Did you know?

Your health insurance at home may not cover you when you travel abroad. That means you’re responsible for the bill if you get sick or injured. Also, medical providers in foreign countries may require you to pay for services before they will treat you.

For a small daily fee, our international travel medical plans protect you when you travel outside your home country. You receive medical coverage, an extensive network of worldwide health care providers, and 24-hour multilingual travel assistance.

Seven Corners has been serving the needs of global travelers for more than 20 years, so we know how to help when you need it, no matter where you are!

What is my home country? It's the country where you have your true, fixed, and permanent residence. For Liaison Majestic and Liaison Continent, the United States is always the home country for U.S. citizens.  

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All benefits are per person and per coverage period unless otherwise stated

Liaison®
International

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Liaison®
Continent

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Liaison®
Majestic

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Economical pricing for trips 
45 days or less

Most popular choice
for travel to the USA

Long term option -
renew up to 3 years.

COVERAGE LENGTH

5 days to 45 days
(renew up to 45 days)

5 days to 187 days
(renew up to 187 days)

5 days to 364 days
(renew up to 3 years)

MEDICAL COVERAGE
Medical Maximum Options
This covers inpatient and outpatient expenses for injuries and illnesses that occur during your coverage period.

$50,000; $100,000; $500,000;
$1,000,000

$50,000; $100,000; $500,000; $1,000,000

$60,000; $125,000; $600,000; $1,000,000;  $2,000,000; $5,000,000

Deductible Options
Deductibles are per person per policy period. You may choose the option you prefer. There is a limit of 3 deductibles for a family, and you are responsible for paying your deductible.

$0; $100; $250;
$500; $1,000; $2,500

$0; $100; $250;
$500; $1,000; $2,500

$0; $100; $250;
$500; $1,000; $2,500;  $5,000

Coinsurance Options
This is your share of the cost of your medical expenses, and you pay this amount after you have paid your deductible.

In the U.S.: After you pay your deductible, we pay 80% of the next $5,000 of eligible expenses, then we pay 100% to your medical maximum.

Outside the U.S.: After you pay the deductible, we pay 100% of eligible expenses to your medical maximum.

In the U.S.:  Plan A - After you pay your deductible, we pay 80% of the next $5,000 of eligible expenses, then 100% to the medical maximum.
Plan B - After you pay your deductible, we pay 75% of eligible expenses to the medical maximum.

Outside the U.S.:  Plan E - After you pay your deductible, we pay 100% of eligible expenses to the medical maximum. Plan F - After you pay your deductible, we pay 80% of eligible expenses to the medical maximum.

In the U.S: After you pay your deductible, we pay 80% of the next $5,000 of eligible expenses, then we pay 100% to your medical maximum.

Outside the U.S.: After you pay your deductible, we pay 100% of eligible expenses to your medical maximum.

Dental
This covers dental treatment for: 1) unexpected pain of sound natural teeth or 2) restoration or replacement of sound natural teeth lost or damaged in an accident.

Sudden Relief of Pain $100
Accident Coverage $500

Sudden Relief of Pain $100
Accident Coverage medical maximum

Sudden Relief of Pain $250
Accident Coverage medical maximum

EMERGENCY TRANSPORTATION 
Local Ambulance Benefit
This includes: 1) Licensed ground ambulance. 2) Licensed air ambulance (transportation to the nearest metropolitan area is covered if you are in a rural area.

$5,000

medical maximum

medical maximum

Emergency Medical Evacuation/ Repatriation
If medically necessary, we will arrange and pay to 1) transport you to the nearest appropriate medical facilities 2) transport you home after an evacuation. These services must be approved and arranged by Seven Corners Assist in consultation with your local attending physician.

$300,000

$1,000,000

$1,000,000

Emergency Medical Reunion
We will arrange and pay to send one person of your choice to your side while you are hospitalized (you must require an emergency medical evacuation to receive this benefit). These services must be approved and arranged by Seven Corners Assist in consultation with your local attending physician.

$50,000

$50,000

$100,000

Return of Minor Children
If you're traveling alone with minor children and are hospitalized because of a covered illness or injury, we will transport the children home with an escort. These services must be approved and arranged by Seven Corners Assist in consultation with your local attending physician.

$50,000

$50,000

$100,000

Return of Mortal Remains
We will arrange and pay to return your remains to your home country if you die while traveling. These services must be approved and arranged by Seven Corners Assist.

$50,000

$50,000 ($5,000 for local burial/cremation)

$100,000  ($5,000 for local burial/cremation)

Natural Disaster
We will pay for replacement accommodations needed because of a natural disaster. You must provide proof of payment for the accommodations from which you were displaced.

Not Available

$200/day, 5-day limit

$250/day, 5-day limit

TRAVEL ASSISTANCE SERVICES
24/7 Travel Assistance*
Our multilingual team provides a wide variety of travel services. We arrange evacuations and emergency reunions. We can also help you locate appropriate medical facilities, assist with lost passport recovery, provide information about embassies, consulates, currency exchange, and much more.

Included

Included

Included

PRE-EXISTING CONDITIONS
Pre-existing Condition Coverage
This covers medical expenses for a sudden and unexpected recurrence of a pre-existing condition.

Unexpected Recurrence of Pre-existing Conditions
For U.S. Residents Outside the U.S. & Canada

Age 0-69:  $20,000
Age 70 & over:  $5,000

Waiver of Pre-existing Conditions 
For U.S. Residents Outside the U.S. 

Age 0-69:  $25,000
age 70 & over:  $5,000

Waiver of Pre-existing Conditions
For U.S. Residents Outside the U.S. 

Age 0-64:  Up to your medical expense limit if you have a Primary Health Plan
Age 0-64: $20,000
Age 65 & over: $2,500

Acute Onset of a Pre-existing Condition
This covers medical expenses for a sudden and unexpected recurrence of a pre-existing condition if treatment is received within 24 hours of the recurrence. A condition that is congenital or gradually worsens over time is not covered. There is no coverage for known, required or expected treatment existent or necessary prior to your coverage start date or if you had a prescription or treatment change for a diagnosis related to the acute event 30 days before the onset.

For Non-U.S. Residents in the U.S. 
Age 0-69: $15,000

For Non-U.S. Residents in the U.S.
Age 0-64: $45,000
Age 65-69: $2,000

For Non-U.S. Residents in the U.S. 
$200 per day/$3,000 maximum for heart attack or stroke

TERRORISM & POLITICAL BENEFITS
Terrorism
This covers medical expenses for an injury or illness related to a terrorist act.

$50,000 (lifetime limit)

medical maximum

medical maximum

Political Evacuation
If a formal recommendation from appropriate authorities is issued for you to leave your host country due to political or military events there, we will arrange and pay reasonable expenses for transportation to the nearest place of safety or for repatriation to your home country or country of residence.

Not Available

$10,000

$100,000

HOME COUNTRY COVERAGE
Incidental Trips Home
Covers an illness or injury which occurs on an incidental trip to your home country. You earn covered days at home based on the amount of coverage days you purchase.

$50,000

$50,000

$50,000

Extension of Benefits
Covers expenses incurred in your home country for conditions first diagnosed and treated while you are traveling outside your home country.

$5,000

$5,000

$5,000

TRIP INTERRUPTION & BAGGAGE
Loss of Checked Luggage
If your luggage is permanently lost by the airline, we will pay for replacement clothing and personal hygiene items (per article limit of $50). This benefit is secondary to any payment received from your airline.

$250 per occurrence

$250 per occurrence

$250 per occurrence

Trip Interruption
If you cannot continue your trip due to stated reasons, you will receive reimbursement for travel expenses. This benefits varies by plan.

$5,000

$5,000

$10,000

ACCIDENTAL DEATH & DISMEMBERMENT (AD&D)
Accidental Death & Dismemberment (AD&D)
Pays benefits (principal sum) for death, loss of limbs, or loss of sight due to an accident occurring on your trip. These are paid as a percentage of the principal sum according to the schedule in your plan document. If you have more than one loss due to an accident, we will pay only one amount, the largest.

$25,000 plan participant & spouse
$5,000 dependent children
Aggregate limit of $250,000 per family.

$50,000 plan participant  & spouse
$5,000 dependent children
Aggregate limit of $250,000 per family.

$25,000 plan participant & spouse
$5,000 dependent children
Aggregate limit of $250,000 per family.

Common Carrier Accidental Death
Pays death benefits due to an accident occurring on your trip if you are on a motorized land, seas, and/or air conveyance operating under a valid license for transporting passengers for hire. If you have more than one loss due to an accident, we will pay only one amount, the largest.

$50,000 plan participant & spouse
$10,000 dependent children
Aggregate limit of $250,000 per family.

$100,000 plan participant & spouse
$25,000 dependent children
Aggregate limit of $250,000 per family.

$50,000 plan participant & spouse
$12,500 dependent children
Aggregate limit of $250,000 per family.

OTHER BENEFITS
Hospital Indemnity
Pays a cash benefit if you are hospitalized. The payment is not based on your medical expenses, and you may use these funds as you wish.

$150/night to a maximum of 30 nights (This benefit is paid per occurrence, outside the U.S. & Canada.)

$150/night to a maximum of 30 nights (This benefit is paid per occurrence, outside the U.S.)

$250/night to a maximum of 30 nights (This benefit is paid per occurrence, outside the U.S.)

Felonious Assault
Pays a cash benefit if you are injured as the result of a felonious assault while traveling. The payment is not based on your medical expenses, and you may use these funds as you wish.

Not Available

$10,000 (in addition to the medical maximum)

$10,000 (in addition to the medical maximum)

Coma Benefit
Pays a monthly cash benefit if you become comatose due to an accident. The payment is not based on your medical expenses, and you may use these funds as you wish.

Not Available

$50,000 (in addition to the medical maximum) 

$50,000 (in addition to the medical maximum)

Natural Disaster Evacuation
If you need an emergency evacuation due to a natural disaster which makes your host country location uninhabitable (as deemed by Seven Corners security personnel and as described in the plan document), we will arrange and pay for evacuation from a safe departure point to the nearest safe location. We will arrange and pay up to a maximum of 3 days for accommodations related to lodging if you are delayed at the safe location. We will also arrange and pay for one-way economy airfare to return you to your home country following evacuation.

Not Available

$10,000

$10,000

OPTIONAL BENEFITS
Hazardous Sports
Covers specified sports activities which are normally not covered by the plan. You must select this option and pay the additional cost to receive this coverage. Covered sports activities vary by plan.

Covers: motorcycle/motor scooter riding (as a passenger or a driver), hang gliding, parachuting, bungee jumping, water skiing, wakeboard riding, jet skiing, windsurfing, snow skiing, snowmobiling, and snowboarding.

Covers: motorcycle/motor scooter riding (whether as a passenger or a driver), hang gliding, Parachuting, zip lining, parasailing, bungee jumping, water skiing, wakeboard riding, jet skiing, windsurfing, snowmobiling, and spelunking. 

Covers: motorcycle/motor scooter riding (as a passenger or a driver), hang gliding, parachuting, zip lining, parasailing, bungee jumping, water skiing, wakeboard riding, jet skiing, windsurfing, snowmobiling, and spelunking. 


* Travel Assistance Services are not insurance and are provided by Seven Corners Assist.  

State Restrictions: We cannot accept an address in Maryland, Washington, New York, and South Dakota.
Country Restrictions: Country Restrictions: We cannot accept an address in Islamic Republic of Iran, Syrian Arab Republic, U.S. Virgin Islands, Gambia, Ghana, Nigeria, and Sierra Leone.
Destination Restrictions: We cannot cover trips to Islamic Republic of Iran and Syrian Arab Republic.

The table above is a summary of benefits and services. If there is any difference between this summary and your plan document, the provisions of your plan document will prevail.

All plans are administered by Seven Corners.

Coverage for Liaison Continent and Liaison Majestic is provided by Certain Underwriters, Lloyd's of London and Tramont Insurance Company Limited.

Coverage for Liaison International is provided by Advent Underwriting Limited on behalf of Advent Syndicate 780 at Lloyd's of London and Tramont Insurance Company Limited

For more information about Advent's Complaints and Data Protection Policy, please click here.

Patient Protection and Affordable Care Act
This insurance is not subject to, and does not provide certain insurance benefits required by the United States Patient Protection and Affordable Care Act (“PPACA”).
The insurance benefits provided by insurance under the Plan Document are stated in your plan documents and do not include additional benefits required by PPACA. The PPACA requires certain U.S. residents and citizens to obtain PPACA compliant insurance coverage. The Plan Document and Evidence of Coverage are not subject to guaranteed issuance or renewal. In certain circumstances penalties may be imposed on U.S. residents and citizens who do not maintain PPACA compliant insurance coverage. You should consult your attorney, insurance agent or tax professional to determine if the PPACA’s requirements are applicable to you. 


 

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From arranging emergency medical evacuations to helping you locate an embassy or providing you with medical and travel advisories and anything in between, our multilingual team is available 24/7.

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Don’t worry! You can cancel your coverage if you are not completely satisfied. A full refund is provided if you send us a written request for a refund before your coverage begins.

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