The world has changed, and travel is different now, so you may be thinking to yourself: “what travel insurance do I need?”

If you travel abroad frequently, you need the convenience of an annual travel insurance plan, or long-term travel insurance, for multiple trips.

You also need high limits of medical protection, including coverage for COVID-19 expenses and other illnesses and injuries that occur when you travel. Wander Frequent Traveler Plus meets those needs.

Specialized Annual COVID-19 Coverage

Provides pandemic travel insurance up to $1,000,000.*

Emergency medical evacuation benefit of $1,000,000.

*Coverage is limited for 65 years and older. See Schedule of Benefits below for details.

How does Wander Frequent Traveler Plus provide convenience and protection?

  • Purchase coverage once a year and then travel as often as you like.
  • Customize your coverage by selecting your trip length, choosing from 30-, 45-, and 60-day trip lengths. You’re covered for international trips for the trip length selected.
  • You can also choose your deductible, which applies per covered trip.

Is Emergency Medical Evacuation important?

This benefit helps if you become sick or hurt while traveling abroad. If the medical facility where you are located cannot provide the level of care required for your medical condition, our medical team will connect with your attending physician to determine if a medically necessary emergency medical evacuation is needed. If so, we will arrange and pay to transport you to the nearest facility that can provide the care you need.

Annual Coronavirus Travel Insurance Benefits

Wander® Frequent Traveler Plus
Covers up to 10 travelers.

Plan Options
All yearly or long term travel insurance benefits listed in this Schedule of Benefits are in United States Dollar amounts. All medical, dental, and vision benefits are subject to deductible and/or copay and coinsurance. Unless otherwise stated, all benefits are per person, per period of coverage, and they are provided up to the amount shown. The initial treatment of an injury or illness must occur within 30 days of the date of injury or onset of illness.
Coverage Length
Your period of coverage is 364 days.
Coverage Area
Worldwide including the United States
Worldwide excluding the United States
Covered Ages
14 days to 74 years
Benefit Period
90 days
Medical Maximum Options
Ages 14 days to 64 years old: $1,000,00065 to 74 years old:$50,000
Deductible Options
(You pay)
$0; $250; $500;(per covered trip)
Coinsurance
Inside the United States
 (The plan pays)
We pay 90% of the first $5,000, then 100% to the medical maximum.
Coinsurance
Outside the United States
 (The plan pays)
We pay 100% to the medical maximum.
Medical
Hospital Room and Board, Inpatient Hospital Services, Outpatient Hospital / Clinical Services, Emergency Room Services, Physician Office Visits, Prescription Drugs, Home Health Care
URC* to medical maximum
COVID-19 Treatment
Ages 14 days to 64 years old: URC up to medical maximum65 to 74 years old:$50,000

Local Ambulance
Up to medical maximum
Urgent Care Visits
URC to medical maximum
$15 copay
Telehealth Consultations or Care
URC to medical maximum
Physiotherapy and Chiropractic Care
$50 per visit10 visits maximum
Hospital Daily Indemnity Outside the United States
$100 per day10-day limit per occurrence
Extension of Benefits to Home Country
$5,000
Pre-certification Penalty
Required in the United States for specific types of treatment. A 25% reduction in covered expenses applies if you don't obtain pre-certification. Penalty does not apply to a medical emergency. See pre-certification section of the plan document for details.
Acute Onset of Pre-existing Conditions For United States residents traveling outside of the United States
Ages 14 days to 64 years old: $20,00065 to 74 years old:$2,500
Myocardial Infarction and Stroke For Non-United States residents traveling to the United States
$200 per day $3,000 maximum
Dental
Dental — Sudden Relief of Pain
$250
Dental — Accident
Up to medical maximum
Vision
Emergency Eye Exam
$100 per occurrence
$50 copay
Emergency Services and Assistance
All emergency services except Natural Disaster Daily Benefit and Terrorist Activity must be coordinated by Seven Corners Assist.
Emergency Medical Evacuation and Repatriation
$1,000,000
(separate from medical maximum)
Emergency Medical Reunion
$200 per day, 10-day limit
$50,000 maximum
Return of Child(ren)
$50,000
Return of Mortal Remains
$50,000
Local Burial or Cremation
$5,000
Natural Disaster Evacuation and Repatriation
$50,000
Natural Disaster Daily Benefit
$100 per day, 5-day limit
Political Evacuation and Repatriation
$10,000
Terrorist Activity 
$50,000
24/7 Travel Assistance Services
Included
AD&D
Accidental Death and Dismemberment (AD&D)
Ages Available
14 days to 18 years old:
19 to 74 years old:
Benefit Maximums
$5,000
$25,000
(aggregate limit of $250,000 for total number of insureds on the plan)
Common Carrier Accidental Death
Ages Available
14 days to 18 years old:
19 to 74 years old:
Benefit Maximums
$25,000
$50,000
(aggregate limit of $250,000 for total number of insureds on the plan)
Other Travel Benefits
Trip Interruption must be coordinated by Seven Corners Assist. Failure to utilize Seven Corners Assist may result in a denial of benefits.
Loss of Checked Baggage
$50 per article, $500 per occurrence
Baggage Delay
$250 per occurrence
Trip Interruption
$5,000
Travel Delay
$100 per day, 2-day limit per occurrence
Lost or Stolen Travel Documents
$200
Border Entry Protection For Non-United States Residents traveling to the United States
$550
Personal Liability
$25,000
Optional Coverage
Adventure Activities
Up to medical maximum
*URC means Usual, Reasonable, and Customary. It is the maximum amount we will pay for covered expenses based on several factors. See the definition in the plan document for more details.
Frequently asked questions
How this plan works
What documents do I receive after buying travel insurance from Seven Corners?
Who can buy a Wander Frequent Traveler Plus plan?
How many trips can I take?
What is a covered trip?
Where can I travel?
How long can I be covered by this plan?
When does my coverage start?
When does my coverage end?
Does this plan provide primary coverage or secondary coverage?
Will Seven Corners give me a refund for this plan if I’m not satisfied?
Where can I find what is not covered by this plan?
Who provides the coverage for this plan?
Medical Benefits and Coverage
How do I find a medical provider when I’m traveling?
What is a pre-existing condition?
How does Seven Corners cover pre-existing conditions on Wander Frequent Traveler Plus?
Acute Onset of Pre-existing Conditions
What is an acute onset of a pre-existing condition?
PPACA – Patient Protection and Affordable Care Act
Does this plan provide benefits required by PPACA?

Good Faith Efforts
Seven Corners will make good faith efforts to provide the services and assistance described on this web page. If Seven Corners is unable to do so due to circumstances beyond its control or due to circumstances that make it unsafe for persons to provide such services and assistance, then Seven Corners will provide the services and assistance to the extent reasonable and possible. If Seven Corners is unable to directly arrange services, expenses incurred by you for services that would otherwise be covered under this plan and that would typically be arranged by Seven Corners may be eligible for reimbursement and should be submitted for consideration. It is your responsibility to preserve all documentation of related financial transactions you wish to be considered for reimbursement.

This website is intended as a brief summary of benefits and services. It is not part of your plan document and does not contain a complete summary of your coverage. If there is any difference between this website and your plan document, the provisions of the plan document will prevail. Benefits and plan costs are subject to change.

This advertisement contains highlights of the plans, which include travel insurance coverages underwritten by the United States Fire Insurance Company under form series T7000 et.al., T210 et. al. and TP-401 et. al. The Crum & Forster group of companies is rated A (Excellent) by AM Best 2021. C&F and Crum & Forster are registered trademarks of United States Fire Insurance Company. The plans also contain non-insurance Travel Assistance Services provided by Seven Corners, Inc. Coverages may vary and not all coverage is available in all jurisdictions. Insurance coverages are subject to the terms, limitations and exclusions for pre-existing conditions.

CA DOI toll free number: 800-927-4357. MD Insurance Administration: 800-492-6116 or 410-468-2340. The cost of your plan is for the entire plan, which consist of both insurance and non-insurance components. Individuals looking to obtain additional information regarding the features and pricing of each travel plan component, please contact Seven Corners, Inc. Carmel, IN 46032 USA 1-800-335-0611, 317-575-2652, 317-818-2809 CUSTOMERSERVICE@SEVENCORNERS.COM ; California license # 0E61910

24/7 Travel Assistance
  • 1-800-335-0611
  • 0-317-818-2809 (collect)
  • Includes 24 hour multilingual travel assistance, help finding a doctor, and evacuation if necessary.