emotional well-being including, but not limited to, sex-change Surgery;
  • Acne, moles, skin tags, disease of sebaceous glands, seborrhea, sebaceous cyst, unspecified disease of the sebaceous glands, hypertrophic and atrophic conditions of skin, nevus;
  • Hazardous Activities unless You purchase optional hazardous activities coverage and then only for the activities covered under that option under Section 7 (Optional Coverage — Hazardous Activitities) of the plan document;
  • Injuries sustained while participating in professional Athletics, amateur Athletics, or interscholastic Athletics including, but not limited to, events, games, matches, practice, training camps, sport camps, conditioning, and any other activity related thereto but excluding non-competitive, recreational, or intramural activities;
  • Abuse, misuse, illegal use, overuse, dependency upon, or being under the influence of alcohol, drugs, chemicals, or narcotic agents unless administered under the advice of a Physician and taken in accordance with the proper dosing as directed by the Physician;
  • Suicide or any attempt thereof; self-destruction or any attempt thereof; or any intentionally self-inflicted Injury or Illness;
  • Terrorist Activity except as provided under Section 5.10 (Terrorist Activitity) of the plan document War, Hostilities, or War-Like Operations;
  • Commission of a criminal offense or any other criminal or illegal activity as defined by the local governing body;
  • You unreasonably fail or refuse to depart a country or location following the date a warning to leave that country or location is issued by the United States government or similar warnings issued by other appropriate authorities of either Your Host Country or Your Home Country;
  • Service in the military, naval, coast guard, or air service of any country or while on duty as a member of a police force or unit;
  • Treatment paid for or furnished under any other individual, government, or group policy or Expenses incurred at no cost to You;
  • Conditions for which travel was undertaken to seek Treatment after Your Physician has limited or restricted travel;
  • Travel accommodations;
  • Injury sustained while You are riding as a pilot, student pilot, operator, or crew member, in or on, boarding or alighting, from any type of aircraft;
  • Injury sustained while You are riding as a passenger in any aircraft (i) not having a current and valid Airworthy Certificate and (i) not piloted by a person who holds a valid and current certificate of competency for piloting such aircraft;
  • Flying in any aircraft being used for acrobatic or stunt flying, racing, endurance tests, rocket-propelled aircraft, crop dusting or seeding or spraying, firefighting, exploration, pipe or power line inspection, any form of hunting or herding, aerial photography, banner towing, or any experimental purpose; and
  • Participating in contests of speed or riding or driving in any type of competition;
  • Loss of life;
  • Long-term disability; or
  • Financial guarantee, financial default, bankruptcy, or insolvency risks.

 

Warnings

State Restrictions – We cannot accept an address in Maryland, Washington, New York, South Dakota, and Colorado.

Country Restrictions – We cannot accept an address in Cuba, Islamic Republic of Iran, Syrian Arab Republic, United States Virgin Islands, Gambia, Ghana, Nigeria, and Sierra Leone.

Important Information and Destination Country Restrictions

Explore North America℠ is available to non-U.S. residents and non-U.S. citizens who are traveling outside their home country to the United States, Mexico, Canada, or Unrestricted Caribbean countries.*

*Unrestricted Caribbean countries include: Anguilla, Antigua and Barbuda, Aruba, Bahamas, Barbados, Belize, British Virgin Islands, Caribbean Netherlands, Cayman Islands, Curaçao, Dominica, Dominican Republic, Grenada, Guadeloupe, Guyana, Haiti, Jamaica, Martinique , Montserrat, Saint Barthélemy, Saint Kitts and Nevis, Saint Lucia, Saint Martin, Saint Vincent and the Grenadines, Saint Maarten, Suriname, Trinidad and Tobago, Turks and Caicos.The plan does not cover trips to Cuba.

It is your responsibility to maintain all records regarding travel history, age, & provide necessary documents to Seven Corners to verify eligibility if needed.

 

This website is intended as a brief summary of benefits and services. It is not part of your plan document and does not contain a complete summary of your coverage. If there is any difference between this website and your plan document, the provisions in the plan document will prevail. Benefits and premiums are subject to change. Coverage may vary and may not be available in all jurisdictions.

File a Claim

If you paid the medical provider for treatment you received, send your itemized bill and proof of payment to Seven Corners within 90 days of service, along with a completed claim form.
If you were treated by a medical provider in the plan’s network, submit a completed claim form within 90 days of service. Your medical provider will send the bill directly to Seven Corners.
You are responsible for your deductible and coinsurance and any non-eligible expenses.

FormLanguage
Medical Claim (Proof of Loss)English, Français, Español, Português, 中文, 한국어
Baggage Claim (Proof of Loss)English, Español
Payment Authorization
(Autorizacion de Pago)
English, Español
Personal Disclosure Form (PHI Disclosure Form)
This form allows us to discuss protected health information and insurance plan changes with a person you choose.  PHI form FAQs 
English
  1. Complete and sign the appropriate form from the list.
  2. Attach required documents.
  3. Submit all of the documents using one of these methods:

Contact Us



Our Promise to You

Don’t worry! With our money back pledge, you can cancel your coverage if you are not completely satisfied. A full refund is provided if you send us a written request for a refund before your coverage begins.

24/7 Travel Assistance

1-800-690-6295

317-818-2808 (worldwide)

317-818-2809 (collect)

Includes 24 hour multilingual travel assistance, help finding a doctor, and evacuation if necessary.

Learn more